Chronic Car Buyers Anonymous

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Comments

  • benjaminhbenjaminh Member Posts: 5,945
    edited September 23
    It's a good deal, but is it the right vehicle for you? Why would you need a vehicle so big and so high off the ground? What happened to your seemingly long-held preference for having something that's fun to drive?

    From my pov it's seems like maybe you dodged a bullet when you missed that deal on the loaded Nissan Frontier Pro 4X? My guess, and it's purely a guess, is that if you sign the papers on one of those that in a relatively short time you might regret it.

    Honestly, I think you'd be much happier driving your new Maverick. What you ordered seems sharp and should retain its resale value well.

    Are you questioning your Maverick order because you'll likely need to buy it instead of lease it?
    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • stickguystickguy Member Posts: 44,019
    it would come in handy for 2 years. Though ideally I would have a much cheaper used truck as a spare, and a fun car for nice weather. Of course, the days when those existed are long since gone I think.

    this would have been a temporary plan to hopefully get through the transition to a new house. and see how we like having one around. And really just a different option than the Maverick which would largely serve the same purpose.

    2020 Acura RDX tech SH-AWD

  • benjaminhbenjaminh Member Posts: 5,945
    edited September 23
    Payments on your Maverick as a purchase over 5 years should be similar. I realize you rarely keep a vehicle that long, but currently Ford is offering 1.9% over 5 years, which as you know is a very good rate. Of course, I realize that rate might not be offered when your Maverick actually arrives at the dealer.


    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • stickguystickguy Member Posts: 44,019
    I might lease it if they have reasonable terms at the time. No clue what lease or finance will be 2 months from now in November.

    I am still surprised, with consumer cars so close to delivery, there still aren't any driving reviews released. Really want to see some of those! I do need to touch base with some dealers to see if someone will give me a call in case they get one on the lot to check out.

    2020 Acura RDX tech SH-AWD

  • corvettecorvette United StatesMember Posts: 8,888
    I think October 5 is the embargo date on the Maverick. Looks like Ford's current finance rates are 0% for 36 months, 0.9% for 48 months, and 1.9% for 60 months. The 72, 75, and 84 month terms are quite high by comparison, but I'm sure a lot of people will take them to "save" a few bucks each month on a lower monthly nut.
  • stickguystickguy Member Posts: 44,019
    oh, one more crazy thing from the lease deal on the Nissan. Which helps explain the good price. on a 24/10 lease, MSRP of about 45K, residual just about 40K. So roughly an 88-89% residual.

    2020 Acura RDX tech SH-AWD

  • benjaminhbenjaminh Member Posts: 5,945
    A 2-year/10k lease of a Maverick Lariat with the 2.0T currently looks like almost $500 a month if you put 0 down.


    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • stickguystickguy Member Posts: 44,019
    2 year leases are normally a lot more expensive I think.

    2020 Acura RDX tech SH-AWD

  • benjaminhbenjaminh Member Posts: 5,945
    It's a good thing you are entertained by thinking about the nearly infinite permutations of vehicle types, options, brands, leasing vs. financing, etc.

    Hope you're not torturing yourself over this.

    The Frontier Pro 4X has heavy duty metal plates underneath for serious off road driving. It also has large ground clearance and a special lifted suspension. Big V-6 engine. Poor mpg. Do you really want to drive a thing like that? Are you sure you're not being lured by a good deal into driving/diving off into the automotive deep end?


    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • benjaminhbenjaminh Member Posts: 5,945
    edited September 23
    From the youtube videos the rear seat room of the Maverick actually looks significantly more comfortable than the rear seat room of the Frontier.
    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • benjaminhbenjaminh Member Posts: 5,945
    stickguy said:

    oh, one more crazy thing from the lease deal on the Nissan. Which helps explain the good price. on a 24/10 lease, MSRP of about 45K, residual just about 40K. So roughly an 88-89% residual.

    That's a bizarre residual.
    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • stickguystickguy Member Posts: 44,019
    I don't ride in the back seat, so who cares about them! Gas mileage is nice of course, but when you only drive 100 miles a week or so, not a huge difference.

    The functionality does make a difference. Which is why I wouldn't buy one without giving it a try first. Most likely it wouldn't be quite what we are looking for, but don't know until you try!

    2020 Acura RDX tech SH-AWD

  • qbrozenqbrozen Member Posts: 30,068
    mjfloyd1 said:

    Are you other 4xe people getting “ducked”. I’ve had two rubber duckys left on my Jeep so far. It’s a Jeep way of saying “I like your wrangler””

    um, no. Do I have to call a carpet cleaning company afterwards?


