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2018 Mazda 3 Lease Deals and Prices

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  • MichaellMichaell Moderator Posts: 240,056
    leanmac said:

    Hi could you provide the numbers for a 2018 Mazda 3 hatchback in Missouri (65806) in both touring and grand touring trims?  Thank you.

    Automatic or stick shift?

    Lease term and miles per year?

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  • avega04avega04 Member Posts: 10
    edited January 2018
    Can you provide MF and RF for the Mazda 3 Sport sedan automatic for 33/36 month/10k/yr in FL + lease cash please. Thanks!
  • kyfdxkyfdx Moderator Posts: 235,186
    avega04 said:

    Can you provide MF and RF for the Mazda 3 Sport sedan automatic for 33/36 month/10k/yr in FL + lease cash please. Thanks!

    36/10: .00001 MF and 50% residual
    $1800 lease cash

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  • hanselngretelhanselngretel Member Posts: 1
    Hello! Could you please provide the numbers for a 2018 Mazda 3 hatchback in Illinois (Chicago Area) For both touring and GT trims in Manual? 36/12 Thank you!
  • MichaellMichaell Moderator Posts: 240,056

    Hello! Could you please provide the numbers for a 2018 Mazda 3 hatchback in Illinois (Chicago Area) For both touring and GT trims in Manual? 36/12 Thank you!

    .00001 and 53% (Touring) or 50% (GT)
    $1490 lease cash on GT only

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  • flurptonflurpton Member Posts: 1
    Hello,

    I am looking for January '18 numbers and any incentives/offers on both the 2018 Mazda 3 Sport and Touring trims in a sedan, both automatic, for 36/10 and 36/12 in Henderson, NV. Thanks in advance!
  • rob12098rob12098 Member Posts: 16
    edited January 2018
    Hi All

    Any lease programs for the Touring Sedan, Auto in 76001 (tx)?

    36or 33/12
    36or 33/15

    Which ever month program is better

    Tier 1-6

    Thanks in advance!
  • MichaellMichaell Moderator Posts: 240,056
    flurpton said:

    Hello,

    I am looking for January '18 numbers and any incentives/offers on both the 2018 Mazda 3 Sport and Touring trims in a sedan, both automatic, for 36/10 and 36/12 in Henderson, NV. Thanks in advance!

    36/12 numbers; add 1% for 10K

    .00001 and 49% (Sport) or 53% (Touring)
    $1800 lease cash on Sport; $790 on Touring

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  • kyfdxkyfdx Moderator Posts: 235,186
    rob12098 said:

    Hi All

    Any lease programs for the Touring Sedan, Auto in 76001 (tx)?

    36or 33/12
    36or 33/15

    Which ever month program is better

    Tier 1-6

    Thanks in advance!

    36/15
    .00001 MF and 51% residual.
    $790 lease cash
    Add 2% for 12K/yr

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  • superlightdavesuperlightdave Member Posts: 10
    Can I have the MF, Residual and lease cash for the 2018 Mazda 3 GT 5 door both manual and automatic. NJ 07067 36/10, 36/12, 33/10 and 33/12
    Thank you
  • MichaellMichaell Moderator Posts: 240,056

    Can I have the MF, Residual and lease cash for the 2018 Mazda 3 GT 5 door both manual and automatic. NJ 07067 36/10, 36/12, 33/10 and 33/12
    Thank you

    Only 36 months are viable for the 3 Hatch

    36/12 - .00001 and 50% (MT) or 52% (AT)
    Add 1% for 10K
    $1490 lease cash

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  • ftitan369ftitan369 Member Posts: 1
    Could you please provide the SoCal/LA, MF and Residual, for the 2018 Mazda 3 GT automatic Hatchback for 12k and 15k and which lease term is the best?
    Also any incentives for January?
    Thank you!
  • kyfdxkyfdx Moderator Posts: 235,186
    ftitan369 said:

    Could you please provide the SoCal/LA, MF and Residual, for the 2018 Mazda 3 GT automatic Hatchback for 12k and 15k and which lease term is the best?
    Also any incentives for January?
    Thank you!

