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2025 BMW 4-Series Lease Deals, Incentives, Rebates, and Prices

kyfdxkyfdx Moderator Posts: 239,375
edited May 6 in BMW
Ask your 2025 4-Series lease questions here! Get info about prices, money factor, deals, incentives, and payments.

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    privaxprivax Member Posts: 17
    Hello requesting below,

    2025 440xi (coupe) MF/Residual 07603
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    kyfdxkyfdx Moderator Posts: 239,375
    privax said:

    Hello requesting below,

    2025 440xi (coupe) MF/Residual 07603

    36/15
    .00210 MF and 52% residual

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    privaxprivax Member Posts: 17
    kyfdx said:

    privax said:

    Hello requesting below,

    2025 440xi (coupe) MF/Residual 07603

    36/15
    .00210 MF and 52% residual
    Thank you - Sorry 36/12
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    kyfdxkyfdx Moderator Posts: 239,375
    privax said:

    kyfdx said:

    privax said:

    Hello requesting below,

    2025 440xi (coupe) MF/Residual 07603

    36/15
    .00210 MF and 52% residual
    Thank you - Sorry 36/12
    54%

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    ScottieCScottieC Member Posts: 7

    NEW to the lease game. No clue if I’m getting a decent deal. Help!?!

    Brand new build, 2025 M440i Xdrive convertible.
    MSRP $80,075
    Zero down
    10k miles/yr
    $1477/month
    Residual 55% $44,041
    0.0023 or 5.52% Money factor

    Any input appreciate!

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    MichaellMichaell Moderator Posts: 243,083
    ScottieC said:

    NEW to the lease game. No clue if I’m getting a decent deal. Help!?!

    Brand new build, 2025 M440i Xdrive convertible.

    MSRP $80,075

    Zero down

    10k miles/yr

    $1477/month

    Residual 55% $44,041

    0.0023 or 5.52% Money factor

    Any input appreciate!

    What is your location?

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    ScottieCScottieC Member Posts: 7

    Cleveland Ohio 44136

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    MichaellMichaell Moderator Posts: 243,083
    ScottieC said:

    NEW to the lease game. No clue if I’m getting a decent deal. Help!?!

    Brand new build, 2025 M440i Xdrive convertible.

    MSRP $80,075

    Zero down

    10k miles/yr

    $1477/month

    Residual 55% $44,041

    0.0023 or 5.52% Money factor

    Any input appreciate!

    ScottieC said:

    Cleveland Ohio 44136

    36/10
    .00210 MF and 55% residual

    Do you know the selling price?
    Is it $0 down, or $0 out of pocket at signing?

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    ScottieCScottieC Member Posts: 7

    $79,575 is initial offer. $0 down.

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    MichaellMichaell Moderator Posts: 243,083
    ScottieC said:

    $79,575 is initial offer. $0 down.

    So, you are paying the first payment, taxes and fees at signing?

    With those prices, I get $1271/mo plus tax

    MF is marked up a bit for extra dealer profit.

    Ask them for the adjusted cap cost (selling price plus taxes and fees you are not paying up front), and how they arrived at that number.

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    ScottieCScottieC Member Posts: 7

    Will I be making first payment with taxes and fees at signing?
    -The 1st months payment and fee's are already accounted for in the proposal that was sent.
    $0 due - 35 remaining payments of $1,472 tax included
    $1,500 due - 35 remaining payments of $1,425 tax included
    $3,000 due - 35 remaining payments of $1,379 tax included

    Also, can you tell me the adjusted cap cost and how you arrived at that number?

    This number will change depending on which $ due option you choose but assuming $0 due
    $80,075 - MSRP
    $79,575 - Sales Price
    +$2,762.27 - Additional Cap Items ($115.50 license fee, $250 doc fee, $925 acquisition fee, $1,471.77 upfront costs rolled to Cap)
    =$82,337.27 - Sub Total
    +$3,900.96 - Tax
    =$86,238.23 - Gross Cap Cost
    -$0 - Cap Cost Reduction
    =$86,238.23 - Adjusted Cap Cost

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    MichaellMichaell Moderator Posts: 243,083
    ScottieC said:

    Will I be making first payment with taxes and fees at signing?

    -The 1st months payment and fee's are already accounted for in the proposal that was sent.

    $0 due - 35 remaining payments of $1,472 tax included

    $1,500 due - 35 remaining payments of $1,425 tax included

    $3,000 due - 35 remaining payments of $1,379 tax included

    Also, can you tell me the adjusted cap cost and how you arrived at that number?

    This number will change depending on which $ due option you choose but assuming $0 due

    $80,075 - MSRP

    $79,575 - Sales Price

    +$2,762.27 - Additional Cap Items ($115.50 license fee, $250 doc fee, $925 acquisition fee, $1,471.77 upfront costs rolled to Cap)

    =$82,337.27 - Sub Total

    +$3,900.96 - Tax

    =$86,238.23 - Gross Cap Cost

    -$0 - Cap Cost Reduction

    =$86,238.23 - Adjusted Cap Cost

    I disagree with the tax amount - that looks like a purchase price tax amount. OH taxes the sum of the payments, and you can either pay it up front or add it to the cap cost.

    What is the breakdown of the $1472 of "upfront costs"? Could be some junk added in there.

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    ScottieCScottieC Member Posts: 7

    I disagree with the tax amount - that looks like a purchase price tax amount. OH taxes the sum of the payments, and you can either pay it up front or add it to the cap cost.

    If it was a purchase, the tax would be 8% of the sales price $79,575 or $6,366.

    What is the breakdown of the $1472 of "upfront costs"?

    the 1st months payment

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    kyfdxkyfdx Moderator Posts: 239,375
    ScottieC said:

    I disagree with the tax amount - that looks like a purchase price tax amount. OH taxes the sum of the payments, and you can either pay it up front or add it to the cap cost.

    If it was a purchase, the tax would be 8% of the sales price $79,575 or $6,366.

    What is the breakdown of the $1472 of "upfront costs"?

    the 1st months payment

    I agree.. the tax number looks right

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    ScottieCScottieC Member Posts: 7

    So how would you rate this deal?

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    MichaellMichaell Moderator Posts: 243,083
    ScottieC said:

    So how would you rate this deal?

    The numbers check out.

    Have you shopped around to see if you can do better? That's a steep payment, but it's a brand new model year.

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    ScottieCScottieC Member Posts: 7

    That was my first offer. Have two other dealers still to try. Just needed to know if this was a decent starting point.
    It is steep! May end up buying a ‘24 with 10k miles at a nice discount instead.
    Thanks for your assistance!!!

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    MichaellMichaell Moderator Posts: 243,083
    ScottieC said:

    That was my first offer. Have two other dealers still to try. Just needed to know if this was a decent starting point.

    It is steep! May end up buying a ‘24 with 10k miles at a nice discount instead.

    Thanks for your assistance!!!

    That might be the better play, especially if you plan to keep the car longer than the lease term.

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    asweet10asweet10 Member Posts: 7
    edited May 16
    Can you quote MF, Residual, Lease deals (including loyalty) for the following: 36/12K, zip 10567
    M440i xDrive Coupe
    430i xDrive Coupe
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    kyfdxkyfdx Moderator Posts: 239,375
    asweet10 said:

    Can you quote MF, Residual, Lease deals (including loyalty) for the following: 36/12K, zip 10567
    M440i xDrive Coupe
    430i xDrive Coupe

    .00210 MF and 54% residual
    $1000 loyalty

    Either model

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