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Last Active


  • ellegee1
    Hi, Michaell....Please tell me what you think of this deal:
    2018 RDX basic, no nav. Dealer will install front and back parking sensors. Dealer will assume my remaining 3 payments of $331 per month and will pay 1st payment, plus all fees, taxes, etc. except tag. He is asking for $2995 at signing and $331 per month. Location in South Florida.

    September 15
  • ghinsmeister
    Good morning Michaell I custom order a 2018 GLC43 Coupe MSRP 72345 selling 69000...I'm coming out of a c400 lease...I'm tryin to stay in 800 a month field...how much down on a 36/12 lease or 42/12 with the MF and Residual Included
    September 14
  • tompombe
    Hi Michaell,
    What are money factor, residual and incentives for 2017 Accord EX sedan, 4 cylinder, CVT, 15k miles per year, 36 months and 2017 Civic EX-T sedan, 4 cylinder, CVT, 15k miles per year, 36 months, please?
    Do you have these numbers for September, October and November?
    Cleveland, OH
    September 12
  • bigrobstunner
    Hey Michaell, I hope all is well. I’m new to this forum and new to leasing. I’m looking at a specific F150 Limited and was hoping to get helpful info on what to expect as far as cost goes. From the post I’ve read from you, you look like the man to talk to.

    I live in 22405 in Virginia and am looking at this truck specifically.

    I want to lease for 36 months 10k miles a year.

    What other info can I send you to help know what to expect?

    Thanks in advance for the assistance!

    F150 Limited 4x4 Super Crew
    September 12
  • tompombe
    What are the lease details, please, for 2017 Accord Sedan EX CVT, 15k miles? Northeast Ohio. Previous lease to be returned in November, 2017, so is there a better time to return and lease anew? Thank you.
    September 11
  • cubbies1968

    Hi Michael...Would you please help me on a 2017 Infiniti QX60 AWD lease? 39 months and 15k miles per year. It's a $61,220 MSRP and selling price is $54,000. Prem/Premier Plus/Deluxe Tech and Theatre pkgs. Can you tell me the payments for Illinois lease? Only first payment and Lic fee down for a total of around $750...and I have a $500 lease rebate code since I have a Q50 currently. Any other loyalty or rebates? Thanks!!!
    September 10
  • stingray23
    Hi. Do you have the sept. '17 lease numbers for 2017 JGC Summit 4x4 and 2017 JGC Trail hawk? 36/12
    September 8
  • retus99
    Hi Michaell,

    Looking for the incentives, Money Factor, and Residual for 2017 Kia Optima EX in North Carolina. Also, are the 2018 rates available yet? Thanks in advance!
    September 5
  • madcity2
    Several questions: I have a 2015 Outback limited coming off least that my son would like to purchase but the finance company won't allow "3rd party" purchase. So any work arounds? I'm also planning to purchase a 2018 outback limited with eyesight and navigation, in either 4 or 6 cyc; still deciding. What are the numbers for 36/12K? Much thanks.
    September 2
  • rosie2315
    Hi Michaell,

    Do you think it's reasonable to get a Mercedes GLC 300, MSRP 50k, for 44k on a 36 month lease? I did that with my 2015 Lexus RX 350, and was thinking of trying the new GLC. I'm located in Northern CA.

    Also do you have an opinion on which is better, the GLC 300 or RX350?
    August 30
  • jfanr786
    Dear Michaell,

    What is the Money factor and the residual of 2017 Honda Accord EX-L (MRSP $29,795)?

    what will be the monthly lease payment for (36 months with 15,000) miles per year, with down payment of $0, $1000, or $2,000? I am planning to lease through Honda Financial Corp and will go today.

    August 29
  • hutcheson
    Dear Michaell,

    What is the residual value on a 2017 audi a4 list price $36,990 - they are asking $31,000 - it is a factory loaner that has 8k miles - it is not quattro - I would lease for

    24months 10k annual miles


    36months 10k annual miles

    Am I able to place security deposits to lower the money factor? What should the money factor be?

    Thank you sir.
    August 28
  • 2bgoofy
    Hi Michaell!

    Looking for money factor and cap rate, and/or estimated payment for the following:

    2017 JGC Trailhawk, window sticker $49,725 (plus $895 for dealer added rock rails)
    Phoenix, AZ
    36 mo lease
    $14,188 down payment

    Great resource, thank you!

    August 26
  • menlomark
    I am new to this forum. Can I have your view on the following lease offer in the 94025 area code:

    3 years/10K miles

    2017 Volvo XC60 AWD
    Heated Front Seats
    Preferred Option Package
    Advanced Package
    Protection Package

    MSRP $50,600
    Total Cap Cost (incl bank fee): $43,905
    Cap Reduction $3674.77
    Net Cap: $40,230.23
    Residual: $25,300
    Monthly Payment: $485.94

    Monthly Payment With No Cap Reduction:
    August 24
  • cpamvp

    Do you have the MF and Res for 2018 Mini Countryman S 2wd?

