Current Value of 2008 4Runner Sport
Hello. I just had a tree fall on my 2008 Toyota 4Runner Sport during an unexpected tornado. This vehicle had 89K miles, was in near perfect condition inside and out. One owner, personal use only, no accidents and full service records showing all recommended service. Since there are literally no 2008 or 2009 4Runner Sports with less than 90K miles within 100 miles of me (actually none in the US right now) insurance is using vehicles that are not comparable... 130 - 160K miles with less than desirable history. Their "adjustment" for mileage is ridiculous.... and additional $600 on a similar vehicle with 145K miles. They said if I could provide comparable vehicles that they would consider them, but there are none to be found. I could not even begin to replace this vehicle with what they want to pay in today's market.
If you have recently purchased a 2008-2009 Toyota 4Runner Sport with mileage under 100K in similar shape, please let me know the details, especially in the mid-atlantic area... PA, MD, VA, NY.
I'd at least like to know how hard to fight this.
Thank you!
If you have recently purchased a 2008-2009 Toyota 4Runner Sport with mileage under 100K in similar shape, please let me know the details, especially in the mid-atlantic area... PA, MD, VA, NY.
I'd at least like to know how hard to fight this.
Thank you!
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2001 Prelude Type SH, 2022 Highlander XLE AWD, 2022 Wrangler Sahara 4Xe, 2023 Toyota Tacoma SR 4WD
What is their offer?
Since this is northeast, I’m assuming it is 4wd.
They likely won’t accept this, but here is how Manheim (Cox Automotive) values it. In case you don’t know, this is info compiled from dealer auctions and resulting retail sales. This is info a dealer uses to buy and sell vehicles. Personally, I think this number is absolutely nuts. Insurance should be using retail value, plus tax, FYI.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S