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BMW 5-Series Lease Questions
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Comments
I'm new to the BMW world and new to leasing as well. I'm looking at a 2012 528xi with an MSRP of $58,547. I'm looking for advice on what I should expect (bargain for) off the MSRP and what the current residuals and money factor's are. I was told 58% for a 10,000/yr lease, but from what I read in these forums that seems about 2% too low. Any help with expected sales price, residuals and rates for a first time buyer would be greatly appreciated.
Thanks
-m
I am thinking about leasing a BMW 535 for my husband. MSRP is 53,000. I know that 36 month leases are considered a wiser choice, but I am curious if there could be a big enough reduction in monthly cost at 48 months. Looking at 10k miles per year. Your knowledge would be valued!
Thanks,
Thanks.
That's right, 41. Ouch. If you really want to lease, you're much better off going with a 2012 model.
Car_man
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Don't worry about not being a loyal customer, the loyalty program went away anyhow.
You definitely want to put as little money down as possible when leasing. Consumers who make large down payments on leased vehicles risk losing part or all of the money that they put down if their vehicle is totaled in an accident or stolen and never recovered.
Car_man
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Car_man
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For some reason, the way BMW's lease program is structured right now it appears as though a 36-month lease would actually be cheaper than a 42- or 48-month lease of this car.
Car_man
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I'm looking to pull the trigger on a similar vehicle and i'm in NY. Can you email me the name of the dealer you used? gti329@gmail.com
Thanks,
XOGRADY
The numbers for an otherwise identical lease of a '12 535i xDrive are .00185 and 56%.
Car_man
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1. Ask them to eliminate or lower the Acquisition fee.
2. Does the residual value include the $2760(reduction in RV because car has 9200 miles on it) which is deducted from the RV to calculate the real RV.? Existing miles are deducted from the RV at .30 cents per mile.
3. In most states the taxes on leased auto are levied and collected on the monthly payment each month. It is unusual to collect a sales tax upfront on leased vehicle. Sounds like a cap cost reduction.
4. THE MF on this car should be .00195.
2. When you say "Does the RV include the $2760.." are you implying the 46% could already have that $2760 included, therefore reducing from "x" to the now 46%?
3. The sales tax on leases should be captured on the monthly lease payment correct? If your tax rate is 6% and your lease payment is $500 per month then your final payment would be $500 + $30 (tax) = $530.
4. The Money Factor will depend on your credit rating I believe. If my credit score is near 800 then I should receive the best MF??
Thank you for your assistance.
This is my first post after a long time lurking. I am ¡§this close¡¨ (fingers really close) to pulling the trigger on my first Bimmer. I¡¦ve targeted the 528i xdrive pretty much loaded to the hilt. I¡¦m in New Jersey, and the salesman mentioned in January that the programs right now are disappointing and to wait until around February 3 or so. My current lease (quasi economy car) is up mid-May, so I figure I¡¦m on target, or can even wait until very early March to order my new creampuff.
By my calculations, with the residual, etc. each thousand dollars of options should cost APPROXIMATELY $13 or so per month. I¡¦ve been struggling with whether to get the heads up display (I decided to go for it) and MAYBE the night vision (sure, toys, but once you¡¦re in for $60k for a car, what¡¦s another $4k?)
Is my math essentially correct, bearing in mind it depends on credit and money factor? While at it, any opinions on what options to just plain not get?
Many thanks ¡V I have not seriously looked at the Benz, and although most of the reviews I¡¦ve read seem to like the Audi A6 more than the BMW, well, it still is a BMW ƒº
Thanks again!
Looking to confirm February lease rates for the 2012 528i xDrvie. Looking at 3 years, 10,000 miles. I appreciate it!
Car_man
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Car_man
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I'm looking to lease a 535i xDrive in the NJ area.
The MSRP is $61,895 and the invoice is $56,955.
I was looking on CR and it says there's a $500 regional advertising fee and a $1260 holdback. Since the regional ad fee is manufacturer enforced i guess it's fair to include?
So that takes me to $56,955 + $500 - $1260 = $56,195 as the floor zero profit point and means i'd be pushing for something in the neighborhood of $56,695 as the purchase price.
is that reasonable or too aggressive in your opinion?
thanks in advance for the help!!
Car has MSRP of $69,225 and advertised on their website selling price $61,222. Do you think there is more room to move? I believe this is under invoice.
Thanks,
macdad
M Package
Cold Weather (I live in Ohio)
Premium Package
Premium Sound
Luxury Seating
Technology Package
Bmw Apps
Im thinking msrp is gonna be around 70-72k. How much should I expect the dealer to take off and what kind of lease price would I be looking at with Zero down? Any kind of help or advice is much appreciated!!
My prior request for lease suggestions and options went flat - I hope some kind soul responds to this one.
I saw the promotions that ended January 3. My dealer thought the deals for the rest of January were lousy, and expected better ones February 3 - didn't happen. I since read that January sales actually hit records - so I guess no need for incentives then.
It's getting close to the time for me to order - if the incentives don't get better I may go for a Benz or even a CPO - does anyone have any predictions on whether March (or even April) would have better incentives? All in the MSRP on what I'm looking at, which is almost fully loaded, is about $67k before tax - any idea of what kind of numbers for a 528i xdrive with 10k miles/year, New Jersey? Many thanks!!!!!
