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BMW Z4 Lease Questions



  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi bimmerfan8. I am familiar with the deal that you mentioned. BMW Financial Services' current buy rate lease money factor and residual value for a 24 month lease of a 2011 Z4 3.0 with 10,000 miles per year are .00150 and an astonishing 80%, respectively for consumers who qualify for its top credit tiers.

    I suspect that you will indeed be able to negotiate a lower selling price than the one that was used to arrive at this car's advertised payment, which in turn would lower your car's payment assuming everything else stays the same.

    Prices Paid: Buying & Leasing Experiences Forum
  • uksamuksam Posts: 1
    Hi Car Man,

    I am on the verge of getting a BMW Z4 S35i based on their seemingly outstanding lease offer of $439/month for a 24 Month/12,000 mile lease. I am planning on special-ordering this car with options around $2k over MSRP. Giving a total MSRP of around $59k. The lease offer is based on an MSRP of approx $57k. She informed me that every $1k in options will cost $48 more per month in lease cost.

    This doesnt seem right to me? If calculated using total MSRP, the money factor and residual, shouldnt the additional cost for options be much less?

    Also, do you know if this offer will last past end of may?

    Thanks so much
  • kyfdxkyfdx Posts: 72,920
    That's wrong.... $1000 less down (or higher cap cost) on the same vehicle would be around $45-$48/mo. more....

    But, with a higher MSRP, you also get a higher residual And the residual for the Z435i is an incredible 79%....

    So, even if you are paying full MSRP for the $2000 in options, the added depreciation is only $420 ($2000 X .21), divided by 24 months = $17.50/mo.. Add another $6.80/mo. for finance charge, and thats around $24/mo. + tax... If your price only increases $1800 for the $2K in options, knock $7.50/mo. off that...

    One caveat.. if you are adding non-residualized accessories, then those will be very pricy on a 24 mo. lease.... as, you'll pay the full amount over the 24 months.. (just don't do it).



    Prices Paid, Lease Questions, SUVs

  • franky89franky89 Posts: 1
    Looking to lease a BMW Z4 30i Roadster. Current special is $399 + tax per month with $3,374 down, including first months payment. I was wondering how long it takes to order and receive the car cause the dealer only has one on the lot. Also is there any cash back for this month?
  • dantmdantm Posts: 7
    This brings back 2006 I leased a base Z4 for an unbelievable rate...I remember the 24 month money factor was 0.00041 (0.98% interest rate) and the residual percentage was 72%. On a 37.3K car (negotiated to 33K with the dealer) the payments were $281/month...

    I don't think this has ever happened since, has it?
  • geoge1geoge1 Posts: 2
    frabky 89 - i was told about three weeks... how did you do?
  • geoge1geoge1 Posts: 2
    now am told that nothing can be ordered - waiting for 2012 - 399 offer wont be available... there is some availability around other dealers - just have to find the right one - the lease is quoted for msrp of 52,300 so payments may go up or down based on the msrp of the actual car
  • Kirstie_HKirstie_H Posts: 11,042
    A reporter is interested in talking with roadster fans who would like or dislike the idea of a smaller engine in the new BMW Z4. If you care to share your comments, please send an email, including your daytime contact info, to no later than 5:00pm Pacific on Friday, August 12, 2011.


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  • Hi everyone,

    I am being offered the following lease deal:

    2011 bmw Z4 3.0
    A75 Melbourne Red Metallic 550.00
    Upholstery LYSY Walnut Kansas Leather 1,250.00
    ZMP M Sport Package 3,900.00
    1CD Brake Energy Regeneration N/C
    2TB Sport automatic transmission N/C
    322 Comfort Access keyless entry 500.00
    494 Heated front seats 500.00
    639 BMW Assist with Bluetooth 750.00
    6AA BMW TeleServices N/C
    6AB TeleService Control N/C
    6VC Combox controller N/C
    Net Total 54,900.00
    Destination Charge 875.00
    Gas Guzzler Tax N/C
    Total Suggested Price 55,775.00

    The deal is as follows:
    Sales Price $52,915
    Acq fee $725
    DMV 444
    Tire fee 8.75
    Cap reduction 600
    Rebate 1000 loyalty
    Rate .00111
    80% res
    Customer cash total 4834.75 (includes $3150 MSDS)

    Payment 448.74 including tax

    I didn't get the $1000 drive for team USA (was too late) and this is $1000 over invoice. What do you guys think? Go for it or keep fingers crossed for 2012 similar deal?

    Thanks for your input!
  • kyfdxkyfdx Posts: 72,920
    edited August 2011
    You are a guy after my own heart... You really know the ins and outs of a BMW lease...

