2017 Toyota Tacoma Lease Deals and Prices

spankydd · August 2017

Looking for MF and residual for 2017 extended cab tacoma SR5. Do they ever do 2 year leases do you know? If so can I have info for 2 and 3 years. I'm in MA.

THX

Michaell · August 2017

spankydd said:
Looking for MF and residual for 2017 extended cab tacoma SR5. Do they ever do 2 year leases do you know? If so can I have info for 2 and 3 years. I'm in MA.

THX

4-cyl or V6?

How many miles per year?

I'll assume 4x4

spankydd · August 2017

V6 12k

thx

Michaell · August 2017

Michaell said:

spankydd said:
Looking for MF and residual for 2017 extended cab tacoma SR5. Do they ever do 2 year leases do you know? If so can I have info for 2 and 3 years. I'm in MA.

THX
4-cyl or V6?

How many miles per year?

I'll assume 4x4

spankydd said:
V6 12k

thx

24/12 - 76%
36/12 - 69%
.00225 MF

murdock10 · August 2017

Looking for help if this is good deal.

2017 Tacoma TRD 4X4 sport double cab
Truck Bed cover and predator tube step included
$2,500 down
36 month
10K/year Mile
$279/month lease

IS this good and what is MF and residual for eastern PA

Michaell · August 2017

murdock10 said:
Looking for help if this is good deal.

2017 Tacoma TRD 4X4 sport double cab
Truck Bed cover and predator tube step included
$2,500 down
36 month
10K/year Mile
$279/month lease

IS this good and what is MF and residual for eastern PA

MSRP and selling price?

What is the breakdown of the $2500 due at signing?

Do you know if this is a Toyota lease or if this is through a 3rd party bank?

Without the details, we can only guess.

BuckeyeBrews · August 2017

Looking for MF and residual for 2017 Double Cab Tacoma TRD Sport 4WD manual. 45373. 36/12 and 24/12.

Thanks

kyfdx · August 2017

BuckeyeBrews said:
Looking for MF and residual for 2017 Double Cab Tacoma TRD Sport 4WD manual. 45373. 36/12 and 24/12.

Thanks

72%/78% residual
.00225 MF

You should check with your dealer about running the lease through USBank. I leased this exact truck in June, and USBank lease was over $100/mo.less. 82% residual for 36/12.
The numbers may have changed slightly, since then. But, the ad prices in the Cincinnati papers are still low and using USBank numbers.

I had to walk my dealer through it. I don't think they had used US Bank for a lease in the last 90 days.

BuckeyeBrews · August 2017

kyfdx said:

BuckeyeBrews said:
Looking for MF and residual for 2017 Double Cab Tacoma TRD Sport 4WD manual. 45373. 36/12 and 24/12.

Thanks
72%/78% residual
.00225 MF

You should check with your dealer about running the lease through USBank. I leased this exact truck in June, and USBank lease was over $100/mo.less. 82% residual for 36/12.
The numbers may have changed slightly, since then. But, the ad prices in the Cincinnati papers are still low and using USBank numbers.

I had to walk my dealer through it. I don't think they had used US Bank for a lease in the last 90 days.

Thank you! I was planning on doing this but just wanted to compare the rates available through Toyota Financial. I am a recent graduate so I would have the $750 rebate available. This is only through Toyota though, correct?

At least two dealers in my area have the truck available and can use US Bank. Any additional advise you might have would be fantastic. Thanks in advance!

kyfdx · August 2017

@BuckeyeBrews First things first... do you own a brewery? If so, you can be my best friend.

Okay... the really high residual is only on the TRD Sport 4X4 stick-shift. So, don't get in there and change up the model. The only other one that comes close is the SR 4X4 DC automatic. But, no point in getting that, if you can get the other one for the same monthly. Only if you have to have an automatic.

When I leased in June, there were only four of them, among the five Greater Cincinnati dealers.

