2023 Lincoln Navigator Lease Deals and Purchase Prices

MichaellMichaell Moderator Posts: 248,811
edited January 2023 in Lincoln
Ask your 2023 Navigator lease and purchase questions here! Get information on money factors, residuals, incentives, deals, payments and prices. Post information on prices paid and discounts for purchases.

When making a request for lease information, please include the following information for the quickest response - body style, cab style (for trucks), trim level, RWD/FWD/AWD/4x2/4x4 (as appropriate), lease term, mileage allowance and your location.

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  • frosty1298frosty1298 Member Posts: 2
    edited January 2023
    Hello, getting quoted the following for a 2023 Navigator Reserve 4x4 in 19008 for 36/10.5:

    MF: 0.00350416 / 8.4% and 54% residual.

    Does that APR seem high?

  • MichaellMichaell Moderator Posts: 248,811

    Hello, getting quoted the following for a 2023 Navigator Reserve 4x4 in 19008 for 36/10.5:

    MF: 0.00350416 / 8.4% and 54% residual.

    Does that APR seem high?

    I show 5.91% APR and 54%

    Either the dealer is marking up the APR for extra profit, or quoting a higher APR as a cushion, until they run your credit.

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  • frosty1298frosty1298 Member Posts: 2
    edited January 2023
    Thanks. Dealer is holding firm and saying it's 8.4%. Much cheaper to just buy it with a loan through a credit union at 2.99% for 60 months.
  • MichaellMichaell Moderator Posts: 248,811

    Thanks. Dealer is holding firm and saying it's 8.4%. Much cheaper to just buy it with a loan through a credit union at 2.99% for 60 months.

    Very much so - I helped my doctor get an E-Class recently. 36 month lease payment was slightly more than the 60 month financing term, so he decided to buy it.

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  • CraigyDCraigyD Member Posts: 6
    MF and residual for 2023 Reserve Navigator in 30097? 36/15. Thanks

  • MichaellMichaell Moderator Posts: 248,811
    CraigyD said:

    MF and residual for 2023 Reserve Navigator in 30097? 36/15. Thanks

    2WD or 4WD?

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  • iamcar41iamcar41 Member Posts: 22

    MF, residual and incentives for Navigator Reserve L
    Zip: 66062

    39 months 10k and 12k

  • kyfdxkyfdx Moderator Posts: 248,939
    iamcar41 said:

    MF, residual and incentives for Navigator Reserve L

    Zip: 66062

    39 months 10k and 12k

    2WD or 4WD?

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  • paradiddle7paradiddle7 Member Posts: 63

    2023 Navigator Black Label

    10k miles 36 and 48 MF and Residual?
    Do you have loan APR as well for 60 and 72 months? 830 credit score.

    Thanks much for your time. I love these forums and greatly appreciate the info.

  • paradiddle7paradiddle7 Member Posts: 63

    Sry. My zipcode is 14068

  • iamcar41iamcar41 Member Posts: 22

    Sorry for leaving this off on my earlier request. Thanks for your help!

    Can someone please send me:

    MF, residual and incentives for Navigator Reserve L 4WD
    Zip: 66062
    39 months 10k and 12k

  • MichaellMichaell Moderator Posts: 248,811

    2023 Navigator Black Label

    10k miles 36 and 48 MF and Residual?

    Do you have loan APR as well for 60 and 72 months? 830 credit score.

    Thanks much for your time. I love these forums and greatly appreciate the info.

    Sry. My zipcode is 14068

    5.70% APR and 51% residual
    5.57% APR and 43% residual

    4.90% APR for 60 months
    6.90% APR for 72 months

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  • MichaellMichaell Moderator Posts: 248,811
    iamcar41 said:

    Sorry for leaving this off on my earlier request. Thanks for your help!

    Can someone please send me:

    MF, residual and incentives for Navigator Reserve L 4WD

    Zip: 66062

    39 months 10k and 12k

    39/12
    6.16% APR
    52% residual
    No lease incentives

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  • iamcar41iamcar41 Member Posts: 22

    @Michaell said:
    39/12
    6.16% APR
    52% residual
    No lease incentives

    How about 36/10k?

  • MichaellMichaell Moderator Posts: 248,811
    iamcar41 said:

    @Michaell said:

    39/12

    6.16% APR

    52% residual

    No lease incentives

    How about 36/10k?


    5.91% APR
    54% residual

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  • Hugo2010Hugo2010 Member Posts: 13
    Hi, looking for MF, residual, incentives for:

    '23 Nav Reserve 4wd, 36/10k, 94028
  • kyfdxkyfdx Moderator Posts: 248,939
    Hugo2010 said:

    Hi, looking for MF, residual, incentives for:

    '23 Nav Reserve 4wd, 36/10k, 94028

    5.91% APR
    54% residual

    No lease incentives

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  • autoxnycautoxnyc Member Posts: 20
    edited March 2023
    Hi, Looking for MF, residual, incentives for
    23 Navigator L Reserve 4wd, 36/10.5k, 07928

    Thank you.
  • MichaellMichaell Moderator Posts: 248,811
    autoxnyc said:

    Hi, Looking for MF, residual, incentives for
    23 Navigator L Reserve 4wd, 36/10.5k, 07928

    Thank you.