    '21 Wrangler 4xE, '07 ML63, '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c, '14 Town&Country Limited, '10 Escape XLT v6. 56-car history and counting!

  • roadburnerroadburner Member Posts: 15,295
    qbrozen said:

    Vehicles I never even saw in person but put into my fleet:
    Coronet (never even drove one)
    Charger (I did test drive a Charger R/T of similar vintage)
    ML63 (never drove one)
    Camaro LT1 (never drove one)
    Wrangler (never drove one after 2004)

    Oh, and my 350z I did see but didn't drive, although I drove another of same year/trim.

    318ti Club Sport(Ordered sight unseen, but I had driven a base 318ti)
    Mazdaspeed3(had test driven another)
    2002(bought off eBay; had driven several '02s decades ago)

    Mine: 1995 318ti Club Sport; 2014 M235i; 2009 Cooper Clubman; 1999 Wrangler; 1996 Speed Triple Challenge Cup Replica Wife's: 2015 X1 xDrive28i Son's: 2018 330i xDrive

  • roadburnerroadburner Member Posts: 15,295
    edited September 23
    My wife and I saw a new Frontier Pro 4X tonight; she said that she really liked the looks of it. So...
    Flip the Wrangler for a Frontier?
    or
    Flip the 2er for an M2 Comp or a G42 M240i?
    It would be nice if I could afford to do both

    Mine: 1995 318ti Club Sport; 2014 M235i; 2009 Cooper Clubman; 1999 Wrangler; 1996 Speed Triple Challenge Cup Replica Wife's: 2015 X1 xDrive28i Son's: 2018 330i xDrive

  • 28firefighter28firefighter Seattle, WAMember Posts: 8,118
    edited September 23

    Wondering what the VPP deal is on the frontier. Assuming $2k to invoice and that’s what VPP is, you’re sub 400 all in…

    My wife said if we did that I’d have to give her the Jeep. I am not really aligned with that.

    2021 Tesla Model 3 SR+, 2021 Jeep Wrangler Unlimited Sahara 4xE, 2004 BMW 330i ZHP 6MT
  • corvettecorvette United StatesMember Posts: 8,888
    @roadburner - I thought your Wrangler was a "lifer?"
  • MichaellMichaell ColoradoModerator Posts: 196,318
    stickguy said:

    oh, one more crazy thing from the lease deal on the Nissan. Which helps explain the good price. on a 24/10 lease, MSRP of about 45K, residual just about 40K. So roughly an 88-89% residual.

    I thought we covered this ground - 24/10 residual is 90%.

    MF is .00228, however

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    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • stickguystickguy Member Posts: 44,019
    yeah, MF was high but in the end, all that matters is the payment. I don't care how they get there.

    that residual though, seems nuts. I guess it guarantees they are getting a lot of 2 YO trucks back!

    2020 Acura RDX tech SH-AWD

  • roadburnerroadburner Member Posts: 15,295
    corvette said:

    @roadburner - I thought your Wrangler was a "lifer?"

    Probably. I'd like to get it under roof, however.

    Mine: 1995 318ti Club Sport; 2014 M235i; 2009 Cooper Clubman; 1999 Wrangler; 1996 Speed Triple Challenge Cup Replica Wife's: 2015 X1 xDrive28i Son's: 2018 330i xDrive

  • tjc78tjc78 South JerseyMember Posts: 12,844
    edited September 24

    We both had sat in an XC90 but neither of us had driven one before we bought it.

    Everything else I’ve owned I drove either the one I bought or a similar equipped model.

    2020 Volvo XC90 T6 Momentum / 2019 Volvo S60 T6 Inscription

  • au1994au1994 GAMember Posts: 2,508

    Nope - but I've been hearing about it.

    Same here

    2021 Jeep Wrangler Sahara 4xe Granite Crystal over Saddle
    2017 BMW X1 Jet Black over Mocha

  • au1994au1994 GAMember Posts: 2,508
    stickguy said:

    yeah, MF was high but in the end, all that matters is the payment. I don't care how they get there.

    that residual though, seems nuts. I guess it guarantees they are getting a lot of 2 YO trucks back!

    Drive it. Like it? Still able to get a good deal?

    Get it. Its only a 2 year lease and life is short.