Mine stickered for $35,763. Only options were tow package, tonneau cover and a rubber mat kit. If you want predator steps or any other options, try to find one that already has them, as they'll be residualized, and super cheap vs. adding them later. (of course, my son had to have predator steps, which I shelled out an extra $500 for, but don't tell anyone.. lol)

Sale price was $34,507
Acq.fee added $695
Total CAP cost of $35,202

As you can see, the discount was only $1256 from MSRP, so you don't have to kill them to get this deal.
Residual was 82% for 36/12, and money factor was .00135.
I tried to find out the base MF, but was unable to... First offer from them had it at .00160. I'm pretty sure the base is about .00115, so they even made a little bit off the bump, if I'm right. Again, they don't have to lay down for you to get a good deal. Everyone can go home happy.

So, my payment ended up at $250.34/mo.+tax. I'm across the river, so tax is 6% on the payment for a grand total of $265.36/mo.
Due at signing was $627.36
This included the first payment plus $112 for title/registration and $250 for dealer doc fee (maximum for Ohio dealers).

That's it.. I made this deal at the first dealer we went to, so my truck is bright blue... lol. At the time, there was gray, silver and Inferno in town. One each at other dealers and none at the last one.

Feel free to ask any questions.

shagerman0715 · August 2017

Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.

Michaell · August 2017

shagerman0715 said:
Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.

$4445 / 36 = $123/mo added to your payment.

Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo

Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

shagerman0715 · August 2017

Michaell said:

Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment. Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?

Michaell · August 2017

shagerman0715 said:

Michaell said:

shagerman0715 said:
Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment.

Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo

Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?

The $1098 of dealer installed stuff is not residualized - that will add about $30/mo (before interest) to the payment.

Using their numbers, I now get $591/mo (with 7% sales tax).

So, I'm now closer to their number than yours.

Where is the $2000 of your cash in their numbers? Part of the $4K discount?

kyfdx · August 2017

shagerman0715 said:

Michaell said:

shagerman0715 said:
Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment.

Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo

Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?

$600 for a dealer fee and $1100 for window tint. They are just killing you with crap like that. That's $50/mo. for almost nothing!

You aren't shopping across the state line, are you?

shagerman0715 · August 2017

kyfdx said:

Michaell said:

Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment. Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?
$600 for a dealer fee and $1100 for window tint. They are just killing you with crap like that. That's $50/mo. for almost nothing! You aren't shopping across the state line, are you?

I am. I live in TN and this one is in Atlanta. The local dealership here was quoting even higher prices than the ATL dealer ship was. Does that make a difference?

shagerman0715 · August 2017

Michaell said:

Michaell said:

Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment. Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?
The $1098 of dealer installed stuff is not residualized - that will add about $30/mo (before interest) to the payment. Using their numbers, I now get $591/mo (with 7% sales tax). So, I'm now closer to their number than yours. Where is the $2000 of your cash in their numbers? Part of the $4K discount?

That makes sense. They are saying the $2k down is not part of the 4k discount. But I'm not so sure that's accurate.

kyfdx · August 2017

shagerman0715 said:

kyfdx said:

shagerman0715 said:

Michaell said:

shagerman0715 said:
Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment.

Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo

Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?
$600 for a dealer fee and $1100 for window tint. They are just killing you with crap like that. That's $50/mo. for almost nothing!

You aren't shopping across the state line, are you?

I am. I live in TN and this one is in Atlanta. The local dealership here was quoting even higher prices than the ATL dealer ship was. Does that make a difference?

Yeah... GA, SC, NC, AL, FL are all part of the Southeast Toyota Distributor area, and don't use TFS.
Stick to Tennessee, VA or KY.

As you can see, the low selling price in GA doesn't necessarily translate to a low lease price.

shagerman0715 · August 2017

kyfdx said:

kyfdx said:

Michaell said:

Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment. Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?
$600 for a dealer fee and $1100 for window tint. They are just killing you with crap like that. That's $50/mo. for almost nothing! You aren't shopping across the state line, are you?