    .00001 MF and 52%/50% residual for 36 months.
    $1490 lease cash

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  • cb4dcb4d Member Posts: 47
    kyfdx said:

    ftitan369 said:

    Could you please provide the SoCal/LA, MF and Residual, for the 2018 Mazda 3 GT automatic Hatchback for 12k and 15k and which lease term is the best?
    Also any incentives for January?
    Thank you!

    .00001 MF and 52%/50% residual for 36 months.
    $1490 lease cash
    Hi there,

    Do the same numbers apply for the San Francisco area I assume?

    52% is a low residual, but I suppose the extremely low money factor makes up for it. Is it true that lower residuals are better if you plan on buying out the car at the end of the lease, because most of your payment is going to the principal and not money factor/interest?

    Thanks in advance!
  • MichaellMichaell Moderator Posts: 240,056
    cb4d said:

    kyfdx said:

    ftitan369 said:

    Could you please provide the SoCal/LA, MF and Residual, for the 2018 Mazda 3 GT automatic Hatchback for 12k and 15k and which lease term is the best?
    Also any incentives for January?
    Thank you!

    .00001 MF and 52%/50% residual for 36 months.
    $1490 lease cash
    Hi there,

    Do the same numbers apply for the San Francisco area I assume?

    52% is a low residual, but I suppose the extremely low money factor makes up for it. Is it true that lower residuals are better if you plan on buying out the car at the end of the lease, because most of your payment is going to the principal and not money factor/interest?

    Thanks in advance!
    The 2018 Mazda numbers are national.

    If your intention is to keep the car past the lease term, you're better off buying it up front rather than lease. You'll skip the fees associated with a lease (acquisition fee, buyout fee). At lease end, you'll have to finance a used car, with used car interest rates.

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  • loco_pabsloco_pabs Member Posts: 1
    For a Mazda 3 Touring Sedan, both auto and manual at 36 months 12k/15k miles could you provide the Des Moines, IA residual and MF?

    Thank you!
  • kyfdxkyfdx Moderator Posts: 235,186
    loco_pabs said:

    For a Mazda 3 Touring Sedan, both auto and manual at 36 months 12k/15k miles could you provide the Des Moines, IA residual and MF?

    Thank you!

    36/15
    .00001 MF and 51%/50% residual for auto/manual
    Add 2% for 12K/yr
    $790 lease cash

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  • jarkjark Member Posts: 90
    Can I please have numbers for mazda 3 touring and sport auto sedan. 24/12, 30/12, 33/12, 36/12, and 39/12. Just looking for the best rate. SAN Antonio Texas. All rebates for a returning mazda lease. Thank you.
  • MichaellMichaell Moderator Posts: 240,056
    jark said:

    Can I please have numbers for mazda 3 touring and sport auto sedan. 24/12, 30/12, 33/12, 36/12, and 39/12. Just looking for the best rate. SAN Antonio Texas. All rebates for a returning mazda lease. Thank you.

    .00001 and 50% (Sport 33/12), 49% (Sport 36/12), 55% (Touring 33/12) or 53% (Touring 36/12)
    $1800 lease cash on Sport
    $790 lease cash on Touring

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  • rd48rd48 Member Posts: 6
    Hi could you please provide me with the MF, RV, and lease rebates for a Mazda3 - 2 yr/10k miles
  • MichaellMichaell Moderator Posts: 240,056
    rd48 said:

    Hi could you please provide me with the MF, RV, and lease rebates for a Mazda3 - 2 yr/10k miles

    Sedan or Hatch?
    Stick shift or automatic?
    Trim level?

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  • rd48rd48 Member Posts: 6
    Michaell said:
    Hi could you please provide me with the MF, RV, and lease rebates for a Mazda3 - 2 yr/10k miles
    Sedan or Hatch? Stick shift or automatic? Trim level?
    Sorry - sedan, automatic, sport - thanks 
  • MichaellMichaell Moderator Posts: 240,056
    rd48 said:


    Michaell said:

    rd48 said:

    Hi could you please provide me with the MF, RV, and lease rebates for a Mazda3 - 2 yr/10k miles

    Sedan or Hatch?
    Stick shift or automatic?
    Trim level?