    5.91% APR
    54% residual
    No lease incentives

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  • BreezyFbabyBreezyFbaby Member Posts: 2

    Can someone please send me:

    MF, residual and incentives for 2023 & 2022 Navigator Reserve L 4WD

    Zip: 30043

    48 months 10k and 12k

  • kyfdxkyfdx Moderator Posts: 248,939

    Can someone please send me:

    MF, residual and incentives for 2023 & 2022 Navigator Reserve L 4WD

    Zip: 30043

    48 months 10k and 12k

    2023
    48/12
    7.11% APR
    45% residual

    Click here for 2022 model discussion

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  • jlm21jlm21 Member Posts: 3
    2023 Navigator L Reserve 4WD
    MF and residual for 36/15k, Zip 38139
    Thanks!
  • MichaellMichaell Moderator Posts: 248,811
    jlm21 said:

    2023 Navigator L Reserve 4WD
    MF and residual for 36/15k, Zip 38139
    Thanks!

    7.18% APR
    51% residual

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  • spotter3spotter3 Member Posts: 5
    Hello,

    Trying to figure out if the lease numbers the dealer gave me are rooted in reality or not.


    Lincoln Navigator Black Label - standard wheel base - 4x4 MSRP $118.500

    I'd like to know :

    MF for ZIP 91208


    Residual for :

    36M /12k miles per year
    36M /15k miles per year
    36M /18k miles per year


    Thank you in advance.














  • MichaellMichaell Moderator Posts: 248,811
    spotter3 said:

    Hello,

    Trying to figure out if the lease numbers the dealer gave me are rooted in reality or not.


    Lincoln Navigator Black Label - standard wheel base - 4x4 MSRP $118.500

    I'd like to know :

    MF for ZIP 91208


    Residual for :

    36M /12k miles per year
    36M /15k miles per year
    36M /18k miles per year


    Thank you in advance.

    6.91% APR
    50%
    48%
    46% residual

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  • jlo1979jlo1979 Member Posts: 4
    Hi. MF and Residual for 2023 Lincoln Navigator Black Label 4WD in 46074 please. Thank you!

    We dive low mileage, so not sure of the best balance between term and residual.

    24/7.5
    24/10
    36/7.5
    36/10
  • MichaellMichaell Moderator Posts: 248,811
    jlo1979 said:

    Hi. MF and Residual for 2023 Lincoln Navigator Black Label 4WD in 46074 please. Thank you!

    We dive low mileage, so not sure of the best balance between term and residual.

    24/7.5
    24/10
    36/7.5
    36/10

    24/10
    4.99% APR and 59% residual

    36/10
    6.91% APR and 51% residual

    Always get the number of miles you'll think you'll need

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  • PSK4PSK4 Member Posts: 11
    edited June 2023
    Hi!

    2023 Navigator Reserve 4WD
    MF and residual for 36/10.5k, Zip 07631

    Also would be good to get any incentives/rebates available.

    Thanks!
  • MichaellMichaell Moderator Posts: 248,811
    PSK4 said:

    Hi!

    2023 Navigator Reserve 4WD
    MF and residual for 36/10.5k, Zip 07631

    Also would be good to get any incentives/rebates available.

    Thanks!

    7.18% APR
    54% RV
    No lease incentives

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  • PSK4PSK4 Member Posts: 11
    Hi!

    2023 Navigator Standard 4WD
    MF and residual for 36/10.5k and 39/10.5k
    Zip 07631

    Also would be good to get any incentives/rebates available.

    Thanks!
  • kyfdxkyfdx Moderator Posts: 248,939
    PSK4 said:

    Hi!

    2023 Navigator Standard 4WD
    MF and residual for 36/10.5k and 39/10.5k
    Zip 07631

    Also would be good to get any incentives/rebates available.

    Thanks!

    7.18% APR and 52% residual
    7.43% APR and 50% residual

    No lease incentives

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  • Enriquenunez03Enriquenunez03 Member Posts: 4

    Hi could I get the numbers for

    2023 Navigator Standard 4WD
    MF and residual for 36/10.5k and 39/10.5k
    Zip 33165 plus incentives please

  • MichaellMichaell Moderator Posts: 248,811

    Hi could I get the numbers for

    2023 Navigator Standard 4WD

    MF and residual for 36/10.5k and 39/10.5k

    Zip 33165 plus incentives please

    6.78% APR and 51% RV

    7.03% APR and 48% RV

    No lease incentives

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  • AshleyNicZAshleyNicZ Member Posts: 12

    MF and RV for 2023 Navigator Reserve 4WD. 36/15k. 74012. Thank you!

