Is this a good deal for a 2021 RDX SH-AWD Tech Package?

Comments

• Michaell Moderator Posts: 240,985

  January 2021

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  Edmunds Price Checker
  Edmunds Lease Calculator
  Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
  
  
  MODERATOR
  
  2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  0
• Zynischer Member Posts: 18

  January 2021

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  0
• Michaell Moderator Posts: 240,985

  January 2021

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  Edmunds Price Checker
  Edmunds Lease Calculator
  Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
  
  
  MODERATOR
  
  2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  0
• Zynischer Member Posts: 18

  January 2021

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  0
• Michaell Moderator Posts: 240,985

  January 2021

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  That looks too high for CA DMV fees - they generally run about 1.1% of MSRP. Might also include the dealer doc fee ($85 in CA) and some other gov't fees.
  
  All in all, not a bad quote.

  Edmunds Price Checker
  Edmunds Lease Calculator
  Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
  
  
  MODERATOR
  
  2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  0
• Zynischer Member Posts: 18

  January 2021

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  That looks too high for CA DMV fees - they generally run about 1.1% of MSRP. Might also include the dealer doc fee ($85 in CA) and some other gov't fees.
  
  All in all, not a bad quote.

  Thank you. I was also given a quote for a Lexus RX350 AWD for $500/month with $0 down. It is a better discount, but for my criteria RDX is a better vehicle. So I think I am making the right choice.

  0
• Michaell Moderator Posts: 240,985

  January 2021

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  That looks too high for CA DMV fees - they generally run about 1.1% of MSRP. Might also include the dealer doc fee ($85 in CA) and some other gov't fees.
  
  All in all, not a bad quote.

  Thank you. I was also given a quote for a Lexus RX350 AWD for $500/month with $0 down. It is a better discount, but for my criteria RDX is a better vehicle. So I think I am making the right choice.

  I think I'd pick the RDX, if it were my choice. Not that the RX is a "bad" vehicle, I think the RDX just fits me better.
  
  As my wife says, that's why they make chocolate and vanilla ice cream.

  Edmunds Price Checker
  Edmunds Lease Calculator
  Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
  
  
  MODERATOR
  
  2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  0
• Zynischer Member Posts: 18

  January 2021

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  That looks too high for CA DMV fees - they generally run about 1.1% of MSRP. Might also include the dealer doc fee ($85 in CA) and some other gov't fees.
  
  All in all, not a bad quote.

  Thank you. I was also given a quote for a Lexus RX350 AWD for $500/month with $0 down. It is a better discount, but for my criteria RDX is a better vehicle. So I think I am making the right choice.

  I think I'd pick the RDX, if it were my choice. Not that the RX is a "bad" vehicle, I think the RDX just fits me better.
  
  As my wife says, that's why they make chocolate and vanilla ice cream.

  Hi Michael,
  I am about to close on the deal but was given the following offer. I am not sure I fully understand the line #9 with respect to the line #27. I said no downpayment. Is #9 just a dealer discount and #27 only includes first month + fees?
  
  17) Term: 36
  1) Contract Date: 01/15/21 18) Rate/Money Factor: 0.00113
  2) Stock Number: ML019213
  3) Lease Institution: AHFLNCA 19) Total Adds to Cap: $ 595.00
  4) M.S.R.P.: $ 44,125.00 Adjusted Cap Cost: $ 40,078.85
  5) Residual %: 60.00% Base Monthly Rental: $ 453.09
  6) Mileage Penalty: 20) Tax Rate/Amt: 9.2500% $ 41.91
  7) Lease-end Value: $ 26,475.00
  8) Initial Cap Cost: $ 39,679.94 21) Total Monthly Payment: $ 495.00
  9) Customer Cash Down: $ 1,500.00 22) Mileage Adjustment:
  0) Rebate: 23) Security Deposit:
  1) Cash Cap Reduction: $ 295.09 24) Total Initial Fees: $ 123.75
  2) Total Trade: 25) Total Upfront Fees: $ 551.00
  3) Aftermkt/Due Bill: $ 99.00 26) Total Sales Tax: $ 1,543.92
  4) Service Contract: 27) Amount Due At Start: $ 1,500.00
  5) Maintenance: 28) 2nd Payment Date: 02/15/21
  DMV Amt/Add: $ 348.00 29) Total Working Cash: $ 1,500.00
  6) DMV Additional Fee: 30) One Pay(Y/N)/Amt: N
  ommand:
  

  0
• kyfdx Moderator Posts: 236,760

  January 2021

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  That looks too high for CA DMV fees - they generally run about 1.1% of MSRP. Might also include the dealer doc fee ($85 in CA) and some other gov't fees.
  
  All in all, not a bad quote.

  Thank you. I was also given a quote for a Lexus RX350 AWD for $500/month with $0 down. It is a better discount, but for my criteria RDX is a better vehicle. So I think I am making the right choice.

  I think I'd pick the RDX, if it were my choice. Not that the RX is a "bad" vehicle, I think the RDX just fits me better.
  
