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Rate My deal? 2020 Civic Hatch LX

aconsi23aconsi23 Member Posts: 4
edited April 2020 in Honda
"If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


Here is the info you have requested, with $0 money down, just your first months payment due at signing.

-Residual Value = 60%
-Money Factor = .00103
-Adjusted Capitalized Cost = $18,595.00
-Disposition Fee = $350
-Security Deposit = $0
-Taxes = $1.133.70
-Any other fees =
-Acquisition fee = $595
-Processing fee = $300
-MD tags = $299
-Final Drive Off Amount = $20.327.70
-Final Monthly Lease Payment = $238s"

Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!
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    MichaellMichaell Moderator Posts: 241,316
    aconsi23 said:

    "If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


    Here is the info you have requested, with $0 money down, just your first months payment due at signing.

    -Residual Value = 60%
    -Money Factor = .00103
    -Adjusted Capitalized Cost = $18,595.00
    -Disposition Fee = $350
    -Security Deposit = $0
    -Taxes = $1.133.70
    -Any other fees =
    -Acquisition fee = $595
    -Processing fee = $300
    -MD tags = $299
    -Final Drive Off Amount = $20.327.70
    -Final Monthly Lease Payment = $238s"

    Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

    What is your ZIP code?
    How much does the dealer want at signing?

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    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


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    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

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    aconsi23aconsi23 Member Posts: 4
    Michaell said:

    aconsi23 said:

    "If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


    Here is the info you have requested, with $0 money down, just your first months payment due at signing.

    -Residual Value = 60%
    -Money Factor = .00103
    -Adjusted Capitalized Cost = $18,595.00
    -Disposition Fee = $350
    -Security Deposit = $0
    -Taxes = $1.133.70
    -Any other fees =
    -Acquisition fee = $595
    -Processing fee = $300
    -MD tags = $299
    -Final Drive Off Amount = $20.327.70
    -Final Monthly Lease Payment = $238s"

    Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

    What is your ZIP code?
    How much does the dealer want at signing?
    zip is 21252 and dealer says only first payment due at signing
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    kyfdxkyfdx Moderator Posts: 237,185
    aconsi23 said:

    Michaell said:

    aconsi23 said:

    "If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


    Here is the info you have requested, with $0 money down, just your first months payment due at signing.

    -Residual Value = 60%
    -Money Factor = .00103
    -Adjusted Capitalized Cost = $18,595.00
    -Disposition Fee = $350
    -Security Deposit = $0
    -Taxes = $1.133.70
    -Any other fees =
    -Acquisition fee = $595
    -Processing fee = $300
    -MD tags = $299
    -Final Drive Off Amount = $20.327.70
    -Final Monthly Lease Payment = $238s"

    Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

    What is your ZIP code?
    How much does the dealer want at signing?
    zip is 21252 and dealer says only first payment due at signing
    .00093 MF and 60% residual
    $500 dealer incentive

    Appears they left the $595 out of the final drive off amount.
    (adds up to $20922.70)

    Also, that isn't the adjusted CAP cost up top. That is the selling price.
    $20922.70 is the adjusted CAP.

    With the proper numbers, I agree with the calculated payment.

    Seems like a pretty good deal in a high lease tax state like MD.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

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    aconsi23aconsi23 Member Posts: 4
    kyfdx said:

    aconsi23 said:

    Michaell said:

    aconsi23 said:

    "If we can be at the Cap Cost of $18,595.00 (includes Loyalty incentive) on the 2020 Civic LX Hatchback for 36 months and 12,000 miles per year.


    Here is the info you have requested, with $0 money down, just your first months payment due at signing.

    -Residual Value = 60%
    -Money Factor = .00103
    -Adjusted Capitalized Cost = $18,595.00
    -Disposition Fee = $350
    -Security Deposit = $0
    -Taxes = $1.133.70
    -Any other fees =
    -Acquisition fee = $595
    -Processing fee = $300
    -MD tags = $299
    -Final Drive Off Amount = $20.327.70
    -Final Monthly Lease Payment = $238s"

    Word for word from dealer. MSRP is $22,705. Let me know if this is a good deal please!

    What is your ZIP code?
    How much does the dealer want at signing?
    zip is 21252 and dealer says only first payment due at signing
    .00093 MF and 60% residual
    $500 dealer incentive

    Appears they left the $595 out of the final drive off amount.
    (adds up to $20922.70)

    Also, that isn't the adjusted CAP cost up top. That is the selling price.
    $20922.70 is the adjusted CAP.

    With the proper numbers, I agree with the calculated payment.

    Seems like a pretty good deal in a high lease tax state like MD.
    Ok thank you!
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