NOw august of 2012 as in 2009 when my leases are due, i get a letter from nissan leasing of their pullback program.

it is to forgive, forget or whatever you want to call it for my last THREE lease payments. these payments are not put into my new lease, they are pulled back as is the phrase in the auto industry , if an only if i purchase/lease another nissan.

I just took advantage of it , again.

basically it made my 39 month lease 36 months on my 2009 which i turned in. and now i start again for the next 39 months ,,,I went with a 2013.

pegasus, i got the letter from nmac, and its for 3 months, not 9. not in my case anyway.

REF: 1653 Three payments is the norm for those companies that have a pullback program. The OP said they were going to forgive 9 payments which i highly doubted. Congrats on the 2013 Altima. I saw one a couple hours ago in a local supermarket parking lot in dark red and it was gorgeous. OTOH, I saw a few pics of the 2013 Accord at a Kroger lot and it was a big yawn (very similar to the 2012, which isn't a bad thing). i have a few months to decide...Camry, Fusion, Accord, Altima...we'll see. Enjoy!

pegasus, thanx,,,,i got the cayenne red....its a hot color....with blonde interior which is very light, with aftermarket tint windows and a nice tan/blonde pinstrip on the contours with boody side moldings.....it looks real good for a 20K car.....

Haven't been on in a while. I have leased many times in the past. typically a good deal was $12 per 1000 of MSRP on a standard, 12k/year, 3 year lease with ZERO down. In the past few years, due to boosted residual %'s and very LOW money factors, a good deal can be had in the 10-11 dollar range. It may be an oversimplification BUT many people on here don't have the stomach for lease calculation details.

New lease info out on nissan's website, dealers are still using the old money factors though. Anyone have any luck ?? Base s is 219, 3.5 sl is 329, both with 2399 down. I'm trying to get a 2.5sl for under 300.....

I AM ASSUMING YOU FOLKS WHO ARE TALKING 10-11-12 DOLLARS PER THOUSAND ARE TALKING ABOUT 2012"S ONLY??? I SUPPOSEDLY HAVE A 2013 COMING IN THIS MONTH WHICH OF COURSE WAS SUPPOSED TO COME IN A WEEK AGO. MY LEASE RUNS OUT 1ST WEEK OF OCT. I DON'T KNOW WHAT ACTION NISSAN WILL TAKE IF THEY CAN'T COVER THE PRE-ORDER. WILL BE INTERESTING.

so if as in the example of shoot for $11 per 1000 of msrp. the figuring would then be ..... if msrp is 40,000 then 40 X $11 = $440/mo.

so for a real price, a 2013 altima 2.5S, msrp of 23,410 X $11 = $257.51.

NOW the questions.

Is this a price including the money factor (interest) or not???

in other words, is this figuring $11/thousand just the price of the rental charge of the car. (basically the portion of the msrp a customer pays before interest.)

so to continue.... if then figuring on a money factor of .002 for this msrp it would add an additional $75 (approx) of interest per month.

thats a payment of principal (or rental charge) plus interest (money factor) of $332.

so is $11/thousand with interest or not...

ps- even at fitzmall with their low prices, the $11/thousand as a guide is just for the rental not the interest.

you gave the msrp,,,but what is the sale price of the car.

as for the base figure of 299 + tax. for this car, it would be the greatest deal ever in all of the USA .

you would have a residual of over 67%, and wouldve have a sale price of at least 14% below msrp.

out of curiosity what south florida dealer did you go to??___________

theres maroone nissan, pompano, coral springs in broward, and a few more in palm beach & dade county, but since you stated your tax rate at 6% , well then, your in Broward?

as for the base figure of 299 + tax. for this car, the SV at that msrp thiswould be the greatest deal ever . .

out of curiosity what south florida dealer did you go to??___________

theres maroone nissan, pompano, coral springs in broward, and a few more in palm beach & dade county, but since you stated your tax rate at 6% , well then, your in Broward?

now for some number crunching. as to what you should pay...299 doesnt seem real, if it is grab it NOW...as for 100 more than that from other dealers, well thats high and overpaying, heres two real examples to help you.

example #1 msrp=27150 you agree to pay 24163 (89% of msrp, this would be GREAT}dont think it exists in FLA, read below for answer,,,but not yet... add destination of 595 {this bank fee is on all FLA leases} your adjusted cap cost is 24758 residual at 62% (thats what it is for 39 mth lease is 15474 your depreciation or the amount you would pay for usage is 9284 divided by 39 equals 238/mth your rent fee based on NMAC .002 tier 1 credit would be $80 total of lease monthly payment 318 add 6% for tax total payt 337.

