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2013 and earlier Volvo XC90 Lease Questions



  • Hello-
    I am looking to lease the 2010 XC90. I currently have 6 mos left on my 07 Nissan Pathfinder lease...I'm debating to purchase at the end of the lease and then private party resale. My purchase option is $14500 but KBB is lower than that, and I have cash in hand and want to offer $11000 cash to the dealer...6 months from now...not sure if it will work, but I am a good negotiator and got a good deal on my lease.

    Currently online I saw the 2010 XC90 is MSRP 37500 with a lease of 559/mo, but that is with $3k down and 12k/year. Not acceptable to me....definitely something I would squeeze passed them.

    Thinking I should finish up my Nissan lease, give it back to them, and take my cash towards the XC90. The only issue with that is I'm pretty close to my mileage limits on my lease. (Lease ends June 2010)

    Any suggestions or comments please :)

  • zamozamo Posts: 122
    Does anyone have a hint if Volvo might add more cash towards the end of the month? Has this happened in the past?
  • moreymorey Posts: 7
    Volvo XC 90 Metallic paint , climate, blind spot indicator, multimedia package, running boards, rear view camera, total used for lease calculation--43305
    Trade in - $5500
    Cash $3200
    Monthly payment--$538--48 month lease-$15k/year
    Buy out 16135
  • stimstim Posts: 36
    Don't want to sound negative - BUT - from your numbers you are putting down with your trade and cash $8700? Aside from that - just a though - you get into a wreck and total the car or have it stolen (unlikely based on statistics) and its unrecoverable - say the 6 or 10th month out from delivery - now what? Yes gap and your insurance co pays out but you'll never see that 8700 again. Yes it does lower the monthly payments a bit - but you do have other options to keep yourself protected. I'd have to pump the numbers through my leasing spreadsheet but if it were me I'd rethink that down payment.
  • moreymorey Posts: 7
    please put it hrough your program and let me know

  • I am looking to purchase a 2008 XC90 Green Metallic. It was a corporate lease vehicle and has 20,000 miles on it. V6 w/ third row, leather climate package. The dealer is asking 33,977, I am planning to offer them 30,000 for it. I am trying to figure out what they probaly paid for it at auction to see how much they have in it. I wanna be fair but at 34k i could buy a brand new one for 6k more. The point of buying a used is get rid of some of that depreciation. Can you Lease gurus give any insight on this? thanks
  • Hi,

    My 2 year lease is up March 7th'10.

    2008 XC90
    Original MSRP - $49,920
    6 cyl
    Dual rear entertain
    3rd row

    Final price for leasing was $42,700

    Buyout option is $29.900. Price for leasing was $42,700, I put zero down and rec'd $1000 towards price and $500 gift card from Costco at sign-up. Monthly payments are $484.00/month. This was a great lease I could not pass up back in Feb'08. Burgundy Metallic w/Sand interior.

    I like the truck, but is buyout fair (or) should I haggle a bit?

    Thank you
  • these buyouts are not being negotiated, check for prices for your area and mileage, use the private sale figures than add whatever value you feel is fair being you know the vehicle maybe up to 500 more than stated value, you can also check
  • these buyouts are not being negotiated, check for prices for your area and mileage, use the private sale figures than add whatever value you feel is fair being you know the vehicle maybe up to 500 more than stated value, you can also check

    Things will be changing once Geely cars of China takes over from ford in february, you will be in a ideal situation. You may once again see comparable pricing on the new leases.
  • zamozamo Posts: 122
    Comparable prices on leases? How is that Hollywood?
  • Ford is providing no funds to a company that they are in the process of selling, Volvo is out of money for this year budget, and there is no money to improve the programs after the first of the year with the new budget. Geely cars will be closing the deal in mid Feb. By march you should see improved programs with the infusion of the money from Geely Cars.

    It has already internally announced the the xc60 will be relaunched with a all new ad campaign and more competive leases starting the first of march
  • onconc Posts: 26
    Hi guys,
    That could be true. but I have another theory. Geely believes that Volvo is under-valued. They have a lot of money and do not need immediate increasing sales. My educated guess is that they will improve advertising for sure but may not drop the prices. They want Volvo to compete against MB, BMW and Audi. Dropping prices will give people the idea that there is something wrong and that quality will plummet given chinese aquisition. Continuing safe and sound will be a smart investment to assure the public.
    The chinese are smart, they should maintain quality. If they lose it, Volvo will disappear like Saab.
  • zamozamo Posts: 122
    I hope!. Just took delivery of my '10 XC90 R-Design
  • zamozamo Posts: 122
    Leasing programs for this month are really bad.

    I took delivery last week with the December program:

    2010 Volvo XC90 R-Design

    MSRP: 40,350
    Cap Cost: 36,586.64 (includes inception fees)
    Residual: $13,719
    Money Factor: 0.00113
    Term: 48 months / 12k miles year

    Due at signing: $0 (rolled into the cap cost)
    Payment: $565.26 (includes 6% use tax)

    I had Costco + loyalty.
  • autoboy19autoboy19 Posts: 119

    Would you mind sharing what the lease rates are for January? I am wondering about the 3.2 AWD R-design and V8 AWD. The incentives seemed to have stayed the same. Based on what you indicated in your previous post, it seems that the residuals fell and the money factors went up. Based on some advertising I saw, it seems that the 60 month leases are back. Thanks.
  • zamozamo Posts: 122
    I do not have numbers, but based on what I see on the Volvo site, residual might have gone down this month.