    If not the Maverick is a great consolation prize.

    2021 Jeep Wrangler Sahara 4xe Granite Crystal over Saddle
    2017 BMW X1 Jet Black over Mocha

  • qbrozenqbrozen Member Posts: 30,068

    Shoot, @28firefighter reminded me about the Stelvio. I did drive a friend’s, but his had the base seats. Leased my Ti sight unseen.

    There were some others long long ago but too far back to remember much. I know I didn’t drive my first car (CJ7) because I didn’t have my license yet nor knew how to drive stick. My father drove for me. Then there was the stray Zephyr he brought home for me after I totaled the Jeep.

    '21 Wrangler 4xE, '07 ML63, '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c, '14 Town&Country Limited, '10 Escape XLT v6. 56-car history and counting!

  • benjaminhbenjaminh Member Posts: 5,945
    edited September 24
    A 20-minute off-road test of the Nissan Frontier Pro 4X.

    2018 Acura TLX 2.4 Tech 4WS (mine), 2018 Honda CR-V EX AWD (wife's)
  • au1994au1994 GAMember Posts: 2,508
    qbrozen said:

    Shoot, @28firefighter reminded me about the Stelvio. I did drive a friend’s, but his had the base seats. Leased my Ti sight unseen.

    There were some others long long ago but too far back to remember much. I know I didn’t drive my first car (CJ7) because I didn’t have my license yet nor knew how to drive stick. My father drove for me. Then there was the stray Zephyr he brought home for me after I totaled the Jeep.

    If the Alfa dealer was closer, I’d really like to get a Stelvio for my wife. Lease of course. Long term ownership of an Alfa still gives me cold sweats.

    2021 Jeep Wrangler Sahara 4xe Granite Crystal over Saddle
    2017 BMW X1 Jet Black over Mocha

  • sdasda Indian Land, SCMember Posts: 5,007
    qbrozen said:

    Shoot, @28firefighter reminded me about the Stelvio. I did drive a friend’s, but his had the base seats. Leased my Ti sight unseen.

    There were some others long long ago but too far back to remember much. I know I didn’t drive my first car (CJ7) because I didn’t have my license yet nor knew how to drive stick. My father drove for me. Then there was the stray Zephyr he brought home for me after I totaled the Jeep.

    “stray Zephyr “, lol. What a let down but you did have a car. When one of my sisters wrecked the Toyota she was driving dad told her to share the Pontiac my other sister was driving. Two unhappy girls.

    2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech, 2006 Acura TL w/nav

  • oldfarmer50oldfarmer50 Member Posts: 19,059
    benjaminh said:

    Payments on your Maverick as a purchase over 5 years should be similar. I realize you rarely keep a vehicle that long, but currently Ford is offering 1.9% over 5 years, which as you know is a very good rate. Of course, I realize that rate might not be offered when your Maverick actually arrives at the dealer.


    He should be able to get that same rate at a credit union even if Ford doesn’t offer it. My own CU is offering below that rate currently.

    I understand the new Frontier is improved over the bare bones previous model but I’m guessing it still rides like a truck (which is what it is). I’m not a big fan of modern trucks that are more luxury than truck so for me it would be ok but I’m not sure stick would be happy with it.

    Good luck finding a used pick up these days. Your best bet there is to make friends with some 90 yo and wait until he gives up driving.

    2019 Kia Soul+, 2015 Mustang GT, 2004 Chevy Van, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 19,059

    qbrozen said:

    Vehicles I never even saw in person but put into my fleet:
    Coronet (never even drove one)
    Charger (I did test drive a Charger R/T of similar vintage)
    ML63 (never drove one)
    Camaro LT1 (never drove one)
    Wrangler (never drove one after 2004)

    Oh, and my 350z I did see but didn't drive, although I drove another of same year/trim.

    318ti Club Sport(Ordered sight unseen, but I had driven a base 318ti)
    Mazdaspeed3(had test driven another)
    2002(bought off eBay; had driven several '02s decades ago)
    Only car I ever bought without a test drive was the cargo van and I kind of knew what to expect there.

    2019 Kia Soul+, 2015 Mustang GT, 2004 Chevy Van, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 19,059
    Here’s one for stickguy as a 2 year place holder. Better jump on this fast as I noticed the seller bumped the price since he first listed it.

    https://vermont.craigslist.org/cto/d/bomoseen-1986-ford-ranger/7374532193.html

    2019 Kia Soul+, 2015 Mustang GT, 2004 Chevy Van, 2000 Chrysler Sebring convertible

  • stickguystickguy Member Posts: 44,019
    Little pricy. And I am skeptical about the no rust claim out of Vermont. V6, 4 speed? That’s ok!

    2020 Acura RDX tech SH-AWD

  • au1994au1994 GAMember Posts: 2,508

    Here’s one for stickguy as a 2 year place holder. Better jump on this fast as I noticed the seller bumped the price since he first listed it.

    https://vermont.craigslist.org/cto/d/bomoseen-1986-ford-ranger/7374532193.html

    As John McEnroe once said “You cannot be serious!!”

    2021 Jeep Wrangler Sahara 4xe Granite Crystal over Saddle
    2017 BMW X1 Jet Black over Mocha

  • stickguystickguy Member Posts: 44,019
    These days, if it really isn’t rusted out and runs ok with no serious needs, that probably is a good (or at least realistic) price.

    2020 Acura RDX tech SH-AWD

  • kyfdxkyfdx Moderator Posts: 200,769

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  • oldfarmer50oldfarmer50 Member Posts: 19,059
    stickguy said:

    These days, if it really isn’t rusted out and runs ok with no serious needs, that probably is a good (or at least realistic) price.

    As I said he bumped the price about $150 since it was first posted so somebody must have been whispering in his ear. Only way to know for sure is take a weekend leaf peeping trip to Lake Bomoseen. In today’s market everybody with a wheelbarrow wants a million.

    That’s nice country, if you don’t find the truck of your dreams maybe you’ll stumble on the home of your dreams.

    2019 Kia Soul+, 2015 Mustang GT, 2004 Chevy Van, 2000 Chrysler Sebring convertible

  • stickguystickguy Member Posts: 44,019
    We really liked Vermont. I spent time there as a kid too, since my grandparents lived there until I was about 12.

    2020 Acura RDX tech SH-AWD

  • ab348ab348 Dartmouth, Nova Scotia, CanadaMember Posts: 15,944
    Another Hyundai recall for engine woes, this time 2017 Tucsons and Sonata Hybrids, about 95,000 in total. Some will be getting new engines.

    https://www.cnet.com/roadshow/news/hyundai-tucson-sonata-hybrid-recall-fire-engine-stall

    2017 Cadillac ATS Performance Premium 3.6

  • oldfarmer50oldfarmer50 Member Posts: 19,059
    ab348 said:

    Another Hyundai recall for engine woes, this time 2017 Tucsons and Sonata Hybrids, about 95,000 in total. Some will be getting new engines.

    https://www.cnet.com/roadshow/news/hyundai-tucson-sonata-hybrid-recall-fire-engine-stall

    Oh, oh. That’s the engine in my Soul I think.

    One thing that doesn’t make sense in that article. It said:

    “ Owners will begin receiving letters notifying them of the recall on Nov. 12. They won't pay for any repairs necessary if a new engine's required.”

    If you need a new engine they won’t pay for it? I don’t get it.

    2019 Kia Soul+, 2015 Mustang GT, 2004 Chevy Van, 2000 Chrysler Sebring convertible

  • andres3andres3 Southern CAMember Posts: 12,804
    abacomike said:

    @breld said:

    On the subject of loans, I’ve tried to work directly with my bank or credit union, but I’ve yet to use them. The dealerships are so much more efficient at securing loans, and usually with better rates.

    I am in total agreement with you, Breld!

    My last two car loans were arranged at dealerships:

    2020 MB E450 financed at 0% for 36 months

    2021 Genesis G90 financed at 1.9% for 60 months.

    No bank or credit union came close on either loan.


    A lot of times to get those great low rates you are forgoing a lot of money on the table. Most rebates are an either/or with the good financing.
    '15 Audi Misano Red Pearl S4, '16 Audi TTS Daytona Gray Pearl, Wife's '19 VW Tiguan SEL 4-Motion
  • laurasdadalaurasdada Member Posts: 3,883
    Similar:
    '13 Jag XF 60 mos @1.84%
    '21 A7e 60 mos @ Blutarsky GPA.

    A fond, but bittersweet adieu to my '13 Jaguar XF. And so, I present this laurel, and hearty handshake to the new boss; '21 Audi A7 PHEV. '09 Jag XK , '05 Acura TL, '88 Acura Integra, '84 Mitsubishi Mirage Turbo & '78 VW Scirocco ; all special to me. And, of course, the '92 Nissan Sentra SE-R and '95 Saab 900s I bought for the ex... I've yet to buy a car I didn't like. Although, do I really want to drive a car that would have someone such as me as its owner?

