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how to find money factor from advertised lease deal?

pete1987pete1987 Member Posts: 29
edited March 2018 in Mazda
Lease deal is from mazda website for 2018 cx5 touring sport

219 a month for 36 months
1999 down payment
capitalized cost 22220.00
residual 14573

payment excludes taxes and fees.
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    kyfdxkyfdx Moderator Posts: 237,185

    Lease deal is from mazda website for 2018 cx5 touring sport

    219 a month for 36 months
    1999 down payment
    capitalized cost 22220.00
    residual 14573

    payment excludes taxes and fees.

    How do you find it? You ask us!

    .00018 MF

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    pete1987pete1987 Member Posts: 29
    I calculated based on money factor you gave me .00018 i came up to 163.14 as base payment plus money factor.

    can you show me calculation as to how they came up with 199
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    pete1987pete1987 Member Posts: 29
    Sorry how they came up with 219 a month.
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    pete1987pete1987 Member Posts: 29
    Thank you for explaining. now what's moey factor and residual percentage for zip code 94587?
    2018 mazda cx5 touring with preferred package.
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    kyfdxkyfdx Moderator Posts: 237,185

    Thank you for explaining. now what's moey factor and residual percentage for zip code 94587?
    2018 mazda cx5 touring with preferred package.

    .00018 MF and 60% residual for 36/12

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    pete1987pete1987 Member Posts: 29
    sorry i was actually looking for 36/10.
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    pete1987pete1987 Member Posts: 29
    Also how accurate are your numbers MF & RV ? do dealers give these to all buyers?
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    kyfdxkyfdx Moderator Posts: 237,185

    Also how accurate are your numbers MF & RV ? do dealers give these to all buyers?

    I don't believe there are degrees of accurate. These are the numbers.

    Dealers can markup the money factor by as much as .00050 for extra profit.
    Residuals cannot be altered.

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