2019 BMW 5-Series Lease Deals and Prices

Michaell

Ask your 2019 5-series lease questions here! Get info about prices, money factor, deals, incentives, and payments.

Get info on the 2019 5-series here.

donnewport

Looking for base MF, incentives/rebates and residual for 2019 540d xdrive with 10k mi/yr for about 3 year lease period?

Do you know if there is a maximum option dollar figure for this model that residual no longer applies when exceeding this amount (ex: pay 100% of option cost above a certain threshold)?

Looking to do a euro delivery, so any other changes for that? MF adder for euro lease?

Much appreciated! Don

Michaell

donnewport said:

Looking for base MF, incentives/rebates and residual for 2019 540d xdrive with 10k mi/yr for about 3 year lease period?

Do you know if there is a maximum option dollar figure for this model that residual no longer applies when exceeding this amount (ex: pay 100% of option cost above a certain threshold)?

Looking to do a euro delivery, so any other changes for that? MF adder for euro lease?

Much appreciated! Don

What ZIP code?

There may be a maximum residualized MSRP (MRM) for BMW, but we've never seen the actual numbers.

Add .00030 to the MF for ED, but the second payment is waived.

donnewport

Thanks for starting a 2019 5-series thread. Zip is 92663.
Intersted in the max residual as I put a lot of options on my cars and worried I might need to pay more or have to cut some...shame. 

Michaell

donnewport said:

Thanks for starting a 2019 5-series thread. Zip is 92663.
Intersted in the max residual as I put a lot of options on my cars and worried I might need to pay more or have to cut some...shame. 

.00166 MF

No published residuals, yet.

donnewport

Any incentives/rebates? Loyalty? Others?
Do these apply to euro delivery and reduce price further from what I offer dealer to write it up?

kyfdx

donnewport said:

Any incentives/rebates? Loyalty? Others?
Do these apply to euro delivery and reduce price further from what I offer dealer to write it up?

I haven't seen MRMs on BMWs, ever.

It isn't likely that BMWFS will have residuals or incentives, until cars start to arrive.
But, I do see $2000 loyalty

i_spy

Hi,

Do you have the money factory and residual value for 2019 BMW 530e and 2019 BMW 530i? 36 months/10k per year. Also, any special program/promotion going on? Thanks!

i-SpY

kyfdx

i_spy said:

Hi,

Do you have the money factory and residual value for 2019 BMW 530e and 2019 BMW 530i? 36 months/10k per year. Also, any special program/promotion going on? Thanks!

i-SpY

Nothing on the 2019 5-Series, yet

donnewport

Dealer is telling me BMW has decided not to make the new 2019 540 diesel. Anyone else hear this horrible news about a great car?

dsb6745

Hi
I was wondering on a ED do you use the US MSRP or the final deal number to compute the monthly payment
Thanks

kyfdx

dsb6745 said:

Hi
I was wondering on a ED do you use the US MSRP or the final deal number to compute the monthly payment
Thanks

You use US MSRP to calculate the residual.

dsb6745

So you use the MSRP for the residual only
You use the final cost out the door to compute the monthly payment
Thanks

kyfdx

dsb6745 said:

So you use the MSRP for the residual only
You use the final cost out the door to compute the monthly payment
Thanks

Yes.. the adjusted CAP cost.

dsb6745

My adjusted cap cost is 56600
Down payment 8500
Mf ,00196 since it's Ed
10/36
61 percentage residual
MSRP is 61985
7.75tax
Total fees 1671
Payment total is 626

Is this a good deal

Thanks

Michaell

dsb6745 said:

My adjusted cap cost is 56600
Down payment 8500
Mf ,00196 since it's Ed
10/36
61 percentage residual
MSRP is 61985
7.75tax
Total fees 1671
Payment total is 626

Is this a good deal

Thanks

Why would you put down $8500 for a lease?

dsb6745

I want to reduce my payments
It's really 6500
1500 from the state
1000 from bmwcc

Michaell

dsb6745 said:

I want to reduce my payments
It's really 6500
1500 from the state
1000 from bmwcc

You may be reducing your payments, but you aren't reducing the total cost of the lease.

