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BMW 3-Series Lease Questions



  • Post your breakdown of the fees residuals and mf
    How is your credit? If its good, I don't believe in having to put down 10% just because you are a new buyer. Also before you pull the trigger, check out pacific BMW of Glendale. Go to their website/call and talk to an internet sales manager. See if they can beat ur deal.
  • Yeah that seems to be the consensus. I'm gonna tell em no thanks.
    In your experience what is the procedure when returning a lease in terms of wear and tear on the car itself as well as if the tires are low on tread? Will I have to fix every scuff on the car's paint as well as get 4 new tires before taking it back? I've heard that BMW is notorious for insane charges on lease returns....

    Thanks l3gendary!
  • Considering leasing instead of buying for the first time. Looking at a 2013 x3 2.8. Any details available on money factor & residual value would be welcome!
  • What are people's thoughts for tires down the line on run flat 18' with somewhat low profile.

    Hanook, Kumho, Michelin, Continental ?

    They all seem to range between 140-220 per tire. Is there a huge difference...
  • cgleecglee Posts: 1

    Question for you: Is the sale price you're quoting here, including the $1,000 BMW Holiday manufacturer incentive? I'm in a similar price range on the MSRP of a lease I'm trying to negotiate. I was wondering if you managed to talk them down more than $3,000 without the incentive factored in? That's my goal, but I'm not sure if it's realistic. I'm assuming this price you were quoted includes $1,000 off of what you negotiated them down to off the MSRP. Thanks.
  • Certainly juliog. Audi Financial Services' November buy rate lease money factor and residual value for a 36-month lease of a 2013 328i xDrive Sedan with 15,000 miles per year are .00130 and 58% for consumers who qualify for its top credit tier.

    When negotiating your deal on this car, make sure to take advantage of the $1,000 cash incentive that is currently available on it.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thanks and you're welcome rthakur11.

    Let's take a look at this deal. The money factor that you were quoted is right on the money. So is the acquisition fee. The dealer invoice price of the car that you are interested in is $43,865. If we subtract the available $1,000 holiday cash from that it drops to $42,865. That puts you at around $1,200 or so over invoice. That's not bad, but if you are in an area that has a decent level of competition, I wouldn't be surprised if you were able to shave a couple hundred dollars off of that by shopping around. I suppose it depends upon how much time you have.

    Prices Paid: Buying & Leasing Experiences Forum
  • Here's the information that you're looking for warbern. BMW Financial Services' November buy rate lease money factor and residual value for a 24-month lease of a 2013 328i Sedan with 12,000 miles per year are .00130 and 66% for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical lease of a 335i Sedan are .00130 and 66%...interesting, they're the same.

    The residual values for leases with only 10,000 miles per year would be 1% higher.

    BMW's current programs are scheduled to run through the end of the year, however it is possible that it will make an unscheduled enhancement to it's December programs. Only time will tell, but BMW is locked in a heated battle with Mercedes-Benz for the U.S. sales title so anything is possible.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    edited November 2012
    Hi Gizmo. The answer to your question is no...and yes. While I believe that BMW's programs are technically national and do not usually vary by region meaning that the same lease program and cash incentives should be available everywhere, the competition amongst dealers is much stiffer in certain parts of the country. As a result, you will often see consumers in major metropolitan areas like Los Angeles or New York getting better deals than consumers in less populated areas.

    BMW wouldn't require anyone to put another 10% down on a lease to approve them. They might however not approve you at the lowest possible money factor so the dealer would need more money down from you to achieve the same monthly payment. Consumers can and should lease any vehicle they want without making any sort of capitalized cost reduction.

    Having said all of this, the selling price that you were quoted for this car isn't terrible.

    Prices Paid: Buying & Leasing Experiences Forum
  • sk17sk17 Posts: 1
    I know this was asked before but Im looking for current information. I am going to lease a 2013 328i xdrive at the end of November or early December in NJ. I am trying to find the money factor and residual for 36 month lease with 12K miles/year. Anyone sign a recent lease? Thanks for your help.
  • Hi Car_Man,

    I'm looking to know the buy rate lease money factor & residual value for a 2012 and 2013 335i Sedan (Sport line) for both a 24 month & 36 month lease at 15k miles/yr. I live in the Seattle area.

    Appreciate the information.
  • Hi Car_Man,

    I am getting a lease from BMW for a 335i xDrive (Sport Line)
    MSRP 56595
    Sale Price 53500
    Term 39 months
    Down $5500
    Cap Reduction $4200
    Rate/Money Factor 1.44
    Miles 12K/year
    Residual 59%
    Monthly Payment 560 (including tax)

    Is this a decent deal to move ahead with? Thanks for your help.
  • Hi Car_Man,

    Here is an offer that I am getting on this car in the Seattle area.

    2012 335i sedan, sports trim, tech package, premium package, prem sound

    2 yrs, 15k/yr

    MSRP - $52,595
    Selling price - $49,200
    Residual - 63%
    MF - 155

    No holiday credit being offered on this car (guess, its for 2013 models only)

    Your thoughts on these terms?

    Much thanks.
  • Does anyone have any insight whether it's better to apply for BMW financing at the dealer or through the site. I would prefer to spend as little time at the dealer as possible and my hope is that going in with financing in hand will help.

    In the past I've always used a blank check from my bank, but I'm thinking about leasing this time.

