2015 Kia Optima Lease Questions

pocoroba20 · September 2014

To research local dealer inventory and pricing, reviews, features, and specifications, see Edmunds 2015 Kia Optima page.

What is the Residual Value (%) and Money Factor for a 2015 Kia Optima Limited Lease - 12K miles, 36 months? Compared to the 2015 Kia Optima SX residual value and money factor?
- Thanks!

kyfdx · September 2014

pocoroba20 said:
What is the Residual Value (%) and Money Factor for a 2015 Kia Optima Limited Lease - 12K miles, 36 months? Compared to the 2015 Kia Optima SX residual value and money factor?
- Thanks!

.00067 MF and 53% residual on the SX

.00035 MF and 53% residual on the Limited

$3000 lease cash on either.

These numbers are only good regionally, in Kia's "Selected States". We don't have the numbers for the other states. In which state do you reside?

pocoroba20 · September 2014

Thank You.....I'm in Massachusetts. What does Lease Cash mean?

kyfdx · September 2014

pocoroba20 said:
Thank You.....I'm in Massachusetts. What does Lease Cash mean?

Those numbers are good in Massachusetts.
Lease cash? A manfacturer incentive for those lease terms on that model.

kermitdog · September 2014

Please post MF and residual for 2015 Kia Optima Limited in Florida. 36 months, 15,000 miles. Also post if lease cash is available. Thank you.

kyfdx · September 2014

kermitdog said:
Please post MF and residual for 2015 Kia Optima Limited in Florida. 36 months, 15,000 miles. Also post if lease cash is available. Thank you.

.00035 MF and 51% residual. $3000 lease cash.

SarahLaMantia · September 2014

Hi there

MF and Residual for an Optima Limited and EX - 36 months (or less) and lowest mileage offered please -- In PA

Michaell · September 2014

SarahLaMantia said:
Hi there

MF and Residual for an Optima Limited and EX - 36 months (or less) and lowest mileage offered please -- In PA

12K is the lowest mileage offered by Kia.

EX - .00075 and 55%. $2500 lease cash.

BY "limited", are you referring to the SX-L trim level? .00035 and 53%. $3000 lease cash.

vin75 · October 2014

Can you post MF and Residual and Lease Cash in NJ for the EX and SX 36 months 12k? Is it

EX - .00075 and 55%. $2500 lease cash
SX - .00067 and 53% $3000 lease cash

kyfdx · October 2014

vin75 said:
Can you post MF and Residual and Lease Cash in NJ for the EX and SX 36 months 12k? Is it

EX - .00075 and 55%. $2500 lease cash
SX - .00067 and 53% $3000 lease cash

Nope

EX- .00113 and 55%. $2500
SX- .00105 and 53%. $3000

jms427 · November 2014

Mf and residual for 2015 sx turbo 36/12 in RI or Mass?

kyfdx · November 2014

jms427 said:
Mf and residual for 2015 sx turbo 36/12 in RI or Mass?

.00057 MF and 53% residual. $3000 lease cash.

ahashmi · November 2014

Is the MF and RV for 2015 SX turbo 36/15 in NJ .00057 and 52%?

Also what about 2014?

Michaell · November 2014

ahashmi said:
Is the MF and RV for 2015 SX turbo 36/15 in NJ .00057 and 52%?

Also what about 2014?

2015 Optima SX turbo for 36/15 - .00031 and 51%. $3000 lease cash.

2014 Optima SX turbo for 36/15 is .00013 and 49%. $3500 lease cash.

omegaman5 · November 2014

Can someone look at these numbers and tell me if this is a good deal?

Adj Cap Cost-34,268.10
Residual-52%
Lease end value-17,838.60
Term-42 months
MF-.00139
No money down
Dallas, TX area
These numbers include $1,890 the dealer will pay for a trade in.

omegaman5 · November 2014

The above is for the SX Turbo model

Michaell · November 2014

omegaman5 said:
Can someone look at these numbers and tell me if this is a good deal?

