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  • Michaell earned the 500 Likes badge.
    You received 500 Likes. It ain't no fluke, you post great stuff and we're lucky to have you here.
    May 26
  • brian125
    Mike when you get a chance could you give me lease numbers on a 2015 Chevy Malibu LT model 3yr, 36k and 2yr, 10k

    May 23
  • looking4rav
    Hi Michaell,

    How do I determine if the dealer is padding the MF (quoted at .00045) or the Capitalized Cost (quoted at $30,708)? I don't know if they are just a little high on their quote or way over priced. This is my first attempt at leasing and I'm hoping to wrap this up before the end of the month. Thanks for any help you can give me - it's much appreciated.
    May 21
  • Michaell earned the 100 LOLs badge.
    You received 100 LOLs. When you're liked this much, you'll be an MVP in no time!
    May 20
  • utking
    Hey Michaell,

    Below is the original question that I had. The dealer says 0.00169 is is at the highest credit tier. Where did you get 0.00129 from?

    "I'm a new college grad, and planning to lease 2015 BMW 320i xDrive in Michigan.

    Here are the details that the dealer offered:

    MSRP: $36,400
    Discount: $3,000
    Net Capitalized Cost: $34,109
    Mileage: 10,000 miles/year
    Lease term: 36 months
    Residual: 65%
    MF: 0.00169

    The dealer offered $438.80/month with $709.84 due at signing and zero down payment."
    May 16
  • Michaell earned the 25 Answers badge.
    Looks like you’re starting to make a name for yourself as someone who knows the score!
    May 8
  • mickeymouse1
    Hello: Wondering if this about as good as it gets right now...any help would be appreciated..

    2015 Honda Pilot SE, 12000 miles per year, ZERO DOWN LEASE PROMO(see below)from is what the numbers are based on..

    I have checked with about 7 dealerships and this was the best so far....

    $31,973.02 is Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $12,600.00. Option to purchase at lease end $20,720.00.

    Sales price I was given is $31,145.57, fees are $883.00(includes doc fee, inspection, registration and title) plus 6.5% sales tax=$34,050.64 so $422.86 per month for 36 months with 0 down at lease signing as everything is rolled into the lease.....payment includes sales tax....
    May 5
  • mzia
    Can you please reply on the 2015 Sonata lease questions page. Thank you
    May 5
  • kalany
    hi michaell.. please check your message that I left there..
    April 30
  • muffinflavored
    Thank you so much for all of your help!
    April 30
  • oftheseven
    Hi Michael - saw you stated Mazda 2016 CX5 GT- AWD lease numbers in PA as: .00060, 63% for 36/12 - does that apply nationwide and for the FWD as well? I'm in CA.

    April 25
  • 12many
    Hi Michaell. You seem very knowledgeable so I thought you might know this. I was ready to lease a new Tahoe, but when I test drove it, it has a stutter (almost like it was missing on one cylinder) at moderate acceleration. The car was right off the truck and had not been prepared by the service department, other than checking fluids (still had protective plastic on paint and plastic on seats). Could this be something that would be fixed during dealer prep in the service department? I like the car, but don't want to buy into a bunch of headaches? Ever heard of anything like this? ECU learning ??


    April 20
  • 12many
    Thank you Michaell for your input. You are very helpful to those less knowledgeable. For me, there are so many variables between price and whether to lease or buy (for business use) that it is hard to make a decision.
    April 17
  • leaseanaudi
    Thank you in advance for any information. In SF Bay Area and interested in 2015 Audi S3 Lease. Was quoted today S3 Prestige w 19-inch wheels MSRP $50,210. 36 month, 10k miles, residual value is 54%. 36 months lease with $1,400 down payment is $723.

    If you can provide the money factor and residual, that would be great. I can try to figure out what payment SHOULD be. If you can actually do the calculation, then that would be super awesome.

