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DID i got a good prices for 36/15k miles for Honda Pilot touring FWD

huydo1990huydo1990 Member Posts: 18
edited May 2020 in Honda
I got $469 a month on 36/15k miles for honda pilot touring fwd. What do you guys think ? my zip 77450, with RV of 58% , dont rmb what was the MF is , but vaugely it was 3.6 % APR, which is around 0.0015 ish. selling prices is $37000 k, MSRP of $43485 ish . LMK what yall think ?
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  • huydo1990huydo1990 Member Posts: 18
    No money down of course, just first month paid.
  • MichaellMichaell Moderator Posts: 241,011
    huydo1990 said:

    I got $469 a month on 36/15k miles for honda pilot touring fwd. What do you guys think ? my zip 77450, with RV of 58% , dont rmb what was the MF is , but vaugely it was 3.6 % APR, which is around 0.0015 ish. selling prices is $37000 k, MSRP of $43485 ish . LMK what yall think ?

    huydo1990 said:

    No money down of course, just first month paid.

    We show the numbers as .00107 and 58%; $1750 incentives

    With the prices you've given us, I get a payment of $409/mo

    However, in TX you pay tax on the entire selling price, which increases the payment.

    Therefore, with only the first payment due at signing, I'd say you did well.

    Congrats!

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  • huydo1990huydo1990 Member Posts: 18
    Yup the selling tax is a big thing here in TX, I CALCULATE after all fees , it came out almost $79 only per month after Ttl . Was $409 before tax ?
  • huydo1990huydo1990 Member Posts: 18
    The payment $469 is after TTL levied into monthly payment and maintenance fees also.
  • huydo1990huydo1990 Member Posts: 18
    When I asked the sales man for lower APR, He said it's from Honda offers the lowest already, is that true , the MF came from Honda and it's varies by zip code assuming everyone is excellent credit ?
  • MichaellMichaell Moderator Posts: 241,011
    My calculations were before taxes.

    It could be that your dealer is using someone other than Honda Finance for your lease - occasionally, a local bank or credit union has better terms.

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