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'17 Chevy Volt Premiere
2021 Toyota Venza Limited Hybrid, 2022 Ram 2500 Laramie 6.4 Hemi, 2007 Mazda MX-5 Miata PRHT
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I think I'm up to about $1500 a year on the bunch. One thing that gets me a break is I combine car with home/farm ins. The latter insurance has been creeping up because of the product liability I carry. Maybe that's how they make their money, give me a break on one and jack up the other.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Lots of accidents here with cars entering the highway going the wrong way. One on the Sunshine Bridge a few days ago. Then there are the older people always jumping the curb and plowing into a store. Those happen almost daily.
The zigzagging in and out, cutting off, tailgating, talking and texting is out of control, and the roads are busier every month. A big change too is with so much building and new surveys cars have to come out onto major highways, and get across lanes of traffic.......it isn't pleasant...I try to minimize my exposure time.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
initial valuepolicy limit.For example, if the car was initially insured for $30,000, that is the maximum lifetime amount that can be paid out (including property and personal injury). In subsequent years, the policy value is reduced by depreciation and any claims paid. Using the above example, if in year 2, a $3,000 claim was filed and the estimated depreciation is $5,000, the new insured value would be $22,000. Another gotcha is the deductible, which is $1,500 per incident for all claims at fault or not. As might be expected there are many "mango tree" mechanics taking advantage of those too afraid to report the below $1,500 dings and fender benders to their insurance companies.
And for homeowners' insurance the deductible is 20%, making premiums high and claims few. Again, understandable since hurricanes are common and property damage can be extensive.
Why you may ask? I don't know but everyone swears by it. But I believe it has something to do with the high boiling point of traditional coolant and the chlorine added to tap water in the coolant/water mixture. So far, knock on wood, it works for me.
I know the Mustang premium is minimal, as they rate it under "classic" or something similar. I think $100/year is about right.
The CTS runs right around $700/year.
Both have full coverage.
My agent says a lot of the premium depends on your credit report, too. I didn't know that and don't understand why that matters.
2013 LX 570 2016 LS 460
2013 LX 570 2016 LS 460
I thought at various times the Mods reset? Though maybe best to leave well enough alone!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech, 2006 Acura TL w/nav
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2022 Wrangler Sahara 4Xe, 2023 Toyota Tacoma SR 4WD
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2022 Wrangler Sahara 4Xe, 2023 Toyota Tacoma SR 4WD
2017 Cadillac ATS Performance Premium 3.6
Our next door neighbors use the same SF agent as we do and when a tree fell on their house a few years ago State Farm said " Get it fixed...whatever it takes...you have a 500.00 deductible"
And the 65,000 in damages were paid for!
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
If you are not using a corrosion inhibitor with the local rain water, I'd look for a LOT of good wood to knock on that grew because of the marvelous rain water you guys have in the Caribbean because you are going to need that and a lot of luck to ward off engine corrosion.
And that is a whole dollars worth of my opinion, because my two cents worth would only be worth just that...two cents but no engine corrosion protection.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Mine: 1995 318ti Club Sport; 2020 C43; 2021 Sahara 4xe 1996 Speed Triple Challenge Cup Replica Wife's: 2015 X1 xDrive28i Son's: 2009 328i; 2018 330i xDrive
The early stuff is funny to watch now - I think it must be close to 15 years old. Edd had short, normal-looking hair and looked very young. The production values were just a hair better than a cable community access channel. Hilarious.
The new ones since they moved to the US strike me as odd. I guess they figured they needed more of a USA flavor. It is much more slick, but I do agree that it has lost a lot of its charm. I loved the cramped old UK workshop and the little small shops in ramshackle old buildings they used to go to for specialized services. Maybe they were running out of cheap but interesting used cars over there.
I saw the newish ep where they did a Volvo 544 and was baffled as to why they added A/C to it. They reported spending $2K on that alone plus Edd's time, and I can only imagine how it would affect the car's performance. Maybe they figured it was necessary for the current US market.
2017 Cadillac ATS Performance Premium 3.6
2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech, 2006 Acura TL w/nav
I moved back in July and had not been able to sign in, always got the "howdy stranger". tried to change password or user several times to no avail. Tried again last week and it worked.
Spot on. We used to be able to buy additives to put into aged antifreeze to refresh its corrosion resistance. I don't know if prtoper additive cans of additives are available now that engines are a combination of various metals or not. The nlewer antifreezes such as DexCool by GM are engineered to handle the corrosion behaviors of various metals in the engine. Additives also included a water pump lube in the old days.
I see that plain water with a 15 pound pressure cap boils at 255 deg F. and a 50/50 coolant and water mixture boils at 265 deg F. Perhaps that's close enough in the hot climate that the engines don't overheat. Higher percentages of coolant with water raise the boiling point. However plain water is a better carrier of heat from the engine (higher specific heat compared to ethylene glycol) so perhaps the better transfer ability makes up for the slighty lower boiling point in BWiA's climate.
I'd still want a low mixture for the corrosion additives in the quality coolants.
2014 Malibu 2LT, 2015 Cruze 2LT,
What have you done with the original isell?
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
At least on a recent one, he ported and polished a head himself. That was a task I figured he would have farmed out as well.
'11 GMC Sierra 1500; '08 Charger R/T Daytona; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '08 Maser QP; '11 Mini Cooper S
Back in the early 70's our group secretary mentioned to a group of us technical wizards that her boyfriend had just installed antifreeze in her car for her over the weekend since Winter was just around the corner. She goes on to say that he put in 100% antifreeze, no water. She said it took about 4 gallons of Prestone.
First off I don't know how he got that much in without going through some real work to drain the radiator and block of that much fluid but she said he did. I wasn't going to get into an argument with her but I told her the maximum freeze protection percentage of ethylene glycol antifreeze is around 70% antifreeze and 30% water. More antifreeze than that and the freezing point actually rises. IIRC, 100% ethylene glycol antifreeze will freeze at around plus 10 degrees F, give or take a few degrees.
She didn't believe this so one of my fellow workers got a heat transfer reference book and proved it to her. She then got her boyfriend to drain out some antifreeze and add water.
More is not always better.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
MansionHouse now, getting far beyond what it's original theme used to be.2017 Cadillac ATS Performance Premium 3.6
I've been waiting for a little rough stuff in here. Come to think of it, I don't think we've had any while you were trying to figure out who you
wereare.jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
I recall in college days at good ole BSU (no jokes, please) on some of the very cold nights a few of the guys who had cars in the dorm put in pure ethonol in various forms to keep their cars from freezing at 25 below, e.g.. But when driven the ethanol evaporates out, so that's a temporary fix.
Don't know how most could purchase the pure ethanol since they were under 21, but that's a different story back in 1963,4,5,6.
2014 Malibu 2LT, 2015 Cruze 2LT,
I seem to recall seeing old (1930s era) anti-freeze that was alcohol-based.
2017 Cadillac ATS Performance Premium 3.6
'17 Chevy Volt Premiere
A lot of chemicals use to be available but are no longer. I have a jug of sulfuric acid that I just walked into a chemical company and purchased. I also use to have potassium and ammonium nitrate fertilizers which can and have been used to make bombs. You can still get those but you need ID and a signature.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Oh...I agree. Change for a few greenbacks males no sense. But, I have switched for premiums that were quoted several hundreds, sometimes over $1,000/year. This is for identical coverage.
I'll continue to shop insurance rates. All of them are all too willing to raise rates for little, to sometimes no reason.
http://www.powernationtv.com/1320/1320-0005/fast-and-furious-mopar
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible