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You piqued my curiosity, so I decided to do a little research. The following is based on rates for Georgia, using my information (36, male, single, no tickets or claims on record)-
Liberty Mutual- Comprehensive coverage for 2011 Civic LX is $34 less than on a 2011 MDX and Collision is $73 less annually.
GEICO- Comprehensive is $40.60 less for the Civic than the MDX. Collision is $100.20 less annually.
BUT here's the kicker- Liberty Mutual is $766.40 more per year for the MDX and $793.40 more for the Civic LX!!! The annual premium for the MDX is $1878 per year and $1771 for the Civic thru Liberty Mutual! Just to verify that LM is higher, I got a quote for my current vehicle (2006 Mazda3) and it's $351 more than I pay for slightly better coverage from AMICA.
Rates vary by state, driver and vehicle information, but I would suggest getting quotes from a few other insurers regardless of vehicle. Just some friendly advice.
Here's a short list of the insurance companies that I have dealt with before and would do so again. There are a quite a few that I won't mention because I believe they're EVIL incarnate!!!
AMICA
GEICO
MetLife
Available from an Agent only- State Auto P&C and Auto-Owners.
My neighbor was telling me that he's been with LM forever. He got a quote from Geico and went back to LM to cancel his service. LM matched Geico's rates to keep his business. My dad told me to check with Ameriprise which I think is American Express's auto insurance.
I'll let you know what rates are quoted after calling a couple insurance companies. Thanks for the recommendations.
LM's quote was crazy (they wanted 4x the price of Progressive) and Amica wanted 3x the price. The other insurance companies wanted 1.5-2 times the price.
I'm fine with using Progressive for the first year since they'll pay for new dealer parts if something happens to your car
Sorry to bother you again about the same thing. But I was doing a comparison of the 2012 LX, 2012 EX, 2011 LX and 2011 EX. Apart from the fact that the '11 and '12 EX have discs in the back, there are other features that are on the '12 LX and '12 EX that are not on the '11 LX or the '11 EX.
Here is a link to a pic of that compare.
http://tinypic.com/r/34qjvo7/7
I realize that the '12 is being sold at full price, but I was wondering if the
Vehicle Stability Control
Traction Control
and
Brake Assist
are worth going for the '12 LX over the '11 Civic LX.
I am wondering if the new features are important for safety over the 11 LX. This is a car I want to keep driving until it breaks down and not something I want to trade in after a few years for the next big thing. I'd rather not skimp on 2-3K now and worry about missing features 5-6 years from now. I want to balance thinking with my wallet and thinking about safety.
Thanks again for your help.
Thanks!
2. Narrow down the number of dealers in your list to maybe 10 (those that gave you the lowest OTD).
3. If you are paying it in cash or will be financing it with other banks, you can just choose the one that gave you the lowest OTD. If you are gonna finance it with Honda, know your credit score and the typical APR that you can get with that score. Go to #4.
4. Email the dealers your offer. Tell them what you can only pay. Say $2,000 down payment and $270 monthly payments (interests inlcuded) for 60 months.
4. Before you visit any dealer, you should already have an idea of the OTD of the car, the APR you want and the length of financing.
5. They will run credit check and will come up with a lot of story to raise the final OTD price. They may offer you lower OTD, but might give you higher APR because of your credit score. They might even suggest increasing the down payment or increasing the length of financing from 60 months to 72 months. Don't be fooled. Don't be afraid to walk away. Chances are before you exit the door, their manager will quickly run after you and offer you another deal. If they don't do that, go to another dealer.
I got my 2012 civic at a higher OTD price and APR. But it's a 2012 civic that was just released this 3rd week of April and the 1st model of the 9th generation civics.
Thanks
By the way, the 2011 EX OTD is around $21-22K. But the 2012 LX is more like a 2011 EX minus the moonroof, alloy wheels, external temperature indicator (and maybe some features you dont need). With the 2012 LX, you're getting the new design, better mileage, mpg meter, iMid display,USB.
Can you send one to my email also? i am in Houston and I am trying to get a similar deal here. Thanks a lot!!.
base $15,443.65
shipping 750
processing 100
tags ~ 80
sub total $16,373.65
tax @3% for VA $491.21
---------------------------------------
out the door $16,864.86
Having just purchased a 2011 Accord EX-L V6 navi coupe, I received more than 4600.00 off, 0.9 financing for 60 months, plus 750.00 in Honda loyalty money which paid my first payment.