AN EXCELLENT DEAL....best in USA, not kidding,,,

now if your agree to pay is fiqured at 94% , which is what the dealers in Broward county are figuring then.... msrp 27150 agree to pay 25521 plus destination, gives adjusted cap cost of = 26116 residual 16322 depreciation 9793 /39 = 251/mth. rent fee is 85/mth total 336 6% tax +20 = total 356.

THIS IS A REAL GOOD DEAL TOO.

SO REAL FIGURES ARE 337 TO 356....print this bring it to your dealer...and after he gives you figures, match it against this...I know these two examples are real.

as for your $1000 down which includes 1st payment....OK....that leaves $700 that needs to go to pay title (even if your transferring from another car..approx 260 in fl. taxes in advance ,,approx 60 florida fee 70 documentary fees, or doc fees which are state intangibles and must be paid for putting another car on florida roads is approx 500 (closer to 600)

that adds up to 890...so giving the dealer 1000 for this and your first payment is very good...dealer eating a little.

just know your 299+ tax figure for a 27K car doesnt compute. it would mean the dealer selling you the car to get to the adjusted cap cost would be selling it to you for 79 % of msrp....as I said, it doesnt compute, No dealers sell new cars that cheap. Now 88-91% of msrp is generally their dealer cost (as fitzmall sells cars for up North, because he does huge volume in a 3 state area, way more than any dealers in Broward county including autonation Maroone and coral springs auto mall , the rest are Independents), and Yes you can get it at that , in FLA, doubtful, up noprth at a mega dealer, yes..so therefore a 93-94% of msrp is definitely real.

So its 337 (this is based on a 89% sales price from msrp) to 356 (figured at 94% )....these percentages with nothing down as your doing (your $1000 is going to fees and 1st payment) as i was saying, these differences in percentages of msrp will give you your adjusted cap cost before destination fee.

good luck.

please let me know how you did, and let me know the dealer please, because Ill be there right behind you...

Wow, data overload in that response, but I appreciate the time you put in (even though I went to law school to avoid math, I think I got about 50% of what you put in there).

Here's the data from my lease agreement.

Agreed upon sales price for vehicle - $24,589.76 Acquisiton Fee - $595.00 Total Capitalized Cost - $25,164.76 Total out of pocket - $1,000.00 - $434.50 cap. cost reduction, $316.94 first month payment Registration/tax/ttile - ($150.00, $26.07, $3.99 and $68.50 - total $248.56) Residual value - $16,290.00

I don't know what else I can tell you that helps you crunch the numbers. This is from a dealer that I've gotten my last several vehicles through (2x 2003 Nissan Altima 3.5s, 2006 2.5 S Altima, 2006 Nissan Murano, 2009 Altima 2.5SL and 2010 Nissan Maxima SV (along with one or two pre-owned during the same 9+ years) so I like dealing with them and have trust that they give me a good deal. This time, however, I didn't do any research and was just checking to see whether they did me right....which it sounds like they really did.

wow, double wow, this is a fantastic deal NO DOUBT ABOUT IT ! To get a sales price at 90% of msrp and a residual of 66%, tremendous deal, congratulations to you.

you state, and I quote "this is from a dealer that I've gotten my last several vehicles through" and thats great...since I am also in broward county florida, which dealer did you go to..__________________________________.

thanks the info will be used to get me a 2.5 SV

i got prices from maroone and coral springs on 2.5S for more money.....so your answer is paramount to me as to the dealer, because I will go and get the same deal, so please help and thanks in advance..

well its a great deal. your agreed upon sales price of 24589 is terrific considering your msrp as you stated is 27150. so buying at 90% of msrp is great.

just gotta wonder what the dealer is getting back from the nissan manufacturer, because dealer cost for this new just introduced model is 91%, so the dealer has got to have real good incentives to sell it at below dealer cost.

there are no rebates on the car, and there really isnt even good lease money factor on the car yet either (its .002).

so in conclusion congratulations. best deal Ive heard of , hands down and Im anxious to get it too.

as for the dealer you purchased from in broward county , florida....it would be helpful to me, Im buying an altima this weekend or next, and Id really like to know, Ive been to maroone, weston, pompano, esserman, coral springs even bill siedle. , Ive been to these but not for the deal you got, so ...is it one of these or a different one...thanks in advance... the ammunition , (your numbers) are great , now I just need to know which dealer to go to, to prove it to them that this is the comparable deal they have sold at. thanks again.

ref: 1669 Before you jump on an unlikely deal, you might want to check out the new Accord on sale 9/19. i am cross-shopping these 2 vehicles as well as the NEW fusion for my future car purchase. Competition is fierce; buyers are in control for a change...good hunting

Can someone confirm this for me ? I emailed a dealer about lease pricing, and he quoted me the national deal prices. This is what he said about the $4000 or so due at signing including all fees.

