2014 BMW X5 Lease Questions

dtownot · July 2014

We recently moved to Bucks Co (PA) where everything seems more $$$. I want to lease or buy X5 (2012-14) and need honest answers where I hope I will learn more on here to take with me to the dealer so they don't try to kill me financially. I need a straight answer - lease vs. buy? I have a 50 min commute each way to work and need a reliable, exceptionally built car. I'm sick of buying "less than's" and being disappointed 12-24 months into purchase. I still owe $22k on 2012 GMC Acadia. How do I figure out what a lease will cost and what will be most cost effective for me? I have excellent credit and have plenty to put down but don't want to put it all down....HELP! Where do I start? TY!

Michaell · July 2014

@dtownot said:
We recently moved to Bucks Co (PA) where everything seems more $$$. I want to lease or buy X5 (2012-14) and need honest answers where I hope I will learn more on here to take with me to the dealer so they don't try to kill me financially. I need a straight answer - lease vs. buy? I have a 50 min commute each way to work and need a reliable, exceptionally built car. I'm sick of buying "less than's" and being disappointed 12-24 months into purchase. I still owe $22k on 2012 GMC Acadia. How do I figure out what a lease will cost and what will be most cost effective for me? I have excellent credit and have plenty to put down but don't want to put it all down....HELP! Where do I start? TY!

There are two transactions here - the lease of the BMW and the trade of the Acadia.

I recommend you heading over to the "Real World Trade in Values" discussion to get an honest appraisal of what the GMC is worth - if you are too far upside down it may make more sense to keep it for the time being.

On the BMW, call a few dealers and see what kid of pricing you can get. I suspect it won't be much off sticker - X5's are pretty popular. Then, head back here and we can model a payment using the base MF and residual.

ellisina4 · July 2014

any numbers yet for 2015?
MF and residual for 2015 BMW X5 xDrive50i for 10k miles/year and 36month lease. Are there any incentives on 2015s?

kyfdx · July 2014

@ellisina4 said:
any numbers yet for 2015?
MF and residual for 2015 BMW X5 xDrive50i for 10k miles/year and 36month lease. Are there any incentives on 2015s?

No lease program out for the 2015 X5, yet.

Smartinez24 · July 2014

May I have the residual and MF for a 2014 x5 35xdrive 36 months 12k. IS there any other scenario with better numbers

Michaell · July 2014

@Smartinez24 said:
May I have the residual and MF for a 2014 x5 35xdrive 36 months 12k. IS there any other scenario with better numbers

.00130 and 57%. The 30/12 residual is 60%, but with 6 fewer payments, that may not be a better payment. 36 months is often the sweet spot.

vwbmw · July 2014

Hello, are there numbers yet for the 2015? If not, can I guess based on July numbers for x5d?

In any case looking for July incentives, mf and residuals for x5d. 12k/year, 27, 30 and 36 mo.

Thanks

Michaell · July 2014

@vwbmw said:
Hello, are there numbers yet for the 2015? If not, can I guess based on July numbers for x5d?

In any case looking for July incentives, mf and residuals for x5d. 12k/year, 27, 30 and 36 mo.

Thanks

No numbers yet for 2015 X5 - 2014 numbers are .00130. No 27 month residuals are published; 24/30/36 residuals for 12K are 63% / 60% / 57%. No incentives.

ellisina4 · July 2014

Any numbers yet for 2015? MF and residual for 2015 BMW X5 xDrive50i for 10k miles/year and 36month lease. Are there any incentives on 2015s?

Michaell · July 2014

@ellisina4 said:
Any numbers yet for 2015? MF and residual for 2015 BMW X5 xDrive50i for 10k miles/year and 36month lease. Are there any incentives on 2015s?

There are 2015 numbers for some BMW models, just not the X5 .. yet. If they are in the showrooms, I would expect to see numbers on them next month .... er, next week.

kchopra · July 2014

Any numbers of 2014 X5 x35i for 12K/yr miles for DENVER area. Do BMW expect some minimum credit rating to lease out any vehicle?

Michaell · July 2014

@kchopra said:
Any numbers of 2014 X5 x35i for 12K/yr miles for DENVER area. Do BMW expect some minimum credit rating to lease out any vehicle?

.00130 MF and 57% for 36/12.

Looks like 575 is the minimum score in which to lease. MF is marked up from what I quoted above, however.

mh53 · August 2014

Can someone plz share Aug numbers, the residual and MF for a 2014 X5 35i for 10k/12k for 36months. Thnx.

Michaell · August 2014

@mh53 said:
Can someone plz share Aug numbers, the residual and MF for a 2014 X5 35i for 10k/12k for 36months. Thnx.

