2017 Volvo S90 Lease Deals and Prices

PF_Flyer · January 2017

If you recently sold or traded in a BMW for a Mercedes, Jaguar, Volvo, Audi or Cadillac vehicle, a reporter would be interested in speaking with you about your experience. Please send a note to PR@Edmunds.com no later than 5 p.m. EST on Tuesday, Jan. 31, 2017. Thanks!

Michaell · January 2017

acbrown19 said:
I'm looking for current lease rates on S90 T5 Momentum. Prefer 36/10 and 36/12, unless another month/milages combination is more advantageous.

.00010 and 54% / 53%. $2000 lease bonus

24/30/39 month residuals for 10K miles are 61% / 58% / 52%. Subtract 1% for 12K. MF is the same for all terms

acbrown19 · February 2017

Michaell said:

I'm looking for current lease rates on S90 T5 Momentum. Prefer 36/10 and 36/12, unless another month/milages combination is more advantageous.
.00010 and 54% / 53%. $2000 lease bonus 24/30/39 month residuals for 10K miles are 61% / 58% / 52%. Subtract 1% for 12K. MF is the same for all terms

Anything change for February numbers?

Michaell · February 2017

acbrown19 said:

Michaell said:

acbrown19 said:
I'm looking for current lease rates on S90 T5 Momentum. Prefer 36/10 and 36/12, unless another month/milages combination is more advantageous.
.00010 and 54% / 53%. $2000 lease bonus

24/30/39 month residuals for 10K miles are 61% / 58% / 52%. Subtract 1% for 12K. MF is the same for all terms

Anything change for February numbers?

Nope.

gstapp71 · February 2017

I'm looking for the MF and the residual values for a 2017 Volvo S90 Inscription AWD for 36/12. Thanks in advance for your help.

kyfdx · February 2017

gstapp71 said:
I'm looking for the MF and the residual values for a 2017 Volvo S90 Inscription AWD for 36/12. Thanks in advance for your help.

.00020 MF and 52% residual
$2000 lease bonus

gstapp71 · February 2017

Would the Inscription AWD be a 53% residual for a 36 month $10,000 residual then? Does the $2000 lease bonus include a loyalty bonus. I just bought a used 2013 Volvo from this dealer and they said I would also be entitled to a loyalty bonus of $1,000.00.

Michaell · February 2017

gstapp71 said:
Would the Inscription AWD be a 53% residual for a 36 month $10,000 residual then? Does the $2000 lease bonus include a loyalty bonus. I just bought a used 2013 Volvo from this dealer and they said I would also be entitled to a loyalty bonus of $1,000.00.

Yes, 10K allowance residual would be 53%.

Loyalty is a separate incentive from the lease bonus - they should combine.

batdog17 · February 2017

I have two offers from a dealer and i am sorry i do not have the final number, as they were given to me verbally, and I forgot the exact number. The deals are;

A T5 Inscription FWD 6 grand off MSRP which was in the 54500 range, 39 months, 12K miles, MF of 00026. Something like 635 a month including taxes.

They also gave me an offer of a T6 Inscription AWD, 9K off a 62,200 MSRP, of which 600 of the MSRP was for LoJac, I likely can refuse the Lojac and save an additional 600 bucks. That price was in the 650 range I believe.

Do these numbers sound like a deal? I surprised by the amount they are willing to take off which then has me concerned there is something I am missing. Sorry, lack of trust with the car industry

kyfdx · February 2017

batdog17 said:
I have two offers from a dealer and i am sorry i do not have the final number, as they were given to me verbally, and I forgot the exact number. The deals are;

A T5 Inscription FWD 6 grand off MSRP which was in the 54500 range, 39 months, 12K miles, MF of 00026. Something like 635 a month including taxes.

They also gave me an offer of a T6 Inscription AWD, 9K off a 62,200 MSRP, of which 600 of the MSRP was for LoJac, I likely can refuse the Lojac and save an additional 600 bucks. That price was in the 650 range I believe.

