2010 Escape - sell or keep driving
I have a 2010 Ford Escape XLT (V6) I purchased new. I owe $13,000 on it and KBB tells me it is worth around 11,000. I pay about 280/month and pay 5% APR. It has 65,000 and is in excellent condition. The warranty has expired. I enjoy driving this car very much and I drive about 40 miles each way to work each day.
Should I consider trading in the car and purchasing a 2013-14 comparable SUV of some kind? I am not set on a particular model SUV, though I know I don't want the '14 Ford Escape due the style changes. I would like something as close to my current car as possible though I'd be willingly to entertain suggestions.
I'd like to keep the payments and interest around the same as I am paying now and would like not to have to put any money down.
If I should trade it in, how should I go about doing that? Try to trade in to a Ford dealer, or trade in to a place from whom I would like to buy a new car? Assuming the car is in excellent condition, what is the minimum I should take for this car?