2017 4 series lease question

jinang23 · October 2016

Is 5.5K off the MSRP considered to be good deal for 2017 430i GC?

Also, what would be the residual and MF for 10K/12K/15K for the same .

Thanks!

kyfdx · October 2016

jinang23 said:
Is 5.5K off the MSRP considered to be good deal for 2017 430i GC?

Also, what would be the residual and MF for 10K/12K/15K for the same .

Thanks!

.00136 MF and 58% residual for 36/15.
$1000 option allowance.
Add 2% for 12K/yr or 3% for 10K/yr

What is the MSRP?

jinang23 · October 2016

MSRP is 53690...offer price with 1K option allowance is 48321

kyfdx · October 2016

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321

That is a pretty good price.

What did they quote for the lease?

jinang23 · October 2016

I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

Michaell · October 2016

jinang23 said:
I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

With those prices and numbers, I get $557/mo before tax.

jinang23 · October 2016

Michaell said:

jinang23 said:
I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

With those prices and numbers, I get $557/mo before tax.

Thank you Michaell. I'll post the numbers once I have them. Do you anticipate better incentives from BMW for Nov 16?

jinang23 · October 2016

Michaell said:

jinang23 said:
I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

With those prices and numbers, I get $557/mo before tax.

For the $557/month, how much down payment did you consider?

Here is what i'm being offered

MSRP 53,690...offer price 47,264 and with CA taxes 52,291

Residual 10K - 61% ; 12K - 60%
MF - 0.00199 ( i feel this is too high)

Lease numbers with 2k down
10K - 688
12K - 704

Is it possible to bargain on MF?

kyfdx · October 2016

jinang23 said:

Michaell said:

jinang23 said:
I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

With those prices and numbers, I get $557/mo before tax.
Thank you Michaell. I'll post the numbers once I have them. Do you anticipate better incentives from BMW for Nov 16?

No guesses on next month.

kyfdx · October 2016

jinang23 said:

Michaell said:

jinang23 said:
I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

With those prices and numbers, I get $557/mo before tax.
For the $557/month, how much down payment did you consider?

Here is what i'm being offered

MSRP 53,690...offer price 47,264 and with CA taxes 52,291

Residual 10K - 61% ; 12K - 60%
MF - 0.00199 ( i feel this is too high)

Lease numbers with 2k down
10K - 688
12K - 704

Is it possible to bargain on MF?

Base money factor is .00136, with top tier credit. I would insist on it.

jinang23 · October 2016

kyfdx said:

jinang23 said:

Michaell said:

jinang23 said:
I'm yet to talk to them about the lease but what would you expect it to be approximately for 12K/36M?

kyfdx said:

jinang23 said:
MSRP is 53690...offer price with 1K option allowance is 48321
That is a pretty good price.

What did they quote for the lease?

With those prices and numbers, I get $557/mo before tax.
For the $557/month, how much down payment did you consider?

Here is what i'm being offered

MSRP 53,690...offer price 47,264 and with CA taxes 52,291

Residual 10K - 61% ; 12K - 60%
MF - 0.00199 ( i feel this is too high)

Lease numbers with 2k down
10K - 688
12K - 704

Is it possible to bargain on MF?
Base money factor is .00136, with top tier credit. I would insist on it.

Revised quote:
Cash Due 36 months
10,000 Miles
$2,000 $612
$3,000 $581
$4,000 $551

How does this sound?

Can you please tell me how much down payment did you consider to come to $557/month?

jinang23 · November 2016

Another offer:

MSRP 53645 Offer price 48535
Corporate incentive - 1500
Residual - 60% and MF - 0.00134

Down 2k

Monthly including taxes
10K miles - 558
12K miles - 574

Also is the corporate fleet incentive taxed?

These seems pretty good. Can you please comment

Michaell · November 2016

jinang23 said:
Another offer:

MSRP 53645 Offer price 48535
Corporate incentive - 1500
Residual - 60% and MF - 0.00134

Down 2k

Monthly including taxes
10K miles - 558
12K miles - 574

Also is the corporate fleet incentive taxed?

These seems pretty good. Can you please comment

If the offer price is the cap cost, I get $562/mo before tax.

Yes, all incentives are subject to tax.

What does the $2K cover?

jinang23 · November 2016

Michaell said:

jinang23 said:
Another offer:

MSRP 53645 Offer price 48535
Corporate incentive - 1500
Residual - 60% and MF - 0.00134

Down 2k

Monthly including taxes
10K miles - 558
12K miles - 574

Also is the corporate fleet incentive taxed?