Adj Cap Cost-34,268.10
Residual-52%
Lease end value-17,838.60
Term-42 months
MF-.00139
No money down
Dallas, TX area
These numbers include $1,890 the dealer will pay for a trade in.

The $1890 trade equity is being used how?

I confirm the .00139 MF and 52% residual for 42/12.

You don't seem to be getting much of a discount from sticker - there is $3000 lease cash available, and you should be able to negotiate a discount in addition to that.

anguilla · November 2014

What is MF, Residual and all incentives for 2015 Optima EX, top tier credit rating, $0 down. 36 months @ 15k/ yr. I currently lease an EX and want another. The car will be leased in NJ.

Do they also do 24 months? If so, please quote also.

Michaell · November 2014

anguilla said:
What is MF, Residual and all incentives for 2015 Optima EX, top tier credit rating, $0 down. 36 months @ 15k/ yr. I currently lease an EX and want another. The car will be leased in NJ.

Do they also do 24 months? If so, please quote also.

24/15 - .00043 and 57%. $3500 lease cash

36/15 - .00026 and 52%. $2500 lease cash

anguilla · November 2014

Based on your feedback, I can get the 2015 Optima EX (Premium and Tech Packages) for 3 years at $299/month @ 15k miles per year. Everything is rolled into the lease except for the first month payment of $299. Any thoughts whether this is a good deal? Fair deal or amazing deal?

Michaell · November 2014

anguilla said:
Based on your feedback, I can get the 2015 Optima EX (Premium and Tech Packages) for 3 years at $299/month @ 15k miles per year. Everything is rolled into the lease except for the first month payment of $299. Any thoughts whether this is a good deal? Fair deal or amazing deal?

What is the MSRP and the net cap cost?

anguilla · November 2014

Michaell:
MSRP: 30,600
Net cap cost: 26,024

Michaell · November 2014

anguilla said:
Michaell:
MSRP: 30,600
Net cap cost: 26,024

I'm showing $291.79/mo for 36 months with that MSRP and selling price. Does your quote include tax? If so, that's a good deal.

anguilla · November 2014

yes, Michaell, It includes all taxes and fees. I just need to make the first month's payment of $299. I'm just bummed that the cars they have in stock with Premium and Tech packages don't include the optional Homelink garage door opener. Crazy stuff.

jwells4 · November 2014

Hello, Can someone tell me what is the Residual Value (%) and Money Factor for a 2015 Kia Optima SX Lease - 12K miles, 36 months? Compared to the 2015 Kia Optima SX Turbo residual value and money factor (both with the SX Premium Technology package) in Illinois?

Michaell · November 2014

jwells4 said:
Hello, Can someone tell me what is the Residual Value (%) and Money Factor for a 2015 Kia Optima SX Lease - 12K miles, 36 months? Compared to the 2015 Kia Optima SX Turbo residual value and money factor (both with the SX Premium Technology package) in Illinois?

SX - .00085 and 52%. $3000 lease cash.

SX Turbo - .0091 and 53%. $3000 lease cash.

Be advised that through 12/31/14, leases in IL tax the entire selling price of the vehicle. After 1/1/15, the sales tax is applied only to the monthly lease amount.

jwells4 · November 2014

This is what they've offered me:

Here's what we can do on an SX/premium/Tech lease 36 month lease w/ 12k miles:

Base Cap (with All rebates): 28,500

Acquisition fee: 595

Residual value: 52%

Money factor: .00139

Sales Tax: 7.25%

This is in Naperville, IL. Is the money factor differ from dealership to dealership? Is this a good deal?

Michaell · November 2014

jwells4 said:
This is what they've offered me:

Here's what we can do on an SX/premium/Tech lease 36 month lease w/ 12k miles:

Base Cap (with All rebates): 28,500

Acquisition fee: 595

Residual value: 52%

Money factor: .00139

Sales Tax: 7.25%

This is in Naperville, IL. Is the money factor differ from dealership to dealership? Is this a good deal?

