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Saab 9-3 Lease Questions
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Comments
Note: I tried at a different dealer to get an Anniv. ed.(31,920 MSRP) but they wouldn't go lower the 380 month with 4000 down. So now I'm trying to get a basic model to keep the payments near $300 month. Thanks again for a great forum
One last question:
Can you lease cars from a dealer in a different state than I live in?
Stone
27 month lease
36 month lease
39 month lease
15,000 miles per year
rates and residuals offered by SFSC. Thanks in advance!
First time leasing. I just left the dealership and wanted to see if they are giving me a good deal. the MSRP was 28,464 and the selling price was 24,600. With a 27 month lease and $1000 out the door (acquisition, 1st mo., dmv) and 15,000 mi/yr. the payment was $374/mo.
Also, they mentioned a safety lease ins of roughly $15/mo. additional. The salesman said this covers anything wrong with the car when returning ie. tires, brake rotors, door dings.
Thanks for the help.
Got $310 a month for 27 and $2,400 down (includes sec., $500 cost cap., $800 in taxes, first month and acq.)
Hope this helps your haggling.
One tells me 320/month 3500 down?!! for a base model
another tells me 2000 down 400/month!?!
One lady tells me the residual for 36 month lease is 59% and 27 month its 71% the 59% didn't make sense to me...
How the heck do I get a deal for 326 a month only 700 down like crzycool22?
I'm running my own numbers and am looking at the following ...
MSRP (base model 2.0 w/auto trans..thats it)
28,345
63% residual for 36 months
17,857
Figure I can get a fair sale price of..
27,400
which gives me a monthly dep payment of
256.07
lease rate 3.35 or .0014
money factor payment portion
63.36
Bottom line lease payment
328.43
6% pennsylvania sales tax (confused on this, do I multiply .06 * bottom line lease payment.. or do I take the negotiated sales price, multipy by .06 and divide by 36?
19.70 or 45.66 ????
Final cost per month with no cap contribution
348 or 373
which leaves me to put down what? first month, security, what else?
What do you guys think of my numbers.. what am I doing wrong.. how do I improve on this.
Help!!
Thanks!
Anniversary, with roof and cold package. I think MSRP is about $31,920. 27 months, 18k miles, $1500 cash back to me, $499 a month.
I'm thinking about a 36 month lease of a 2.0T, manual, Premium (17"), Cold, Moonroof, metallic paint. Invoice is $29,495. So...I'm thinking:
Sell Price: $29,800
Cap Cost: $29,800
Res Value (63%) $18,774
MF .00140
Payment (incl 6% tax)$415
Where does the additional cost for the mileage (.15/mile???) $3150 get factored?
Also...does it sound like an acceptable deal? Should I be able to do better in CT?
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You do not have to lease your vehicle from a dealer in your home state, but you cannot avoid paying your home state's sales tax rate on it.
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2018 430i Gran Coupe
Based on supplier pricing, what should be the lease payments on a 2007 2.0T with auto and cold weather package, 36 months, 12K miles, $1000 down? What would the residuals be?
Thanks.
Thanks,
Chris
I went to a Chevy dealer to look at a Tahoe for my wife and one dealer told me there were no special finance rates during an advertised sale (huh?)and any special rate could not be combined with GMS, total bull.
Hope this helps.
Saab 9-3 2.0T Sport Sedan, Automatic, Black (non-metallic), Cold Weather package
39 months
10,000 miles per year
3.35% rate
60% residual
Putting $2000 down to cover acquisition, security, 1st month, and then some cap cost reduction.
Payment comes out to $369 per month.
If we change the term from 39 months to 36 months, the payment goes up by about $7 per month. If we make it a 27 month lease, the pmt goes up by $18 per month.
Am I okay with the above deal???
Thanks for your help.
MSRP 42165
SP 39495
27 mos 12k per year, int rate 5.7%, resid 73%. Lease payment w/o taxes and fees 499.59 per month. This is a 2.0 vert with the 60th anniv pkg and cold package.
Thanks for your help
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Now let's take a look at this car's selling price. The model that you described probably has a spread of around $2,200 between its full MSRP and its dealer invoice price. That puts the selling price that you were quoted below invoice, which is an excellent deal.
The two main profit centers on leases look good to me. If you like the car, I personally don't see any reason not to go for it.
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The dealer is quoting 4.35% Interest Rate and 68% Residual. Is that correct, or is he tacking an extra point on the interest rate?
MSRP: $30495
Cap Cost: $28067
Tax, Acquisition fee, and registrations fees paid up front.
Bottom line - the dealer quotes $380.47/month but when I run the lease calculator it comes $360.56.
His number for the residual is $20271 which is 66.5% I assume that it is because of the extra depreciation due to the 5130 miles on the car to start. Is that correct?
Am I missing anything else?
Jim
MSRP 30565
Cap Cost: 28067
Rate 3.35% (with a $400 security deposit. The 4.35% rate was without the deposit)
Residual: 20271 (68% reduced by existing miles @ $.10/mi )
Nothing down to reduce the cap cost, just tax, title, security deposit, acq fee and first month's payment. Monthly payment came to $359 and change.
We pick it up this afternoon.
Jim