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2013 and earlier BMW X5 Lease Questions



  • Hi funkatation. BMW Financial Services' November buy rate lease money factor and residual value for a 36 month lease of a 2011 X5 Diesel with 10,000 miles per year are .00220 and 57%, respectively. I'm sure that there is still some room left to negotiate on the advertised lease payment.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hmm, so with the new lease numbers Im comparing above to (x35i Premium):

    MSRP: 61525
    PP: 55245 (57745-2500 Holiday if it works this way)
    MF: .0020 -MSD x7 (.00151)
    Residual: 57% (36m / 12k)

    Monthly: $740.37 (inc 6.25% tax)

    So I save 10/mon and $100 (prior down).
    Plus I get a cheaper buyout at the end if I am so inclined...?

    Is that how the holiday credit would work?
  • That sounds about right to me, ayers976. BMW lowered its residual values on most models when it introduced the holiday credit. So as you said, you'll save a couple of bucks per month on your payment and have a cheaper purchase option price at lease-end if you decide to go that route.

    Prices Paid: Buying & Leasing Experiences Forum
  • Car man,

    Can you please post the money factor and residual value for a 3 year 10,000 mile lease on these three configurations?

    1. 35i Sport Activity
    2. 35d
    3. 50i

    All will be loaded.

    Thank you!
  • marc1963marc1963 Posts: 6
    edited November 2010
    looking to lease an x5d 36mo 12k/year
    got #s from my dealer in ny
    tech, prem, 3rd row, cold, roof rails MSRP $61,575 cap. cost $50,947

    $635/mo plus tax, DMV, bank fee, 1st month

    can i do any better? and will i get it before xmass?
  • jul3jul3 Posts: 1
    Which dealer in NY? Maybe you can do better if refer me.
  • Hi Guys,

    Is it possible to get 2011 X5 Basic no options 36m/12k/ 0 down for $600 including NYC tax. If anybody knows a good dealer please let me know.

    I have $650 quote from local dealer but not jumping in yet.

    Thanks a lot,
  • Can someone guide me to my next step? I am in negotiations and we have landed on the deal below but the monthly payment is too high - I'd like it to be around 600 - 650 at most - is it possible? Should I put some money down as my only option?

    2011 X5 35d
    Premium, cold weather, premium sound, technology, roof rails
    MSRP: $61575
    Negotiated deal: $59,030 -$3500 eco -$2500 holiday cash-$500 loyalty = $52,530
    Lease: 36mo, 10K, .0026 money factor, 57% residual, $772 per month
    No security deposit, no cap reduction.
    I feel like I did a good job on price (?) but am being swindled on the lease deal.... any help is so appreciated.
  • money factor toooo high!!!! should be .0022 try wwc bmw in ny
  • Looking to get a base X5 3.0i with tech, conv, satellite for around 650/mo without any cap cost reduction. Is this possible?
  • so you want to lease an x5 for just 650/mo, 36mo? 12k/yr?. whats the MF, resid., MSRP and what price the car is being sold to you at. tax in/out? then plug it into one of those lease calc. on google. BMW offering $2500 off this month. for starters an x5 with prem. pack. and taxes in 36mo 12k/yr should be about 725/mo with ny taxes MSRP of 57000.

    good luck
  • Here you go, nicu2001. BMW Financial Services' November buy rate lease money factor and residual value for a 36 month lease of a base 2011 X5 35i with 10,000 miles per year are .00210 and 54%, respectively for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical lease of an '11 X5 35d are .00220 and 57%.

    The numbers for an otherwise identical lease of an '11 X5 5.0i are .00210 and 61%.

    When negotiating your deal on any of these trucks, make sure to take advantage of the $2,500 Holiday Credit that is currently available on the X5.

    Prices Paid: Buying & Leasing Experiences Forum
  • hsl2ehsl2e Posts: 1
    edited November 2010
    hi marc1963. i'm confused as to how you're getting such a good offer, when i have essentially the same cap cost $50445 (tech, premium only) and i'm getting quoted $709 plus tax ($779 inc tax) with $1795 Out of Pocket at signing for fees.

    they are quoting 56% residual and MF of .00235, 12k/year. this is thru i'm asking them to rerun at 57% and 0.0022 MF, but i still don't anything close to 635/month and i have less options?

