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Michaell ·


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  • weeeut
    I don't know how you do it but you are awesome! Thank you for all the information, you are truly valuable to the community.
    December 14
  • dhami
    Hi michaell
    Trying to make deal for 2015 Audi Q7 premium plus. Msrp $59300. Sp $55000.
    want to lease 36m/10k. What should be the MF and RV. Planning to lease with just drives. How much monthly I shoud be expecting. Thanks
    December 9
  • revras
    MIchigan, cap cost I am assuming is selling price , lets shoot for 44k.
    December 5
  • revras
    state is Michigan , MSRP is 48,500$, would offer 44000 k, then apply incentives ideally
    December 4
  • harrigme
    Hi Michaell, Where do you get these MF and Residual numbers? Also, is the MF number you are quoting the base that is offered from each of the manufacturers? I am just trying to understand so when I go into the dealership I know what I am talking about. Thank you.
    November 28
    • Michaell
      The numbers are provided to us each month and are not public. The MF we quote are the base rates for top tier credit.
  • Michaell earned the 5 Answers badge.
    Your willingness to share knowledge has definitely been noticed.
    November 27
  • cali_oil
    Hey Michaell,

    I have a question regarding another lease.

    2014 BMW 320i, 36 months, 10k miles.

    Cap cost-not sure but I will get it for you.

    MF= not sure
    Residual= not sure

    MSRP- $35,200

    They gave me the car for $265 including tax. $1500 Drive offs.

    Can you tell me the MF and Residual and if this sounds like a good deal.

    Thank You.
    November 27
  • jay278
    Hey Michaell. I have received an offer from one dealer for 2015 Sonata sport that has MSRP of $24,430 and invoice price listed as $23,501 for $19,000 OTD including tax and everything. Should I take this deal? I wish it had come with the premium package, but I guess this deal itself is really good to me. I want to know how you think about this deal. I was initially looking for SE with the popular package, but since Sport comes with the popular package as a base, why not choose this one over. And also, what is the difference between the SE model and the sport model?
    Thanks in advance.

    Update: There was little bit of a catch in here as I thought APR for Hyundai was 0.9% nation wide and 0% for most of the dealers but this dealer is asking for 2.9% which is really high. He said that if I want to have 0% or 0.9%, then $1000 or $1500 rebate will be gone.
    So technically, with 0%, it is about $20,434 OTD and with 0.9%, it is $19,974. I still think it is a good deal however, it is not that gre
    November 27
  • morgannour
    Hi Michael,

    Would you tell me the money factor/residual for 2014 Jeep Cherokee LIMITED, 4WD, V4, on 36/10 for the month of December, LA, California, on excellent credit.

    is there much difference with the 2015 money factor?

    November 27
  • melissaflorida
    Hi, in a nutshell I am looking to lease (2) 528 series & (1) 428 convertible. What kind of deal should I be shooting for from a dealer when leasing 3 cars at once?

    Going to dealership tomorrow. I have a few estimates of $7550 off the 528's and only $3200 off the convertible.

    Thanks so much!
    November 22
  • t
    I am in Nashville tn
    November 19
  • t
    Hi Michaell,

    I'm looking to buy a 2015 4x4 jeep Cherokee latitude v6 Comfort / Convenience, SafetyTec and Cold Weather pkgs/ or Trailhawk with same options. Paying cash, no trade. What price should I pay?

    November 19
  • maddoc2
    I would greatly appreciate your comments on this deal I have on the table.
    Need to give an answer by Monday

    ( I am in FL - 6% sales tax)

    2014 335i
    MRSP $ 57,700
    Sales Price $ 49,000
    Gross cap cost $ 50,303 ($49,000 + Acq cost $725 + Doc fee $578.40)

    # Option 1

    Residual 61%

    Residual $ 35,197
    Mthly Payment $ 567.92

    First Mthly payment $ 567.92
    Lic.,Insp.,Title, Reg. Fees $ 248.00

    Total Due at signing $ 905.13

    # Option 2

    36/15 k
    Residual 59% ($ 34,403)

    Mnthly $ 556.40 after 8 x MSD ($4200)

    Due at signing : $ 5093.61 ($4200 + $556.40 + $331.50 fees);
    Fees Due at signing : $331.50 = license - 248, Rental surcharge - 60, other fees - 23.50)
    Dispo fee : $ 350.00

    Based on your comments from previous posts I thought this was a good deal but wanted to make sure I am not missing anything in these complicated numbers..

