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$19,425 for LX-S Is it reasonable? Actually I want LX but I think LX-S looks better but I haven't seen the real one yet.
pls give me an advice. I'm totally newbie for autos
I tried to quote from Geico. it shows 1600 / 6 months
that's too much (in my opinion)
I'm an international student. I have driven for 6 years (in my country)
I drive 10 miles a day, 4 days a week.
I don't think that I should pay for it. I'd better use the bus or taxi. it's much cheaper than the insurance cost (no need to include the price of the car and tax).
I think I have no chance to own 09 civic lx-s because of the insurance. Bye Bye my car
Unfortunately, I'm 24 (will be 25 in Jan), male.
I just got the New Jersey driver license yesterday.
So it seems like I just started driving at the age of 24.
I have never made even a scratch on my car in my 6-year-driving experince.
I expected it to be less than 1200 per 6 months. I never thought that it's gonna be that high. It's very different from my country. You know that in my country, you pay only 1000 per year for the premium full coverage and if you have an accident, you don't have to pay a buck. they will pay it all for you.
So I may go with the liability (I don't care much about accident because it's never happened to me. All I care about is car stealing. So I'll install the LoJack) and see if the fee is low enough for me.
That lack of accident coverage strategy is okay for an older vehicle ending useful life, but is financially risky for a new vehicle.
I'm trying to customize the insurance.
Detail:
Basic Personal Injury Protection Coverage - PIP Med Only PIP Primary
Additional Personal Injury Protection Coverage - I decline this coverage
New Jersey Tort Options - Limited Tort
Bodily Injury Liability(BI) - $15,000 / $30,000
Property Damage Liability(PD) - $5,000
PIP Med Only PIP Primary - $15,000 limit medical / $2,500 deductible
Uninsured & Underinsured Motorist - $15,000 / $30,000
Uninsured & Underinsured Motorist Property Damage - $5,000
Medical Payments(MED) - $2,000 deductible
Collision(COLL) - $2,000 deductible
Emergency Road Service(ERS) - I decline this coverage
Rental Reimbursement(RR) - I decline this coverage
Mechanical Breakdown Insurance - I decline this coverage
This costs $1,496.20 per 6 months.
What do you guys think about it? pls suggest
http://www.iihs.org/news/rss/pr090408.html
I'll go to the dealer in the near future for LX-S.
I'm 24 years old - male.
Total Premium: $723.70 (6 months)
Bodily Injury Liability: $100,000/$300,000
Property Damage Liability: $100,000
Uninsured Motorist Bodily Injury: $100,000/$300,000
Underinsured Motorist: $100,000/$300,000
Comprehensive: $100 Ded.
Collision: $1,000 Ded.
My health insurance company covers most of my health costs. I declined Rental (being under 25) and emergency help services (i'll get AAA instead)
I
How long have you been driving?
I tried quoting with Progressive and I got a cheaper premium than Geico but it still cost about $1400 (6 months)
Thanks
I will be paying for this car on a student loan, and I don't really have a lot of extra money to fix major things on a new car. Any advice is greatly appreciated. You guys have been awesomely helpful in the past, and I think I need some reassurance of my decision. Thanks
The biggest change I noticed was on the sticker--it was nearly $19k for an LX AT sedan. Pretty darn close to the price of the Accord LX, considering you can get discounts on the Accord but good luck getting much of a discount on the '09 Civic.
However, the backseat was the deal-breaker as it is really not fit for humans at all. My car would be used almost exclusively as a commuter car since we use my wife's CR-V on the weekends, but I know there will be times that I would have to put people back there, or at least my daughter in her carseat. I can always upgrade the speakers at a minimal expense, and the new urban titanium metallic color looks great with the beige interior, so I will be ordering one of those as a sedan.
about the Bass Speaker System that you buy from Honda and they put it in. It says it has two speakers and a amplifier. Do the two speakers make it a 6 speaker system or do the two speakers replace the 2 of the 4 speakers already there. I heard this system can solve the bad stereo issue in the LX. Any know if thats true? Does it make the stereo better and louder ? I am assuming it must help. Has anyone out there had this put in their civic ? It sounds good especially for someone like me who wants the LX but is unhappy with the stereo.
I will not let anyone but Honda do anything with the stereo. This is all offered by Honda. Thanks.
Got LX Sport on Saturday, pics posted on 8th Gen Civic. So far so good! Beautiful car.
$19954 with fogs and splash guards.Excellent buying experience, pretty much done all online with dealer.
You simply cannot beat the price for that car. If I didn't want the new Accord or the new 09 TSX so bad, I would make a move on this.
You'd probably yearn for it, as well.
There's only ONE thing I'd like to have seen on the LX-S: remote trunk. After all, they put on the trunk lid spoiler! It only makes sense.
i thought i had it in my notes somewhere from previous research, but i cant find it this second. rather than give you wrong info i recommend checking out a site like fightingchance that will have all the info you could want and some. i'm waiting for honda to offer a low apr deal again before i pull the trigger on an 09 civic. when i do i'll be purchasing the current info from fightingchance (dealer holdback, regional advertising fees (honda has some here in the southeast), etc). some people even go to the depth of trying to find invoice on the honda accessories... i wont go that far, but i'm sure you get the point.
Hope this helps!
After all, Honda overall sales were down 24% for September.
Toyota is offering 0% at the moment.
P.S. Thanks for the good info on the 2009 Civic holdbacks, by the way.
Also, Honda has a built in air deflector that works well, it pops up when the roof is opened.
That, along with the better sleek styling you'll have without it make the Visor a no-go for me.
Looking good for negotiating right now, as the econ falls into deep disrepair and (small) cars aren't flying off lots as they did during the gas scare.
Want to buy a new car to be used for commuting purpose.... i will be using it only for about 4-5 years max....
i dont know whether to decide between civic or fit :confuse: ..... I'm looking a fuel effiicient car and a car that should give me good resale value (having that the car is neat while selling).... I'm a working single so i will be the only user of the car....
any suggestions or ideas....???????
Check out the Civic, the Fit, the Nissan Versa and Sentra, the Toyota Corolla, Yaris, or maybe even something like the Ford Focus or Mazda 3i.
There are lots of options out there. Maybe give us some ideas of what you're looking for and we'll try and help you decide, because the options are very good!