Do these numbers sound like a deal? I surprised by the amount they are willing to take off which then has me concerned there is something I am missing. Sorry, lack of trust with the car industry

T5 is .00006 MF
T6 is .00020 MF

Both models have a $2000 lease incentive.

Those are big discounts, but the residuals are down around 50%, so it takes a big discount to get a decent lease payment.

batdog17 · February 2017

I am very confused here. So if I can get some help? The following are the numbers given to me by the dealership, for some reason when I put them into a lease calculator I do not come up with the same numbers the dealer does. I have used multiple calculators. some are within just a dollar or two, others as much as 50 dollars off.

T5 Inscription
MSRP - 57655
Sales Price 52000
With docs and varies other fees to include tax total cash price is 57107.
Residual is 29754
39 / 12K Lease is 709.05 per month including taxes.
the CA tax rate is 9.75.

does this seem like accurate numbers, and is it a fair deal?

kyfdx · February 2017

batdog17 said:
I am very confused here. So if I can get some help? The following are the numbers given to me by the dealership, for some reason when I put them into a lease calculator I do not come up with the same numbers the dealer does. I have used multiple calculators. some are within just a dollar or two, others as much as 50 dollars off.

T5 Inscription
MSRP - 57655
Sales Price 52000
With docs and varies other fees to include tax total cash price is 57107.
Residual is 29754
39 / 12K Lease is 709.05 per month including taxes.
the CA tax rate is 9.75.

does this seem like accurate numbers, and is it a fair deal?

You can't use the cash price to calculate a lease. Taxes in CA are paid on the lease payment, not collected upfront. You need the adjusted CAP cost.

car&watch · February 2017

Thoughts on this S90 advertised lease? They are advertising 499/month 499 due at signing (plus taxes, tags and doc fee). I'm in PA. Assuming the same sale price, what would total due at signing and final monthly payment be if I need 15k/year?'

VIN H1004640. Stk VOH0169. 4DR, 4-cylinder, 8-speed Automatic,mileage: 37 mi., air conditioning, power steering/ABS brakes/windows/locks/mirrors, cd/MP3, vision/climate/convenience package. MSRP: $59,205. $499 due at inception. $0 down + 1st mo pymt $499+ bank fee incl. + $0 sec dep. $19,461 ttl pymts/$30,194 residual. Prices include all costs to be paid by a consumer except for licensing, registration, taxes, and $299 doc. fee. Tier 1 credit approval thru primary lender. Lessee resp. for excess wear/tear. 10K mi. per yr/.25¢ per mi. over thereafter. See dealer for complete details. Not resp. for typos. Offers expire 2/28/17.

Michaell · February 2017

car&watch said:
Thoughts on this S90 advertised lease? They are advertising 499/month 499 due at signing (plus taxes, tags and doc fee). I'm in PA. Assuming the same sale price, what would total due at signing and final monthly payment be if I need 15k/year?'

VIN H1004640. Stk VOH0169. 4DR, 4-cylinder, 8-speed Automatic,mileage: 37 mi., air conditioning, power steering/ABS brakes/windows/locks/mirrors, cd/MP3, vision/climate/convenience package. MSRP: $59,205. $499 due at inception. $0 down + 1st mo pymt $499+ bank fee incl. + $0 sec dep. $19,461 ttl pymts/$30,194 residual. Prices include all costs to be paid by a consumer except for licensing, registration, taxes, and $299 doc. fee. Tier 1 credit approval thru primary lender. Lessee resp. for excess wear/tear. 10K mi. per yr/.25¢ per mi. over thereafter. See dealer for complete details. Not resp. for typos. Offers expire 2/28/17.

The difference between 10K per year and 15K is 3% of MSRP, or $1776.

I don't see a lease term mentioned.

On the surface, $499/mo + tax (9% in PA) is a decent payment on a $59K car.

acbrown19 · February 2017

T5 Momentum
MSRP: 51,005
Sale Price: $43,500
36 mo/ 12,000 miles
8.75% tax
$494 a mo/ $1910 drive off.