These seems pretty good. Can you please comment
If the offer price is the cap cost, I get $562/mo before tax.

Yes, all incentives are subject to tax.

What does the $2K cover?

2K is drive off. Cap cost should be 48535 - 1500 (corporate) - 1000 (approx cap cost reduction) = 46035

davearizona · November 2016

Thoughts on this lease below for a 2017 430i GC S in Arizona?

MSRP: $42,945.00
Discount: $1,469
Net Cap: $41,476.00

Base Pmt: $553.36
Tax: $43.16
36 month Pmt: $596.52

Doc prep: $398
License/Title: $718
Tire/VTR Fee: $21.75
Acquisition Fee: $925
1st Pmt: $596.52

Rate: 0.00174
Miles: 12,000
Residual % (42,945): 58+2=60%
Residual Amt: $25,767.00

Michaell · November 2016

davearizona said:
Thoughts on this lease below for a 2017 430i GC S in Arizona?

MSRP: $42,945.00
Discount: $1,469
Net Cap: $41,476.00

Base Pmt: $553.36
Tax: $43.16
36 month Pmt: $596.52

Doc prep: $398
License/Title: $718
Tire/VTR Fee: $21.75
Acquisition Fee: $925
1st Pmt: $596.52

Rate: 0.00174
Miles: 12,000
Residual % (42,945): 58+2=60%
Residual Amt: $25,767.00

Not a big discount and the MF is marked up. I think you can do better. Contact multiple dealers and get them to compete against one another for your business.

davearizona · November 2016

Thx. What is the current MF and residual?

Michaell · November 2016

davearizona said:
Thx. What is the current MF and residual?

Residual is correct; dealer cannot modify it.

Base MF is .00134 this month.

realmckoy · May 2017

May lease numbers for 430ix yet? Looking for 36/10 Thank you!

Michaell · May 2017

realmckoy said:
May lease numbers for 430ix yet? Looking for 36/10 Thank you!

.00150 and 61%

phaltraz · May 2017

Could I please have the May residual and MF on a 2017 430i Gran Coupe for 15k/36 months?
Thanks!

Michaell · May 2017

phaltraz said:
Could I please have the May residual and MF on a 2017 430i Gran Coupe for 15k/36 months?
Thanks!

.00150 and 58%

phaltraz · May 2017

Hi,

I'd like some feedback on this quote please.

2017 430i Gran Coupe

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!

kyfdx · May 2017

phaltraz said:
Hi,

I'd like some feedback on this quote please.

2017 430i Gran Coupe

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!

The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

phaltraz · May 2017

kyfdx said:

phaltraz said:
Hi,

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!
The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

Thanks Kyfdx!

Just so I'm clear, your saying I should go $0 down and put the $925 (Aq Fee), doc fee and etc into the lease?

Thanks again for your help!

Michaell · May 2017

phaltraz said:

kyfdx said:

phaltraz said:
Hi,

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!
The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

Thanks Kyfdx!

Just so I'm clear, your saying I should go $0 down and put the $925 (Aq Fee), doc fee and etc into the lease?

Thanks again for your help!

Yes, that is correct - first payment and DMV fees only, at signing.

phaltraz · May 2017

Michaell said:

phaltraz said:

kyfdx said:

phaltraz said:
Hi,

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!
The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

Thanks Kyfdx!

Just so I'm clear, your saying I should go $0 down and put the $925 (Aq Fee), doc fee and etc into the lease?

Thanks again for your help!
Yes, that is correct - first payment and DMV fees only, at signing.

Thank you Michaell for the clarification. Still working on the deal but I think it's looking good.

phaltraz · May 2017

phaltraz said:

Michaell said:

phaltraz said:

kyfdx said:

phaltraz said:
Hi,

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!
The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

Thanks Kyfdx!

Just so I'm clear, your saying I should go $0 down and put the $925 (Aq Fee), doc fee and etc into the lease?

Thanks again for your help!
Yes, that is correct - first payment and DMV fees only, at signing.
Thank you Michaell for the clarification. Still working on the deal but I think it's looking good.

Okay so I need another clarification. What's the advantage of only putting down first payment and DMV fees only?

kyfdx · May 2017

phaltraz said:

phaltraz said:

Michaell said:

phaltraz said:

kyfdx said:

phaltraz said:
Hi,

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!
The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

Thanks Kyfdx!

Just so I'm clear, your saying I should go $0 down and put the $925 (Aq Fee), doc fee and etc into the lease?