    There is about $4300-$4400 spread between MSRP and invoice, but when you add in the training fee and MACO, the spread is $3700-$3800.. Your discount is $2860. If there is any room there, that's the spot. If the stars aligned, you might get them to cut the price by another $500.

    However, about 95% of the time, a BMW dealer will mark up the money factor and acquistion fee the maximum allowed.. Many dealers just won't write a lease at the base rate. As I'm sure you know, your deal is at the base rate..

    There is some pressure on the dealer. He doesn't know if BMW will continue this lease deal for another month (it's been 4 months already), and if they don't, they'll probably put $5K trunk money on the car, and kill the lease deals. Believe me, the dealer knows that it's a lot easier to lease a car for $500/month, than sell it for $47K.. That said, there is probably a 99% chance that this is as good as you are going to get.

    I love the MSDs, and that you made the $600 Cap reduction to get under $450 (saving you from making another $350 in security deposits). Taking the $1000 bonus, instead of the .0003 MF reduction was another good move. You really did your homework.

    I would jump on it.



    Prices Paid, Lease Questions, SUVs

  • Thank you so much for your input. I am not crazy about red color (mostly my wife is not in love with it; she says it looks like "I am playing for the other team :)". The car has no Nav and no ZPP (WTF?). But the deals sounds good and I will probably go for it. Thanks again.
  • choosinuchoosinu Posts: 22
    edited October 2011

    I have to return 2008 lease in 10 days. I know, procrastinating cost me early return when BMWFS deal was much better.

    This forum has always been helpful with previous lease deals (2006 Z4 and 2008 Z4 SI) I want to lease again 2011 or 2012 3.0I with Premium, Cold, Sport. Currently in Oregon and finding little to no availability.

    Do I really have to fly to CA and drive back?
  • gla4gla4 Posts: 3
    Hello guys

    I looking for a lease on a 2012 Z4 sDrive 28i :

    Jet Black
    Walnut Kansas Leather
    Sport package
    Satellite Radio

    The deal:
    $ 53425 msrp
    Selling $ 49500
    36 month lease
    12k a year 63%
    .00175 mf with 5 security deposits $3000
    Plus $1300 due at signing (first payment, doc fees...)
    Pmt is $570 includes tax

    Should I take this lease?
  • gla4gla4 Posts: 3

    Is a 36 months with 12k miles/yr

    We went to the dealership today (Macon, GA), my wife and I have a credit score over 740.
    They pull out our credit and after that the rewrite all the lease, the seller told us that our payment was $ 585 + $ 1800 upfront and he say we couldn't make security deposits.... I really don't understand why they change the deal.

    Is true the the money factor in BMW is always 0.00210 even with a good credit?
  • Anyone have any information on residual % and MF on a 2012 Z4 sDrive 28i? Any idea if the residual is different for a manual transmission? Looking for a higher mileage lease (15 or 18k). Also, anyone know if the terms get better as we get closer to convertible season? I know that no one has a magic eightball, but just curious based on previous experience. Thanks
  • Hi ddr1981. BMW Financial Services' February buy rate lease money factor and residual value for a 36-month lease of a 2012 Z4 2.8 with 15,000 miles per year are .00195 and 65%, respectively for consumers who qualify for its top credit tier.

    The deals are not very attractive on many vehicles right least not nearly as attractive as the deals that were available at the end of the year. So I don't think that the deals that are available on the Z4 are likely to get much worse. Having said that, entering top down season would likely spur demand for convertibles an in turn lower their incentives, not increase them.

    Prices Paid: Buying & Leasing Experiences Forum
  • hi CarMan and BMW lovers

    what is the Residual % on 2012 - 15k and 12k Miles
    Is there any special MoneyFactor for March
    for a sticker price of 57.4k, is 53k a good buy price?
    for a 36 months / 15k miles what should be the monthly payment and tax?

    is the Z4 going to be redesigned in 2013?
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi sweetthunder. BMW Financial Services' March buy rate lease money factor and residual value for a 36-month lease of a 2012 Z4 sDrive28i with 15,000 miles per year are .00195 and 65%, respectively for consumers who qualify for its top credit tier.

    The residual value for a lease with only 12,000 miles per year would be 2% higher.

    BMW is currently providing a $1,000 cash incentive on leases of this car. Taking that cash into account, the selling price that you mentioned is probably around $1,000 over invoice...which isn't terrible.

    I haven't heard anything about a Z4 redesign next year.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thank you CarMan

    925 in acq + 75 doc = 1000 - this is rolled into the total.
    without tax - 675 for 15k miles -36 months.
    no cash down except license and first month. 500+675 month
  • hello Carman

    i finally picked my black z4..
    1500 - cash down for title and cap cost
    1000 in other fees
    fully loaded z4 28i
    Nav, heated,etc., as listed in my previous email
    615 per month
    36m/12k miles

    is it good bad?
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