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MF / RV for 2023 RAV4 Hybrid
What is the money factor and residual value for a 2023 RAV4 XLE Hybrid in 01945? If 2023 info is not available, what is it for 2022?
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.00305 MF and 62% residual
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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This is my first time leasing a vehicle and was also interested in knowing if rates provided are directly from Toyota Financing.
I have a local credit union near me that I visited back in August 2022 for the same vehicle, which is now outdated as the market has changed. Attached is photo for reference.
Also if I'm not mistaking "Dealer Reserve" from the F&I office refers to the difference between the buy and sell rate? Lender provided dealer with % reserve targets, seen in photo below.
Thank You Very Much!!
.00305 and 65% residual
These are the TFS numbers.
In rough terms, yes, the MF markups can be thought of like "points" on a home mortgage. You can pay more up front to get a more favorable rate.
However, with TFS, I don't think markups are all that common, and a higher MF would be more dependent on your credit score.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
No lease incentives
Either 36 or 39 month term
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige