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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I'm about to come back from deployment in a few months and I'm interested in one of the following:
'16 Dodge Charger 392 Scat Pack w/options
- 36/48 mo/10k
'16 Dodge Charger SRT 392
- 36/48 mo/10k
Located in 92021, tier 1 credit
Trying to find the money factors and residuals. Thanks for your time.
Jason
Standard MF for both (around .00200)
36/10 residuals -
Scat Pack - 67%
392 - 56%
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Scat Pack - standard MF and 66% for 36/12
Subtract 2% for 39 months
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Am I correct in assuming the MF is lower for the R/T?
THANKS!
R/T - .00042 and 58%
Scat Pack - standard MF (around .00200) and 64%
Add 2% for 12K
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
thanks,
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Individuals packages and options to not change the numbers.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
No idea on pricing.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
24mo / 10K
36mo / 10K
36mo / 12K
Thanks guys!!!
36/12 - .00042 and 60%. Add 1% for 10K
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
RT:
MSRP - $40,165
Selling Price - $38,2XX
After Rebates and affiliate discount (1% under invoice) - $34,749
Due at signing - Taxes paid upfront. All fees paid upfront. $0 down. Total of $3,134 due at signing.
Monthly Payment - $327
Scatpack:
MSRP - $41,985
Selling Price - $39,935
After Rebates and affiliate discount (1% under invoice) - $38,935
Due at signing - Taxes paid upfront. All fees paid upfront. $0 down. Total of $2,930 due at signing.
Monthly Payment - $351
Would like to here you opinions on these offers.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
RT 39months 10kmiles.
Scat 36months 10kmiles.
Dont need more than that. Surprised they actually have a 10k mile lease term.
RT 39months 10kmiles.
Scat 36months 10kmiles.
Dont need more than that. Surprised they actually have a 10k mile lease term.
Those deals look good!
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RT 39months 10kmiles.
Scat 36months 10kmiles.
Dont need more than that. Surprised they actually have a 10k mile lease term.
RT .00042 and 59% $308/mo with your prices
Scat Pack approx .00200 and 67% $434/mo with your prices
Get the adjusted cap cost - that should identify the discrepancies.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I'm looking at a 2016 Charger ScatPack.
MSRP $46865
Employee Price is ~$42300 IIRC
They're quoting me anywhere from $500-620 a month with $2000 up front.
Are they just trying to screw me or what? I asked for a sales order or a written up lease agreement to see where the money is going.. I'm at a loss. I went in expecting to pay 350-425 a month and was blasted with $500+ quotes.
Residual is 65% and standard MF which equals ~4.5% right?
And to boot I was offered an "Ally Smart Lease" where the residual was 71% and interest was 8%.. He said that was the better deal over the Dodge numbers. My calculations showed them being relatively close and I didn't have a preference nor did I care.
The numbers just don't make sense from them.. I LOVE the car but can't justify $500+ a month.
However, the one thing you don't mention is the lease term and miles per year.
The Ally lease usually has incentives that attach to it, which would lower the adjusted cap cost.
I would confirm the adjusted cap cost, then we can run some numbers and see what's what.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Suggested Ally was the better route than a Dodge Lease due to the much higher residual(71% vs Dodge's 65%) even with the nearly doubled interest rate.
I'm giving them a trade-in, My current Jeep GC, that I am SIGNIFICANTLY into positive equity with and should knock out all of the applicable sales tax.
I'm trying to get all the numbers from them but they seem to hide them and don't want to give them to me, So I'm tempted to move on toward the cheaper quotes. I was expecting to be in the $400-450 range, I'm trading in to avoid the Sales Tax, I have Employee Pricing, and I'm putting down an additional $2000.
Looking at 36/12 leases.
36/12 on the 2016 Charger ScatPack is standard MF (around .00200, but we don't know the exact number) and 66%.
Using your prices of $46,865 MSRP and $43,200 cap cost, that translates into a payment of $489/mo before tax. If you are paying the tax and fees up front, that should be your payment. If the dealer is quoting you a higher number, then the cap cost must be higher.
If we use the Ally numbers of 71% residual and .00333 MF (8%), then the payment is $530/mo.
Avoid the Ally lease - the higher MF more than offsets the higher residual.
One last point - we do not recommend using trade equity to reduce the cap cost. Use it for up front taxes and fees, but have the dealer cut you a check for the balance. If the new car is stolen or totaled, you lose that money.
To get to the $400-450 payment, you'd have to put money (or trade equity) down - which, as noted, we don't recommend.
For what it's worth, $489/mo is a pretty good lease payment on a $47K car.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
ONE dealer quoted me $500/mo but that's with an additional $2000 up front. So like I had anticipated, NOTHING up front, my lease should be $489, and with the additional $2000 down I SHOULD be right where I want to be, low-to-mid $400 range?
I understand that the money is lost, and was only doing that to get me to an artificially lower payment, but while rethinking it, I'd rather keep the $2000.
I'm ready to go into combat with the dealer and hash it out, I want this car.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Info here has been helpful, none of them seem to want to explain to me why I'm over 550/mo when I should be below 500/mo and disappear or even "lose internet connection for the day" when I ask and don't even get a text back. Amazing coincidence!
One car in Joliet I would just go in and fire away at them to pick it up, but it's still in transit so I don't want to waste a 2 hour trip to not have the car on the lot.
Search for the best employees. The guy I dealt with was honest and straight to the point. I went in person which makes a difference.
Called in for a different salesman.. Let's hope this guy is better when he shows up on my caller ID.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I think the MF is wrong.. Standard MF for the scatpack and it's probably inflated to .00260. 36/15 residual is 64%.
Even still, with those numbers and your prices I get $513/mo after tax.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Am I the only person that'd be willing to take that additional residual hit to potentially save myself money at lease end with overage fees? I feel comfortable with 12K but you never know ..