    Manager is not willing to negotiate any further !
    November 16
  • Michaell earned the 25 LOLs badge.
    You received 25 LOLs. You're posting some good content. Great!
    November 6
  • ocean12
    Same here. need your help. I posted in the lexus rx 350 forum. Hopefully you be able to check it out at your earliest convenience. Thanks very much.
    October 28
  • windycityguy
    Need your help. Just posted in the Jeep 2015 leasing forum. Not sure how often you are online but would appreciate you talking a look at my post.
    October 28
  • ronzo28
    I can be reached through this forum or at

    Thanks very much.
    October 10
  • ronzo28
    Thank you for the lease information. Would you please explain how the $1000 lease cash works? The dealer has not mentioned this promotion to me. Thanks again.
    October 10
  • gator00si
    I'd like to see how the bigger Santa Fe stacks up if you don't mind:
    GLS FWD - 36mo/12kmi
    Limited FWD - 36mo/12kmi
    September 26
  • pjmbrennan
    In response to the comments below, the negotiated price is still being discussed but if we assume it is 45,305.00, what are your thoughts?

    pjmbrennan said:

    I am new to the lease game. I want to lease a 2014 Buick Enclave, leather group, AWD. I need a 39mo/32.5k miles. It looks like the MSRP is around $47.5k. The quote I am getting from the local dealer are approximatley $1,500 down and $450/mo. what do you think? Thank you in advance for your guidance.

    1.35% MF and 55% for 39mo/10K per year lease. $1500 lease cash.

    What is the negotiated selling price?
    September 23
  • cms78
    How does this sound? 2014.5 Camry LE. 36 months/15k. MSRP $24,020. Sale price 22,492. 0.00001 MF. RV of 13.365. $263/month. The $263/month sounds high to me. Where do I have room to negotiate?
    I'm in Syracuse, NY (don't know if you need that)
    September 23
  • trancelator

    Sorry, just want to make sure.

    .00001 MF for both the Sport and the Touring?

    August 28
  • daw2014

    Hi! Thinking about leasing again a Grand Cherokee Limited 4x4 with sunroof and navi in NYC. Do you happen to know the current MF and residual value for a 2014 and a 2015 with 7500 and 10k per year with perfect credit? Also currently in a jeep lease with 3 payments to go and the dealer is offering us an out at $439 with taxes in + bank fee 595 + dmv $200. Is this good? I feel like we need to know all the numbers which they did not give us.

    August 28
  • Michaell earned the 5000 Comments badge.
    Eat, sleep, comment. We like your style.
    August 27
  • jessekac

    Hi, saw that you provided the last post about this so maybe you could help me out Looking to lease a 2014 Murano SL. 36 Months, 12K Miles. What is the residual value of this car and current lease factor w/top tier credit? Thanks! Jesse

    August 8
  • tjlions

    Can you give me the August lease numbers for a 2014 Infiniti QX60 purchased in NC? I'm comparing different factors including fwd/awd, 36-39 months. The things that I'm sure of are 15k/year and premium or better package. Thank you in advance.

    August 4
  • gsb88

    they are quoting me .66 and .0013 MF the 775 +1935+300 = 3010 / 33 = $91.21 don't we add that to your 587.70? that brings it to 679 vs 682, which is close..... what am I missing. thanks!

    July 30
  • wsterling
    Thank you for all of your help!
    July 28
  • capco

    Lease quote in NC: 2014 Altima 2.5S, cap cost $22,478, residual 56%, MF 0.0003, 36 mth term, 12000 mileage limit with $0.15/mi over limit. $2,499 due at signing which includes 1st month pmt of $189. Doc fee quoted as 495 and tags 69. Does this all sound right for the Nissan incentive advertised for $189/mth/36 mths? Haven't negotiated anything yet. Is $2310 too much for down payment? (2499-189)

    July 25
  • gobluejd