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Vehicle(s) I currently own
2006 BMW 330Ci Coupe


  • abhiku
    Good morning,

    Could you please let me know the MF and Residual for 2015 Leaf SV.

    24/7500 miles
    24/10K miles

    Thank you
    July 3
  • sbmws
    Hi 59% or 56% for 15k? Is the % off the msrp or negotiated sales price. In other words, for a 68k msrp x5 that i negotiate down to 64k, would my residual be 56% of 64k or 68k? Also, what is the mf for june on 36/15k yr? Thanks
    June 16
  • poe7
    Hi, I finally got priced for a car.
    But it doesn't seem right. I like to know if you can help me with this.

    MSRP = 43415
    Negotiated price = 39089
    Dealer inventory tax = 73.41
    sales tax = 2443.06
    doc fees =340.25
    Total due = 41945.72

    reidual = 26969.38
    MF = .00175

    They quoted me 15k/36month for 557.27

    I know I can get the MF lowered to .001
    For some reason I am getting my calculation at $429.35 base on the number they gave me.
    I don't know if I am doing something wrong.

    I took the MSRP x .62 = 26917.3 (residual)
    39089-26917.3 = 12171.7
    12171.7/36 months = 338.10/month
    interest rate = 39089 + 26917.3 = 66006.3 * .001 = 66 (interest)
    338.10 + 66 = 404.10 base lease payment
    404.10 + 6.25% (tax rate) - $429.35 a month.

    Feels like they are taxing the car at the entire amount. I thought I was only getting taxed on the amount that I lease for?
    Please advice...
    June 14
  • z9scotty
    Thank you for your interest in my question. I hope someone can give me some good advice.
    June 11
  • brian125
    Can u provide me lease numbers for May on the 2015 Malibu LT model 24/10k and 36/12k.

    LT1 and LT2 packages. Is the lease money different w/ these two

    May 24
  • n0213537
    can you tell me what's best and if i can get better? i'm in texas and turning in a current lexus gs lease

    2015 mercedes CLA Mercedes CLA.jpg

    2015 demo mercedes c300 with 6800 miles Mercedes C300 sedan demo with 6800 miles.jpg

    2015 lexus is250 sedan Lexus IS250 sedan.jpg
    May 22
  • kyfdx earned the 100 LOLs badge.
    You received 100 LOLs. When you're liked this much, you'll be an MVP in no time!
    May 19
  • felinos11
    Hi! any advice you would give me before purchasing an used 2013 or 2014 series 3 awd? what about the price, how do you negotiate with the dealer or how do you figure out what the car is really worth? I know how to do the match for new cars because nada has dealer invoice and mrsp, but I don't know if there is such thing for used cars...Thanks!
    May 7
  • muffinflavored
    Thank you so much for all of your kind help!
    April 30
  • wassupbee
    My calculation tells me differently. 
    Negotiated Price= $64799 x residual .60= $38,879
    $64,799- $38,879= $25,920/36= $720
    64,799+38,879 = 103,678 x .00081 (7 MSD) = $84
    $720 + $84 = $804.
    KYFDX, what am I missing? 
    I am cysj's brother. 
    Also, is BMW's MSD according to monthly payments? For example, if monthly payment is $700, the max (7) you could put down would be $4900? 
    April 24
  • familyman15
    I need some advice regarding a low credit score lease thru Honda. It is for a 2015 AWD SE. The local dealership was able to get honda to approve us but the terms are painful and i just wanted to get a gut check before signing. The money factor quoted was .0056 and they said honda wanted 5000 total due at signing. The payment for a 12K 36 mod was quoted at 540.00 a month with a selling price of 30700.00 and a list price of 37000 msrp. Thanks for any insight you can provide a quick response would be very helpful because we are in serious need ( our old car died)

    Thanks so much
    April 22
  • antraneek
    Looking into leasing a 2015 E400 Sedan
    MSRP 69,350
    Selling price 62,500
    36 months 10k 
    what's should my payment be? (Credit Is Excellent)
    $3000 Down
    $5000 Upside down

    What's the money factor and residual for the 2015 E400 Sedan?

    Thank you in advance 
    April 15
    • antraneek
      I live in socal if that helps :)
  • gocard1
    Do you know the residuals and money factors for the 2015 Mercedes SL 550 for March for a 30, 33 and 36 month lease with 10k miles per year?

    Any differences if it is a leftover 2014?