Decent deal ?

Michaell · February 2017

acbrown19 said:
T5 Momentum
MSRP: 51,005
Sale Price: $43,500
36 mo/ 12,000 miles
8.75% tax
$494 a mo/ $1910 drive off.

Decent deal ?

.00010 and 53%

With your prices, I get $505/mo with tax.

What does the $1910 cover?

acbrown19 · February 2017

Michaell said:

T5 Momentum
MSRP: 51,005
Sale Price: $43,500
36 mo/ 12,000 miles
8.75% tax
$494 a mo/ $1910 drive off.

Decent deal ?
.00010 and 53% With your prices, I get $505/mo with tax. What does the $1910 cover?

Acquisition fee, first month payment, registration, and the other little fees. CA state.

Seems pretty reasonable for a $51,000 car. And a decent discount.

Michaell · February 2017

acbrown19 said:

Michaell said:

acbrown19 said:
T5 Momentum
MSRP: 51,005
Sale Price: $43,500
36 mo/ 12,000 miles
8.75% tax
$494 a mo/ $1910 drive off.

Decent deal ?
.00010 and 53%

With your prices, I get $505/mo with tax.

What does the $1910 cover?

Acquisition fee, first month payment, registration, and the other little fees. CA state.

Seems pretty reasonable for a $51,000 car. And a decent discount.

I agree with the discount. I would suggest rolling the acquisition fee into the payment.

Other than that, if you're comfortable with the discount from sticker, not much to complain about.

aelwyn76 · March 2017

Might I ask the MF and residual for a T6 Inscription at 36 months, 10k miles per year? Thanks!

kyfdx · March 2017

aelwyn76 said:
Might I ask the MF and residual for a T6 Inscription at 36 months, 10k miles per year? Thanks!

.00001 MF and 52% residual
$2000 Lease Bonus
$3713 S90 T6 AWD and Vision Pkg incentive

jtmav51 · March 2017

Love your view on this
MSRP is $65510
Discount $9950
Cost $55560
36 months
15k per year
MF 00001
Residual 49%
Cap cost reduction $3000
$1307.03 due up front which includes 1st payment, documentation fee, tax and registration fees
$575.09 including tax per month
I am in MA
Thanks for any help,
Jtmav

Michaell · March 2017

jtmav51 said:
Love your view on this
MSRP is $65510
Discount $9950
Cost $55560
36 months
15k per year
MF 00001
Residual 49%
Cap cost reduction $3000
$1307.03 due up front which includes 1st payment, documentation fee, tax and registration fees
$575.09 including tax per month
I am in MA
Thanks for any help,
Jtmav

Without the cap reduction, I get $693/mo with tax included; $605/mo with the cap reduction.

We don't recommend the cap reduction - that money would be lost if the car is stolen and totaled, and it masks the true cost of the lease.

jtmav51 · March 2017

Well those are the dealers numbers, what am I missing here? Apologize for my ignorance,
Jtmav

Michaell · March 2017

jtmav51 said:
Well those are the dealers numbers, what am I missing here? Apologize for my ignorance,
Jtmav

I can't explain why the dealer quote is less than my calculations.

jtmav51 · March 2017

Thank you, I guess I will see how it ends up. Appreciate your candor and help.
Jtmav

Michaell · March 2017

jtmav51 said:
Thank you, I guess I will see how it ends up. Appreciate your candor and help.
Jtmav

Thanks!

agoldfarb1 · March 2017

Can you please let me know your thought..

volvos90, T6 - vision and conv package
Msrp-$57,490
Discount-$4,179
selling price-$53,311

36 mo., 10k miles
$843 a month

I live in TX

seems quite high based on some of the other deals people have been getting on this board..

thank you!!