While I prefer getting a bunch of money off, in the future if there is something I really want and I am not able or willing to wait, I wouldn't hesitate to complete the purchase regardless of the discount (or lack there of) I receive.
I am sure your 2012 Civic will provide many years of trouble free service and stellar fuel economy. :shades:
I wouldn't look for any deep discounts on cars they can't even get.
Not just Civics either.
Yes, I got $16,700 OTD along with 0.9% financing but that was on March 31. I recently inquired about the same car for my sister and was given a quote more than $2000 higher now.
Literally, I drove 4 hours to make the deal that night as the person with whom I was dealing told me that incentives were changing on April 1. I thought he might be bluffing, but he was not. With the quake and high demand, things have deteriorated rapidly for us buyers - not just from Honda but it seems from all of them - even Kia and Hyundai who were not directly affected by the quake.
Unfortunately, I now have to replace another car but will be limping along until the fall or later.
The unofficial quote they gave me for a potential car for my sister was $17.2K before destination fees. I think destination fees are about $700 now, so that takes it to $17.9. With TTL, you are probably looking at a bit more than $19K at this point, probably similar to what you are being quoted.
I think Criswell was a high volume dealer that may have gotten more dealer cash than some other dealers and they were willing to pass that on. - that's purely speculation but it seemed to make sense to me. With everything going on now in Japan, they are probably no longer getting that dealer cash.
What is aggravating is that many other manufacturers, even those not directly impacted by the quake and tsunami, are falling in line and cranking up prices.
I just had a few questions regarding your post. If they are still building 2011's, how do I search for a specific model? I want a manual transmission LX-S. So far, I have been searching on Cars.com and the manual LXS is very very limited (I got 6 cars total when I searched the whole database).
Second, are you saying that is is good to buy a 2011 LX during/after memorial day?
WOW that's an amazing deal you got. I am in the same boat, and am looking for a 2011 LXS. There are two in the entire San Francisco Bay area that match by criteria (color, transmission). What do you recommend? Or, how did you approach the situation? The reason I am asking is because the LXS models themselves are limited. And where did you find this model? Lastly what was your total, OTD out of the door price with everything?
Thanks
2010 Honda Civic LX Sedan 4dr - Automatic
On the last day of April I paid, 16.8K OTD from Criswell Honda for a new '11 LX sedan. The starting price was 15.5k which was what Zag and Truecar quoted as the starting price. I don't think you should pay more than 12-13k for a car with that much mileage, but that's just me.
I found someone is selling a salvage titled car called $14.5K, i guess if it is not a salvage titled, he will sell it more, so you mean i can try to offer 12-13K for this better car, it is clean title.
Thank you for the response.
Held off buying a new car for a few years. I'm currently driving a 2002 VW Jetta.
Shopped around for a bit and it was a toss-up between Ford and Honda. Visited two dealerships recently and I'm pretty set on getting 2011 Honda Civic Coupe. The salesman told me due to the earthquake/tsunami that supply had gone done considerably and that they could only take off a small amount of MSRP.
So....MSRP of a Honda Civic Coupe LX is $19k, at best they can lower it to $18.5k it seemed, and OTD of ???? $20-21k?
Anyone else getting the same response from Honda dealers in Socal?
And, KBB isn't gospel. It's true that it is a "guide". Some cars are worth less and some will bring more. You won't get more than a dealer can buy the same car for at a local auction.
There is also a possibility that your trade was a car they didn't want for a number of reasons.
Again, no excuse for a salesperson to be rude and no doubt the current market situations have been very frustrating for both sides!
Good luck with your VW. Hopefully they have a grip on their quality problems. I guess time will tell.
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The engine block problems on Civics were VERY limited and Pilots are not known for weak transmissions. You are probably thinking of earlier Odysseys that had far greater transmission troubles than Honda had ever seen in the past. I wouldn't worry about your Pilot. Just maintain it!
"Everybody I know are upset at Hondas marketing"
Really? Everybody you know?
Why is that, seriously, I'm curious!