    Sorry - sedan, automatic, sport - thanks 

    55% and .00050 for 24/10
    50% and .00001 for 36/10 - might give you a better payment
    $1800 lease cash

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  • rd48rd48 Member Posts: 6
    Michaell said:
    Michaell said:
    Hi could you please provide me with the MF, RV, and lease rebates for a Mazda3 - 2 yr/10k miles
    Sedan or Hatch? Stick shift or automatic? Trim level?
    Sorry - sedan, automatic, sport - thanks 
    55% and .00050 for 24/10 50% and .00001 for 36/10 - might give you a better payment $1800 lease cash
    Is that MF correct?  Or should it be .00005?    Thanks
  • kyfdxkyfdx Moderator Posts: 235,186
    rd48 said:


    Michaell said:

    rd48 said:


    Michaell said:

    rd48 said:

    Hi could you please provide me with the MF, RV, and lease rebates for a Mazda3 - 2 yr/10k miles

    Sedan or Hatch?
    Stick shift or automatic?
    Trim level?

    Sorry - sedan, automatic, sport - thanks 
    55% and .00050 for 24/10
    50% and .00001 for 36/10 - might give you a better payment
    $1800 lease cash

    Is that MF correct?  Or should it be .00005?    Thanks

    It's correct

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  • brandonbrbrandonbr Member Posts: 2
    Hi. Seeking numbers for a 2018 Mazda 3 touring (hatch, auto) in zip 66049 for 36mo/12k. Thank you!
  • kyfdxkyfdx Moderator Posts: 235,186
    brandonbr said:

    Hi. Seeking numbers for a 2018 Mazda 3 touring (hatch, auto) in zip 66049 for 36mo/12k. Thank you!

    .00001 MF and 55% residual

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  • norcalcarnorcalcar Member Posts: 2
    I'm in NorCal, looking at an Auto Mazda3 Hatch Touring model. 36month/10k/yr. What are the MF and Residual for January? Is there any lease cash?
  • MichaellMichaell Moderator Posts: 240,056
    norcalcar said:

    I'm in NorCal, looking at an Auto Mazda3 Hatch Touring model. 36month/10k/yr. What are the MF and Residual for January? Is there any lease cash?

    .00001 and 56%
    No lease cash on this combination, this month

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  • mitch53mitch53 Member Posts: 1
    I see the numbers you posted for NJ about 10 days ago. I see lease cash for $1490. My question is, what about loyalty at $750 (I am a current Mazda leaser) and bonus cash for $500? Are these available in addition to the $1490. How do I determine the total of all incentives since the list is a bit confusing and many are duplicates?
  • kyfdxkyfdx Moderator Posts: 235,186
    mitch53 said:

    I see the numbers you posted for NJ about 10 days ago. I see lease cash for $1490. My question is, what about loyalty at $750 (I am a current Mazda leaser) and bonus cash for $500? Are these available in addition to the $1490. How do I determine the total of all incentives since the list is a bit confusing and many are duplicates?

    We don't have information on those rebates.
    Some incentives are only for purchase, but you'll have to check with a dealer to find out.

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  • sdhan_85sdhan_85 Member Posts: 17
    Hi there,

    I'm considering a Mazda for a lease. Can you please share the RV and MF for the following -

    Terms: 36/12
    Zip: 20852 (MD)

    Considering

    a) 2018 Mazda 3 5-door Hatch
    b) 2018 Mazda 3 Sedan

    Trims: Base, Touring
    Transmission: Automatic

    Many thanks,
    Sandi
  • kyfdxkyfdx Moderator Posts: 235,186
    sdhan_85 said:

    Hi there,

    I'm considering a Mazda for a lease. Can you please share the RV and MF for the following -

    Terms: 36/12
    Zip: 20852 (MD)

    Considering

    a) 2018 Mazda 3 5-door Hatch
    b) 2018 Mazda 3 Sedan

    Trims: Base, Touring
    Transmission: Automatic

    Many thanks,
    Sandi

    a) .00001 MF and 50%/55% residual for Sport/Touring (there is no base trim)
    $1490 lease cash on Sport, only

    b) .00001 MF and 49%/53% residual for Sport/Touring
    $1800/$790 lease cash for Sport/Touring

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  • newlease8newlease8 Member Posts: 2
    Looking for numbers for automatic Mazda 3 Grand Touring, 4 door in Los angeles. 36 months, 10K
  • kyfdxkyfdx Moderator Posts: 235,186
    newlease8 said:

    Looking for numbers for automatic Mazda 3 Grand Touring, 4 door in Los angeles. 36 months, 10K

    .00001 MF and 53% residual
    $1800 lease cash

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  • dm2018cadm2018ca Member Posts: 90
    Greetings,

    Please share the January MF, RV and incentives/rebates/lease-cash for a 2018 Mazda3 hatchback grand touring, 36/12 and 36/10, in Northern California.
  • dm2018cadm2018ca Member Posts: 90
    Missed one detail...