  • MichaellMichaell Moderator Posts: 248,811

    MF and RV for 2023 Navigator Reserve 4WD. 36/15k. 74012. Thank you!

    6.78% APR
    50% RV

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  • intel61intel61 Member Posts: 19
    edited August 2023
    MF, RV, Incentives for 36/12k, zip 21075 for the the following:
    • 2023 Navigator Reserve 4WD
    • 2023 Navigator Reserve L 4WD
    • 2023 Navigator Black Label 4WD
    • 2023 Navigator Black Label L 4WD
    Thanks
  • MichaellMichaell Moderator Posts: 248,811
    intel61 said:

    MF, RV, Incentives for 36/12k, zip 21075 for the the following:

    • 2023 Navigator Reserve 4WD
    • 2023 Navigator Reserve L 4WD
    • 2023 Navigator Black Label 4WD
    • 2023 Navigator Black Label L 4WD
    Thanks
    Reserve
    6.78% APR
    52% RV

    BL
    6.49% APR
    49% RV

    No lease incentives

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  • PackervmbPackervmb Member Posts: 17
    edited August 2023

    Hello, can I please get the MF, RV, rebates if any for a 23 navigator.
    Reserve and
    Standard please.
    RWD AND
    4WD.
    36 months
    12k
    90024
    800 FICO

    Thank you

  • kyfdxkyfdx Moderator Posts: 248,939
    Packervmb said:

    Hello, can I please get the MF, RV, rebates if any for a 23 navigator.

    Reserve and

    Standard please.

    RWD AND

    4WD.

    36 months

    12k

    90024

    800 FICO

    Thank you

    6.78% APR
    No lease incentives

    STD: 50%/49% residual for AWD/RWD
    RSV: 52%/51%

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  • JaxGataJaxGata Member Posts: 13

    Navigator Standard 4WD and Reserve 4WD for 36/12 in 32223. Thanks!

  • kyfdxkyfdx Moderator Posts: 248,939
    JaxGata said:

    Navigator Standard 4WD and Reserve 4WD for 36/12 in 32223. Thanks!

    6.78% APR
    STD: 50% residual
    RSV: 52% residual

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  • Drench321Drench321 Member Posts: 12

    Hi, Could you tell me the current MF and Residual for a Black Label L 4WD in 90280 at 36/15? Thanks!

  • kyfdxkyfdx Moderator Posts: 248,939
    Drench321 said:

    Hi, Could you tell me the current MF and Residual for a Black Label L 4WD in 90280 at 36/15? Thanks!

    6.06% APR
    46% residual

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  • HansolojrHansolojr Member Posts: 13

    Hello, can I please have the incentives, MF and residual for 36/10k on the Standard and Reserve? Zip code 90274. Thank you.

  • kyfdxkyfdx Moderator Posts: 248,939
    Hansolojr said:

    Hello, can I please have the incentives, MF and residual for 36/10k on the Standard and Reserve? Zip code 90274. Thank you.

    2WD or 4WD?

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  • HansolojrHansolojr Member Posts: 13
    2WD please
    kyfdx said:

    Hansolojr said:

    Hello, can I please have the incentives, MF and residual for 36/10k on the Standard and Reserve? Zip code 90274. Thank you.

    2WD or 4WD?
  • MichaellMichaell Moderator Posts: 248,811
    Hansolojr said:

    2WD please

    kyfdx said:

    Hansolojr said:

    Hello, can I please have the incentives, MF and residual for 36/10k on the Standard and Reserve? Zip code 90274. Thank you.

    2WD or 4WD?
    6.36% APR
    49% STD
    51% RES
    No lease incentives

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  • jlm21jlm21 Member Posts: 3
    APR and RV for 2023 Reserve L 4WD, 38139, 36/12k
    Thanks!
  • MichaellMichaell Moderator Posts: 248,811
    jlm21 said:

    APR and RV for 2023 Reserve L 4WD, 38139, 36/12k
    Thanks!

    5.94% APR
    50% RV

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  • dcamesdcames Member Posts: 6
    Hello, I am in the Northern VA, MD and DC area and looking to buy/lease a 2023 or 2024 Navigator Black Label L. I would greatly appreciate if you can help me with the following questions:

    1. Is 2024 much different than 2023?
    2. Is it better to lease or buy?
    3. If lease is the way to go, then what would be the best deal? I have never leased a vehicle before, so not familiar with the leasing terminology.
    4. If I want to buy, what would be the lowest price I can try to negotiate?

    I can travel up to 500 miles from DC to get the best deal. Thank you so much for your help.
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