Chronic Car Buyers Anonymous

corvette · January 28

andres3 said:
UFB IS A CRIMINAL SCAM ORGANIZATION.

THANKS FOR SPEAKING UP SO I COULD HEAR YOU

I read some more reviews and decided to just move my savings to Vanguard Federal Money Market.

mjfloyd1 · January 28

@corvette said:
THANKS FOR SPEAKING UP SO I COULD HEAR YOU

I read some more reviews and decided to just move my savings to Vanguard Federal Money Market.

I WAS WONDERING WHY HE WAS YELLING 😂

Does Hyundai/Kia own UFB? 😎

ab348 · January 28

I WISH WE HAD A MUTE USER FUNCTION.

jmonroe1 · January 28

cdnpinhead said:

roadburner said:
. . . between the abysmal styling of so many of their new cars and the emphasis on style over substance I just can't get excited over 99% of their current product line.
Isn't that the truth -- many answers to questions that no one ever asked. The last time I really wanted a BMW I could barely afford one, and by the time I could comfortably own (not lease) one, I wouldn't be caught dead in it.

————————————————
That’s the down side of getting old slowly.

jmonroe

jmonroe1 · January 28

@mjfloyd1 said:
Who leases “solar systems”? I’d like the Milky Way 😂

————————————————
I’d rather have a Snickers.

jmonroe

venture · January 28

cdnpinhead said:

roadburner said:
. . . between the abysmal styling of so many of their new cars and the emphasis on style over substance I just can't get excited over 99% of their current product line.
Isn't that the truth -- many answers to questions that no one ever asked. The last time I really wanted a BMW I could barely afford one, and by the time I could comfortably own (not lease) one, I wouldn't be caught dead in it.

I bought my E46 very late in the model year specifically because of the, let's say, awkwardness of the next model.

I agree with Roadburner that now the 3 and the 5 (and I guess the 8 but I wasn't interested in that) are the only ones left that are not bordering on hideous. That's a reason why I bought my 330 when I did - that and because it was the colors I was looking for.

In hindsight I think I actually like the 5 better.

jmonroe1 · January 28

@qbrozen said:
unbelievably, I received titles for both Pajero Minis today. That's like 1/4th the time of all previous titles. I wonder what I did to get such special treatment. Possibly because I sent a priority mail envelope with 3 white envelopes inside. One with a follow-up form for the Opel that I screwed up, and the other 2 with the Pajero apps. I guess maybe they took care of the Opel follow-up and figured "eh, let's do these others."

————————————————
Good to hear. I guess when you stuff envelopes with Franklins it helps.

jmonroe

roadburner · January 28

@fintail said:
At least with MB most of the lineup is maybe inoffensive, unlike some BMW weirdness (buckteeth grille, weird lumpy EVs) - maybe the oddest being the bathtub EVs. But when compared to 60s-90s models, the styling sometimes misses the mark. I know new cars are much easier to live with under the hood, but design-wise sometimes I think we're in a 21st century 1958.

The C Class styling is growing on me; I think it hits exactly the right balance for a sports sedan.

oldfarmer50 · January 28

Barrett-Jackson in AZ just sold VIN #1 of the new 2024 Mustang for $490,000. Costs money to be first.

Sandman6472 · January 28

I tried to log into my Vanguard account but had trouble. First, it's an old email address which I never use anymore and then the password, couldn't remember it. So now, the site tells me I need to call Monday to Friday from 8 am to 8 pm to speak with a human. Too many hoops if you ask me. Seeing the Edward Jones lady Monday at 11 to get a 6 month and a year CD. As long as there are no extra fees involved, I'll go with them. Once I get the Vanguard account fixed, can see what they have and go from there. Have a small amount sitting in the savings I'd like to get some more interest on and since we won't be using it for at least another year, might as well make it work for us.
Had Vanguard many years ago before I switched over to Fidelity, wanted to consolidate everything at the time. Now, don't care that much if I use both companies.

stickguy · January 28

sounds like an appropriate amount of hoops to me. I would be upset if Vanguard (since I use them) didn't obsess about security!

and all this talk of actually getting interest on cash reserves makes me realize I should check what I have mine in. Too much in the checking accounts (though that gets paid interest at our new bank, just not much).

corvette · January 28

If you (or anyone) has a Schwab account, apparently they no longer automatically sweep cash reserves into a money market fund. That was an interesting discovery I made recently.

qbrozen · January 28

@oldfarmer50 said:
Barrett-Jackson in AZ just sold VIN #1 of the new 2024 Mustang for $490,000. Costs money to be first.