"When Nissan does a national lease, the dealer sells car at invoice, that is the cost of the car. The 2399.00 comes of the invoice price of the car. That is why the tax,tags.doc fee are seperate"

I was under the assumption Nissan lease deals were sold at msrp

Thanks for posting. I'm currently in the market for a 2013 Nissan Altima and live in NY. Could you please tell me the name of the dealership and the model that you are going for! I would appreciate it!

Here's the fine print from the national deal. If you do the math, you're assumption is correct. They are selling the car at MSRP minus your money down. They're not selling the car at invoice minus your money down.

2013 Altima 2.5 S with Splash Guards and Mats Lease 24 Months - $219/Month - $2,399 initial payment.

Excludes taxes, title, and license. $2,399 initial payment required at consummation. (Includes $2,180 consumer down payment, $219 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.)

2013 Altima 2.5 S with Splash Guards and Mats lease model 13113 subject to availability to well-qualified lessees through Nissan-Infiniti LT. $23,555 MSRP incl. destination charge. Net capitalized cost of $20,514 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $5,256. At lease end, purchase for $16,489, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. See participating dealer for details. Offer ends 10/01/2012.

Yea, I don't think he wanted to listen to me on that. He told me a 13 2.5sl 12k a year, 39 months will be $415 a month. I told him he's crazy. He kept insisting on his sticker price of 29xxx even though they had the overstock.com price of 26xxx

I certainly do mikers1981. Nissan Motor Acceptance Corp.'s September buy rate lease money factor for the 2013 Altima Sedan is .00149. this car's residual values vary by trim level.

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Hi mikers1981. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. While most manufacturers assume some sort of discount from MSRP in their officially advertised deals, I doubt that Nissan is using a selling price of dealer invoice. The selling price used to arrive at the advertised payment probably assumes some sort of reasonable discount that can be beaten by consumers who live in an area that has a decent level of competition.

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when did lease rate come down, i was at 2 nissan dealers this weekend, i am tier one, and its still .002 (4.8%) they said., yours at .00149 (3.56%)...when did it change....also called an out of state nissan dealer, and got .002...so if it came down, it was not reflected this weekend.

you claim you got this but wont say from which Broward county florida nissan dealers of which there are 5. i went to all...none are selling at 89-90% of msrp as you claim.

i wish you provided me with the dealer you went to..but o-well.

i went to all 5, 2 of them gave me on a msrp on a 2013 2.5SV w/ packages etc, a sales price of 25412 (93.6%) of sales price and the other 93.25% of msrp or a sales price of 25317. all the others were at 94-95% of msrp.

using the best price, the deal including 1000 down and after paying taxes regi, and 1st payt etc, left 434 toward cap reduction.

final tally 319. plus broward county 6% sales tax=19=338.

the figures of nathenek of 296 plus 6% tax for a total payment of 316, based on a 89-90% selling price is not attainable by the 5 soputh florida broward county dealers, so says my research.

i also got professional after market tinting, and most important VIN # etching no charge.

now let me explain about VIN # etching...dealers charge about $175 for this. but it will save you on your insurance premium about $19-21 per month. ***PS---shame on you nathenk...you take place in this conversation, then bail...its difficult to believe you after my extensive , exhaustive research.

as for negotiating a lease , and the dealer gives you the national deal, you gotta do homework, check dealers thru-out the usa, see what their msrp to sales price is,,,all the other numbers are set. RV is 60% of msrp, the money factor is what it is for tier 1 if u have v.good credit. these arent numbers the dealer moves off of.

the number dealers move on is msrp to sales price....and if you know how to figure a lease, and there are plenty of websites to know and understand, you can go into a dealer with your numbers, and get it. if not do as I did and walk and go to another dealer. Im fortunate, i have 5 (actuall 8 less than an hour awayy. good luck all.