Michaell · March 2017

agoldfarb1 said:
Can you please let me know your thought..

volvos90, T6 - vision and conv package
Msrp-$57,490
Discount-$4,179
selling price-$53,311

36 mo., 10k miles
$843 a month

I live in TX

seems quite high based on some of the other deals people have been getting on this board..

thank you!!

Texas assesses sales tax against the entire selling price, which will make your lease payment very high by comparison.

Ask the dealer what the adjusted cap cost, and how they got to that number from the selling price.

Is this the Momentum or Inscription trim?

agoldfarb1 · March 2017

This is momentum. Attached is the breakdown they provided. He said disregard the vehicle service cont.. that didn't seem to factor into their net sales price after adding it up

Michaell · March 2017

agoldfarb1 said:
This is momentum. Attached is the breakdown they provided. He said disregard the vehicle service cont.. that didn't seem to factor into their net sales price after adding it up

I don't see the acquisition fee mentioned anywhere.

agoldfarb1 · March 2017

Good call. I also don't see it. I was able to attach the complete quote while cropping out my address.. other than the possible acquisition fee, does this look reasonable? Are there any other questions I should be asking?

Thanks again for your help

Michaell · March 2017

agoldfarb1 said:
Good call. I also don't see it. I was able to attach the complete quote while cropping out my address.. other than the possible acquisition fee, does this look reasonable? Are there any other questions I should be asking?
Thanks again for your help

For 36/10, the lease numbers are .00025 and 53%.

With your prices, I get $770/mo with $0 down.

Politely tell the dealer you won't sign anything where the MF is marked up; they know what the base rate is.

agoldfarb1 · March 2017

Thank you! May I ask how you got to that number? I typed in those numbers into the Edmunds lease calculator and got $810 a month. Perhaps I entered it incorrectly?

Michaell · March 2017

agoldfarb1 said:
Thank you! May I ask how you got to that number? I typed in those numbers into the Edmunds lease calculator and got $810 a month. Perhaps I entered it incorrectly?

I have a home-grown spreadsheet calculator; on-line calcs sometimes make assumptions we know nothing about.

https://www.edmunds.com/car-leasing/calculate-your-own-lease-payment.html

agoldfarb1 · March 2017

Very helpful calculator! I used the numbers and plugged it into your spreadsheet and came up with $717 a month (with a 6.5% sales tax)... not sure where I made the mistake, but a bit off from your $770 figure.. learning so much from this, thank you!

MSRP $57,490.00
times residual value percentage 0.53
equals the residual value $30,469.70
negotgiated selling price of car $53,311.00
add in fees $644.00
add lines 4&5 gross capitalized c ost $53,955.00
substract down payment/rebates 0
Adjusted capitalized cost $53,955.00
substract residual value from adjusted cap cost $23,485.30
divide depcreciation amount by number of months in lease $652.37
add adjusted cap cost and residual value x money factor (.00025) $21.11
add the rent charge to base payment to get pretax lease payment $673.48
multiply tax rate by pretax lease payment for total lease payment $717.25

kyfdx · March 2017

agoldfarb1 said:
Very helpful calculator! I used the numbers and plugged it into your spreadsheet and came up with $717 a month (with a 6.5% sales tax)... not sure where I made the mistake, but a bit off from your $770 figure.. learning so much from this, thank you!

MSRP $57,490.00
times residual value percentage 0.53
equals the residual value $30,469.70
negotgiated selling price of car $53,311.00
add in fees $644.00
add lines 4&5 gross capitalized c ost $53,955.00
substract down payment/rebates 0
Adjusted capitalized cost $53,955.00
substract residual value from adjusted cap cost $23,485.30
divide depcreciation amount by number of months in lease $652.37
add adjusted cap cost and residual value x money factor (.00025) $21.11
add the rent charge to base payment to get pretax lease payment $673.48
multiply tax rate by pretax lease payment for total lease payment $717.25

I can't speak for what @michaell included in his calculations, but I agree with your math.

