Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!

Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!

Did you get a great deal? Let us know in the Values & Prices Paid section!
Meet your fellow owners in our Owners Clubs

BMW 5-Series Extended Warranties

ramkundaramkunda Posts: 3
I need some advice.

I have 2003 BMW 530i with 42000 miles on it and I am
the original owner.

I am thinking getting the extended maintenance and

For extended maintenance the price quote was $1850
and for the warranty the price quote was $3125.
Both from the BMW dealer.

I checked the BMWUSA website and they do not
offer these and I am referred to the dealer.

Are these prices too high? Is there a possibility
to negotiate? Are these transferable if I sell
the car? (Seems to be, but are there costs to

Any help is appreciated.


  • selooseloo Posts: 606
    The BMW warranty is only for two years and has a $50 Ded.

    For less money I was able to get a comprehensive plan 6 yr/50K warranty from my BMW dealership. The company is Universal Underwriters Group (UUG). The dealership has been using them for 20 years.

    Do your homework. Good Luck!
  • ramkundaramkunda Posts: 3
    Thanks for the tip.
    Looks like they are now called Zurich. The local BMW dealer is offering
    from a company called Easy Care. The cost is $4121 for 4yr/50000 mile
    extension with $100 deductible.
    I need to check other dealers.
  • 530ir1150r530ir1150r Posts: 263
  • selooseloo Posts: 606
    Send an email to Sun Motors BMW in PA.

    Ask that the email be forwarded to the F&I manager and tell her you would like a discounted quote on a comprehensive plan (as discussed on numerous BMW forums).

    These will give you another reference point for comparison.

    Good Luck!
  • kpearsonkpearson Posts: 3
    I own a 525i 2003 model and it currently has 39K miles. My warranty is expired on July 2007. I'm looking to buy a warranty package but don't know much about them. If you know any good extended warranty package that I should have after 4yrs, please let me know. Also I'd like to hear your opions about buying from BMW (CPO) warranty or from different companies.

    I assume one price applies for all BMW dealers and I don't have to negotiate on the price of the warranty package. Am I correct? Thanks.
  • selooseloo Posts: 606
    I have a 03 525 with 22K miles. I purchased a comprehensive program from my BMW Dealer. The company's name was Universal Underwriters Group backed by Zurich. My dealership has been using this company for 20 years. I have the highest level of coverage available with a $100 Ded. It is valid until Dec 2012 or 75K miles. The cost was very reasonable.

    If you provide me your email address, I would be happy to send you the contact information for the F&I manager. She is easy to work with and will provide you a discounted quote.

    It is my opinion that the CPO program is too expensive for 2 additional years of coverage (I assume you are the original owner, if not, you cannot purchase the CPO (the correct name is extended)warranty.

    Let me know if I can help.

    Good Luck!
  • na530ina530i Posts: 1
    Hi all,

    I just signed a 2-year lease on a 530i Sport package, premium, etc.

    I was sold on buying the "excessive wear and tear insurance" and the "wheel insurance."

    I spent approximately $920 on both and I'm being told by friends that this, "additional insurance" is borderline fraud.

    Was it a smart buy??? Or a waste of money??

    Any thoughts, comments, would be great appreciated.
  • euphoniumeuphonium Great Northwest, West of the Cascades.Posts: 3,425
    The salesman's commission is up to 55% on that type of policy. :mad:

    You can cancel that policy and get a pro rata return premium.
  • bmw_userbmw_user Posts: 4
    I am buying a new 2008 BMW 528i. I am planning to buy extended warranty to help after the standard 50,000 mile warranty BMW gives. Is it a good idea? How much it may cost and what are the best places to buy around Chicago area. I am also interested in understanding how it works and what it covers. I would appreciate any links.
  • I would cancel that policy. Thats completely ridiculous and totally unnecessary.
  • Hi, could you provide me with the F&I managers contact information at Sun motors bmw in PA. I'm am very interested obtaining extended comp. warranty coverage for my 5er.

    Thanx :)
  • selooseloo Posts: 606
    Please provide an email address, so I can send you the information.
  • [email protected]

    By the way, my car is an 06' 530i, please excuse me for interjecting in your exchange with the other poster, sorry.
  • looking for advice: I asked two of my local bmw dealership (NY.)service adviser's if they had experience dealing with Zurich (UUIC), they both acted as if they either never heard of the company, or they didn't trust that they would get paid for service's rendered. I got a very good quote from Sun Motor's for 5yrs. of comp. coverage on my E60, after the new car coverage expires, and I know that Zurich is quite a large insurance company, so why do you guy's think these service advisers are acting flaky when I ask them about it? could it be that they are simply trying to push coverage from company's that they use, and discourage me from using Zurich?

    All are welcome to chime in.

    Thanks :confuse:
  • selooseloo Posts: 606
    My dealer is Sun Motors, the SM told me that Zurich is a great company and they have had no problems working with them. (but they also sell the Zurich coverage) UUG (backed by Zurich) is one of the oldest names in the business. Sun Motors has been using them for 20 years. I also have a UUG policy, but have yet to use it.