    I can tell you that the $1,500 loyalty is gone for the XC90. There is only a $500 loyalty for leasing now. The Costco discount is also gone.
  • On the 2nd of January I traded in a 2004 XC90 that had been giving me nothing but problems ( :lemon:). I had just bought I had a loan from a credit union for around $14,700 for it. I went to go pick up my 2004 from the service department and when it still wasn't ready, I decided to go ahead a purchase a new one (especially with the 5 year warranty plan). Here's what they did for a 2010 XC90:

    They paid off my loan of $14,700 (I also had another $3,600 cash in the 2004 that I took a hit on)
    I paid $39,550 (not including some taxes of $1,100)
    $0 down
    60 month lease at $740 a month with 8% interest rate
    $6,600 to buy at end of lease

    Did I get a fair deal or did I get hosed again? As a lease, I don't think it's a very good deal, but I know I was upside down with the other car. I leased because they said they could give me a better deal. Buying would have been 72 months at $776 a month ($39,550, $0 down). Now I just need to figure out how to pay less than $11,400 more for the car ($44,400 in payments over the lease term + $6,600 to buy at end of lease - $39,550).

    What I have been told to do, and have heard people do on these forums, is buy out the lease in six months to get a better interest rate and save on interest since I want to buy rather than lease. I'll end up paying like $10,000 in interest over the term of the lease! Also, how does the bank calculate what I will pay for the car in six months when I ask to buy out the lease. What do you all suggest?

    I feel like I should have been offered the Costco program (I am a member). Is that possible for a lease? It ended on Jan. 4th, but I bought it on the 2nd. Can I ask for it now?

    Sorry there are so many questions. Any advice you can give is helpful as I navigate through this. Thank you for your help and guidance!
  • zamozamo Posts: 122
    The dealer might have been able to give you an additional $500 discount with Costco. Your are also missing the $500 Costco cash card. Ask the dealer, maybe they can at least work on the cash card at this point.

    As for the payment, seems that the interest rate is killing you. The money factor US Bank was providing to Tier 1 customers for 48 months was 0.00113 (a tad over 2.7%).
  • jr22jr22 Posts: 3

    I have a 2008 xc90 and my lease is up Feb 24. I pay 438 per mo. I can extend the lease for 2 more months, but I will have to pay 400 registration.

    I want to lease another xc90, but was told since US Bank is doing finance now, to get the same exact base model would be 550 per mo, with 3500 down.

    I'm looking for a 36 month lease. Does anyone know if there will be better deals offered if I decide to extend the lease for 2 months and pay 400 for registration?

  • zamozamo Posts: 122
    I believe you can extend it for up to 12 months, unless they changed their policies. There might be better programs in March,
  • jr22jr22 Posts: 3
    Unfortunately they said only 2 months since they changed their bank.

  • scottz5scottz5 Posts: 3
    edited March 2010
    I have an 09 XC90 in NJ with 12,000 miles on it. Wondering if someone would like to take over lease. Payment 550, 18 months left, 24,000 miles left. Black V6 3rd seat. I will pay the 500 transfer lease fee. res is 20,000. I just want something differnet.
  • dan207dan207 Posts: 12
    Is your car still available? Our xc90 lease is expiring May 10...
  • scottz5scottz5 Posts: 3
    edited April 2010
    Yes it is. Contact me on (sign up) send me a private message my user name is scottz5. I dont want to out my phone/email on here.
  • dan207dan207 Posts: 12
    Are you still looking for someone to take over your lease?
    Just today,I realized that you answered my question back in April, I never got any e-mails from edmunds, so I though you found somebody...I am still very much interested in taking over you lease. Please let me know.
  • dan207dan207 Posts: 12
    We are interested in taking over lease for xc90
    Live in NY
    Monthly payment up to $500
    Milage up to 15000
  • scottz5scottz5 Posts: 3
    I would be willing at the end of next month I have a new car on order. Scott
  • Can anyone post the MF and the Residuals for the 2011 XC90 on 36 and 48 month leases?
  • autoboy19autoboy19 Posts: 119

    Do you have the lease rates for the 2011 Volvo XC-90 3.2 FWD and AWD for 36 and 60 months with 15k miles per year?

    Do they still have lease support on the 2010 above listed models?

  • Hey autoboy19. US Bank's September buy rate lease money factor and residual value for a 36 month lease of a 2011 XC90 3.2 FWD with 15,000 miles per year are .00199 and 49%.

    The numbers for an otherwise identical 60 month lease are .00202 and 33%.

    I don't believe that Volvo is providing lease support on 2010 models any longer.

    Prices Paid: Buying & Leasing Experiences Forum
This discussion has been closed.