2015 C300 Lease Question

tzdivers

Hoping to get some help. Here are my specs in socal...... C300W with the selling price of $38,400 and MSRP of $43,490 I was thinking of doing a one-time lease payment and have been told $14,500 which includes the 3 services at 12K miles. Need some advice if I should be doing this one-time lease payment or what I should be looking at a regular lease in terms of monthly payments. I'm told even with a one-time lease there is still a money factor of .00038. My term is 36 months at 12,000 miles per year. They are asking me to come back to them with a reasonable offer so looking to the experts on here to advise. looking to get car this weekend as I am returning my 2013 C250. Help!

kyfdx

tzdivers said:

Hoping to get some help. Here are my specs in socal...... C300W with the selling price of $38,400 and MSRP of $43,490 I was thinking of doing a one-time lease payment and have been told $14,500 which includes the 3 services at 12K miles. Need some advice if I should be doing this one-time lease payment or what I should be looking at a regular lease in terms of monthly payments. I'm told even with a one-time lease there is still a money factor of .00038. My term is 36 months at 12,000 miles per year. They are asking me to come back to them with a reasonable offer so looking to the experts on here to advise. looking to get car this weekend as I am returning my 2013 C250. Help!

Base MF is .00118 and residual is 61%.

The discount for single-pay is large, and that's a good program, but you have to be careful. Because that is such a big number, it's easy to slip in padded charges.

The total of payments using those parameters is $12,780. That's a spread of $1720 from their offer.

Other costs: $795 acquisition fee, $400 (approx) title/license/doc fees, $1250 tax (approx, assuming 8%).

Looks really good, as I didn't add in for maintenance plan.. Is $14,500 an after-tax number? If so, it's excellent.. even if not, it looks good, as long as you are satisfied with the selling price.

tzdivers

Thanks for the reply KFYDX.....The price of $14,500 does include all fees. I am told the one-time fee is a $2300 savings versus paying it monthly. Do you think it is an excellent deal?

kyfdx

tzdivers said:

Thanks for the reply KFYDX.....The price of $14,500 does include all fees. I am told the one-time fee is a $2300 savings versus paying it monthly. Do you think it is an excellent deal?

Pretty sure I answered that question.

tzdivers

Need some help with my math on a one-pay lease. I understand the MF on a one pay lease is .00038. The MSRP is $43,490 which at 61% would make the RV $26,528. My tax rate is 9% I'd say about $500 in other fees like registration etc. I come up with a one time payment of about $12,900. Sound right?