I am. I live in TN and this one is in Atlanta. The local dealership here was quoting even higher prices than the ATL dealer ship was. Does that make a difference?
Yeah... GA, SC, NC, AL, FL are all part of the Southeast Toyota Distributor area, and don't use TFS. Stick to Tennessee, VA or KY. As you can see, the low selling price in GA doesn't necessarily translate to a low lease price.

Got it. Could that be why they were quoting the residual at 67%, instead of 70-71%?

kyfdx · August 2017

shagerman0715 said:

kyfdx said:

shagerman0715 said:

kyfdx said:

shagerman0715 said:

Michaell said:

shagerman0715 said:
Hope I can get some help with this. Dealership is offering a $627 payment for a 2017 TRD off road 4x4 double cab automatic. 36months 12k per year. Residual they are quoting is 67%, MSRP $36,834, capitalized cost of $32,834. Tag and title fee's of $126 and service charge of $599. They say they are quoting it with a MF of 0.00229. I also have a trade in that has $4445 negative equity, and I am putting $2000 down. With all that considered their bottom line payment is still coming up $627, but this seems high. I am in SE TN market.
$4445 / 36 = $123/mo added to your payment.

Using the MSRP and cap cost, as is, I get $358/mo before tax. $481/mo after adding the negative equity. Long way from $627/mo

Ask for the adjusted cap cost, and a full breakdown of how they got from the selling price to that number.

Spoke to them again. Now they are at $614/mo. Still with 2k down and carrying over $4445 in negitive and they are still saying 67% residual and 0.00229 MF. They sent me a quote sheet, here are their numbers line by line.
MSRP: $36,834
window tint and resistall: $1098
After $4k discount sales sub total is $33932
trade allowance at $17000,
(then a column that says difference: $16932),
tax: $188.28
tag/title: $126
dealer service charge: $599
Total: $17,845.28
Trade payoff $21,445
Balance forward is: $39,290.28

I'm still coming up with $490/mo. Any idea what could be making up this difference?
$600 for a dealer fee and $1100 for window tint. They are just killing you with crap like that. That's $50/mo. for almost nothing!

You aren't shopping across the state line, are you?

I am. I live in TN and this one is in Atlanta. The local dealership here was quoting even higher prices than the ATL dealer ship was. Does that make a difference?

Yeah... GA, SC, NC, AL, FL are all part of the Southeast Toyota Distributor area, and don't use TFS.
Stick to Tennessee, VA or KY.

As you can see, the low selling price in GA doesn't necessarily translate to a low lease price.

Got it. Could that be why they were quoting the residual at 67%, instead of 70-71%?

Yes... and, not only that. The residual may not be applied against the full MSRP. Making well-optioned units more expensive to lease.

grotus1 · August 2017

what is residual and MF on trd sport 4x4 manual; 36/12, 24/12, New Jersey? Still the tacoma with highest residual?

Michaell · August 2017

grotus1 said:
what is residual and MF on trd sport 4x4 manual; 36/12, 24/12, New Jersey? Still the tacoma with highest residual?

What cab style?

grotus1 · August 2017

Michaell said:

grotus1 said:
what is residual and MF on trd sport 4x4 manual; 36/12, 24/12, New Jersey? Still the tacoma with highest residual?
What cab style?

double cab, full 4 door

kyfdx · August 2017

grotus1 said:

Michaell said:

grotus1 said:
what is residual and MF on trd sport 4x4 manual; 36/12, 24/12, New Jersey? Still the tacoma with highest residual?
What cab style?
double cab, full 4 door

78%/72% residual
.00225 MF

Yes, that model has the best residuals.
See if the dealer can write the lease through USBank.
They have an 82% residual on this model for 36/12, with a lower money factor.

newhitemtns · August 2017

I am looking at a Double Cab TRDSport 4x4 with the manual here in the Northeast, Is there any way to us USBank at a dealer here and know they are not marking the money factor up, I want a 36/15 lease.

Michaell · August 2017

newhitemtns said:
I am looking at a Double Cab TRDSport 4x4 with the manual here in the Northeast, Is there any way to us USBank at a dealer here and know they are not marking the money factor up, I want a 36/15 lease.