    Please share the January MF, RV and incentives/rebates/lease-cash for a 2018 Mazda3 hatchback grand touring, automatic, 36/12 and 36/10, in Northern California.

    Thank you.
  • kyfdxkyfdx Moderator Posts: 235,186
    dm2018ca said:

    Missed one detail...

    Please share the January MF, RV and incentives/rebates/lease-cash for a 2018 Mazda3 hatchback grand touring, automatic, 36/12 and 36/10, in Northern California.

    Thank you.

    .00001 MF and 52%/53% residual
    $1490 lease cash

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  • marinalemarinale Member Posts: 4
    Hello!

    Could I please have the numbers for a 36/12 and 36/10 2018 Mazda 3 5-door (hatch) Touring auto-trans in Portland, Oregon?

    Thanks!
  • MichaellMichaell Moderator Posts: 240,056
    marinale said:

    Hello!

    Could I please have the numbers for a 36/12 and 36/10 2018 Mazda 3 5-door (hatch) Touring auto-trans in Portland, Oregon?

    Thanks!

    .00001 and 55% / 56%;
    No lease cash

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  • dm2018cadm2018ca Member Posts: 90
    Greetings, Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?
  • dm2018cadm2018ca Member Posts: 90
    dm2018ca said:
    Greetings, Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?
    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost. Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?
  • kyfdxkyfdx Moderator Posts: 235,186
    dm2018ca said:


    dm2018ca said:

    Greetings,

    Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?

    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost.

    Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?

    The base MF is .00001.
    If your money factor is indeed .00081, that is adding $30/mo, pre-tax to your payment.

    Do they give you that money factor, or are you assuming it from your calculations?

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  • dm2018cadm2018ca Member Posts: 90
    kyfdx said:
    dm2018ca said:
    Greetings, Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?
    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost. Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?
    The base MF is .00001. If your money factor is indeed .00081, that is adding $30/mo, pre-tax to your payment. Do they give you that money factor, or are you assuming
     The MF is not listed, do the numbers indicate it is 0.0000081 as opposed to the 0.0000100 set for January? I’ll try out a few lease calculators to check which one it is. Essentially is we normalize am I getting 81 as opposed to 100 or am I getting 810 versus 100?
  • kyfdxkyfdx Moderator Posts: 235,186
    dm2018ca said:


    kyfdx said:

    dm2018ca said:


    dm2018ca said:

    Greetings,

    Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?

    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost.

    Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?
    The base MF is .00001.
    If your money factor is indeed .00081, that is adding $30/mo, pre-tax to your payment.

    Do they give you that money factor, or are you assuming
     The MF is not listed, do the numbers indicate it is 0.0000081 as opposed to the 0.0000100 set for January? I’ll try out a few lease calculators to check which one it is. Essentially is we normalize am I getting 81 as opposed to 100 or am I getting 810 versus 100?

    Your numbers would indicate .00081, but the maximum markup to the base money factor is .00050, so that can't be correct.
    Ask for the actual adjusted CAP cost, and see how it compares with what you've been given, so far.
    The base MF is .00001, and you should insist on that.

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  • dm2018cadm2018ca Member Posts: 90
    kyfdx said:
    kyfdx said:
    dm2018ca said:
    Greetings, Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?
    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost. Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?
    The base MF is .00001. If your money factor is indeed .00081, that is adding $30/mo, pre-tax to your payment. Do they give you that money factor, or are you assuming
     The MF is not listed, do the numbers indicate it is 0.0000081 as opposed to the 0.0000100 set for January? I’ll try out a few lease calculators to check which one it is. Essentially is we normalize am I getting 81 as opposed to 100 or am I getting 810 versus 100?
    Your numbers would indicate .00081, but the maximum markup to the base money factor is .00050, so that can't be correct. Ask for the actual adjusted CAP cost, and see how it compares with what you've been given, so far. The base MF is .00001, and you should insist on that.
    Thank you. I’ll get the actual MF used. Re-running the calculations in excel I see that the MF used is indeed 0.00081 which is excessive. As you stated Mazda’s January MF is 0.00001. Adjusted cap cost is 24,216.76. Back to the dealer to insist on the 0.00001 MF.
  • MichaellMichaell Moderator Posts: 240,056
    dm2018ca said:


    kyfdx said:

    dm2018ca said:


    kyfdx said:

    dm2018ca said:


    dm2018ca said:

    Greetings,

    Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?

