10 Steps to Buying Auto Insurance

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10 Steps to Buying Auto Insurance

Read 10 Steps to Buying Auto Insurance for Tips on how to Save Money on your Car Insurance Policy at Edmunds.com. Get the best coverage at the lowest price.

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cifforddarrin

Automobile owner's security for the future! . A few automobile insurance companies are trying a new program that trades privacy for discounts. An insurance product called pay-as-you-drive or usage-based insurance can reduce costs. These savings can be as high as 30 percent. These savings, however, require minute-by-minute tracking of the customer’s driving practices.

ader

8/3/2011

Stay away from Progressive Auto Insurance. When I called to speak with a representative and specifically asked her NOT to process my payment with my Visa card information on file, she went ahead and did it anyway. She did not tell me she was processing the payment, she did not give me any sort of authorization number and I specifically said i wanted to make the payment online myself so that I could print out proof of my payment. These people are reckless and irresponsible with their customer's private information and when I called in to address the issue, they showed no remorse. I've canceled my auto insurance with progressive due to the mishandling of the VISA card information which they were not supposed to keep on file - but did anyway. These guys just do whatever they want and help themselves to money out of your bank account. Their customer service reps have an abrasive and arrogant attitude. I shopped around and got a better deal at All State who treated me with the high level of customer service and professionalism that I used to get at Progressive but it now appears they don't care about their customers or privacy of information. They also had the nerve to charge me a $50 cancellation fee after having messed me around so badly... Stay away.

kamchatka8

Edmunds -

While extremely rare, an attorney doesn't need to just sue you for assets to make the difference between damage you've caused and your coverage limits; they can also dock your wages. Even if you don't have anything to lose, you should never have minimum coverage, especially for property damage, because not only do you run the risk of having wages docked for a LONG time, you're also running the risk of not having enough coverage to fix someone else's car if you hit it. And then you would be a huge jerk.

jakebrady135

Thank you so much for this information. I have been looking into some different insurance options for myself, and I find that one of the most helpful things has been talking to people and getting references. So far I've heard great things about guelph insurance so hopefully they will have a policy for me.

stever

If you switch carriers on your anniversary date, as I tend to do, check the fine print for the time of day that the cancellation occurs. For some reason, the tiny print often says the policy will expire at 12:01 am, not at midnight on the day the policy expires. Miss that and your former company will try to ding you $15 or $20 for one day of coverage (a day that your new policy will be covering you for).

In case of disputes, complain to your state insurance commissioner.

dkrycek

Thank you for this in-depth article about car insurance! I have been searching for the right insurance for me, but it is sometimes tricky. This was very informative!

jcar_insurance

Good post and good ideas even though there are more details you should know. When it comes to buying car insurance it can be a very daunting task andd not only are the policies hard to understand but there are many different components to them and for the majority of time these aren’t always clearly explained.
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beckonsattore

Ha ha! It's not just the understanding of language that people are lacking nowadays. Man. You can't purchase insurance, not unless you are a billionaire or something. Kay? However, you can get auto insurance by paying a monthly premium. but it's not purchasing. Ha ha! You people. These are good steps to finding auto insurance in Tallahassee, FL or wherever else though.

krisdunn5307

I will say this if you don't ask them for the discounts THEY WILL NOT TELL YOU THEY ARE THERE FOR YOU. Many of you have probably never asked and assumed you automatically got them. The answer to that is NO.

If you have been with a auto insurance company for 3 years accident and ticket free you should get a discount but again if you don't ask you wont get it. If they don't give it to you, shop around (i found $24/month rates at Insurance Panda)

If you are not working and don't drive you vehicle like normal make sure they know this and when you get your vehicle inspected for you can be exempt for low mileage.

Bundling does help but not as much as you thin so the answer to this is shop around and make sure you get a letter for homeowners, auto etc... that you are LOCKIN on that deductible. Reason I say this and I wont say which company has raised their homeowners deductible since we have been having so many storms causing extreme damage. If you haven't been with them and some less than 5 years your deductible was automatically raised and change, and you most likely weren't notified so they don't lose you as a client. SO EVERY ONE CHECK ON THAT.

dwilson6

I recently made the decision to switch car insurance companies because I recently relocated, and knew I could find a better price, but I found the process to shop and review options really difficult because some company websites were great and had tons of useful information, while others did not have good websites, but I was getting decently priced quotes for. I ended up going with Erie Insurance Group, because I found that most of their online customer reviews were positive https://clearsurance.com/best-car-insurance-2018 and they are popular in PA (where I live), and the quote seemed fair.