Was it at least the Dark Horse model?

explorerx4 · January 29

The proceeds from the sale of 2024 Mustang #1 went to JDRF.

mjfloyd1 · January 29

@jmonroe1 said:

@mjfloyd1 said:
Who leases “solar systems”? I’d like the Milky Way 😂

————————————————
I’d rather have a Snickers.

jmonroe

I knew that you would Snicker at my bad joke😂

imidazol97 · January 29

Sandman6472 said:
I tried to log into my Vanguard account but had trouble. First, it's an old email address which I never use anymore and then the password, couldn't remember it. So now, the site tells me I need to call Monday to Friday from 8 am to 8 pm to speak with a human. Too many hoops if you ask me. Seeing the Edward Jones lady Monday at 11 to get a 6 month and a year CD. As long as there are no extra fees involved, I'll go with them. Once I get the Vanguard account fixed, can see what they have and go from there. Have a small amount sitting in the savings I'd like to get some more interest on and since we won't be using it for at least another year, might as well make it work for us.
Had Vanguard many years ago before I switched over to Fidelity, wanted to consolidate everything at the time. Now, don't care that much if I use both companies.

We have Vanguard accounts. We got many mailings from them a couple years back explaining changes to their system that included brokerage capabilities AND that they wanted all accounts to convert to the NEW computer system's format. After a couple of years I assume any information in the old accounts is difficult to access if not impossible. So calling them Monday to link up your dormant accounts would be the best thing to do.

imidazol97 · January 29

stickguy said:
sounds like an appropriate amount of hoops to me. I would be upset if Vanguard (since I use them) didn't obsess about security!

and all this talk of actually getting interest on cash reserves makes me realize I should check what I have mine in. Too much in the checking accounts (though that gets paid interest at our new bank, just not much).

I just got am email telling me my wife's account at Vanguard needs to be changed over. BUT I did change them both at least a year ago. So I will have to spend some time logging into each account soon, adjusting the beneficiary, etc., so I can be sure it's working and is marked as current so they are required to send it to unclaimed funds for the State of Ohio as a dormant account.

Fidelity required registration changes at about the same time. I use Fidelity's brokerage but not Vanguard's. Vanguard is using some investing methods I don't care for, so I just leave the mutual funds there for now. I've considered moving all funds out of there to Fidelity.

BTW everyone should check for unclaimed funds in any state in which they have lived. You can start with your state's Secretary of State office or go to missingmoney.com which works for most states. I found a few weeks ago that there were 4 items they listed for me in Ohio. All trivial, total was less than $10. Not work my time. But I found money in names similar to and locations possible for friends from years ago. So I sent them copies of the listings.

In past 3 years I had one mutual fund send a letter warning an account had been dormant and was appraoching age to be sent to State. I had accessed fund by computer because I do that once a year, but the company is always right....... LOL.

fintail · January 29

roadburner said:

@fintail said:

At least with MB most of the lineup is maybe inoffensive, unlike some BMW weirdness (buckteeth grille, weird lumpy EVs) - maybe the oddest being the bathtub EVs. But when compared to 60s-90s models, the styling sometimes misses the mark. I know new cars are much easier to live with under the hood, but design-wise sometimes I think we're in a 21st century 1958.

The C Class styling is growing on me; I think it hits exactly the right balance for a sports sedan.

Seeing as W205 debuted in 2014 for the 2015 model year - almost 10 years ago now, it has aged pretty well. If there's one thing the Germans usually do, it is produce designs that don't look dated in 3 years.

jmonroe1 · January 29

@mjfloyd1 said:

@jmonroe1 said:

@mjfloyd1 said:
Who leases “solar systems”? I’d like the Milky Way 😂

————————————————
I’d rather have a Snickers.

jmonroe

I knew that you would Snicker at my bad joke😂

————————————————
Too bad. You lobbed up an easy one.

jmonroe

breld · January 29

The ZHP is on its way to the next owner who will greatly appreciate it. From Seattle a year ago, to Denver, and now on to Boston. It is well traveled.