    I live in the SF bay area and they would have to order the car.

    what am i missing?
  • saranrsaranr Posts: 25

    What is the $500 loyalty you mentioned in your email. IS that a BMWCCA discount or a BMW discount.
  • $500 loyalty when you already own a bmw and release a new one
  • wbc13wbc13 Posts: 1
    hey marc - i am looking for a similar deal with the same options - what dealer in ny are you working with?
  • pt838pt838 Posts: 16
    hello Marc, yes, I would be interested too, can you let me know the name of the dealer. Thanks
  • Thanks Marc1963 - I did just that and they went back down to .0022! YA! That was a HUGE savings in my monthly payment. Each point from .0026 to .0022 was about $9 per month!
  • Hi Saranr. The $500 was a dealer specific credit for current customers to put toward accessories, discounts on service and in tiny print toward a new car!
  • wwc bmw
  • Hi Carguy,
    Is the money factor for the 2011 X5 50 the same nationwide? I think the dealer I just had a lease made up for gave me a higher rate. With the .0021 MF the monthly payment was $50 less.

  • Tim,
    what are you finding the dealer to quote you on your X5 50 as far as price? how did you have it equipped? what did you lease payment come to?
  • I got the car $500 over invoice. MSRP is 72325. It was fully loaded minus the m package and running boards. The lease payment came out to $1040 with a .0025 money factor and 61% residual value. But based on the forums here the money factor should be 0.0021 which should make the payment around $980 with tax.

  • I negotiated and put down a deposit for this truck in Sept 2011. It finally is ready to be picked up this week, and I have questions about the new incentives versus my lease deal made in September, before the $500 price increase:

    2011 X5d MSRP $72,375
    Invoice $67065 (including $400 MACO and $200 Training/service fee)
    Selling price $63,565 (includes Sept $4500 ECO credit)

    Mileage 20,000/year x 36 months
    Residual factor 56% -$2,250
    Money Factor .0023
    Bank fee $925
    Total Capitalized Cost $64,490

    Monthly payment $964.43 + tax (9.25%) = $1053.64 per month
    Drive off is first month, doc fee, license = $1959.80

    The dealer told me that Nov.'s incentives of Holiday credit $2500 and $500 loyalty will only increase my cost because the MF and residual have changed in November to be less favorable to me. The MF in September was .0021, so dealership increased it to .0023, but it was still the best deal I could find at the time. I just hate to think there's a significant savings to be had now over September's numbers.

    Thanks for any input! :confuse:
  • I called some local dealers in my area to compare the money factor. I got another offer of $200 over invoice with a .0021 money factor. The dealer I went to get the first deal from wanted a printout of the money factor rate. I told him I got it off this forum. I decided to not pick up the car and he gave me crap about price shopping for a few dollars. I think a $1040 lease payment to a $974 payment is a significant amount of savings. After doing research on leasing is true you should never take the first offer until you do your homework.
    MSRP on the X5 50 was 72800. 3 year lease 10000 miles.

  • saranrsaranr Posts: 25

    The $500 loyalty credit is this official credit from BMW for existing BMW customers? The dealer I am working with did not mention this.
  • I think the $500 loyalty credit (which I saw was mentioned above on this board) may be dealer dealer said he's never heard of it...
  • 2011 X5d
    MSRP 61,475
    Selling price 55,604
    36 mo/15K
    residual 54%
    money factor .0022
    2855 due at signing(TTL + first payment)
    payment 766/month

    This will be my first lease of a car of any kind, so any and all suggestions would be helpful. This price includes the 3500eco & 2500 holiday cash. I want the payment a little lower, or at least a significant decrease in drive off fee. There is also a 169 processing fee already included in 55,604. Is this deal terrible? Invoice on is 56,540.
  • ogmanogman Posts: 7
    Back in mkt w/ $2.5K avaialble

    In Phx -- would go to LA to make a deal -- @ $65K (or approx $500 above invoice)thus not inclusive of incentive $$$ on 5.0 w/ the following equip: technology, premium, sports actvity (w/ 20" wheels) & premium sound packages + running boards & roof rails
  • saranrsaranr Posts: 25
    Looks like you are bein jipped. With an existing $6000 discount on X5D it appears the dealer is selling you the car approx at MSRP. Try to negotiate a selling price of invoice + 500- $3500-$2500. You payment will go down significantly.
This discussion has been closed.