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Hello I'm looking for Money Factor, Residual Value, and Lease/Incentive credits for 2019 330i Sedan

PRAY57PRAY57 Member Posts: 16
edited November 2019 in BMW
This was an actual loaner and has 3300 miles
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  • PRAY57PRAY57 Member Posts: 16
    Opps, sorry Miami, FL 33186
  • MichaellMichaell Moderator Posts: 241,283
    PRAY57 said:

    This was an actual loaner and has 3300 miles

    PRAY57 said:

    Opps, sorry Miami, FL 33186

    36/15
    .00128 and 58%, less .25/mile for the existing miles
    $500 lease credit

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  • PRAY57PRAY57 Member Posts: 16
    Hello What is the Residual at 7500 miles and at 10000 miles
  • kyfdxkyfdx Moderator Posts: 237,106
    PRAY57 said:

    Hello What is the Residual at 7500 miles and at 10000 miles

    61% for 36/10

    7.5K/yr not offered

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  • PRAY57PRAY57 Member Posts: 16
    Okay, so I am being offered a 2019 BMW 330i MSRP$48245 at sales price of $40284
    Demo with 3315 miles
    36 months/ 7500 miles
    $0 down
    $410 a month with taxes included
    Residual at 62%
    MF at 00.148

    It seems they will not budge any lower, but I feel I should be able to get under $400 like $399, is this a good deal?

    Thank you.
  • PRAY57PRAY57 Member Posts: 16
    I will need to pay $1050 at signing for first month, taxes, and title/fees,
  • MichaellMichaell Moderator Posts: 241,283
    PRAY57 said:

    Okay, so I am being offered a 2019 BMW 330i MSRP$48245 at sales price of $40284
    Demo with 3315 miles
    36 months/ 7500 miles
    $0 down
    $410 a month with taxes included
    Residual at 62%
    MF at 00.148

    It seems they will not budge any lower, but I feel I should be able to get under $400 like $399, is this a good deal?

    Thank you.

    If you got rid of the MF bump, you'd be under $400/mo

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  • PRAY57PRAY57 Member Posts: 16
    They dropped payment to $410, but will not drop the money factor anymore. Is this a good deal?
  • MichaellMichaell Moderator Posts: 241,283
    PRAY57 said:

    They dropped payment to $410, but will not drop the money factor anymore. Is this a good deal?

    I wouldn't pay for a MF markup.

    Perhaps engaging with another dealer will encourage dealer #1 to be more aggressive to earn your business.

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  • PRAY57PRAY57 Member Posts: 16
    How can I prove to them it's a markup, this dealer is in Broward county and I came from miami dade county.
  • PRAY57PRAY57 Member Posts: 16
    Their zip is 33316, does this affect the money factor?
  • PRAY57PRAY57 Member Posts: 16
    Plus, the biggest issue is that none of the other dealers have a demo car and their offers are way out of this range.
  • kyfdxkyfdx Moderator Posts: 237,106
    PRAY57 said:

    How can I prove to them it's a markup, this dealer is in Broward county and I came from miami dade county.

    The base MF for every BMW, in every location is .00128, currently.

    You don't have to prove it to the dealer. They know it. They are not required to give you that rate, however.

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  • PRAY57PRAY57 Member Posts: 16
    They refused to lower it. Did I get a bad deal?
  • MichaellMichaell Moderator Posts: 241,283
    <! <blockquote class="UserQuote">
    PRAY57 said:

    They refused to lower it. Did I get a bad deal?



    Not bad, just could have been better.

    If you're happy, that's what matters.

    Enjoy the new BMW!

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  • kyfdxkyfdx Moderator Posts: 237,106
    PRAY57 said:

    They refused to lower it. Did I get a bad deal?

    $1050 upfront and $410/mo, is cheap for that vehicle

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  • PRAY57PRAY57 Member Posts: 16
    Thank you to everyone of you who helped with the questions!! I took the deal,
  • kyfdxkyfdx Moderator Posts: 237,106
    PRAY57 said:

    Thank you to everyone of you who helped with the questions!! I took the deal,

    Congrats!

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