Michaell · January 29

We hardly got to know one another....

jmonroe1 · January 29

Michaell said:
We hardly got to know one another....

————————————————
Isn’t that the case with ALL of his cars?

jmonroe

stickguy · January 29

that is a good looking car. Classic design and great colors.

I assume that truck is just taking it someplace to get on a bigger truck? Because that would one expensive tow truck ride!

carnaught · January 29

breld said:
The ZHP is on its way to the next owner who will greatly appreciate it. From Seattle a year ago, to Denver, and now on to Boston. It is well traveled.

Looks pristine, @breld .

breld · January 29

stickguy said:
that is a good looking car. Classic design and great colors.

I assume that truck is just taking it someplace to get on a bigger truck? Because that would one expensive tow truck ride!

Exactly - it is headed to a warehouse to be loaded onto a larger transport (enclosed).

explorerx4 · January 29

Does breld get a -1 for just selling a car?

Michaell · January 29

explorerx4 said:
Does breld get a -1 for just selling a car?

If we did that, our punch count for the year would be close to 0, as every purchase also has a resultant sale or trade.

qbrozen · January 29

I have 12 cars right this moment. YIKES!!

28firefighter · January 29

Safe travels good buddy!

au1994 · January 30

stickguy said:
that is a good looking car. Classic design and great colors.

I assume that truck is just taking it someplace to get on a bigger truck? Because that would one expensive tow truck ride!

To me the E46 is the pinnacle of 3 Series design. Still fairly analog as well.

tifighter · January 30

Ford is responding to the Tesla price cuts today-

laurasdada · January 30

For you fans of rowing your own topless BMW:
https://cargurus.com/Cars/inventorylisting/viewDetailsFilterViewInventoryListing.action?zip=02360&showNegotiable=true&engineParameters=I6%2C3.2%2C181&engineParameters=I6%2C3.4%2C208&engineParameters=I6%2C3.0%2C315&engineParameters=I6%2C3.4%2C182&engineParameters=I6%2C3.2%2C174&sortDir=ASC&sourceContext=carGurusHomePageModel&bodyTypeGroupIds=1&distance=500&sortType=PROXIMITY&entitySelectingHelper.selectedEntity=d2262#listing=346871613/NONE

Note that description doesn't match the pictures, tranny-wise.

stickguy · January 30

I could live with that.

corvette · January 30

au1994 · January 30

This group would give whoever put that stat together a heart attack.

tifighter · January 30

stickguy said:
I could live with that.

Me too. I'd switch out those black wheels for something silver, but that isn't an easy car to find.

qbrozen · January 30

even if it was a hardtop, I can't stomach the price.

stickguy · January 30

Let me rephrase. I could enjoy having it, but not handle paying for it.

nyccarguy · January 30

Sort of an interesting purchase story: My best friend's sister in law has a Grand Cherokee Limited that she leased (through a local CU) about 3 years ago. She was over the mileage, the SUV wasn't exactly in pristine condition (cracked front bumper & hood that was littered with dents and scratches), and she was out of warranty. She didn't want to get a "lesser" vehicle than her Grand Cherokee and pay more money per month. She extended the lease. Over the course of the past 6 months she has sent him endless "what do you think of this car" texts. She finally decided that she LOVES the Lexus IS 300 AWD. She (with his help) finds one at the dealer where my parents' have leased my Mom's 2 RX 350s from. She found a dark blue/brown 2018 IS 300 AWD (non F-Sport) with around 50K miles listed for $26 or $27K. She goes, looks at the car, drives it, and LOVES it. Rolls $2K worth of negative equity from her Jeep into a 72 month loan at 7.9% APR.

Here's what's sort of interesting. The dealer reconditions every used Lexus to CPO standards. They give the customer the option of whether or not they want the vehicle certified. They go over the benefits of what is and isn't covered under the LEXUS CPO warranty and if the customer says yes, then they add $2,995 to the purchase price.

kyfdx · January 30

qbrozen said:
even if it was a hardtop, I can't stomach the price.