We're hoping to get them today ... if not, it will be early next week. Check back with us soon.

ellisina4 · August 2014

Moderator, sorry to bother you again. I was told by the dealership in IL that August number should be released today. Need MF and residual for 2015 BMW X5 xDrive50i for 10k miles/year and 36month lease. Also, are there any incentives on 2015s?

Michaell · August 2014

@ellisina4 said:
Moderator, sorry to bother you again. I was told by the dealership in IL that August number should be released today. Need MF and residual for 2015 BMW X5 xDrive50i for 10k miles/year and 36month lease. Also, are there any incentives on 2015s?

The dealers will have the August numbers today; if we're lucky, so will we.

Otherwise, it will be early next week.

Keep checking back with us.

ellisina4 · August 2014

Any luck on numbers for 2015 X5 5.0 for 36 months, 10k miles?

Michaell · August 2014

@ellisina4 said:
Any luck on numbers for 2015 X5 5.0 for 36 months, 10k miles?

.00130 and 57%

kabbalah · August 2014

Can I please get the numbers for all 3, X5.0, X3.5 and the X diesel for 3yr 10K. My current lease is up in 60 days. Any advantage to waiting for the 2015's?

Thanks

ellisina4 · August 2014

Moderator, thank you so much for the numbers on the 5.0.
Any way you can share the numbers on 3.5 or 3.5d. All for 2015, 36 months, 10k miles/year.
Again, sorry to bother you with this request.

Michaell · August 2014

@ellisina4 said:
Moderator, thank you so much for the numbers on the 5.0.
Any way you can share the numbers on 3.5 or 3.5d. All for 2015, 36 months, 10k miles/year.
Again, sorry to bother you with this request.

All the X5's share the same numbers this month, it turns out.

aliberry11 · August 2014

Can you give me numbers for 2014 x35i, 36 months, 15k miles

kyfdx · August 2014

@aliberry11 said:
Can you give me numbers for 2014 x35i, 36 months, 15k miles

.00130 MF and 55% residual

vwbmw · August 2014

Hello there - Looking to find out about 2015 x5d, 36/12k. Thanks so much

Michaell · August 2014

@vwbmw said:
Hello there - Looking to find out about 2015 x5d, 36/12k. Thanks so much

.00130 and 56%.

vwbmw · August 2014

@Michaell said:
.00130 and 56%.

Thanks

Smartinez24 · August 2014

Money factor and RV for 15 x5 35xdrive ... 36/10

Smartinez24 · August 2014

Would autopay reduce the money factor? Thank you in advance

Michaell · August 2014

@Smartinez24 said:
Money factor and RV for 15 x5 35xdrive ... 36/10

.00130 and 57%.

Would autopay reduce the money factor?

I'm not aware of an autopay discount from BMW.

mh53 · August 2014

Can you guys please tell me if this is a good deal on a 2014 X5 35i 12k 3yr lease, MF used was 0.00130, residual of 57%, MSRP 67125, totalcap cost after a $1000 voucher $61426
821/month inclusive of taxes in MA

Michaell · August 2014

@mh53 said:
Can you guys please tell me if this is a good deal on a 2014 X5 35i 12k 3yr lease, MF used was 0.00130, residual of 57%, MSRP 67125, totalcap cost after a $1000 voucher $61426
821/month inclusive of taxes in MA

Base MF and 10% off MSRP. What's not to like? Only way to make it better is to use MSD to lower the MF.

gcook · August 2014

is this an ok lease deal? 2015 X5 35i 10k miles/yr is 57% and the Money Factor is at .00170 , $63,425 , $10K down? Credit score is over 800.

kyfdx · August 2014

@gcook said:
is this an ok lease deal? 2015 X5 35i 10k miles/yr is 57% and the Money Factor is at .00170 , $63,425 , $10K down? Credit score is over 800.

Answered in your other discussion..

jvos · August 2014

@vwbmw said:@Michaell said: .00130 and 56%. Thanks
Thanks

Any diff for 15k miles? I'm about to close on a 2015 X5 $1800 off MSRP but he has residual of 54% and MF of .0016.

Michaell · August 2014

@jvos said:

54% for 15K miles. MF is marked up on you ... base is .00130

jvos · August 2014

Thanks

jddssc121 · August 2014

can you share 2014 X5 35 Diesel

36/15?

incentives?

Michaell · August 2014

@jddssc121 said:
can you share 2014 X5 35 Diesel

36/15?

incentives?

.00130 and 55%. No incentives on the 2014 X5 this month.

wtf_123 · August 2014

What do you think of this deal?