    Sincerest thanks,
    August 23
  • fridmank
    Hi Michael,
    My first time on the forum here. I'm trying to lease a 2017 Jetta AT S. What is the current MF and residual for the 36/10 and 36/12? Very much appreciate your response.
    Thank you,
    August 23
  • cman007
    Hi Michaell, This is my first time posting on the forum. I'm hoping to finalize a deal today on a base model MDX lease and have the following question:

    Can you provide the money factor i should expect for 2017 MDX base model with 12,000 miles/year in southern california? They began negotiation at 0.00088, but I've seen 0.00059 on this forum. Thank you in advance!
    August 22
  • michael_
    Hi Michaell.

    Sorry to PM you, but I'm hoping you can help. I'm looking into leasing a Mazda3 Sport Manual Sedan, this is the deal so far.. but the payment doesn't add up to me. They want $250

    $18,720 msrp
    $17,999 discounted price
    $1,250 Incentive

    $16,749 net cap cost

    10% tax

    $221 payments

    Louisiana State 70801

    August 18
  • Pedro1
    Hi Michael,

    I see that you are very active in this community and offer lots of advise and knowledge. I was wondering if you can guide me on leasing my first car. I am interested in 2017 Acura MDX SH-AWD, currently the dealer has a lease deal for $409 a month (with $3,499 due at signing). Do you think this is a good deal? See link below for more information. Also lots of people are telling me to wait until after Labor Day because better deals are out in last quarter of the year, do you recommend this? This deal is over 9/5/17. Thank you in advance for your help.


    2017 MDX 9 Speed Automatic SH-AWD Featured Special Lease
    $409.00 per month for 36 months. $3,499.00 total due at signing.
    Excludes 2017 MDX Hybrid models.

    Closed-end lease for 2017 MDX 9 Speed Automatic SH-AWD vehicles (YD4H3HJNW) available from July 6, 2017 through September 5, 2017, available to well-qualified lessees approved by Acura Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. MSRP $47,025.00 (includes destination, excludes tax, license, title fee, registration, documentation fee, options, insurance and the like). Actual net capitalized cost $41,008.66. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $14,724.00. Option to purchase at lease end $27,744.75.

    Must take new retail delivery on vehicle from dealer stock by September 5, 2017. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 10,000 miles/year for vehicles with MSRP less than $30,000, and 20¢/mile over 10,000 miles/year for vehicles with MSRP of $30,000 or more. See your Acura dealer for complete details.
    August 18
  • nrenuga
    Hi Michaell, With the .00044 and 57% and $1750 lease cash what will be my monthly payment with MSRP $28,595.

    I am getting a quote of $285/Month (Including Tax). Please help me to understand if this a right and reasonable quote.

    I am new in USA trying to understand the lease terms etc. Your information will help me out. Thanks
    August 17
    • nrenuga
      Sorry for less info. This is for Tucson Sport AWD with 36 /15K Miles Lease Term.
  • sandycohen
    Hi Michaell - I saw on a CRV thread you explained that a single-pay lease is calculated at a lower MF, and payments are summed into one payment. I asked a dealer if I can just make a downpayment that is equal to almost the entire capitalized cost, so no interest is calculated on that amount at all, and I have a very small payment ($10 or something) that is subject to interest. They said it won't help. Does the interest get calculated on cap cost reductions at the full MF, so it just gets treated as a prepayment of the interest? Thanks!
    August 10
  • rxke
    Hi Michaell. Thank you for all of your insights. Over the years the information from this forum has helped me negotiate really good deals, as most salesmen cut to the chase as they can see that you are an informed consumer. You are providing a valuable service so I thank again.
    August 9
  • tuna1234
    Just a quick note to say thank you again. A huge help in leveling the playing field for the negotiation.
    August 9
  • rowone1
    Hey Michaell, thanks for all the info. you provide. Quick question, what is the best lease deal (Highest Residual / Lowest MF) on a vehicle that's $50k+ currently out there? I would think the GMC Sierra 1500 Denali has to be at or near the top.
    August 3
  • waynespeed
  • waynespeed
    What is the residual for a 2017 Jeep Grand Cherokee, 36 month lease, 12,000 miles per year? Also what is a reasonable money factor for this type of lease?

    August 2
  • mdesougi
    I sent you an email about some questions I have on a deal i received on a C300 coupe 2017 36/12. Would you be able to review for me ? It is also posted on the forum
    August 2
  • mailmearvin
    Hi Michaell,

    Thank you for sharing all the information on this form. It is invaluable.

    Can you please confirm on the lease deal below:


    July 31
  • cheri_swanson
    Hi Michael! What is the residual value on a 2017 Honda Accord EXL V6 with and without navigation? Does it vary by state? We are currently shopping in our state and have also had a quote in another state. The Edmunds calculator has been very helpful for determining lease payment, but I am not sure what the residual value percentage is. We will be leasing. Thanks so much!
    July 26
  • kevinros
    Hi Michaell, I am curious if you have any RV, and MF numbers yet for a 2018 Audi A4 lease with delivery in August. Looking at 15k miles p.a. for 36, 39 or 42 months on a premium plus Quatro. Estimated negotiated price approx $42800 plus 6.25% Texas sales tax. Please give me estimates if you have any yet. Thanks
    July 26