Thanks again for your help!
Yes, that is correct - first payment and DMV fees only, at signing.
Thank you Michaell for the clarification. Still working on the deal but I think it's looking good.
Okay so I need another clarification. What's the advantage of only putting down first payment and DMV fees only?

Large downpayments put some of your money at risk, in case the vehicle is totaled or stolen, early in the life of the lease. BMW pay for GAP insurance to cover any shortfall in the insurance payout, but it won't cover any of your dowpayment.

Also, you are renting the vehicle monthly. No point in prepaying a monthly rent.

moz26078 · May 2017

What's the residual and money factor for M4 36/10k?
Thanks

phaltraz · May 2017

kyfdx said:

phaltraz said:

phaltraz said:

Michaell said:

phaltraz said:

kyfdx said:

phaltraz said:
Hi,

$3500 cash down = $1000 down + $925(Aq Fee) + $547.91(1st Payment) + $819.7(DMV and doc) + $200(unknown)

Thanks!
The calculations are correct.
With the $2500 rebate, I wouldn't put any more down, other than 1st payment and license fees.
That would make the payment $619/mo. with $619 + $538 due at signing ($1157).

Over 9% off MSRP + $2500 rebate, and no money factor markup. Looks like a good deal.

Thanks Kyfdx!

Just so I'm clear, your saying I should go $0 down and put the $925 (Aq Fee), doc fee and etc into the lease?

Thanks again for your help!
Yes, that is correct - first payment and DMV fees only, at signing.
Thank you Michaell for the clarification. Still working on the deal but I think it's looking good.
Okay so I need another clarification. What's the advantage of only putting down first payment and DMV fees only?
Large downpayments put some of your money at risk, in case the vehicle is totaled or stolen, early in the life of the lease. BMW pay for GAP insurance to cover any shortfall in the insurance payout, but it won't cover any of your dowpayment.

Also, you are renting the vehicle monthly. No point in prepaying a monthly rent.

Oh I didn't realize the money was at risk. Thanks for the help!

kyfdx · May 2017

moz26078 said:
What's the residual and money factor for M4 36/10k?
Thanks

.00150 MF and 61% residual

liannell · May 2017

Hi, can you please post the MF and RV for a 440i RWD Gran Coupe - both 2017 and 2018 model years? Are they any different for the 430i RWD Gran Coupes?

kyfdx · May 2017

liannell said:
Hi, can you please post the MF and RV for a 440i RWD Gran Coupe - both 2017 and 2018 model years? Are they any different for the 430i RWD Gran Coupes?

2017: .00150 MF and 59% residual for 36/15
2018: .00150 MF and 54% residual for 36/15

either model

liannell · May 2017

Oh sorry kyfdx, I meant to mention I was looking for residuals for 36/10. Can you post those?

kyfdx · May 2017

liannell said:
Oh sorry kyfdx, I meant to mention I was looking for residuals for 36/10. Can you post those?

Add 3% to the 15K/yr residual

leaseabien · June 2017

Urgent help would be appreciated!

I have a good friend who works at BMW and we've been talking for months. I kind of implicitly trusted him, but am leasing a car tomorrow (no alternative - about to travel) - and he just sent his lease offer.

I have my own opinion, which is that my kindness is being taken advantage of - what are everyone's thoughts?

($3,000 down - which I'm not going to do)

MSRP $53,315.00
$49,240 selling price

$6,575.00 savings rebates
$431.50 Gov fees
$699.50 Proc/Doc fee
$50,164.99 Gross Cap Cost
$46,677.35 Adjusted Cap Cost
$30,989.00 Residual

This is quoting a $618-$628 monthly lease at this price. DEMO / LOANER vehicle - 3.5-4k miles are on it.

Really appreciate the insight,

Michaell · June 2017

leaseabien said:

Urgent help would be appreciated!

I have a good friend who works at BMW and we've been talking for months. I kind of implicitly trusted him, but am leasing a car tomorrow (no alternative - about to travel) - and he just sent his lease offer.

I have my own opinion, which is that my kindness is being taken advantage of - what are everyone's thoughts?

($3,000 down - which I'm not going to do)

MSRP $53,315.00
$49,240 selling price

$6,575.00 savings rebates
$431.50 Gov fees
$699.50 Proc/Doc fee
$50,164.99 Gross Cap Cost
$46,677.35 Adjusted Cap Cost
$30,989.00 Residual

This is quoting a $618-$628 monthly lease at this price. DEMO / LOANER vehicle - 3.5-4k miles are on it.