you have got a lot of homework to do Im afraid, and sorry to say...i did it and you can too to get the best deal you can.

as for negotiating a lease , and the dealer gives you the national deal, you gotta do homework, check dealers thru-out the usa, check different areas, east vs west vs south etc, just pick any four random dealers or better yet look for the mega dealers/auto malls etc..., see what their ratio of msrp to sales price is,,,all the other numbers are set. RV is 60% of msrp, the money factor is what it is for tier 1 if u have v.good credit. these arent numbers the dealer moves off of.

so after msrp, negotiate a price, your sales price...I found dealers in my area were at 94-95% of msrp, i got two at 93.25 and 93.6% of msrp.....they started at 97%...after that, I try to put little down, in my case i went for 1000 down , 338 for first payment,228 for tax etc, and 434 toward cap cost reduction.

the number dealers move on is msrp to sales price....and if you know how to figure a lease, and there are plenty of websites to know and understand, you can go into a dealer with your numbers, and get it. if not do as I did and walk, then go to another dealer. Im fortunate, i have 5 (actually 8 less than an hour awayy. good luck all.

i was offered a 2013 2.5 sl with tech package for 39 month 15k. $4000 down and $270 a month. I was wondering if this a good deal and if there is anything I should be cautious about because everything I've read on here hasn't really come close to this.

## Comments

34it is to forgive, forget or whatever you want to call it for my last THREE lease payments. these payments are not put into my new lease, they are pulled back as is the phrase in the auto industry , if an only if i purchase/lease another nissan.

I just took advantage of it , again.

basically it made my 39 month lease 36 months on my 2009 which i turned in. and now i start again for the next 39 months ,,,I went with a 2013.

pegasus, i got the letter from nmac, and its for 3 months, not 9. not in my case anyway.

536Three payments is the norm for those companies that have a pullback program. The OP said they were going to forgive 9 payments which i highly doubted. Congrats on the 2013 Altima. I saw one a couple hours ago in a local supermarket parking lot in dark red and it was gorgeous. OTOH, I saw a few pics of the 2013 Accord at a Kroger lot and it was a big yawn (very similar to the 2012, which isn't a bad thing). i have a few months to decide...Camry, Fusion, Accord, Altima...we'll see. Enjoy!

34pegasus...whats this mean...."Shoot for $11 per 1000 of msrp pre-tax... "

if you can, pleeze explain.

3453,652...."Shoot for $11 per 1000 of msrp pre-tax... "If a vehicle has an MSRP of $40,000, then that is 40 X $11 = $440/mo..

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38053617132Here's the vehicle specs.

2.5 SV with Convenience Package, Navigation, Floor Mats and Mud Guards -- sticker price with destination of 27,150.00

They are putting in factory match leather and doing dark (but legal) tint on the windows at teh dealership.

Financial figures are $1k total out of pocket (includes first month's lease payment) then 38 payments $299 + 6% sales tax ($316.96).

I went to two other dealers and they were close to $100 more a month for a simialr vehicle.

What say the forum? Good deal or not good deal?

34kyfdx,so if as in the example of shoot for $11 per 1000 of msrp. the figuring would then be ..... if msrp is 40,000 then 40 X $11 = $440/mo.

so for a real price, a 2013 altima 2.5S, msrp of 23,410 X $11 = $257.51.

NOW the questions.

Is this a price including the money factor (interest) or not???

in other words, is this figuring $11/thousand just the price of the rental charge of the car. (basically the portion of the msrp a customer pays before interest.)

so to continue.... if then figuring on a money factor of .002 for this msrp it would add an additional $75 (approx) of interest per month.

thats a payment of principal (or rental charge) plus interest (money factor) of $332.

so is $11/thousand with interest or not...

ps- even at fitzmall with their low prices, the $11/thousand as a guide is just for the rental not the interest.

thanks for any input...Ill check back.

34as for the base figure of 299 + tax. for this car, it would be the greatest deal ever in all of the USA .

you would have a residual of over 67%, and wouldve have a sale price of at least 14% below msrp.

out of curiosity what south florida dealer did you go to??

___________

theres maroone nissan, pompano, coral springs in broward, and a few more in palm beach & dade county, but since you stated your tax rate at 6% , well then, your in Broward?

34as for the base figure of 299 + tax. for this car, the SV at that msrp thiswould be the greatest deal ever . .

out of curiosity what south florida dealer did you go to??