The dealership can mark up the MF for extra profit; ensure that they are using the base MF I gave you. Work with a different Kia dealer; competition is one of the best ways to get the best deal.

pudder · November 2014

I would appreciate the MF, residual, and any lease cash available in AR for 12k/36m lease on:

1) EX Premium
2) SX Turbo Premium

Thanks in advance for all you do! It takes so much stress out of the process.

kyfdx · November 2014

pudder said:
I would appreciate the MF, residual, and any lease cash available in AR for 12k/36m lease on:

1) EX Premium
2) SX Turbo Premium

Thanks in advance for all you do! It takes so much stress out of the process.

1) .00094 MF and 54% residual. $2500 lease cash
2) .00091 MF and 53% residual. $3000 lease cash.

breld · December 2014

Hey there - Michael or kyfdx,

I'm using the above numbers to estimate a 2015 Optima EX w/prem & tech. Are they any different at this point for Colorado?

Thanks!

Michaell · December 2014

breld said:
Hey there - Michael or kyfdx,

I'm using the above numbers to estimate a 2015 Optima EX w/prem & tech. Are they any different at this point for Colorado?

Thanks!

There are regional numbers for Kia, and the numbers above are for November.

2015 Optima EX 36/12 for CO - .00054 and 54%. $2500 lease cash.

mechrad · December 2014

Hi I am checking on a 2014 Optima hybrid ex in new jersey. Could you please give me the mf and rv for a 36 month lease at 12k

Thanks again for your help

Michaell · December 2014

mechrad said:
Hi I am checking on a 2014 Optima hybrid ex in new jersey. Could you please give me the mf and rv for a 36 month lease at 12k

Thanks again for your help

.00094 and 54%. $2500 lease cash.

mechrad · December 2014

The edmunds site has a 6500 lease cash for a 30 month lease and 5500 on a 36 month lease. Am I reading this wrong? What would be the mf and rv for 30 months if you have them

thanks
Bill

kyfdx · December 2014

mechrad said:
Hi I am checking on a 2014 Optima hybrid ex in new jersey. Could you please give me the mf and rv for a 36 month lease at 12k

Thanks again for your help

mechrad said:
The edmunds site has a 6500 lease cash for a 30 month lease and 5500 on a 36 month lease. Am I reading this wrong? What would be the mf and rv for 30 months if you have them

thanks
Bill

Michaell might have been giving you 2015 numbers..

2014 EX Hybrid

36mo, 12K/yr: .00040 MF and 48% residual. $5500 lease cash

30mo, 12K/yr: .00098 MF and 51% residual. $6500 lease cash.

Michaell · December 2014

kyfdx said:

mechrad said:
Hi I am checking on a 2014 Optima hybrid ex in new jersey. Could you please give me the mf and rv for a 36 month lease at 12k

Thanks again for your help

mechrad said:
The edmunds site has a 6500 lease cash for a 30 month lease and 5500 on a 36 month lease. Am I reading this wrong? What would be the mf and rv for 30 months if you have them

thanks
Bill

Michaell might have been giving you 2015 numbers..

2014 EX Hybrid

36mo, 12K/yr: .00040 MF and 48% residual. $5500 lease cash

30mo, 12K/yr: .00098 MF and 51% residual. $6500 lease cash.

Oh, bother. All I saw was EX - missed the hybrid part and the 2014 part.

dannytac · December 2014

Need some help. Hate this whole car leasing process and sites like this make it that much easier (thank you). Looking to lease a 2015 Kia Optima. Nothing down, but will pay taxes and dmv fees. 12k/36 mo.Want the car to have moonroof, heated seats, bluetooth, and backup camera. No need for Nav.What is the best deal you guys are seeing for those terms? I have tier 1 credit as well.