    Hope this helps.
  • Seloo, thanks for your response. You seem to validate my suspicion that dealers push the companies that they sell warranties for, and therefore, covertly discourage the use of coverage from other companies, no matter how reputable that company may be. The dealer I purchased my car from pushes coverage from Fidelity, but Fidelity does not offer coverage longer than three years from the end of the new car coverage expiration point, I am looking for at least 5yrs. Guess I'll just continue to look around. :(
  • I recently heard that Rallye Motors in Westbury, LI. :confuse: (which is my home dealership) is also selling extended warranties from G.E. (PIA.) although I have yet to confirm this, guess I will if the damn F&I department ever returns my call! but in the meantime, is anybody on the board, as well as Pat & Karens familiar with coverage offered from G.E.?
  • Question for all:

    I am having so much difficulty deciding on whether or not to purchase an extended warranty after the new car coverage expires, I REALLY am begining to wonder if 2 to 3k for one of these things is really worth it. Can you guys (anybody and everybody) relate your experiences and reliability history with the E60. How many (and specifically what type, if any) mechanical failures have you guys had. I know bmw has a history of building mechanically sound vehicles, but with things like active headlamp systems, I drive, and NAV, I am concerned about how much a repair of a failure in one of these ELECTRONIC :confuse: systems might cost me if I had to pay for it out of pocket.
  • I have a '03 540i with 74K on it. I bought the Extended Maintenance and glad of it. It was around $1300 if I remember correctly and it's close to paying for itself now that the front rotors, calipers, and wear sensors have been replaced (got 74K out of them and the rear brakes are still org.).

    The Extended Parts/Labor Warranty was going to be just over $3200 and I passed. So far my only major out-of-pocket cost has been a new power steering pump for $860 so I'm still money ahead there. Time will tell!

    If the dealer likes a 3rd party insurance company - I'd trust them for a good savings.

    As for cashing in early: Extended Maintenance policy stays with the car if you sell it and you can't get reimbursed. Extended Parts/Labor Warranty can be refunded (pro rated of course).
  • shiposhipo Posts: 9,148
    Your 540i has the exact same rotors, pads and sensors as my 2002 530i, and it only cost me about $150 per axle for all of the above. I surely hope your dealer didn't charge you nearly $1,300 for just your front brakes. :-/

    Best Regards,
  • i have a cpo 2004 540i, and i bought the extended warranty, so i am covered through mid-2010 or so. i was wondering if water leaks are covered?

    it rained recently, not much and just a couple of days, but when i went out to my car the driver's side floor mat was soaking wet! has anyone else experienced this? i was shocked and dismayed at this situation - the car only has 24k miles on it.

    any ideas?

  • shiposhipo Posts: 9,148
    Typically that implies a clogged sunroof drain. While I doubt it is covered under your extended warranty (but it never hurts to ask), it should take the dealership all of five minutes to clear so this isn't going to be a high $$$ repair..

    Best Regards,
  • thanks, that's a relief if that's what it turns out to be. hope so. love the car otherwise, has been a gem. oh, and it's actually a 545i, not 540i.....not sure what i was thinking on that.

    it does have slight rattle/creaky noises when driving at slower speeds and the windows are up, seems to be coming from windows/doors. seems to go away at higher speeds (or maybe other sounds drown it out) or if windows down slightly. i have no clue what that's about or how to fix if possible.

  • I have a 2002 540 wagon and the windows have always rattled. They finally admited that they knew about this problem but had no fix for it.
  • just bought new 2008 528

    I was offered an extended Maintenance upgrade for $3895.00 which would cover up to 100,000.
    what is everyone else being offered???
  • shiposhipo Posts: 9,148
    Nearly $4,000 for extended maintenance? Yikes! I'm thinking that's nearly twice as high (if not more) than any price that I've seen to date. Personally I'd take a pass.

    Best Regards,
  • called around even further

    lowest price for extended maintenance on 2008 528 was $2295 extending it to 6 years/100,000 miles

    lowest price for extended warranty was $2495 also 6/100,000
  • hi. i have a 2005 530i with 50,0000 miles on it. my bmw dealership in long island (hassel) quoted me $4100 for fidelity's 4-year 48,000 mile warranty. didn't mention a deductible. anyone know if there's a better deal out there? thanks.
  • my email is [email protected] if anyone has any tips/leads. thanks!
  • shiposhipo Posts: 9,148
    Yikes, $4,100 for 48,000 miles?!? Yeesh, you might as well throw that money into the East River. I'm thinking that you've got better than 90% odds that if you bank that money and then pay for any repairs yourself, you'll still have at least half of that money by the time you roll over the 100,000 mile mark. Said another way, SELF INSURE!

    Another option (that I wouldn't pursue either) is to have your dealer CPO your car. I'm thinking that this would cost about $2,100, and I'd personally trust BMW way more than any aftermarket warranty.

    Best Regards,
Sign In or Register to comment.