And, if the car is stolen or totaled, you lose that up front money.

It's still an $800/mo lease, which is pretty high given the cap cost.

dsb6745

What should I be looking for the cap cost number?
I calculated based  on ED invoice 1000 over
Thanks

Michaell

dsb6745 said:

What should I be looking for the cap cost number?
I calculated based  on ED invoice 1000 over
Thanks

We suggest 7% off MSRP, before any available incentives

dsb6745

Is that before destination charge of 995
Thanks

kyfdx

dsb6745 said:

Is that before destination charge of 995
Thanks

Destination is part of the MSRP.. No different than any other "option"

dacorkitchen

Good Morning everyone.

Thank you to the moderators and contributors for making yourselves available to answer these questions from a novice. Very much appreciate you all. After lurking on various forums, i've decided to order a 2019 530i. Here is the best lease deal that I was offered and I'm hoping for some criticism and insight as to the quality of the deal. The person I am dealing with has been a class act and I trust his integrity.....He has earned the business, I just don't want to leave money on the table.

Should I join BMW CCA to get another discount?
I signed up for some BMW sweepstakes and obtained a 1k OL code from BMW. I am also a member of Costco. Do not own a BMW (never had anything nicer than a Toyota). Can someone let me know where and what discounts I can seek and stack.

Thanks so much for your review....

Term: 36/12k
MSRP: 62,595.00
Discount: 10.5 % of MSRP
Customer cash: 1,500.00 (Unknown if thats current Costco?)
Total cash/rebates: 1,500.00 (Not sure what that includes)
Sale price after discounts: 53,320.00
Doc fee: 80.00
Acquisition fee: 925.00
Advance payments: 698.83
Upfront charges: 712.10
Total cap reduction: 89.07
Due on delivery: $1500.00

Base monthly payment $648.57 / tax in 92683 $50.26/
Final monthly Payment of $698.93
Residual: 37,557.00

kyfdx

dacorkitchen said:

Good Morning everyone.

Thank you to the moderators and contributors for making yourselves available to answer these questions from a novice. Very much appreciate you all. After lurking on various forums, i've decided to order a 2019 530i. Here is the best lease deal that I was offered and I'm hoping for some criticism and insight as to the quality of the deal. The person I am dealing with has been a class act and I trust his integrity.....He has earned the business, I just don't want to leave money on the table.

Should I join BMW CCA to get another discount?
I signed up for some BMW sweepstakes and obtained a 1k OL code from BMW. I am also a member of Costco. Do not own a BMW (never had anything nicer than a Toyota). Can someone let me know where and what discounts I can seek and stack.

Thanks so much for your review....

Term: 36/12k
MSRP: 62,595.00
Discount: 10.5 % of MSRP
Customer cash: 1,500.00 (Unknown if thats current Costco?)
Total cash/rebates: 1,500.00 (Not sure what that includes)
Sale price after discounts: 53,320.00
Doc fee: 80.00
Acquisition fee: 925.00
Advance payments: 698.83
Upfront charges: 712.10
Total cap reduction: 89.07
Due on delivery: $1500.00

Base monthly payment $648.57 / tax in 92683 $50.26/
Final monthly Payment of $698.93
Residual: 37,557.00

I don't have the 2019 5-series residuals
Just the money factor (.00166 MF)
Did they disclose the residual percentage or amount?
$1500 customer cash: That's the $1500 you bring to the deal
Total cash/rebates: Again, that's your $1500.

The acquisition fee is rolled in.
The upfront charges are CA DMV and doc fee.
The CAP reduction is what is left over from the $1500, after they take out the first payment and upfront charges.

Did they disclose the adjusted or NET CAP cost?
There may be some rebates or other discounts involved.. but, there could also be a money factor markup.
It's impossible for me to know, without having the residual.

dacorkitchen

Hi,

This is all they provided:

Residual amount: 37,557.00. / MSRP: 62,595.00 / Discount: 9,075 / sale price: 53,520.00

I asked the sales manager minimal drive offs (no out of pocket for cap reduction).

I was quoted 60% residual on a 12k lease / 61% on 10k. My money factor with a 666 fico auto 8 score model (divorce) will be .00186.