___________

theres maroone nissan, pompano, coral springs in broward, and a few more in palm beach & dade county, but since you stated your tax rate at 6% , well then, your in Broward?

now for some number crunching. as to what you should pay...299 doesnt seem real, if it is grab it NOW...as for 100 more than that from other dealers, well thats high and overpaying, heres two real examples to help you.

example #1

msrp=27150

you agree to pay 24163 (89% of msrp, this would be GREAT}dont think it exists in FLA, read below for answer,,,but not yet...

add destination of 595 {this bank fee is on all FLA leases}

your adjusted cap cost is 24758

residual at 62% (thats what it is for 39 mth lease is 15474

your depreciation or the amount you would pay for usage is 9284 divided by 39 equals 238/mth

your rent fee based on NMAC .002 tier 1 credit would be $80

total of lease monthly payment 318 add 6% for tax total payt 337.

AN EXCELLENT DEAL....best in USA, not kidding,,,

now if your agree to pay is fiqured at 94% , which is what the dealers in Broward county are figuring then....

msrp 27150

agree to pay 25521

plus destination, gives adjusted cap cost of = 26116

residual 16322

depreciation 9793 /39 = 251/mth.

rent fee is 85/mth

total 336

6% tax +20 =

total 356.

THIS IS A REAL GOOD DEAL TOO.

SO REAL FIGURES ARE 337 TO 356....print this bring it to your dealer...and after he gives you figures, match it against this...I know these two examples are real.

as for your $1000 down which includes 1st payment....OK....that leaves $700 that needs to go to pay

title (even if your transferring from another car..approx 260 in fl.

taxes in advance ,,approx 60

florida fee 70

documentary fees, or doc fees which are state intangibles and must be paid for putting another car on florida roads is approx 500 (closer to 600)

that adds up to 890...so giving the dealer 1000 for this and your first payment is very good...dealer eating a little.

just know your 299+ tax figure for a 27K car doesnt compute. it would mean the dealer selling you the car to get to the adjusted cap cost would be selling it to you for 79 % of msrp....as I said, it doesnt compute, No dealers sell new cars that cheap. Now 88-91% of msrp is generally their dealer cost (as fitzmall sells cars for up North, because he does huge volume in a 3 state area, way more than any dealers in Broward county including autonation Maroone and coral springs auto mall , the rest are Independents), and Yes you can get it at that , in FLA, doubtful, up noprth at a mega dealer, yes..so therefore a 93-94% of msrp is definitely real.

So its 337 (this is based on a 89% sales price from msrp) to 356 (figured at 94% )....these percentages with nothing down as your doing (your $1000 is going to fees and 1st payment) as i was saying, these differences in percentages of msrp will give you your adjusted cap cost before destination fee.

good luck.

please let me know how you did, and let me know the dealer please, because Ill be there right behind you...

2Here's the data from my lease agreement.

Agreed upon sales price for vehicle - $24,589.76

Acquisiton Fee - $595.00

Total Capitalized Cost - $25,164.76

Total out of pocket - $1,000.00 - $434.50 cap. cost reduction, $316.94 first month payment

Registration/tax/ttile - ($150.00, $26.07, $3.99 and $68.50 - total $248.56)

Residual value - $16,290.00

I don't know what else I can tell you that helps you crunch the numbers. This is from a dealer that I've gotten my last several vehicles through (2x 2003 Nissan Altima 3.5s, 2006 2.5 S Altima, 2006 Nissan Murano, 2009 Altima 2.5SL and 2010 Nissan Maxima SV (along with one or two pre-owned during the same 9+ years) so I like dealing with them and have trust that they give me a good deal. This time, however, I didn't do any research and was just checking to see whether they did me right....which it sounds like they really did.

34you state, and I quote "this is from a dealer that I've gotten my last several vehicles through" and thats great...since I am also in broward county florida, which dealer did you go to..__________________________________.

thanks the info will be used to get me a 2.5

SVi got prices from maroone and coral springs on 2.5S for more money.....so your answer is paramount to me as to the dealer, because I will go and get the same deal, so please help and thanks in advance..