As noted above, the acquisition fee isn't accounted for, and the dealership hasn't disclosed the money factor they are using, either.

bolero554 · March 2017

kyfdx said:

agoldfarb1 said:
Very helpful calculator! I used the numbers and plugged it into your spreadsheet and came up with $717 a month (with a 6.5% sales tax)... not sure where I made the mistake, but a bit off from your $770 figure.. learning so much from this, thank you!

MSRP $57,490.00
times residual value percentage 0.53
equals the residual value $30,469.70
negotgiated selling price of car $53,311.00
add in fees $644.00
add lines 4&5 gross capitalized c ost $53,955.00
substract down payment/rebates 0
Adjusted capitalized cost $53,955.00
substract residual value from adjusted cap cost $23,485.30
divide depcreciation amount by number of months in lease $652.37
add adjusted cap cost and residual value x money factor (.00025) $21.11
add the rent charge to base payment to get pretax lease payment $673.48
multiply tax rate by pretax lease payment for total lease payment $717.25

I can't speak for what @michaell included in his calculations, but I agree with your math.

As noted above, the acquisition fee isn't accounted for, and the dealership hasn't disclosed the money factor they are using, either.

Is the difference because in Texas taxes are paid on entire price and not monthly payment?

kyfdx · March 2017

bolero554 said:

kyfdx said:

agoldfarb1 said:
Very helpful calculator! I used the numbers and plugged it into your spreadsheet and came up with $717 a month (with a 6.5% sales tax)... not sure where I made the mistake, but a bit off from your $770 figure.. learning so much from this, thank you!

MSRP $57,490.00
times residual value percentage 0.53
equals the residual value $30,469.70
negotgiated selling price of car $53,311.00
add in fees $644.00
add lines 4&5 gross capitalized c ost $53,955.00
substract down payment/rebates 0
Adjusted capitalized cost $53,955.00
substract residual value from adjusted cap cost $23,485.30
divide depcreciation amount by number of months in lease $652.37
add adjusted cap cost and residual value x money factor (.00025) $21.11
add the rent charge to base payment to get pretax lease payment $673.48
multiply tax rate by pretax lease payment for total lease payment $717.25

I can't speak for what @michaell included in his calculations, but I agree with your math.

As noted above, the acquisition fee isn't accounted for, and the dealership hasn't disclosed the money factor they are using, either.
Is the difference because in Texas taxes are paid on entire price and not monthly payment?

Ahh.... yes. Texas taxes the full selling price. Calculate that amount and add it to the CAP cost. Then leave out any other tax calculation.

agoldfarb1 · March 2017

Good call! I now get exactly $770.. thanks guys!

As I wrote this, another local dealership emailed me offering 699 a month with 699 down (for the exact same vehicle), but claimed they couldn't release their MF or Residual.. I always thought that those numbers would be consistent with all dealerships, but I guess not.. thanks again!

kyfdx · March 2017

agoldfarb1 said:
Good call! I now get exactly $770.. thanks guys!

As I wrote this, another local dealership emailed me offering 699 a month with 699 down (for the exact same vehicle), but claimed they couldn't release their MF or Residual.. I always thought that those numbers would be consistent with all dealerships, but I guess not.. thanks again!

Residuals will be consistent. Dealers can mark up the money factor for extra profit.
But, if you are getting a better deal, then they aren't likely to have a markup

agoldfarb1 · March 2017

Would you by chance know what the average discount is for This vehicle? Not sure if that numberb is out there

Michaell · March 2017

agoldfarb1 said:
Would you by chance know what the average discount is for This vehicle? Not sure if that numberb is out there

We don't track selling prices - use the 'make / model / year' pull downs at the top of the page to link to the price tools.

Your goal is to beat the TMV price for your zip code.

agoldfarb1 · March 2017

Hello, quick question on the MF for a S90 T6 Momentum with Vision & Convenience... is the MF listed anywhere on the Volvo website? I received the below deal from a dealership and the numbers add up, but their MF is .00079... from researching your previous posts, I thought it was .00025 (presuming dealership doesn't mark it up)... thank you!