Can I stack the sweepstakes OL code # plus Costco loyalty

kyfdx

dacorkitchen said:

Hi,

This is all they provided:

Residual amount: 37,557.00. / MSRP: 62,595.00 / Discount: 9,075 / sale price: 53,520.00

I asked the sales manager minimal drive offs (no out of pocket for cap reduction).

I was quoted 60% residual on a 12k lease / 61% on 10k. My money factor with a 666 fico auto 8 score model (divorce) will be .00186.

Can I stack the sweepstakes OL code # plus Costco loyalty

Then, that's 60%. that helps.
Did the dealer already include your sweepstakes credit?
At .00186 MF and 60% residual, the adjusted CAP cost would have to be $54,726
$53520
+$925 acq.fee
- $89 CAP reduction
= $54,356

That's not far off... about $370 total. That could be upfront tax on incentives or rebates.

Generally, money factor bumps for lower credit are .00010, then another .00020 for the next level down.
So, I would expect .00176 or .00196. Because you have .00186, it makes me wonder if it's credit related, or just a bump for more profit. But, your credit score is definitely lower tier, so maybe I'm just paranoid.

Either way, it looks like a great deal on a 2019 model.

dacorkitchen

Thanks so much for all the advice and time !!!!

camason

Can I get MF and residuals on 2019 m550 Xi in 02494 please?

36 /10
36/ 12 
36/ 15

Whats a good discount off msrp? He found one in Illinois for 82k and change. 

I have a dealer sending me a quote later today and id love to know what to be looking for when he calls. Thanks!!

kyfdx

camason said:

Can I get MF and residuals on 2019 m550 Xi in 02494 please?

36 /10
36/ 12 
36/ 15

Whats a good discount off msrp? He found one in Illinois for 82k and change. 

I have a dealer sending me a quote later today and id love to know what to be looking for when he calls. Thanks!!

Sorry, we don't have the 2019 numbers, yet.
Other than the money factor: .00166

camason

Ok thank you for letting me know. I will post my offer if that helps others here know what Bmw is saying are the residuals . 


When does the edmunds world typically get the numbers? The following month/s , Days ? Just so I’m aware . 

Michaell

camason said:

Ok thank you for letting me know. I will post my offer if that helps others here know what Bmw is saying are the residuals . 


When does the edmunds world typically get the numbers? The following month/s , Days ? Just so I’m aware . 

The new program numbers will be released on 8/1 - hopefully, we'll have them that day.

dsb6745

Hi
Is the mf factor locked in for 90 days once you sign the application for credit etc. I signed my paper work this month and don't no the mf for aug. If it goes up I don't want to pay the higher rate.
Thanks

Michaell

dsb6745 said:

Hi
Is the mf factor locked in for 90 days once you sign the application for credit etc. I signed my paper work this month and don't no the mf for aug. If it goes up I don't want to pay the higher rate.
Thanks

Is this for an ordered vehicle?

If so, you'll have the choice of choosing the program (MF, RV and incentives) when you place the order (July) or the program numbers when the car is delivered (October?)

kyfdx

dsb6745 said:

Hi
Is the mf factor locked in for 90 days once you sign the application for credit etc. I signed my paper work this month and don't no the mf for aug. If it goes up I don't want to pay the higher rate.
Thanks

Did you negotiate your whole deal, including the lease terms?

If not, the dealer is free to markup your rate, once the car shows up.

dsb6745

Yes
I did negotiate the lease terms
10/36
This is for a ordered car with an ED delivery for October 1

kyfdx

dsb6745 said:

Yes
I did negotiate the lease terms
10/36
This is for a ordered car with an ED delivery for October 1

Did you sign the final lease paperwork? Or, does that happen just before you leave?

dsb6745

I sign the final paper work 2 weeks before I leave
Also is the option on the 2019, parking assistant + worth the extra money?
Thanks

kyfdx

dsb6745 said:

I sign the final paper work 2 weeks before I leave
Also is the option on the 2019, parking assistant + worth the extra money?
Thanks

I'm not familiar with that option.