  • au1994au1994 GAMember Posts: 2,508

    Similar:
    '13 Jag XF 60 mos @1.84%
    '21 A7e 60 mos @ Blutarsky GPA.

    Ha! That took me a minute!

    2021 Jeep Wrangler Sahara 4xe Granite Crystal over Saddle
    2017 BMW X1 Jet Black over Mocha

  • andres3andres3 Southern CAMember Posts: 12,804
    edited September 24

    More confirmation that I should not buy a Supra- from a Supra forum, where a lot of owners are learning the hard way that many Toyota service departments do not have a handle on BMW technology:

    Went to the dealership. Found out in addition to bricking the ECU they fried a bunch of ancillary electrical components, such as the camera system, etc. Pulled my contract...will have right of first refusal if they ever fix everything. The search continues... it was nice "owning" a Supra for 7 days.

    Apparently some dealers are attempting to update ECUs without connecting the vehicle to a battery tender, the result being that the ECU immediately becomes a large paperweight.

    The Toyota could handle being struck by lightning directly onto the ECU motherboard and it would still run 300,000 miles without an oil change. :smile:
    '15 Audi Misano Red Pearl S4, '16 Audi TTS Daytona Gray Pearl, Wife's '19 VW Tiguan SEL 4-Motion
  • explorerx4explorerx4 Central CTMember Posts: 16,535
    When I bought my Explorer, there was an either/or incentive option. $500 or 0% for 6 years. Also a separate $2,750 cash rebate.
    2020 Ford Explorer XLT
  • stickguystickguy Member Posts: 44,019
    same with our current RDX. Either take the .9% for 60 months, or market rate (5.4% I think) with an extra $1,500 discount incentive. I did the math, and needed to pay off the loan in something like 1.5 years or I would come out behind taking the case.

    I did check a couple sources but the refi rate was somewhere in the middle, and IIRC not low enough to change the decision. So I took the cheap money, and put extra cash into paying down the mortgage instead.

    2020 Acura RDX tech SH-AWD

  • kyfdxkyfdx Moderator Posts: 200,769
    0%/72 mo. on the X3. If you didn’t take the financing, you lost a $1000 rebate.

    I kid you not. 25 payments left

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  • stickguystickguy Member Posts: 44,019
    I should have ordered up a bright red offroad beast when I had the chance.

    2020 Acura RDX tech SH-AWD

  • corvettecorvette United StatesMember Posts: 8,888

    I think this is the first photo I took with my new phone.

  • fintailfintail Member Posts: 54,221
    Read this on a MB forum - looks like more reason to buy out the wagon at the end of March:

    Just spoke to my dealer and here is what he told me regarding leasing a 2022 E Class:

    Due to the chip shortage orders placed now he expects to be delivered before April - between 4 and 6 months.
    The residuals have been dramatically reduced: For 36 months, 10K miles per year the residual on the E350 will be 53%; for the E450 54%. The residual on my 2019 E450, 36 months, 10K per year is 59%.
    There will be discounts but nothing like in the past: the car I configured had a MSRP of $69,800 and a selling price of $68,650 a discount of 1.65%. On my 2019 which I ordered in September, 2018 for delivery in December 2018 was discounted 12%.
    The monthly payment, with zero down and NYS sales tax put into the lease came to $1,195 per month. The monthly payment on my 2019 E450, zero down, NYS sales tax in the lease (apples to apples) is $896. That is an increase of 33 1/3%!
    The MSRP on my 2019 E450 was $71,095, $1295 more than the 2022 E450:
    The residual on my car is $41,946 which represents 59% of the MSRP.
    The dealer has for sale only one used 2019 E300 with 27,500 miles for a price of $47,500. My car is an E450, $5000 more than the E300, with only 20,600 miles, 7,000 miles less, yet the dealer is trying to tell me that I have "no equity" in my lease and my car is worth only $42,000.

    I think my residual was something like 61, which at the time might have been accurate, but in this weird world makes for a good deal.
  • stickguystickguy Member Posts: 44,019
    I imagine there will be a lot more people buying out leases for a while. If I still had my TLX coming due in December, I definitely would. That of course further suppresses the supply of used cars, though at least cuts down on the demand for new ones!

    2020 Acura RDX tech SH-AWD

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