Residual and money factor
PLEIADES_7
Member Posts: 36
2024 Subaru crosstrek premium package
36 mo lease- pls provide residual and money factor for zip 10509 Putnam county, NY - 12,000/annual mileage
Thank you
0
This discussion has been closed.
Comments
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
How much can I negotiate down these fees- window etch -$299 ( just CT or NY also) doc- $698 acquisition - $595, nitrogen - $99 ( NY and CT also)
I also found a great dealer pdf on my state sales taxes - tax is on any down pmt ( why would anyone put down pmt?????) monthly pmt, acquisition and document fees, destination, advertising, mfg rebates)
New York- I can include tax in lease????? I read have to pay up front? Confused on this?
Residual is based upon MSRP- without- destination, correct?
I read dealers and making up fake MSRP’s to mislead-
Regarding mats, cargo cover, wheel locks license plates bracket- etc… totals nearly $1,000 extra. I don’t want. They said I can build my own. If I chose, they would be residualized, correct?
Thank you 😊
Any fee that isn't from the gov't will be subject to sales tax.
Yes, you can roll the tax amount from NY into the monthly payment - but, due to a quirk in the law, that amount gets taxed again (no, I don't fully understand that, either).
The acquisition fee is mandated by the bank; the dealer fee is just extra profit for them (negotiate a lower price to offset some or all of that fee).
Anything that is part of the factory window sticker will be subject to the residual calculation.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you so much for your assistance😊