On our 2017 X3, we have Driver Assistance Plus package, which includes 360 degree cameras. You have to park it yourself, but with sensors, cameras front/rear, servotronic steering, parallel parking is a breeze. Not sure how much more help you would need.

i_spy

Hi there,

Do you have the Aug number yet? I would like to know the MF and residual on 2019 530e and 530i. 10k/36 months. Thanks!

i-SpY

Michaell

i_spy said:

Hi there,

Do you have the Aug number yet? I would like to know the MF and residual on 2019 530e and 530i. 10k/36 months. Thanks!

i-SpY

What ZIP code?

i_spy

Michaell said:

i_spy said:

Hi there,

Do you have the Aug number yet? I would like to know the MF and residual on 2019 530e and 530i. 10k/36 months. Thanks!

i-SpY

What ZIP code?

92128

Michaell

i_spy said:

Michaell said:

i_spy said:

Hi there,

Do you have the Aug number yet? I would like to know the MF and residual on 2019 530e and 530i. 10k/36 months. Thanks!

i-SpY

What ZIP code?

92128

.00166 and 61%
$1000 lease credit on I
$500 lease credit on e

i_spy

Michaell said:

i_spy said:

Michaell said:

i_spy said:

Hi there,

Do you have the Aug number yet? I would like to know the MF and residual on 2019 530e and 530i. 10k/36 months. Thanks!

i-SpY

What ZIP code?

92128

.00166 and 61%
$1000 lease credit on I
$500 lease credit on e

Thanks!

stk24178

Can I please have the MF and Residual for a 36/12, 24/12, 36/10, and 24/10 for a M550xi in 07090? Any incentives?

Thanks!

Michaell

stk24178 said:

Can I please have the MF and Residual for a 36/12, 24/12, 36/10, and 24/10 for a M550xi in 07090? Any incentives?

Thanks!

12K; add 1% for 10K

.00166 and 66% / 60%
$1000 lease credit

Sorry, lease credit is for 2018 model year. No incentives for 2019

zoombie99

I hope the mods won't mind but I want to remind everyone of a least two discounts/ rebates that everyone should be able to get.

First, you should get a three year membership to BMWCAA and you will get a post delivery check from BMW directly. It has nothing to do with the dealer. Until recently you had to be a member for at least a year but they changed the rules. IT IS FOUND MONEY

https://www.bmwcca.org/vehicle_rebate

Second, join Costco if you are not a member. 

They currently have a discount that you should be able to use at any dealer. I am unsure if there are regional restrictions but it works in the NE.


https://www.costcoauto.com/special_offers/

In addition, there are still some ways to get a 1K OL code but those codes are sometimes tricky to get.

zoombie99

Picked up a 2019 540x with my must haves including multicontoured seats, 3D view, full LEDs. Love it!

Bluestone with Night Blue interior. 

Michaell

zoombie99 said:

Picked up a 2019 540x with my must haves including multicontoured seats, 3D view, full LEDs. Love it!

Bluestone with Night Blue interior. 

Congrats!

Care to share your deal details with us?

And, you'll need to update your signature block.

jjemj14

Looking at a 2019 M550. Attached is dealer's initial offer. I live in DuPage county, IL. 36 mon/15k lease.
Any input is appreciated. 

Michaell

jjemj14 said:

Looking at a 2019 M550. Attached is dealer's initial offer. I live in DuPage county, IL. 36 mon/15k lease.
Any input is appreciated. 

I confirm .00166 and 58%

Why are the taxes so high? IL taxes the sum of the monthly payments only.

With those prices, I get $1064/mo before tax.

Ask the dealer for the adjusted CAP cost used for their payment quote, and how they got there from the selling price.

bchcruiser

Custom ordered a 2019 530e iPerformance - MSRP $53,400 w/ options & destination $73,945. Car arrives at dealership today. 36/15K lease not yet negotiated. 700+ Auto 8 score. Sales rep told me we had to negotiate once the car arrived. Current Costco member. Zip 90278. Can you confirm current MF & Residual? Also, what % discount should I push for off cap cost? I'm flexible on down payment, but if possible would love to get monthly around $800.