She had Lexus, had got another one, but it had toxic leaks in cabin. Cabin integity compromised, and wife and son got ill ue to some sort of fumes after car drove long distance, then went uphill. Dealer woudl not replicate. Lexus would not resolve situation, so we lost $5000 to give car backand now have to pursue it thorugh government bodies and civil litigation
Thank you,
macdad
last night, central new jersey, i was quoted on a 528i xdrive 10k miles, with the 62% residual Car_man indicated - however before running credit, etc. was told the mf was .00195 (versus Car_man's posted .00190) - is something amiss? i just spoke with the sales manager and he claims it is only on certain models.
also, can you advise what the credit tier cut offs are and how they affect the mf? i saw a tier someplace on the net, but it seemed to be a bit older.
lastly, i was quoted roughly 700 over invoice, which was just a tad above Edmund's true value pricing, but MUCH lower than Consumer Reports' target price. any advice greatly appreciated!!!!!!
The car is a space gray metallic 535i xdrive with cold weather, premium, tech, sat radio 1 yr
MSRP = $61,895
Invoice = $57,455
Original quote was $59,000 plus $398 doc fee
Got it for $57,500 including doc fee, which was paid upfront so cap cost was $57,102.
Besides the doc, paid all taxes/fees and 1st month upfront plus the $795 acquisition. Came out to about $3800 based on the way NJ does their taxes/registration on leases (new to me, i'm in CA).
With the tier 1 lease terms for 36/12k (thanks Car_man!) it came out to $759/month (although my calculation says it should've been $761 - oh well!)
Bottom line was $57,500 with doc so I was pretty pleased considering BMW isn't offering any incentives right now.
Can I please get money factor, residual and any incentives being offered.
Thank you
Can you please give me the money factor and residual for 528i for 10, 12, & 15K miles. Also do you have any information on a 1525.00 dealer contribution that I see on the incentives page. How does this work?
Thanks.
looks like the lease rates changed in march from what i can see on BMW's lease offers - can you advise the MF and residual for a 528i xdrive, 10k miles/year?
my car is being produced now, but the dealership claims i'll get the advantage of the best deal before delivery.
many thanks!
I wonder if you can help me. I need the residual and mf on a tier 1 for a 535x @ 15k. Stupid question. Would I be better off leasing it at 10k for a higher residual and then paying BMW the .15 excess after my lease starts?
BMW 2019 Glacier Silver X3 30i being built to replace a 2017 X3 (wife's)
Assume a $60K car, you'll pay $1800 (actually a little less) for the extra 15,000 miles, or $0.12 per mile...
In almost every case, you are better off taking the higher allowance, if you know you will use those miles..
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Thanks!
Car_man
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Car_man
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The selling price that you mentioned looks pretty good to me, but since it is their starting point you might as well shoot for something lower and see what happens.
Car_man
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Car_man
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I don't know what the cut off for BMW FS' top money factors is off of the top of my head, but I recall it being fairly lenient, not the old General Motors anyone with a pulse lenient, but still not bad.
Car_man
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BMW is currently providing a $1,500 cash incentive on leases of this car.
Car_man
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BMW Financial Services' March buy rate lease money factor and residual value for a 36-month lease of a 2012 528i Sedan with 15,000 miles per year are .00190 and 58%, respectively for consumers who qualify for its top credit tiers.
BMW's 12,000 mile per year residual value would be 2% higher and its 10,000 mile per year residual value would be 3% higher.
The $1,525 dealer contribution that you saw mentioned just means that is how much the dealer has to discount the vehicle by to arrive at BMW's officially advertised payment for this car.
When negotiating your deal, make sure to take the $1,500 cash incentive that BMW is currently providing on leases of this car into account in addition to a dealer discount.
Car_man
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Make sure to take the $1,500 cash incentive that BMW is currently providing on leases of this car into account.
Car_man
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BMW Financial Services' March buy rate lease money factor and residual value for a 36-month lease of a 2012 535i xDrive with 15,000 miles per year are .00185 and 56%, respectively for consumers who qualify for its top credit tiers.
Car_man
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The numbers for an otherwise identical 36-month lease are .00190 and 58%.
The numbers for a '12 535i are .00185 / 62% and .00185 / 56%.
Oh yeah, there'a a $1,500 cash incentive on leases of these cars this month.
Car_man
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Are the numbers the same on the 2012 535xi at 36 month and 12k?
Would you know if what they are for the 550xi as well?
Thanks to this forum and all your help, I recently leased a 2012 528i from Andrew Einhorn at Irvine BMW. With the information you provided about Money Factors, Residuals, Fees, and Invoice Pricing I was able to shop all the local dealers and negotiate the best price. The next time I consider leasing or buying a new car I will definitely visit your page again, and I would highly recommend this site and Andrew to anyone who is looking to get into a new BMW. Thanks again for all of your help!
Thank You,
Bobby
I was quoted a money factor of .00235 and 61% on a 528i 10K 36-month lease. Why the huge difference in money factor? Is the .00190 based on the state or is it nation wide.