If it was a hardtop, would definitely be interesting.

jmonroe1 · January 30

qbrozen said:
even if it was a hardtop, I can't stomach the price.

————————————————
What’s wrong with a “GREAT DEAL”?

jmonroe

explorerx4 · January 30

Is that BMW AWD or RWD ad has both listed.

kyfdx · January 30

explorerx4 said:
Is that BMW AWD or RWD ad has both listed.

Usually, there would be an X-Drive badge, or M240Xi on the rear. Looks like RWD to me

henryn · January 30

nyccarguy said:
Sort of an interesting purchase story: My best friend's sister in law has a Grand Cherokee Limited that she leased (through a local CU) about 3 years ago. She was over the mileage, the SUV wasn't exactly in pristine condition (cracked front bumper & hood that was littered with dents and scratches), and she was out of warranty. She didn't want to get a "lesser" vehicle than her Grand Cherokee and pay more money per month. She extended the lease. Over the course of the past 6 months she has sent him endless "what do you think of this car" texts. She finally decided that she LOVES the Lexus IS 300 AWD. She (with his help) finds one at the dealer where my parents' have leased my Mom's 2 RX 350s from. She found a dark blue/brown 2018 IS 300 AWD (non F-Sport) with around 50K miles listed for $26 or $27K. She goes, looks at the car, drives it, and LOVES it. Rolls $2K worth of negative equity from her Jeep into a 72 month loan at 7.9% APR.

Here's what's sort of interesting. The dealer reconditions every used Lexus to CPO standards. They give the customer the option of whether or not they want the vehicle certified. They go over the benefits of what is and isn't covered under the LEXUS CPO warranty and if the customer says yes, then they add $2,995 to the purchase price.

Does she have a bad credit rating? 7.9% is rather high, even these days.

corvette · January 30

BMW cracked the whip on dealers allowing customers the option of CPO-ing a vehicle many years ago, IIRC, but I guess Lexus allows it. It’s unusual that they put that level of recon into every vehicle, regardless of whether or not the customer springs for the CPO warranty.

breld · January 30

Funny enough, this is the same M240 vert I was considering last summer. Whoever bought it hardly put any miles on it, and now it’s listed $10k less than before.

It was sold as a CPO last summer…does that coverage stay with the car or just to the original CPO buyer?

https://www.cars.com/vehicledetail/748da61d-2e6a-44b4-9862-4cde2015532c/

laurasdada · January 30

breld said:
Funny enough, this is the same M240 vert I was considering last summer. Whoever bought it hardly put any miles on it, and now it’s listed $10k less than before.

It was sold as a CPO last summer…does that coverage stay with the car or just to the original CPO buyer?

https://www.cars.com/vehicledetail/748da61d-2e6a-44b4-9862-4cde2015532c/

Small world!

I think I just let an attractively priced '18 M240xi vert slip through my fat fingers thanks to my indecision...
But, it had the black wheels, no me gusta. So, that will help me sleep at night.

qbrozen · January 30

@breld said:
Funny enough, this is the same M240 vert I was considering last summer. Whoever bought it hardly put any miles on it, and now it’s listed $10k less than before.

It was sold as a CPO last summer…does that coverage stay with the car or just to the original CPO buyer?

https://www.cars.com/vehicledetail/748da61d-2e6a-44b4-9862-4cde2015532c/

CPO sTays with the car

Michaell · January 30

laurasdada said:

breld said:
Funny enough, this is the same M240 vert I was considering last summer. Whoever bought it hardly put any miles on it, and now it’s listed $10k less than before.

It was sold as a CPO last summer…does that coverage stay with the car or just to the original CPO buyer?

https://www.cars.com/vehicledetail/748da61d-2e6a-44b4-9862-4cde2015532c/

Small world!

I think I just let an attractively priced '18 M240xi vert slip through my fat fingers thanks to my indecision...
But, it had the black wheels, no me gusta. So, that will help me sleep at night.

I'm sure you could buy some silver (or gunmetal) BMW wheels for not a huge amount of money.

tifighter · January 30

kyfdx said:

explorerx4 said:
Is that BMW AWD or RWD ad has both listed.
Usually, there would be an X-Drive badge, or M240Xi on the rear. Looks like RWD to me

I don't think you could get xdrive with a manual on the F87, either.

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