    Thanks in advance
  • My lease is going to be up in march and i am looking to lease a 2013 328i sedan. I got an email from my dealer stating they would waive up to 3 payment on lease ending if you have a 2010 bmw. I found the following offer from bmw in southern california and i was wondering if it was a good special offer.

    2013 328i sedan premium package
    $339 month for 39 months
    $1,000 holiday credit
    $750 loyalty credit

    $339 first payment
    $2,750 down payment
    $725 acquisition fee
    $3,814 due at signing

    The ad says MSRP $40,495
    lease end $24,297

    I hate to give my current 2010 bmw 328i back as it only has 9,600 miles on it. I don't drive that much....

    If you could let me know if this is a good deal i would appreciate. I really don't want to pay more than $1,000 at signing.

  • Hi car_man

    I negoiated a deal in Nov, and the car is just now finally on a truck to the dealer, so i will basing my lease on December rates. Can you confirm for me if the Nov rates held or if there are any changes for Deceomber? Is it still 58% and .00130 for a 36 month/15K lease on a 2013 335 xDrive? Also, is holiday cash still @ $1K, or did it go up:)?

    thank you!
  • rswilson16rswilson16 Posts: 2
    edited December 2012
    Have been quoted $2500 due at signing, $499.00 per month on a 2013 328i Sport Line with leather, heated seats, nav, and BMW apps. Is this a good deal?
  • miacarguymiacarguy Posts: 1
    edited December 2012
    okay...first time posting..but I always come to this site to see what everyone is paying so I figured I would return the favor...

    got a 2013 BMW 328i sedan,mineral grey metallic,...12k miles a year, for 36 months.
    msrp was $46,045..
    options are...premium package $3100, xenon headlights $900, technology package $3100,heated seats $500, and dark burl walnut wood trim $500

    my out of pocket was $972...this included taxes, first payment,and tag...originally it was $1272, but if you download a bmw app and take a test drive BMW gives money towards your first payment :)

    after the 1000$ holiday credit, a 750$ loyalty cash, the final agreed upon price was $43,793...the dealer claims that they were only making $500 on this deal.

    my monthly payment which includes taxes is $555.23

    I feel like it was a fair deal ...what do you guys think?

    forgot to mention that they are also paying the last 3 payments on my last lease!
  • My lease was close to the same as the last post.
    7 months ago I got my 2012 328, Mark was 46,545. Traded in my 2007 Z4 for 17,000 so I had a 17,000 credit.
    I paid $900 and have no lease payments for 30 months and 10k yr miles.

    Last week we bought a 2013 X5 Xdrive Mark was $52,245.
    Traded in a Honda Pilot that every other dealer was at around 26k on trade. BMW gave $28,000 and payoff was just over $30k.
    Got 39 month lease with 12k miles with payment of $670 a month.
    Put down put down $3,500, hope that was a good deal considering we just went to the dealer with a friend so he could look at cars and my fiance ended up getting the X5 in the showroom.
  • Sorry, meant Msrp, just noticed my phone pit it as Mark.
  • Definitely through the dealer. It makes no difference to be honest since when you apply for leasing through the bmwusa, it just tells you if your credit is approved and at what tier, then assigns you a dealership. Leasing is a different animal from purchasing, it's much more numbers and homework to get a great lease deal. You mentioned not wanting to spend time at the dealership, I feel the same exact way. I actually went to the individual bmw site for various dealerships from my area (up to an hor away) and used the online chat and asked for the internet sales manager and asked them to email me quotes. I probably contacted at least 10 dealerships via email (never giving out personal #) and got a great deal! Placed an order and picking up at the end of the year!
  • I'll try to help as much as I can
    What is msrp? selling pice? How much down payment? Any incentives, there is holiday credit right now?
  • MSRP is $46,695. Holiday cash ($1000) plus owner loyalty discount ($750) and additional $1750 dealer rebate brings sale price to $43,195. $2500 due at signing.
  • Double check to see exactly the msrp on that options you selected. I'm not getting $46,695 on my calculation. I'm actually off by a few thousand unless you forgot to add a few options you listed.

    2013 328i
    Sport Line
    heated seats
    BMW apps

    has a MSRP of $41,745. That is almost a difference of $5000!
    MSRP of $41,745 should have a selling price around $39k before any of your incentives

    Sounds like dealer is marking up the MSRP and making it sound he is giving you "dealer discount"
  • Does anyone know what the current (December 2012) money factor and residual percentage is for a 2013 328i BMW 36 month lease, 10,000 miles - Los Angeles, California with high credit score (800)?
  • So dealer gave you a discount of $500 off MSRP and you got a car.
    I will not call this a good deal, more like a bad deal.
    The Holiday cash and Loyalty are BMW rebates, dealer mainly pocketed all of them. It is not what dealer discounts, it is directly what BMW discounts. You could have gone for 6.5% off MSRP plus the BMW rebates.

    The pickup of lease payments might have been the benefactor, but that has to do with the used car department not the new car department.
  • their highest tier (best rates) start @ 675.... so it doesn't matter if your score is 676 or 850....
  • I understand, but I would really like to know if anyone knows what the current money factor and residual percentage rate is for a 2013 328i. Thank you
  • car_man will have to confirm, but I believe it is .0013 and 61% for a 10K/year
  • I would like to know how to calculate the money factor. I got a quote today and i would like to figure out the money factor. Thanks....
This discussion has been closed.