Really appreciate the insight,

Answered in the other thread you posted in.

berman2921 · June 2017

Hello, what are RV and MF for 2017 and 2018 440 GC AWD for 36/15? Thanks a lot

Michaell · June 2017

berman2921 said:
Hello, what are RV and MF for 2017 and 2018 440 GC AWD for 36/15? Thanks a lot

2017: .00150 MF and 59% residual for 36/15
2018: .00150 MF and 54% residual for 36/15

berman2921 · June 2017

Michaell said:

berman2921 said:
Hello, what are RV and MF for 2017 and 2018 440 GC AWD for 36/15? Thanks a lot
2017: .00150 MF and 59% residual for 36/15
2018: .00150 MF and 54% residual for 36/15

Thank you very much

dukedlm22 · June 2017

What kind of lease payment w/o tax should I expect on a 2017 440i x drive with MF .00150, residual 59% for 36/10 purchased in suburb of Chicago, IL

MSRP 62,505
Sale price $53,996
0 down

vs

X5 xdrive 35i
MSRP 71,970
sale price 67,398.80
0 down
36/10

Michaell · June 2017

dukedlm22 said:
What kind of lease payment w/o tax should I expect on a 2017 440i x drive with MF .00150, residual 59% for 36/10 purchased in suburb of Chicago, IL

MSRP 62,505
Sale price $53,996
0 down

vs

X5 xdrive 35i
MSRP 71,970
sale price 67,398.80
0 down
36/10

The 36/10 residual on the 4-series is 61%; for the X5, 58%

With your prices, I get $579/mo for the 4-series, and $876/mo for the X5

dukedlm22 · June 2017

Other than apparently the MF being marked up, am I missing something else here?

2017 440 x drive grand coupe
36/10

kyfdx · June 2017

dukedlm22 said:
Other than apparently the MF being marked up, am I missing something else here?

2017 440 x drive grand coupe
36/10

Nothing missing. What about DMV fees? Which state, where tax is 2% of selling price?
Money factor markup adds $19/mo.

dukedlm22 · June 2017

This is for NH..there's no sale tax there. I'm not sure why they have nothing for DMV fees. This is a midwest dealer supposedly giving me NH based quotes. I already have plates on my current vehicle but would need a new registration.

How much would you estimate the price would lower to go from 10k to 7500 miles per month on 36 months?

kyfdx said:

dukedlm22 said:
Other than apparently the MF being marked up, am I missing something else here?

2017 440 x drive grand coupe
36/10

Nothing missing. What about DMV fees? Which state, where tax is 2% of selling price?
Money factor markup adds $19/mo.

kyfdx · June 2017

dukedlm22 said:
This is for NH..there's no sale tax there. I'm not sure why they have nothing for DMV fees. This is a midwest dealer supposedly giving me NH based quotes. I already have plates on my current vehicle but would need a new registration.

How much would you estimate the price would lower to go from 10k to 7500 miles per month on 36 months?

kyfdx said:

dukedlm22 said:
Other than apparently the MF being marked up, am I missing something else here?

2017 440 x drive grand coupe
36/10

Nothing missing. What about DMV fees? Which state, where tax is 2% of selling price?
Money factor markup adds $19/mo.

There is no 7.5K/yr available on this model.

Since you are out of state, I'm guessing the 2% tax is a local sales tax, that has to be collected, no matter what? Otherwise, there should be no tax. I'd ask about that.
The tax adds $31/mo. Surely, you could match this deal in NH.

belandy · July 2017

Hi there,

Can you please provide the MF and RV for a 430i 36/10 and 36/12, for Northern California?

Thanks

kyfdx · July 2017

belandy said:
Hi there,

Can you please provide the MF and RV for a 430i 36/10 and 36/12, for Northern California?

Thanks

.00151 MF and 61%/60% residual

tvcham17 · September 2017

2017 BMW 430i

12/24
15/24

12/36
15/36

75038

Should I expect the bank-set residual to lower if the vehicle is a demo/loaner and has around 4600 miles on it?

You guys have been so beneficial! Thanks!

Michaell · September 2017

tvcham17 said:
2017 BMW 430i

12/24
15/24

12/36
15/36

75038

Should I expect the bank-set residual to lower if the vehicle is a demo/loaner and has around 4600 miles on it?

You guys have been so beneficial! Thanks!

.00152 and 64% (24/15) or 58% (36/15); add 2% for 12K

Subtract .25 per mile from the calculated residual for the demo miles

2017 4 series lease question

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