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What are the qualities of the car that you especially like? What is the color combination?
This weekend, I drove a 2010 SE with the new 2.5L/6AT and was surprised at the difference compared to the 2.3L in the '09 model. The additional 15 horsepower (and 16 lb-ft of torque) and additional gear in the automatic transmission feel more powerful than they look on paper. Motor Trend recently tested the 2010 SEL I-4/6AT and clocked 0-60 at 8.9 seconds (very respectable figure and at least 0.5 seconds faster than the 2.3L).
Ford even offers the same 18" wheels from the '09 Sport Appearance Package as an option on the 2010 SEL. Just my luck, they're not offered on the SE, which is the trim level I prefer.... but a 2010 SEL with the Moon & Tune Package and 18" wheels is looking like a real possiblity! The MSRP is $25,890 and Edmunds TMV is showing $24,767. I'm holding out for bigger discounts, though....
w/ Rapid Spec Pkg 202A
6 spd auto
rear spoiler
reverse sensing
remote start
MSRP $23,975
Purchase 21,575
Daughter's car_She loves it!
MOON & TUNE PKG
REAR PARK ASSIST
REAR SPOILER
HEATED SEATS
SEL SERIES ORDER CODE
The sticker was $27,055. We were able to get it for $21,200. Not a blowout deal, but not bad either. I think it was close to the edge of what I could've gotten in my market (Boston). Three dealers had the same exact car, and I enjoyed pitting them against eachother. I exepected to get the car at $21k or just below, but no one was interested in playing past this point. She's happy with the car...she had wanted Moss Green, but it's real hard to come by now well equipped in the Northeast.
Note - I learned today that some Fusions can have the same equipment, but have different stickers. Like one of the 3 we found was priced at $26,640, even though it was an '09 and had the same exact equipment. The deal was that it was ordered in the last quarter of 2008 (December), and Ford raises its prices quarterly. In the end, that dealer would only go as low as the others, so we wound up buying one of the "newer" Fusions. The "older" lower MSRP car helped set the bar low from the begining though, so it was still helpful to have in the mix!
Nothing unique in that, all manufacturers sometimes change the MSRP during a model year.
Sangria Red
Sun & Sync package (moon roof, Sync System)
V6 Duratec Engine
Rear spoiler
Reverse sensing system
Floor mats
Am/FM/MP3 6 CD Player
Free Sirus 6-months
Sticker Price: $25,765.00
Paid $23,914.91 before tax & fees
$24,755.36 total
I Didn't intend to get anything but the basic SE V4, but ordering would have been a wait for 4-6 weeks. They only had 2 SEs on the lot, one V4 black and the V6 red, with similar options, with about $1,700 difference between the two. I didn't like the black color, so I said what the heck, and got the V6. So far, I love it.
Just curious, what's an inline 4?
Almost all 4-cylinders are in-line. The only one that comes to mind that isn't.. is the Subaru, which has a flat-four (two cylinders on each bank, horizontally opposed at 180 degrees).
The last V-4 that I remember was on Saabs in the early '70s?
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2009 Fusion AWD w/
Moon and Tune
Spoiler
Heated Leather Seats
Reverse Sensing
Total MSRP with Destination is $28,905
Dealer offer to sell me the car OTD for $29,664 which includes my local 6.75% tax. he said it was being sold for $500 above invoice. Seems there is about $900 in Ford Credit fees, and misc. Please advise on what should be a "sales" price for this.
Thanks
Something you may want to consider- the worst part of 6-year (72-month) financing is that you may end up with negative equity in the car. Depreciation often out-paces monthly payments on a 72-month loan. I financed my last car for 72 months, but made the payment as if it was a 60 month loan- with the addiitional paid toward principal. It's on track to be paid off in 58-months (Nov 2010). If you plan to keep the car until it's paid off, it's not a big deal.
Of course reality is that you are just paying all the interest up front by giving up the $3500.
$29,664 paid over 6 years would be $412 per month. If you took the rebate, you would pay $26,164, financed at 4% for 6 years would give you a payment of $409. So the break even interest rate would be more like about 4%, depending on how much you finanace and if you pay extra as you suggested you would (which makes no sense, btw. It'd be better to put the extra cash in a money market or CD and earn a little interest).
I live in central New Jersey. What would be a good starting point of negotiation, the MSRP, Invoice or the TMV? There is $3500 cash back on the 2009 and only $1000 cash incentive on the 2010. Which one would be a better buy? What is the going price for a fully AWD, invoice less $3500 plus tax and tag for 2009, or invoice less $1000 plus tax and tag for 2010? Since most AWD cars are not hot sell cars I wonder if the selling price can go below the invoice.
Any suggestion/advice is appreciated.
Dealer 1 took my X-plan price minus the current $3500 rebate to get their final sales price, and then calculated the sales tax amount from this final price.
Dealer 2 took my X-plan price and calculated the sales tax amount from it, and then subtracted the $3500 rebate.
So Dealer 2 is collecting about $260 more in sales tax from me than Dealer 1.
Which dealer has the correct and legal method for collecting sales tax? Thanks.