    I have never leased a car and have been trying to educate myself with leaseguide dot com and I hope I understand their formula correctly. I used your figures of 36/10 - .00102 MF, 56% Residual, 6% off MSRP, i get a payment of $637 with $1,400 down payment. is this correct or within ballpark ?

    Thank you again for all your efforts on this forum.
    April 17
  • bp124
    Negotiated price on the lease of 41,800.
    April 13
  • nanda2
    I Just leased QX60 FWD with premium/premium plus/theater package for 15k

    it has blind spot monitoring,Navi, forward collision assist, and most other features
    paid $1000 up front including taxes and everything. Monthly payment of 599
    Dont know if its a good deal or not.
    April 12
  • Stang77
    Hi Michaell,

    I used the calculator but can't seem to get the correct payment using the numbers you provided on a 2015 Honda CRV CVT LX in San Antonio, TX. Any suggestions? A different online Lease Calc?


    April 7
  • lahav
    Hi Michael. First, thanks for feeding everyone the latest residual and MF numbers.. no matter how many times we ask for the same rates :)

    Second, I am in the market for a vehicle and was wondering if you knew, off the top of your head, which company has the best deals this April. I mean, you've looked up all these numbers across manufacturers, did one strike you as cheaper/good deal for this month?

    I'm looking closely at the Forester or Outback as we need a bigger back seat for rear-facing baby seat and wagonish trunk for our dog. But the BMW X1 looks good and maybe some other crossover could be a better deal. .

    Thanks ahead of time!
    April 2
  • herby2132
    Looking for the 2.0T #'s for the Kia Sorento
    March 16
  • hammerhd
    Hi Michael

    I am looking to lease a 2015 Buick enclave FWD premium model. It is the dealers service car and has approximately 3000 miles. How can I find the current MF and residual value. I live in illinois
    March 15
  • phlflyers
    Good afternoon. Could you please provide me with residual for 2.5 Altima SL & SV models? 15k a year please. Thanks as always for the great service you provide here.
    March 14
  • flattskeys
    Hi Michaell,

    Can you help me with some lease numbers on 2015 Sedona SX-L for New York
    looking for M/F with 798 credit score
    Residual for 36M / 15K
    any current rebates for a zero down deal, also is it favorable to roll taxes into payment?
    March 4
  • dedepetro
    So I was trying to research lease options for an Outback (I am also in Colorado) but apparently don't know anything about leases other than the residual - what is the money factor people are talking about?
    March 1
  • shouldeye
    Thank you - I thought the mf seemed high. here is additional price info:
    msrp- $49655
    dealer discount - 1,368. (not enough)
    Appearance protection already applied 599.00
    Nitro filled tires 139.00
    Net selling price 49,025

    plus FL taxes 3,008.89
    Tag/reg estimate 268.75
    tire/battery/MVWEA 8.50
    Documentation Fee 699.95

    Balance Due $53,011.09

    seems high to me

    Also should the residual be based on msrp or the negoiated selling price?

    February 28
  • sylentlegend
    I have 2 different quotes. Elk Grove is based on 39/12kmiles $439 payment and the second is on 39/10miles $423 payment but was told its a $13 add price for 39/12k at $437

    Only difference I believe is that the cheaper doesn't have illuminated kick plates

    Is one deal better then the other? I leaning toward a 39/12miles.
    Both cars are 2015 q50sport

    Thank you-

    February 14
  • Michaell earned the 10000 Comments badge.
    You are a comment-making machine.
    February 13
  • dennisnyc40

    February 8
  • dennisnyc40
    Hi Michaell
    Thanks for your reply. Here is a better look at the offers I received. Please let me know if these are good deals. Hopefully you can decipher the IDL lease. Thanks again much appreciated. Dennis..
    February 8
  • jadcam
    thanks for your response. the residual was at 60% last month. What happened? New bank?
    February 7
  • duke78
    its 4 cyl base TLX
    January 30
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