Edmunds dealer partner, Bayway Leasing, is now offering transparent lease deals via these forums. Click here to see the latest vehicles!
Options
Honda Civic Si / SiR 2005 and earlier
This discussion has been closed.
Popular New Cars
Popular Used Sedans
Popular Used SUVs
Popular Used Pickup Trucks
Popular Used Hatchbacks
Popular Used Minivans
Popular Used Coupes
Popular Used Wagons
Comments
"Cops recovered my '99 SI..." and "...Insurance company is talking about trade-in value. Bummer."
I haven't personal experience with a stolen car, but here's a thought that you might consider: enlist the aid of one of the Honda dealers you might purchase a new '02 Si from. Have them make the rebuilding of your '99 Si look prohibitively expensive. I know the insurance companies aren't ignorant, but sufficient resistance on your part might prompt them to "give in," assuming the settlement difference between rebuilding and totalling the car out is not too great. The Honda dealer has a real incentive to unload the '02 Si and might be eager to assist you in exchange for your purchase of their Si.
Perhaps others have more experience in this realm and can offer a more effective strategy?
You wrote:
"How's that for a combo of white collar and blue collar crime? Hell, I respect the thieves more than I respect the insurance folk."
Indeed. They're both thieves. But, on the one hand, we have one who is "open and honest," while on the other hand, we have one who is scheming and manipulative, whose sole objective is to give you as little as possible, effectively cheating you of your due if he succeeds in getting you to accept his "offer." The former is the more "honest," while the latter is a hypocrite seeking to rationalize and excuse his conduct, hiding behind the socially acceptable excuse of "it's just business."
I'd like to hear the on-going tale, if the moderator has no objection.
Genuine Honda Accessories at a low price: Handa-Accessories.com
CollgeHillsHonda.com
Manchester Honda
IPT Dashkits
Kingmotorsports.com
I've no prior experience with any of the sites listed above.
They gonna total it or not? They 'say' yes, but the person who decides isn't available. I've done this one before with them and know better than to act on the 'yes'.
Value, if they do total? Adjuster has said BOTH the cost to buy on a used car lot and the trade in value. My agent (two different parties) has said both, as well. My policy says "we pay for loss"; so I think that's ambiguous. It also says they pay sales tax, which I'm grateful is specified. Of course, I'm biased; but I think overall the idea is that the ins. co. pays me what it takes to make the loss whole. Depending on whether we're arguing over the tax, the argument is over 3-4.5K.
Rental car? I've got rental car coverage for 30 days. Especially if the car's not totaled, I can see us hassling over that.
That's the situation at this point. I'm borrowing trouble, but I'm also wondering about 'diminished value' if my car isn't totaled. Even if the rebuild is extra-ordinarily good, I can't see that I end up with a car valued the same as the one that was stolen. Some states require reimbursement for 'diminished value', but I don't know if TN does.
I've gotten my agent involved, thinking they will have more clout than I and hoping the chunk of yearly business I do with them will be motivating.
FWIW, I agree that thieves were more honest than the ins. co. is proving to be. LOL, mine is billed and priced as a 'deluxe policy'.
-ydnaydna
Fortunately, my insurance company never said this, but I was prepared with my arguments (basically I was planning to refuse this "offer" for several reasons). If I were you, I would be prepared to do the same.
Though, I'd be suprised if they took this route.
Mine was professionally stripped and the cost for just the engine was ~ $3-4K. Then it need everything else under the hood.... and the interior rebuilt.
On another note, I bought renter's insurance after this episode since the [car] insurance company didn't cover any personal belongings that I had in the car (which was about another $1K that I lost in aftermarket stereo, speakers, cds, climbing gear, etc.)
I figure this one of those upsides-downsides situations. LOL, if the Si hadn't retained value as well, the 'total' decision would be clearer. At least, my agent and the shops I've discussed it with think the adjuster will decide on totaling it.
As it is, there are plenty of unknowns - cost of parts, cost of labor, the value of what's left, diminished value', etc.
I've found a shop I feel pretty good about; and, if we go the rebuild route, I'll start off with that shop's estimate using Honda parts.
We haven't even started talking about the value or my 'stuff', which is covered under the home-auto insurance package I bought. How am I gonna 'prove' the value of my coat, gym stuff, tools, cell hook-up, CD's, etc? My thought has been to just write that stuff off if I can get a reasonable claim settlement on the car.
If I have my stuff in my car (coat, gym stuff, CD etc), it is not going to amount to $1000.
The agent 'says' only one deductible applies, since it's a package policy. LOL, ain't nobody getting real about writng any checks yet.
FWIW, they'll pay about $700 under Edmunds retail used (i.e. $14,4--) plus TTL. We're off a little on TTL, but my county and city have taxes in addition to TN state taxes; and I figure that confusion will wane quickly.
Some of these insurance folk are real frogs; others are real nobility. My agent's call helped bunch, and the new adjuster seems smart and too new yet to be corrupted.
I just closed a deal on a white '02 Si. Headed to 'What did you pay?' to post the details.
The support and info I've found here has been a huge help - saving me about 5K over what I'd have done on my own. TY to everybody, including Edmunds and pocahontas.