(1) 2009 Fusion SE 2.3L I4 Engine, 5-speed autotransmission, moon roof
Total MSRP $22,570, after rebate and before tax & fees price will be 17,564
(2) 2009 Fusion SE 3.0L I6 Engine, 6 speed autotransmission, mmon roof, rear spoiler, reverse sensing, after rebate and before tax & fees price will be 19,700
(3) 2009 Fusion SE 3.0L I6 Engine, 6 speed autotransmission, mmon roof, rear spoiler, reverse sensing, leather seat,after rebate and before tax & fees price will be 20,841
I would like to know about the price. How much less can we argue?
Thanks.
The one w/o the SAP goes for 15650 before tax ( MSRP of 22,650 less 7000) in white platinum /camel interior. So we basically paid 815 more for SAP which includes 18" chrome wheels / dark leather seats / sport tuned suspension.
The bay area dealer is getting rid of 2009 models to amke room for the 2010 so I think we got a good deal.
He's ordering his next one in a few weeks (a 2010 Taurus Limited) and I have the chance to buy his 2008 Fusion SEL V6 for $9600. It's black with black leather, Audiophile stereo, power moonroof, rear spoiler, reverse sensing and has traction control. It's in very good physical condition inside and out and has been maintained perfectly (they get 'dinged' if they fail to have the fleet cars serviced).
So I'm debating whether I should buy this 2008 Fusion (with 70-75k miles) for $4k under Trade-In (Edmunds) or keep my 2006 Mazda3 with the same mileage?
Any thoughts or suggestions?
Why is the Fusion so cheap...$4000 below trade in would seem like too good a deal to pass up. Is it his to sell and he is giving you a deal or is the company selling it?
60-70K mi in 15-18 months...wow! that is a lot of driving.
The cars are owned and managed by a fleet/leasing company and they offer them for sale to the company employee or any member of his/her family (best friends for 21 years, close enough). I'm not sure why they price them so low, but his previous company vehicle was a 2007 Explorer Eddie Bauer with everything but 4WD, new sticker was $36k. He racked up 74k miles in only 16 months in it, trade-in value was $19,500+ and my parents bought it for $15,250. And my sister has the '06 Explorer XLT that he had before that....cost her just under $11k with about 80k miles.
He lives in the Birmingham, AL area but his territory covers all of Southern Alabama and Southern Georgia...a lot of miles to get from any one to the another. He's had some 2000-mile weeks before. He just got promoted and won't be on the road nearly as much, so he'll probably have his next one for a few years.
The only (rather small) things I don't like on the Fusion are the Piano Black interior trim and the leather seats aren't heated! On the '09 models, the leather seats are all heated. I'd also love to find a set of the 18" wheels from the Sport Appearance Package to upgrade the existing 17" alloys. But those are all small things....
Weeks later I got a call from my grand-daughter who told me that her husband was out whoring around and she didn't know where he was with the 2009 Ford Fussion. A week later I got a call from Citi-Bank telling me that I was late in my payment on "MY" Ford Fusion, the dealership put the car in my name with the husband as my co-signer and the dealership refuses to do anything to correct their screw up.
:mad: I've received two and three calls every day, seven days a week since that time from Citi-Bank who also won't do anything about a car that I neither own nor for that matter have even turned the key on and today the car is out wandering somewhere in Texas.
My credit rating is effected and going lower every day but the dealership made their sale and Citi-Bank can always attach my pension since they can't find the car. If they did it would show up as a repossession on me and the finance company will get their losses out of attaching my pension.
Stay away from Speedway Ford but according to my grand-daughter that Ford Fussion is a great car when it's around but then again it makes a darn good get-away too.
If I'm understanding, you're saying that he has left your granddaughter, he has the Fusion and he's not making payments on it? Correct?
Technically, you DO own the car if you are the 'primary' on the loan! You can legally take posession of the vehicle...and you should! Get the car back and sell it! That will save your credit rating from being damaged further. If you can afford it, you might want to consider paying the loan current immediately while you're trying to get the car back!
As for getting the car back, repo men will work for an individual just like they will a bank. They usually earn $350-$400 for a typical car repo, so you could expect to pay $400 or so for them to take repo it for you. Maybe pay them an extra $100 to beat the crap out of your granddaughter's soon-to-be ex-husband if they see him!!!
Another possible solution- report the car stolen! It's registered in your name and he left the state in it without your consent...that constitutes theft in most states (Georgia for one, but not sure about Texas).
Don't let this SOB ruin your credit and/or end up causing you to lose any more money than absolutely necessary!
And, our other member is correct. It doesn't matter if you are the borrower, or the co-signer. You are completely and fully responsible for the payments. That is the whole point of the bank needing a co-signer (and, a big red flag, if someone needs you for that).
If it were me, I'd start making those payments. You guaranteed that loan, and you will wreck your credit if you don't keep it current. (Or, ask your granddaughter to make them). This problem is not going to go away.
Sorry to hear about your bad luck.
regards,
kyfdx
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don't blame the dealer , blame yourself , and your daughter and son in law.
sheeesh!