    March 18
  • browndog77
    Thank you for answering my question, hoping you can answer another.
    March 18
  • degeo
    Thank u very much.
    March 10
  • kyfdx earned the 100 Answers badge.
    Admit it, you read Wikipedia in your spare time.
    March 8
  • tonka858
    2015 golf R Dealer is quoting 00232
    Do you know real numbers yet?
    February 19
  • woogie1211
    Can you tell me the RES and MF for a 2015 Santa Fe SUV AWD Automatic, 12k miles 36year lease for New York. The MSRP at the dealer is $37,423.
    January 26
  • bcronshaw
    Wanted to let you know that your responses regarding the Audi Q3 were immensely helpful! Had I not known the base money factor and residuals for the car we were looking at we would have gotten a very raw deal.

    One question I had was regarding the "base money factor." Can someone with top tier credit be below the base money factor, or is that a floor as far as MF/interest rates go for the company? My only point of confusion in the process was that the salesman showed me a monthly payment where the MF was marked up from 0.0012 to 0.00199 but his explanation was that it was for instructional purposes only so people don't get freaked out by a suddenly higher payment amount when their credit score clears. Basically the model they use 'defaults' to a slightly higher MF. Curious to get your thoughts on this. We ended up in Tier B with a 0.00155 MF...
    January 23
  • salfasano
    I was just able to negotiate a great lease deal using the information you posted on the Edmunds message board. Thanks!

    I have a background in web development and I think there is a need for a website that makes the lease process easier by consolidating all available information into one place. This website would have the MF, residual %, and cash back information for all vehicles in one place. It would also display sample lease prices based on MSRP, Edmunds TMV, or a custom cap cost.

    However, I'm not sure where to acquire the finance numbers you have access to. Is this information freely available?
    January 3
  • garden54
    All I paid was DMV fees of $300....
    December 2014
  • emailbraddavis
    Can you tell me the RES and MF for a 2015 228i Xdrive Automatic, 12k miles 36 and 39 months in Idaho?

    December 2014
  • dhop
    Sorry K - I typed to wrong year on my ? - Can you please tell me the December MF & Res % a 4x2 JGCherokee 2015 ALtitiude & Limited - 12k/36mos .We Live in Orange Calif. What banks do they use (Ally or Chrysler? ) What is the bank Fee & DMV Sales/ vehicles fee's for the Min down. The OC sales tax is 7.75% till Jan 1st I believe.
    Thank you very much
    December 2014
  • kyfdx earned the 250 Likes badge.
    You received 250 Likes. Looks like you're popular around these parts.
    December 2014
  • jim_321
    Good evening. I am looking to lease a 2014 or 2015 ford f 150 super crew. I do not see any recent posts in prices paid or leasing experience. Could you possible point me in the right location? Thank you in advance.
    December 2014
  • gobluejd
    Was wondering if you could confirm I am doing my lease correct.

    Rates are 61% (15k) Residual and 3.5% MF (0.0014583) - Dealer quote.

    2015 F150 Crew 4x4 Lariat
    MRSP = 51500
    Base Cap = 46986
    Acquisition Fee = 595
    Down Payment 5k
    Adjusted Cap = $42581

    I am showing:
    Dep Fee = $310.17
    Financial Fee = $107.91
    Sales Tax 7%
    PAYMENT = $447.34
    December 2014
  • hecara
    Hello, I would like to take a moment of your time for advice if that's ok? I am currently leasing a 2012 Acura MDX. I have 2 years left on my lease. I wanted to know what my options are if I want to end it? I would like to swap it out for a 2015 for the remaining 2 years. Then I would like to finance the rest so I don't have to start over with another full balance to finance. Is this possible? I searched the forums but haven't found anything specifically on the subject. Thank you in advance for your help!
    November 2014
  • bcady
    Thanks for your reply.

    I may head to the dealer later today, so am hoping for an answer.

    Do you have any idea if the MF is being marked up for my deal? In TX, thru BMW FS.

    They are telling me 1.70.
    November 2014
  • cali_oil
    Hey KYFDX,

    Just went to the BMW dealership and I got this deal.

    2014 320i-Sport Package, No Nav
    selling price $33,400
    36month Lease 10k per year
    residual 65%
    Interest free

    Out the door: $1500

    Monthly: 265+ tax

    Good Or bad??
    November 2014
  • morgannour
    Hi KYFDX

    Would you have the money factor/residual for 2014 Jeep Cherokee LIMITED, 4WD, V4, on 36/10 for the month of December, LA, California, on excellent credit.

    is there much difference with the 2015 money factor?

    November 2014
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