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Deductible root insurance

ParamsfanParamsfan Member Posts: 3
edited March 2019 in Toyota
My deductible is $250 with root insurance. I filed a claim to get my bumper fixed on my 2010 corrolla. My insurance company root cut me a personal check for an estimated amount. If the shop I'm using can fix my bumper for the estimated price do I still owe my deductible? On the estimate it says the estimated amount then has the deductible amount. Someone told me if the insurance company writes you a personal check then I dont owe my deductible is this true? 
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  • kyfdxkyfdx Moderator Posts: 236,554
    Paramsfan said:

    My deductible is $250 with root insurance. I filed a claim to get my bumper fixed on my 2010 corrolla. My insurance company root cut me a personal check for an estimated amount. If the shop I'm using can fix my bumper for the estimated price do I still owe my deductible? On the estimate it says the estimated amount then has the deductible amount. Someone told me if the insurance company writes you a personal check then I dont owe my deductible is this true? 

    Is the check for the estimated damage, minus $250?

    If so, and you can get it fixed cheaper, then you the insurance company isn't going to ask for any money back.

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  • ParamsfanParamsfan Member Posts: 3
    I think it is minus the 250. 
  • kyfdxkyfdx Moderator Posts: 236,554
    Paramsfan said:

    I think it is minus the 250. 

    If you can get it fixed for less than $1007.84, the savings is all yours.

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  • ParamsfanParamsfan Member Posts: 3
    Awesome thanks for the information.  
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