1734so buying at 90% of msrp is great.

just gotta wonder what the dealer is getting back from the nissan manufacturer, because dealer cost for this new just introduced model is 91%, so the dealer has got to have real good incentives to sell it at below dealer cost.

there are no rebates on the car, and there really isnt even good lease money factor on the car yet either (its .002).

so in conclusion congratulations. best deal Ive heard of , hands down and Im anxious to get it too.

as for the dealer you purchased from in broward county , florida....it would be helpful to me, Im buying an altima this weekend or next, and Id really like to know, Ive been to maroone, weston, pompano, esserman, coral springs even bill siedle. , Ive been to these but not for the deal you got, so ...is it one of these or a different one...thanks in advance... the ammunition , (your numbers) are great , now I just need to know which dealer to go to, to prove it to them that this is the comparable deal they have sold at. thanks again.

536Before you jump on an unlikely deal, you might want to check out the new Accord on sale 9/19. i am cross-shopping these 2 vehicles as well as the NEW fusion for my future car purchase. Competition is fierce; buyers are in control for a change...good hunting

http://www.autonews.com/apps/pbcs.dll/article?AID=/20120905/OEM04/120909960/2013- -honda-accord-gets-wholesale-changes

17"When Nissan does a national lease, the dealer sells car at invoice, that is the cost of the car. The 2399.00 comes of the invoice price of the car. That is why the tax,tags.doc fee are seperate"

I was under the assumption Nissan lease deals were sold at msrp

1Thanks for posting. I'm currently in the market for a 2013 Nissan Altima and live in NY. Could you please tell me the name of the dealership and the model that you are going for! I would appreciate it!

722013 Altima 2.5 S with Splash Guards and Mats Lease

24 Months - $219/Month - $2,399 initial payment.

Excludes taxes, title, and license. $2,399 initial payment required at consummation. (Includes $2,180 consumer down payment, $219 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.)

2013 Altima 2.5 S with Splash Guards and Mats lease model 13113 subject to availability to well-qualified lessees through Nissan-Infiniti LT. $23,555 MSRP incl. destination charge. Net capitalized cost of $20,514 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $5,256. At lease end, purchase for $16,489, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. See participating dealer for details. Offer ends 10/01/2012.

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173434i wish you provided me with the dealer you went to..but o-well.

i went to all 5, 2 of them gave me on a msrp on a 2013 2.5SV w/ packages etc, a sales price of 25412 (93.6%) of sales price and the other 93.25% of msrp or a sales price of 25317. all the others were at 94-95% of msrp.

using the best price, the deal including 1000 down and after paying taxes regi, and 1st payt etc, left 434 toward cap reduction.

final tally 319. plus broward county 6% sales tax=19=338.

the figures of nathenek of 296 plus 6% tax for a total payment of 316, based on a 89-90% selling price is not attainable by the 5 soputh florida broward county dealers, so says my research.

i also got professional after market tinting, and most important VIN # etching no charge.

now let me explain about VIN # etching...dealers charge about $175 for this. but it will save you on your insurance premium about $19-21 per month.

***PS---shame on you nathenk...you take place in this conversation, then bail...its difficult to believe you after my extensive , exhaustive research.

as for negotiating a lease , and the dealer gives you the national deal, you gotta do homework, check dealers thru-out the usa, see what their msrp to sales price is,,,all the other numbers are set. RV is 60% of msrp, the money factor is what it is for tier 1 if u have v.good credit. these arent numbers the dealer moves off of.

the number dealers move on is msrp to sales price....and if you know how to figure a lease, and there are plenty of websites to know and understand, you can go into a dealer with your numbers, and get it. if not do as I did and walk and go to another dealer. Im fortunate, i have 5 (actuall 8 less than an hour awayy. good luck all.

34as for negotiating a lease , and the dealer gives you the national deal, you gotta do homework, check dealers thru-out the usa, check different areas, east vs west vs south etc, just pick any four random dealers or better yet look for the mega dealers/auto malls etc..., see what their ratio of msrp to sales price is,,,all the other numbers are set. RV is 60% of msrp, the money factor is what it is for tier 1 if u have v.good credit. these arent numbers the dealer moves off of.

so after msrp, negotiate a price, your sales price...I found dealers in my area were at 94-95% of msrp, i got two at 93.25 and 93.6% of msrp.....they started at 97%...after that, I try to put little down, in my case i went for 1000 down , 338 for first payment,228 for tax etc, and 434 toward cap cost reduction.

the number dealers move on is msrp to sales price....and if you know how to figure a lease, and there are plenty of websites to know and understand, you can go into a dealer with your numbers, and get it. if not do as I did and walk, then go to another dealer. Im fortunate, i have 5 (actually 8 less than an hour awayy. good luck all.

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