2017 Acadia Denali lease questions
Does this sound right?
MSRP 52185
sales tax 4134
Discount 2536
GM rebate 1,000
Doc Fees/dealer charges shipping $1200
Due at signing $670 1st month
tax rate is 8.1
money factor .00140
residual 74 percent $38166
Monthly $670/with tax 24months
I am not getting these figures from the numbers they gave me
Best Answer
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kyfdx Moderator Posts: 250,601
GM Finance has different regions, and we don't have all of them.johnthom said:I didn't elaborate enough, the shipping is the $600 transport car carrier fee it's a dealer trade they don't have a vehicle, there is a $499 Documentation Fee, and acquistion fee $595 the sales tax is monthly, they insist .00140 is the correct money factor but you are sure it's .0009MF? Don't they have to disclose from the books the correct GM interest rates are they just making up numbers? It's through Costco program.
Gm Financial uses Acar Leasing and Wellsfargo as control agent they don't have their own funds? There is also a $495 Disposition fee at end is that negotiable?
So, they could be accurate, or they could be marking it up.
The only way to know is to check another dealer
Money factors aren't like APRs. Technically, you are renting the car for a monthly amount, not financing it, so the money factor doesn't have to be disclosed.
$600 for transport and $500 doc fee is a lot to add onto a 36 month lease.
As far as I know, GM Financial is an "independent" bank, and isn't affiliated with another bank, just with GM. (but, I could be wrong).
Plenty of smaller makes do this. Chase runs a lot of captive finance companies (Mazda, Subaru, Land Rover, Jaguar, etc).
I really encourage you to shop a few other dealers, and see what you can do.Edmunds Price Checker
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Answers
doc fee/shipping for $1200??
Which state?
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$1200 doc/dealer/shipping seems wrong, as well. Shipping?
Money factor is marked up, as well.
This quote is a mess. I'd shop another dealer.
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Gm Financial uses Acar Leasing and Wellsfargo as control agent they don't have their own funds? There is also a $495 Disposition fee at end is that negotiable?
$448/mo.+tax, assuming all other costs are paid upfront.
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Thank you!
39/15 - .00092 and 60%
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