MSRP $57,490.00
times residual value percentage 0.53
equals the residual value $30,469.70
negotgiated selling price of car $49,453.00
add in fees $644.00
add lines 4&5 gross capitalized c ost $50,097.00
substract down payment/rebates 0
Adjusted capitalized cost $50,097.00
Adjusted cap cost with 6.5% sales tax $53,353.31
substract residual value from adjusted cap cost $22,883.61
divide depcreciation amount by number of months in lease $635.66
add adjusted cap cost and residual value x money factor (.00079) $63.65
add the rent charge to base payment to get pretax lease payment $699.30

Michaell · March 2017

agoldfarb1 said:
Hello, quick question on the MF for a S90 T6 Momentum with Vision & Convenience... is the MF listed anywhere on the Volvo website? I received the below deal from a dealership and the numbers add up, but their MF is .00079... from researching your previous posts, I thought it was .00025 (presuming dealership doesn't mark it up)... thank you!

MSRP $57,490.00
times residual value percentage 0.53
equals the residual value $30,469.70
negotgiated selling price of car $49,453.00
add in fees $644.00
add lines 4&5 gross capitalized c ost $50,097.00
substract down payment/rebates 0
Adjusted capitalized cost $50,097.00
Adjusted cap cost with 6.5% sales tax $53,353.31
substract residual value from adjusted cap cost $22,883.61
divide depcreciation amount by number of months in lease $635.66
add adjusted cap cost and residual value x money factor (.00079) $63.65
add the rent charge to base payment to get pretax lease payment $699.30

36 month MF on the T6 Momentum is indeed .00025 - dealer is marking it up for extra profit.

MF is confidential information - but, we're willing to share it with you.

car&watch · March 2017

First of all: I've leased SO MANY cars thanks to the help of this forum, so THANK YOU. Just leased an S90 last month for the wife, now working on another possible lease. Wanted to get an updated this month of MF and Residual for 24 and 36 months, 12k per year on T6 AWD Momentum and T6 AWD Inscription. Thanks in advance!

car&watch · March 2017

...and for 39 months, I think this is the sweet spot?

kyfdx · March 2017

car&watch said:
First of all: I've leased SO MANY cars thanks to the help of this forum, so THANK YOU. Just leased an S90 last month for the wife, now working on another possible lease. Wanted to get an updated this month of MF and Residual for 24 and 36 months, 12k per year on T6 AWD Momentum and T6 AWD Inscription. Thanks in advance!

MOM: .00025 MF and 59%/52% residual
INSC: .00001 MF and 59%/51% residual

$2000 lease bonus
$3713 S90 T6 AWD and Vision pkg bonus

39 month terms are not better.

defy123 · March 2017

S90 FWD/AWD for MOM and Inscription for 36/15 at 60607, 46204 please.

Also please let me know of any incentives

Michaell · March 2017

defy123 said:
S90 FWD/AWD for MOM and Inscription for 36/15 at 60607, 46204 please.

Also please let me know of any incentives

T5 MOM - .00010 and 51%
T5 INSC - .00001 and 50%
T6 MOM - .00025 and 50%
T6 INSC - .00001 and 49%

$2000 Volvo allowance on T5
$2000 lease bonus for all
$3713 T6 Vision Package incentive

danmgy11 · March 2017

Michaell said:

S90 FWD/AWD for MOM and Inscription for 36/15 at 60607, 46204 please. Also please let me know of any incentives
T5 MOM - .00010 and 51% T5 INSC - .00001 and 50% T6 MOM - .00025 and 50% T6 INSC - .00001 and 49% $2000 Volvo allowance on T5 $2000 lease bonus for all $3713 T6 Vision Package incentive

Just so I'm reading that correctly, volvo is giving $7713 off for a T5 lease?

Do you know if these can be combined with thier "pull ahead" program as well?

Thanks!

2017 Volvo S90 Lease Deals and Prices

Comments

Helpful Tools

Most popular vehicles