You can likely "encourage" your dealer to use US Bank by telling them you won't sign a deal otherwise.

The problem with that is that we don't have their numbers, so we won't be able to tell you if the MF used by the dealer is inflated or not.

markhar · August 2017

How can I find out which of the TRD or Off Road models has the best residual on a 36/12000 please

Michaell · August 2017

markhar said:
How can I find out which of the TRD or Off Road models has the best residual on a 36/12000 please

What cab style?

What state? Toyota numbers are regional.

markhar · August 2017

Michaell said:

markhar said:
How can I find out which of the TRD or Off Road models has the best residual on a 36/12000 please
What cab style?

What state? Toyota numbers are regional.

Oops - still learning. Double Cab and in CA

kyfdx · August 2017

markhar said:

Michaell said:

markhar said:
How can I find out which of the TRD or Off Road models has the best residual on a 36/12000 please
What cab style?

What state? Toyota numbers are regional.

Michaell said:

markhar said:
How can I find out which of the TRD or Off Road models has the best residual on a 36/12000 please
What cab style?

What state? Toyota numbers are regional.
Oops - still learning. Double Cab and in CA

TRD Sport stickshift has the highest residual.

kbizass · August 2017

Can I please have the Residual Value and MF for 2017 Tacoma TRD off road Double Cab 4x4 short bed, manual transmission. 36/15k Im out in California. I think my credit is plenty good to qualify with US Bank. Can I have those numbers as well?

kyfdx · August 2017

kbizass said:
Can I please have the Residual Value and MF for 2017 Tacoma TRD off road Double Cab 4x4 short bed, manual transmission. 36/15k Im out in California. I think my credit is plenty good to qualify with US Bank. Can I have those numbers as well?

.00225 MF and 71% residual

I don't have the current USBank rates for that model.
The last residual we saw for that model was 74%. That might not make it worth going through USBank, rather than TFS.

kbizass · August 2017

kyfdx said:

Can I please have the Residual Value and MF for 2017 Tacoma TRD off road Double Cab 4x4 short bed, manual transmission. 36/15k Im out in California. I think my credit is plenty good to qualify with US Bank. Can I have those numbers as well?
.00225 MF and 71% residual I don't have the current USBank rates for that model. The last residual we saw for that model was 74%. That might not make it worth going through USBank, rather than TFS.

Here's the offer I received based on USbank. What's your thoughts.

Buy rate: .00140

RV: 12k 76% // 15k 74%

Msrp: 34588, invoice: 32679

Doc fee: $80

No rebates

Due at signing $0

Payment for 12k 312

Payment for 15k 332

Selling the car 500 below invoice

Michaell · August 2017

kbizass said:

kyfdx said:

Can I please have the Residual Value and MF for 2017 Tacoma TRD off road Double Cab 4x4 short bed, manual transmission. 36/15k Im out in California. I think my credit is plenty good to qualify with US Bank. Can I have those numbers as well?
.00225 MF and 71% residual

I don't have the current USBank rates for that model.
The last residual we saw for that model was 74%. That might not make it worth going through USBank, rather than TFS.

Here's the offer I received based on USbank. What's your thoughts.

Buy rate: .00140

RV: 12k 76% // 15k 74%

Msrp: 34588, invoice: 32679

Doc fee: $80

No rebates

Due at signing $0

Payment for 12k 312

Payment for 15k 332

Selling the car 500 below invoice

If I use the invoice price as the cap cost, I get $260/mo before tax for 36/12, and $278/mo for 36/15.

Ask the dealer for the adjusted cap cost; if this is a 'sign and drive' deal, then it's likely some fees are being added in.

kyfdx · August 2017

Michaell said:

kbizass said:

kyfdx said:

Can I please have the Residual Value and MF for 2017 Tacoma TRD off road Double Cab 4x4 short bed, manual transmission. 36/15k Im out in California. I think my credit is plenty good to qualify with US Bank. Can I have those numbers as well?
.00225 MF and 71% residual

I don't have the current USBank rates for that model.
The last residual we saw for that model was 74%. That might not make it worth going through USBank, rather than TFS.