  As my wife says, that's why they make chocolate and vanilla ice cream.

  Hi Michael,
  I am about to close on the deal but was given the following offer. I am not sure I fully understand the line #9 with respect to the line #27. I said no downpayment. Is #9 just a dealer discount and #27 only includes first month + fees?
  
  17) Term: 36
  1) Contract Date: 01/15/21 18) Rate/Money Factor: 0.00113
  2) Stock Number: ML019213
  3) Lease Institution: AHFLNCA 19) Total Adds to Cap: $ 595.00
  4) M.S.R.P.: $ 44,125.00 Adjusted Cap Cost: $ 40,078.85
  5) Residual %: 60.00% Base Monthly Rental: $ 453.09
  6) Mileage Penalty: 20) Tax Rate/Amt: 9.2500% $ 41.91
  7) Lease-end Value: $ 26,475.00
  8) Initial Cap Cost: $ 39,679.94 21) Total Monthly Payment: $ 495.00
  9) Customer Cash Down: $ 1,500.00 22) Mileage Adjustment:
  0) Rebate: 23) Security Deposit:
  1) Cash Cap Reduction: $ 295.09 24) Total Initial Fees: $ 123.75
  2) Total Trade: 25) Total Upfront Fees: $ 551.00
  3) Aftermkt/Due Bill: $ 99.00 26) Total Sales Tax: $ 1,543.92
  4) Service Contract: 27) Amount Due At Start: $ 1,500.00
  5) Maintenance: 28) 2nd Payment Date: 02/15/21
  DMV Amt/Add: $ 348.00 29) Total Working Cash: $ 1,500.00
  6) DMV Additional Fee: 30) One Pay(Y/N)/Amt: N
  ommand:
  

  $1500 is the amount due from you at lease start.
  That includes the first payment, DMV/doc fees, and $295 of CAP reduction.
  

  Edmunds Price Checker
  Edmunds Lease Calculator
  Did you get a good deal? Be sure to come back and share!
  
  Edmunds Moderator

  0
• Zynischer Member Posts: 18

  January 2021

  kyfdx said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Michaell said:

  Zynischer said:

  Hi there,
  
  Do you think I am given a good deal for this car?
  
  

  What is your location?

  My zip is 94610. FICO is about 795.
  No loyalty or other discounts.

  Ask for the breakdowns on the "upfront charges". I'm close to the dealer payment, but understanding those charges would help me understand the whole deal.

  The said it is the DMV registration fees.
  Does that help?

  That looks too high for CA DMV fees - they generally run about 1.1% of MSRP. Might also include the dealer doc fee ($85 in CA) and some other gov't fees.
  
  All in all, not a bad quote.

  Thank you. I was also given a quote for a Lexus RX350 AWD for $500/month with $0 down. It is a better discount, but for my criteria RDX is a better vehicle. So I think I am making the right choice.

  I think I'd pick the RDX, if it were my choice. Not that the RX is a "bad" vehicle, I think the RDX just fits me better.
  
  As my wife says, that's why they make chocolate and vanilla ice cream.

  Hi Michael,
  I am about to close on the deal but was given the following offer. I am not sure I fully understand the line #9 with respect to the line #27. I said no downpayment. Is #9 just a dealer discount and #27 only includes first month + fees?
  
  17) Term: 36
  1) Contract Date: 01/15/21 18) Rate/Money Factor: 0.00113
  2) Stock Number: ML019213
  3) Lease Institution: AHFLNCA 19) Total Adds to Cap: $ 595.00
  4) M.S.R.P.: $ 44,125.00 Adjusted Cap Cost: $ 40,078.85
  5) Residual %: 60.00% Base Monthly Rental: $ 453.09
  6) Mileage Penalty: 20) Tax Rate/Amt: 9.2500% $ 41.91
  7) Lease-end Value: $ 26,475.00
  8) Initial Cap Cost: $ 39,679.94 21) Total Monthly Payment: $ 495.00
  9) Customer Cash Down: $ 1,500.00 22) Mileage Adjustment:
  0) Rebate: 23) Security Deposit:
  1) Cash Cap Reduction: $ 295.09 24) Total Initial Fees: $ 123.75
  2) Total Trade: 25) Total Upfront Fees: $ 551.00
  3) Aftermkt/Due Bill: $ 99.00 26) Total Sales Tax: $ 1,543.92
  4) Service Contract: 27) Amount Due At Start: $ 1,500.00
  5) Maintenance: 28) 2nd Payment Date: 02/15/21
  DMV Amt/Add: $ 348.00 29) Total Working Cash: $ 1,500.00
  6) DMV Additional Fee: 30) One Pay(Y/N)/Amt: N
  ommand:
  

  $1500 is the amount due from you at lease start.
  That includes the first payment, DMV/doc fees, and $295 of CAP reduction.
  

  Perfect, thank you. I went ahead with their offer. Very excited.
  Thank you all for your help and advice on this forum.

  1