Michaell · December 2014

dannytac said:
Need some help. Hate this whole car leasing process and sites like this make it that much easier (thank you). Looking to lease a 2015 Kia Optima. Nothing down, but will pay taxes and dmv fees. 12k/36 mo.Want the car to have moonroof, heated seats, bluetooth, and backup camera. No need for Nav.What is the best deal you guys are seeing for those terms? I have tier 1 credit as well.

Use the "Make / Model / Year" pull downs to build and price the car you want - you'll also establish a target price to use in your negotiations.

What trim level (LX, EX, etc.) are you looking for? Also, what state - Kia numbers are regional.

dannytac · December 2014

Thanks; looking for the EX. I live in NY.

dannytac · December 2014

Is it possible to get this car for $250/month?

Michaell · December 2014

dannytac said:
Thanks; looking for the EX. I live in NY.

I don't have any numbers for NY ... sorry.

dannytac said:
Is it possible to get this car for $250/month?

It depends on the MSRP and negotiated selling price.

moneyfind305 · December 2014

Hello guys looking for some help on a 2015 Kia Optima sx 36 month 15k miles residual and money factor thanks! Also am I reading the incentives right? $1500 and $3000 for customer cash and 36 month lease respectively?

kyfdx · December 2014

moneyfind305 said:
Hello guys looking for some help on a 2015 Kia Optima sx 36 month 15k miles residual and money factor thanks! Also am I reading the incentives right? $1500 and $3000 for customer cash and 36 month lease respectively?

Kia numbers are regional.. .what state?

Michaell · December 2014

kyfdx said:

moneyfind305 said:
Hello guys looking for some help on a 2015 Kia Optima sx 36 month 15k miles residual and money factor thanks! Also am I reading the incentives right? $1500 and $3000 for customer cash and 36 month lease respectively?

Kia numbers are regional.. .what state?

I'm going to guess Florida ... 305 is the area code for Miami, IIRC.

moneyfind305 · December 2014

Michaell said:

kyfdx said:

moneyfind305 said:
Hello guys looking for some help on a 2015 Kia Optima sx 36 month 15k miles residual and money factor thanks! Also am I reading the incentives right? $1500 and $3000 for customer cash and 36 month lease respectively?

Kia numbers are regional.. .what state?
I'm going to guess Florida ... 305 is the area code for Miami, IIRC.

Hi guys sorry didn't know they are regional. Yes 305 is Miami area code but I need New Hampshire. I am the designated family negotiator. Working on 3 cars for 3 different people wife included. Thanks for being patient with me.

Michaell · December 2014

moneyfind305 said:
Hello guys looking for some help on a 2015 Kia Optima sx 36 month 15k miles residual and money factor thanks! In NH. Also am I reading the incentives right? $1500 and $3000 for customer cash and 36 month lease respectively?

.00052 and 55% for 36/15. $4000 lease cash.

Use the "Car Research" tab at the top of the page to link to customer incentives.

primoins · December 2014

Hi

I am looking to lease 2015 Kia Optima (not sure what model) in California. What are the incentives for December?

Michaell · December 2014

primoins said:
Hi

I am looking to lease 2015 Kia Optima (not sure what model) in California. What are the incentives for December?

Lease cash from Kia depends on the trim level. For customer incentives, use the "Car Research" tab at the top of the page.

dimaria · December 2014

Hello Edmunds looking for some help with a 24 or 36 month lease with 12K miles on a 2015 Optima Limited in NJ. Can you please provide with the residual and money factor along with any lease incentives available. Thanks

Michaell · December 2014

dimaria said:
Hello Edmunds looking for some help with a 24 or 36 month lease with 12K miles on a 2015 Optima Limited in NJ. Can you please provide with the residual and money factor along with any lease incentives available. Thanks

The only numbers we have for NJ this month are for the LX and EX trim levels.

EX numbers:

24/12 - .00025 and 56%. $5000 lease cash.

36/12 - .00043 and 51%. $4000 lease cash.

2015 Kia Optima Lease Questions

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