Out of State Accident
I live in WI and that's where my vehicle (2002 Durango) is registered. I was driving in Alabama when my car was hit by a drunk driver. We haven't heard back yet for sure but we're all assuming it will be considered Totaled due to the air bags deploying and it being so old. The other driver did have insurance but we haven't heard anything about that yet either.
I'm trying to figure my options in preparation for whenever we hear back.
I was told by a coworker that if I can find the same year, make, model, miles, etc of my SUV at a reasonable price, that my insurance company is required to buy it for me if I tell them to instead of me taking a check from them. I don't know if that's always true or not or how it works when various states are involved.
Anyway, just looking for info on what I should expect in the coming days since it's mostly not my insurance company that will probably be making the decisions.