2014 X5 sDrive35i - Demo model - 15,500 miles -
Was $72,950 MSRP, marked down to $62,950 due to mileage

Options
M Sport; M Sport Pkg; Adaptive M Suspension; 20" wheels; Driver Assistance Package and Driver Assistance Plus; Lighting Pkg; Cold Weather Pkg; Concierge Svcs; Ceramic Controls; Harmon Kardon; NightVision (pedestrian detect); ACC Stop + Go (Active Drive Asst)

36 mos/10K a year

$3500 at signing, includes 1st mos. payment, fees, and approx. $1100 cap reduction
$800/mos thereafter (35 mos) inclusive of tax

wtf_123 · August 2014

Sorry, left this out of the above post - .00130 MF and 58% residual.

kyfdx · August 2014

@wtf_123 said:
What do you think of this deal?

2014 X5 sDrive35i - Demo model - 15,500 miles -
Was $72,950 MSRP, marked down to $62,950 due to mileage

Options
M Sport; M Sport Pkg; Adaptive M Suspension; 20" wheels; Driver Assistance Package and Driver Assistance Plus; Lighting Pkg; Cold Weather Pkg; Concierge Svcs; Ceramic Controls; Harmon Kardon; NightVision (pedestrian detect); ACC Stop + Go (Active Drive Asst)

36 mos/10K a year

$3500 at signing, includes 1st mos. payment, fees, and approx. $1100 cap reduction
$800/mos thereafter (35 mos) inclusive of tax
@wtf_123 said:
Sorry, left this out of the above post - .00130 MF and 58% residual.

A couple of things... The base residual is 58%, but that has to be adjusted to account for the extra mileage. The actual residual is probably about 6% lower. No issues with that.. just an FYI. The big discount you are getting more than makes up for it.

Given the popularity of the new X5 and how fast they are rolling out the door, this is a pretty good deal.. You are probably saving $90-$100 per month over a comparable new unit. But, watch for a couple of things regarding warranty: Ask for the in-service date of this unit. You want to make sure that you do not run out of the 4-year warranty at the end of the lease. Some demo units have an extra 5K miles and 3 months of warranty coverage, which would help. Also, make sure you aren't going to go way over on your mileage... you want to stay under 50K total miles (or 55K miles, if it has the demo extension). Going to 12K/yr would only add about $20/mo. to the lease.. $720 for 6000 extra miles is a pretty good deal, but of course, only worth it if the warranty is 55K miles.

wtf_123 · August 2014

Thanks for the quick feedback. I'm going 10k a year to stay under 50,000. The car went into service in 8/2013 as a BMW executive car so I'm right at that edge as well this month. I pushed them hard for more discounts because of the mileage but it's super clean and super loaded as you can see. And yes, you're absolutely right on the residual bc they are quoting $42,311 for that and that can't be right at 58%. Still seems like a decent lease deal though for a rare equipped model.

mh53 · August 2014

Thanks for the feedback on my 2014 X5 deal. I have more question. Is it worth it to buy the tire and wheel protection warranty? I was offered the warranty for $1150 for 3 yrs. I live in Boston. Thank you.

igo2 · August 2014

I am considering 2015 BMW 535 xDrive diesel and 2015 BMW x5 xDrive diesel. What are the corresponding rv and mf for 36/12k and 36/15k? Thank you very much!

And is diesel even worth it given more expensive diesel fuel cost?

Alternatively, I am considering 2015 audi q5 diesel and 2015 q7 diesel premium plus models. What are the corresponding rv and mf for 36/12k and 36/15k? Thank you very much!

Michaell · August 2014

@igo2 said:
I am considering 2015 BMW 535 xDrive diesel and 2015 BMW x5 xDrive diesel. What are the corresponding rv and mf for 36/12k and 36/15k? Thank you very much!

And is diesel even worth it given more expensive diesel fuel cost?

Alternatively, I am considering 2015 audi q5 diesel and 2015 q7 diesel premium plus models. What are the corresponding rv and mf for 36/12k and 36/15k? Thank you very much!

Please post your 5-series, Q5 and Q7 questions in the appropriate discussions. That way, it will be easier for others to see the information in the right place.

2015 X5 diesel numbers are .00130 and 59% for 36/15. Add 2% for 12K.

Hard to justify leasing a diesel .. the payback period is usually much longer than 36 months.

igo2 · August 2014

Thank you. As to diesel, don't you think the torque and less fuel cost would justify it?

igo2 · August 2014

And do you know the mf and rv for nonDiesel x5 xDrive35i vs x5 xDrive35d ? Thank you in advance.

kyfdx · August 2014

@igo2 said:
Thank you. As to diesel, don't you think the torque and less fuel cost would justify it?

There is some savings on fuel cost... but, buy the diesel because you like the diesel, not for overall savings.

kyfdx · August 2014

@igo2 said:
And do you know the mf and rv for nonDiesel x5 xDrive35i vs x5 xDrive35d ? Thank you in advance.

All 2014 X5 models are .00130 MF and 55% residual for 36mo, 15K/yr

abokhari · September 2014

Please post MF and residual for 2015 X5 3.5i XDrive 15K/Yr. 36mo.

2014 BMW X5 Lease Questions

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