And happy too, of the Honda Pilot, competition just made me refuse to be a lay down. I actually happily paid $1,000 more on the VW Golf compared to civic. Also I noticed that I got upset at Hondas marketing just like other people I know, I didn't expect it to happen to me too, to answer your curiosity.
I don't understand.
Most other dealer in the SF Bay Area will do MSRP $19405 plus tax and fees, others will go as low as $19,000 plus tax and fees.
We shall see if the dealer is for real soon enough
I tried to look through the forum here....but didn't see any posts.
Thanks.
I have been called ignorant and skeptic because I say that no matter how a manufacturer date their products the actual calendar takes precedence over a marketing gimmick.
Are there laws to be complied as in truth in advertising or something?
Any time after January 1st of the previous year.... up until the last day of the current year...
So, a 2012 can go on sale any time between January 1st, 2011 and December 31st, 2012.... (that's two full years)..
It's been that way, forever.. The '65 Mustang came out in April, 1964..
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First off I was wondering if the 2 days left on the blue LX was really 2 days or its most likely a ploy for the dealer to get me buy it asap. Secondly I was wondering if these are good prices for these vehicles, I'll be on a really short budget once I finance this.
Third do I need to worry that the Blue LX is not PZEV?
Also does anyone know when Honda will offer their 0.9% APR agian?
I'll be waiting for your response! Thank you for taking your time to read.
Sticker was $21,255. Paid $20,955 ($300 off sticker) in polished metal metallic with wheel locks and mud guards with the trade-in above blue book. Had the price structure set pretty much before I stepped into the dealership through a telephone conversation with sales. Priced paid for the Civic is below the Edmunds 'true market value' estimate of $21,073
So I am pleased with the pricing in the current environment where there are no cars around and hearing from Honda and non-Honda dealers that the pricing will soon be climbing with additional shortages in car.
I went to another place (Honda Gallery in Reading) and they were surprisingly shady and aggressive. They knew I was not ready to buy so they quoted me sticker price and told me demand was so high and supply was so low that I would not have any luck finding anything below MSRP. I did the walk around with them and they covered all the useless add ons - window etching (they use a sticker on the inside hood), extended warranty, service package using synthetic oil). He told me you need to use synthetic oil in the new 2012 civic to insure gas mileage and that once you use it you cannot change. I really did not like the Honda Gallery. They seemed very shady.
Once i had my financing5 lined up I finally got serious and went in to another dealership (Commonwealth)and got a 2012 Civic LX(silver) for $18200, ($265 over invoice and $1030 under Edmunds True market value). I did a trade for my old car and ended up getting $300 under KBB. Honestly, i was surprised i was that close, the AC is broke and the car is rusting out on the top of the windshield to the point where it was becoming unsafe. I feel like it was a pretty good deal.
One thing I ran into during the paperwork was that I was a little unprepared for how aggressive the finance manager was. I had bought my last 4 cars at a dealership that had closed down and their finance guy was pretty mellow. This guy was super aggressive. I had financing through my credit union but after i did the deal i let them look to see if they could get a better rate. They came up with a slightly better rate but i ended up sticking with the credit union, i do all my banking there and the .15% rate difference was not a big deal. I had not thought about an extended warranty so i told him i would think about it and let him know the next day, it was 3rd party - $881. He said, "whats to think about?, its a no brainer, these cars are good but the electronics are very sophisticated, one problem and you could be out $2000. Thats why 90% of our customers get the extended warranty." After a little research I found out that 3rd party warranties are crap and that the smartest thing to do is buy a Honda Care extended warranty and that you don't need to buy it right away. It had been about 6 years since i bought a car so I felt a bit rusty on this stuff... I found a Hondacare extended warranty from Hyannis Honda for $540 so i told Commonwealth i was only interested on HondaCare and they told me they dont sell it. I'll hold off on the warranty for now, i'll probably get it if i decide to keep the car past 36k miles.
This while car shortage. NO cars on any lots at the time in all of Southern California. NO new or used cars. Therefore the purchase price of the Civic at many dealers was at or above sticker....then they place on add-on with additional charges (for instance....the wheel locks and all at others was an additional $450....so the actual 'savings' is $750)
The big thing for me is not only the pricing of I paid for the Civic....but the trade in I received. Trade in was above Blue Book.
P.S. One more thing, what is everyones favorite color for the new 2012 Civic or the Fit?