Competitive Finance Rates - 2017 Ford F-150

jemejeme Member Posts: 12
edited February 2017 in Ford
Purchasing a new F150. Equifax score is about 720 (divorce hurt my score - I know everybody has a story), dealer said I have a 5 bureau car credit score of 712. At any rate I am having trouble qualifying for the best rates, such as USAA's 72 @ 2.49.

Anybody know if anybody that is a bit easier on their rates?

I can get 72 @3.09, but it just kills me not to have the lowest rate. LOL thanks!
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  • kyfdxkyfdx Moderator Posts: 249,179
    jeme said:

    Purchasing a new F150. Equifax score is about 720 (divorce hurt my score - I know everybody has a story), dealer said I have a 5 bureau car credit score of 712. At any rate I am having trouble qualifying for the best rates, such as USAA's 72 @ 2.49.

    Anybody know if anybody that is a bit easier on their rates?

    I can get 72 @3.09, but it just kills me not to have the lowest rate. LOL thanks!

    The difference between the two rates is $10/mo. on a $40K loan for 72 months.

    If you can't get top tier rates, then it's not likely you'll beat that. Did the Ford dealer offer you that rate?

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