Here's the offer I received based on USbank. What's your thoughts.

Buy rate: .00140

RV: 12k 76% // 15k 74%

Msrp: 34588, invoice: 32679

Doc fee: $80

No rebates

Due at signing $0

Payment for 12k 312

Payment for 15k 332

Selling the car 500 below invoice

If I use the invoice price as the cap cost, I get $260/mo before tax for 36/12, and $278/mo for 36/15.

Ask the dealer for the adjusted cap cost; if this is a 'sign and drive' deal, then it's likely some fees are being added in.

The USBank acquisition fee is $695. USBank leases include GAP insurance, so don't let the dealer sell you GAP, like they do with a TFS lease. There should be DMV fees of about $400, as well.

If I add $1100 to your price for those two items, that gets it to $296/mo.+tax for 36/15. That's still about $15/mo. light of their quote, but we are getting close. Get that adjusted CAP cost and an itemization. You are close to a really good lease deal.

tacotaco · September 2017

Looking for MF and residual for 2017 Tacoma TRD Sport 4x4 Double Cab with 6 cyl and Manual Tran. This is in NJ. Thank you so much!

kyfdx · September 2017

tacotaco said:
Looking for MF and residual for 2017 Tacoma TRD Sport 4x4 Double Cab with 6 cyl and Manual Tran. This is in NJ. Thank you so much!

.00225 MF and 69% residual for 36/15.

Ask your dealer if they can go through US Bank.
They have a lower money factor and the residual is 78% for 36/15.

tacotaco · September 2017

kyfdx said:

tacotaco said:
Looking for MF and residual for 2017 Tacoma TRD Sport 4x4 Double Cab with 6 cyl and Manual Tran. This is in NJ. Thank you so much!
.00225 MF and 69% residual for 36/15.

Ask your dealer if they can go through US Bank.
They have a lower money factor and the residual is 78% for 36/15.

thanks, I forgot mention I was looking for 36 month, 12k miles per year. thank you!!

Michaell · September 2017

tacotaco said:

kyfdx said:

tacotaco said:
Looking for MF and residual for 2017 Tacoma TRD Sport 4x4 Double Cab with 6 cyl and Manual Tran. This is in NJ. Thank you so much!
.00225 MF and 69% residual for 36/15.

Ask your dealer if they can go through US Bank.
They have a lower money factor and the residual is 78% for 36/15.
thanks, I forgot mention I was looking for 36 month, 12k miles per year. thank you!!

Add 2% for 36/12

tacotaco · September 2017

Michaell said:

tacotaco said:

kyfdx said:

tacotaco said:
Looking for MF and residual for 2017 Tacoma TRD Sport 4x4 Double Cab with 6 cyl and Manual Tran. This is in NJ. Thank you so much!
.00225 MF and 69% residual for 36/15.

Ask your dealer if they can go through US Bank.
They have a lower money factor and the residual is 78% for 36/15.
thanks, I forgot mention I was looking for 36 month, 12k miles per year. thank you!!
Add 2% for 36/12

this is great info. I'm in the beginning stages of prcing out a truck. still 6 months out from my current lease. wondering if certain months of the year are better than others for MF and residual

kyfdx · September 2017

tacotaco said:

Michaell said:

tacotaco said:

kyfdx said:

tacotaco said:
Looking for MF and residual for 2017 Tacoma TRD Sport 4x4 Double Cab with 6 cyl and Manual Tran. This is in NJ. Thank you so much!
.00225 MF and 69% residual for 36/15.