    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost.

    Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?
    The base MF is .00001.
    If your money factor is indeed .00081, that is adding $30/mo, pre-tax to your payment.

    Do they give you that money factor, or are you assuming
     The MF is not listed, do the numbers indicate it is 0.0000081 as opposed to the 0.0000100 set for January? I’ll try out a few lease calculators to check which one it is. Essentially is we normalize am I getting 81 as opposed to 100 or am I getting 810 versus 100?
    Your numbers would indicate .00081, but the maximum markup to the base money factor is .00050, so that can't be correct.
    Ask for the actual adjusted CAP cost, and see how it compares with what you've been given, so far.
    The base MF is .00001, and you should insist on that.

    Thank you. I’ll get the actual MF used. Re-running the calculations in excel I see that the MF used is indeed 0.00081 which is excessive. As you stated Mazda’s January MF is 0.00001. Adjusted cap cost is 24,216.76. Back to the dealer to insist on the 0.00001 MF.

    Politely tell them you won't sign a deal unless they use the base MF - don't try to negotiate it.

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  • dm2018cadm2018ca Member Posts: 90
    Perfect, thank you so much for your help. Will do as you recommend. 
  • johnnyb311johnnyb311 Member Posts: 47
    Good Afternoon!!

    Could I please have the numbers for a 36/12 2018 Mazda 3 5-door (hatch) Touring & Grand Touring auto-trans in NJ?

    Thanks!
  • dm2018cadm2018ca Member Posts: 90
    Michaell said:
    kyfdx said:
    kyfdx said:
    dm2018ca said:
    Greetings, Here is the deal I’m getting on a 2018 Mazda3 Hatchback Grand Touring in Northern California. Lease is for 36/12, residual value is 52%, there is a 200.00 charge to bring the car from another dealer about 55miles away. The lease includes $1490.00 Mazda lease credit which covers all fees / registration / taxes in California and the first monthly payment. MSRP is $26,120.00 (GT HB red), gross capitalization (includes 595.00 acquisition fee, and the $200.00 mentioned above) is 24,842.00. Monthly payment, before tax is $326.02. Monthly payment including 9.25% CA tax is $356.18. No money down. Are you also getting a MF of 0.00081? Do you see any room for improvement? Any recommendations?
    One more detail, there is a 625.24 Capitalization cost reduction from the 24,842.90 gross capitalization cost. Do you see room for improvement or any problems with the 36/12 2018 GT lease offer?
    The base MF is .00001. If your money factor is indeed .00081, that is adding $30/mo, pre-tax to your payment. Do they give you that money factor, or are you assuming
     The MF is not listed, do the numbers indicate it is 0.0000081 as opposed to the 0.0000100 set for January? I’ll try out a few lease calculators to check which one it is. Essentially is we normalize am I getting 81 as opposed to 100 or am I getting 810 versus 100?
    Your numbers would indicate .00081, but the maximum markup to the base money factor is .00050, so that can't be correct. Ask for the actual adjusted CAP cost, and see how it compares with what you've been given, so far. The base MF is .00001, and you should insist on that.
    Thank you. I’ll get the actual MF used. Re-running the calculations in excel I see that the MF used is indeed 0.00081 which is excessive. As you stated Mazda’s January MF is 0.00001. Adjusted cap cost is 24,216.76. Back to the dealer to insist on the 0.00001 MF.
    Politely tell them you won't sign a deal unless they use the base MF - don't try to negotiate it.
    Okay, the dealer was very accommodating and dropped the markup on the MF, it is 0.00001 now, we still apply the 1490.00 lease credit and get a residual value of 52% for a 2018 Mazda3 Hatchback GT lease of 36/12. Thank you so much for your help and review of the lease details.
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