Rate My deal? 2020 Civic Hatch LX

aconsi23

"If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


Here is the info you have requested, with $0 money down, just your first months payment due at signing.

-Residual Value = 60%
-Money Factor = .00103
-Adjusted Capitalized Cost = $18,595.00
-Disposition Fee = $350
-Security Deposit = $0
-Taxes = $1.133.70
-Any other fees =
-Acquisition fee = $595
-Processing fee = $300
-MD tags = $299
-Final Drive Off Amount = $20.327.70
-Final Monthly Lease Payment = $238s"

Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

Michaell

aconsi23 said:

"If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


Here is the info you have requested, with $0 money down, just your first months payment due at signing.

-Residual Value = 60%
-Money Factor = .00103
-Adjusted Capitalized Cost = $18,595.00
-Disposition Fee = $350
-Security Deposit = $0
-Taxes = $1.133.70
-Any other fees =
-Acquisition fee = $595
-Processing fee = $300
-MD tags = $299
-Final Drive Off Amount = $20.327.70
-Final Monthly Lease Payment = $238s"

Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

What is your ZIP code?
How much does the dealer want at signing?

aconsi23

Michaell said:

aconsi23 said:

"If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


Here is the info you have requested, with $0 money down, just your first months payment due at signing.

-Residual Value = 60%
-Money Factor = .00103
-Adjusted Capitalized Cost = $18,595.00
-Disposition Fee = $350
-Security Deposit = $0
-Taxes = $1.133.70
-Any other fees =
-Acquisition fee = $595
-Processing fee = $300
-MD tags = $299
-Final Drive Off Amount = $20.327.70
-Final Monthly Lease Payment = $238s"

Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

What is your ZIP code?
How much does the dealer want at signing?

zip is 21252 and dealer says only first payment due at signing

kyfdx

aconsi23 said:

Michaell said:

aconsi23 said:

"If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


Here is the info you have requested, with $0 money down, just your first months payment due at signing.

-Residual Value = 60%
-Money Factor = .00103
-Adjusted Capitalized Cost = $18,595.00
-Disposition Fee = $350
-Security Deposit = $0
-Taxes = $1.133.70
-Any other fees =
-Acquisition fee = $595
-Processing fee = $300
-MD tags = $299
-Final Drive Off Amount = $20.327.70
-Final Monthly Lease Payment = $238s"

Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

What is your ZIP code?
How much does the dealer want at signing?

zip is 21252 and dealer says only first payment due at signing

.00093 MF and 60% residual
$500 dealer incentive

Appears they left the $595 out of the final drive off amount.
(adds up to $20922.70)

Also, that isn't the adjusted CAP cost up top. That is the selling price.
$20922.70 is the adjusted CAP.

With the proper numbers, I agree with the calculated payment.

Seems like a pretty good deal in a high lease tax state like MD.

aconsi23

kyfdx said:

aconsi23 said:

Michaell said:

aconsi23 said:

"If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


Here is the info you have requested, with $0 money down, just your first months payment due at signing.

-Residual Value = 60%
-Money Factor = .00103
-Adjusted Capitalized Cost = $18,595.00
-Disposition Fee = $350
-Security Deposit = $0
-Taxes = $1.133.70
-Any other fees =
-Acquisition fee = $595
-Processing fee = $300
-MD tags = $299
-Final Drive Off Amount = $20.327.70
-Final Monthly Lease Payment = $238s"

Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

What is your ZIP code?
How much does the dealer want at signing?

zip is 21252 and dealer says only first payment due at signing

.00093 MF and 60% residual
$500 dealer incentive

Appears they left the $595 out of the final drive off amount.
(adds up to $20922.70)

Also, that isn't the adjusted CAP cost up top. That is the selling price.
$20922.70 is the adjusted CAP.

With the proper numbers, I agree with the calculated payment.

Seems like a pretty good deal in a high lease tax state like MD.

Ok thank you!