It may just be new buyer's drunk, but I like the way this thing looks!
Revka
Hatchbacks & Wagons Host
Not a photochopped photo AFAIK
LOL!
Dunno what you're up to. Forget it's FWD? Put those things on the front, lower your final drive ratio, and you'll have a Cobra beater off the line!
I'm shopping for go-cart wheels that'll fit mine. Watch out, 'Vettes!
- Large/wide photos can throw off the margins of this page, making it difficult for others to read the messages here. Have photo editing tool? 550 pixels (or less) on the width is recommended.
- Also, as mentioned in our Member Agreement, posting copyright protected pictures directly into the messages is a no-no. That is, unless you can verify that the pic belongs to you. If you don't own the pic, it's usually best to just provide us with the url/hyper-link. Otherwise, your photo may be subject to deletion.
Btw, for those interested, learn more about how to post a photo in our Hatchbacks Pictures discussion. And now back to the subject of the Honda Civic Si. Thanks for your participation!
Revka
Hatchbacks & Wagons Host
Instead of embedding the photo directly into the message with html, Edmunds.com is asking our participants to just provide a hyper-link to copyright protected photos they do not own.
In other words, they do not want copyright protected photos to be automatically viewed from our pages.
And yes, I realize the arguments to follow..., but I guess they feel that extra step will protect them from any (frivolous) copyright infringement lawsuits. For further question/comments about this, feel free to email me.
And now, back to the subject of the Honda Civic Si / Sir. ;-)
Revka
Hatchbacks & Wagons Host
Also, I've heard of clear "nose mask" type protectors to protect the car from rocks and chips. Does anyone have any links or more information on these as I have not heard of them? Do honda dealers do the install or is it easy enough to purchase online and DIY.
Only two piddly dealer prep issues. The tires were all low, one rear one by about 15 lbs. The floor mat pegs (come only on driver's side) hadn't been installed; I didn't have time to wait for 'em to put the mats in, though, and the pegs came in the box with the mats (easy install).
I didn't get the shake and rattle package Ham got. I think's it's call 'rattle and hummmmmmm' on the option list.
Honda Civic Owners: What did you pay?
forum for pricing on the 02-03 SI.
Haven't heard much from anyone in this forum in the past few days, but to everyone, have a merry christmas!
Also, please note: Edmunds' new vehicle TMV prices do not take into account current Manufacturer-to-consumer incentives or rebates. So if there are any customer cash incentives in your area, you'll want to make the necessary adjustments. Good luck, and please keep us posted on your purchase.
Revka
Hatchbacks & Wagons Host
Well, hopefully your car is better screwed together than mine. Or maybe your roads are better.
Btw, I drove 760 miles last week (still Christmas vacation) to Atlanta. Car felt pretty quiet. I was surprised. I could hardly hear the engine noise at 80mph average going speed. Went up to 95mph a few times but backed down coz' of my fear of cops. Despite the RPM being at 5k at times, I could hardly hear the engine. So, it's not an annoying buzz or hum. Maybe the wind noise is drowning everything else.
During this trip, at times my hands feel fatigued. I wish the steering wheel telescope. Also, maybe even a little bigger diameter. I've read somewhere someone complained that the steering wheel is too big. I think it is too small. I've a relatively big chest
Along the way I've yet to see another Si. Been here for 5 days (Atlanta) and I haven't seen one either.
Funny thing is that there is another one in Anony's parking lot at work. And a guy at my job took a spin in ours and bought one. If people would get past the looks they would sell like hotcakes. It's a solid little car.
My tire guy fixed it for free, ;~}.
My Honda dealer wouldn't even look at it, ;~{.
Recently I went to an auto show here in Miami. I saw a Civic Si with 17 inch wheels with low profile tires and it was also lowered where the tire meets the wheel well just like the Civic type R. I told the sales guy Honda Japan should have done it like you guys did. His reply was our dealership does these mods and is covered by the original warranty. And if you buy from this dealership they will go on a 4 year warranty everything covered. The dealership name is Rick Case Honda located on I-75. I don't work nor do I have any friends or family working for them but this sounds like a very good deal.. I just want everyone to know cuz the current 15 inch tires and high body stance does no justice to the original 4 cyl hot rod!!
All above cars are excellent rigs, all have some flaws & reliablity questions. In terms of overall performance & comfort, the Elanta GT comes in 3rd, extremely close to the Si in my humble opinion. In the end the Elanta GT met & exceeded all my needs, has a better warranty, lower cost to own, and cost over $3000 less than the closest competitor (both 02 models). The truth be told, I just did not feel justified spending more than 7$K!
I purchased the HGT with sunroof for $6,070 cash (including Tax & license!) plus my 97 Del Sol Si. I still have plenty of money left over for a strut bar and better, slightly bigger tires (205/60 HR15 Dunlop Sport A2s on OE rims).
Time will tell if this was the best decision. I suspect I will occasionally long for cheap summer thrill of the SOC VTEC running thru the gears with the top down, but right now I am quite happy!
I appreciate all the help I have gotten on Edmunds! I will miss you, it is time to get on to real life priorities.
PS Please pray for a peacefull solution to the Iraq situation.
Greetings from sunny and warm Miami.