Ask your dealer if they can go through US Bank.
They have a lower money factor and the residual is 78% for 36/15.
thanks, I forgot mention I was looking for 36 month, 12k miles per year. thank you!!
Add 2% for 36/12
this is great info. I'm in the beginning stages of prcing out a truck. still 6 months out from my current lease. wondering if certain months of the year are better than others for MF and residual

In six months, you probably won't be able to lease a 2017 model.

tonyv120 · September 2017

2017 trd sport 36/15k double cab mf and reside through us bank please zip 18702

kyfdx · September 2017

tonyv120 said:
2017 trd sport 36/15k double cab mf and reside through us bank please zip 18702

71%/78% residual for automatic/manual
I don't know their base MF, but I got .00135 for our Tacoma, when we leased through US Bank in June.

TFS numbers:
66%/69% residual for auto/manual
.00225 MF

tonyv120 · September 2017

Thanks again for all the numbers, I believe Tacoma is the way I want to go. Armed with all the info and research you guys gave, I'm having trouble finding a dealer that will do my deal with US Bank. Any tips or suggestions?

kyfdx · September 2017

tonyv120 said:
Thanks again for all the numbers, I believe Tacoma is the way I want to go. Armed with all the info and research you guys gave, I'm having trouble finding a dealer that will do my deal with US Bank. Any tips or suggestions?

Either a dealer has a relationship with US Bank, or they don't. US Bank is a national player in automobile leases, but that doesn't mean they do business, everywhere.

If a dealer says they could use US Bank, but they always use TFS, then you have to educate them.

alang22 · September 2017

Hi, looking for current residuals / MF for the following trims, located at 60076. 12K/24MO

4x4 V6 SR Double Cab Short Bed AT
4x4 V6 SR5 Double Cab Short Bed AT
4x4 V6 TRD Sport Double Cab Short Bed MT

I really could care less between MT/AT - from my understanding, these trim combos have the best residuals currently. Is TFS the way to go if I can put down MSD's or is US Bank better?

Thanks,

Alan

kyfdx · September 2017

alang22 said:
Hi, looking for current residuals / MF for the following trims, located at 60076. 12K/24MO

4x4 V6 SR Double Cab Short Bed AT
4x4 V6 SR5 Double Cab Short Bed AT
4x4 V6 TRD Sport Double Cab Short Bed MT

I really could care less between MT/AT - from my understanding, these trim combos have the best residuals currently. Is TFS the way to go if I can put down MSD's or is US Bank better?

Thanks,

Alan

The 24 month term is going to be way more expensive than 36 months.
On USBank leases, the residual is only 2%-3% higher than 36 months
On TFS, it's only 6% higher.

But, those are the best configurations, as far as residuals.
On a 36 month lease, the US Bank lease will always be substantially cheaper, even considering MSDs for TFS.

alang22 · September 2017

What are the MF's / residuals from USBank for 12/36 then? I wouldn't be against that if the difference was only a few percent on the residual value.

kyfdx · September 2017

alang22 said:
What are the MF's / residuals from USBank for 12/36 then? I wouldn't be against that if the difference was only a few percent on the residual value.

80% - 4x4 V6 SR Double Cab Short Bed AT
77% - 4x4 V6 SR5 Double Cab Short Bed AT
80% - 4x4 V6 TRD Sport Double Cab Short Bed MT

kmantacoma · September 2017

Hi There,

I am looking at a 2017 Toyota Tacoma V6 4X4 SR5 Double cab in Massachusetts. However, I really like the offroad Access Cab, but don't want to pay a huge premium. Does the below sound about right or could I get a better deal?

Im looking to lease, and have been quoted for a 2017 Toyota Tacoma V6 4X4 SR5 Double cab a MF: 0.00225 with $2999 down gives me a payment of $269/month.

I believe MSRP is around $34K, Invoice according to KBB.com is like $31,600. Assuming a 73% residual value (which I have seen thrown around here) gives me $24,800 off MSRP. If I can negotiate around invoice pricing, I would be financing $7,200 over 36 months which gives me a payment of about $200/month plus tax and fees.

I think I should be around $250/month, right assuming I put enough down to cover tax and fees?

Or am I missing something?

2017 Toyota Tacoma Lease Deals and Prices

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