2013 and earlier-Honda Accord Lease Questions

13435373940110

Comments

  • bvdj84bvdj84 Member Posts: 1,724
    Hey Car_man

    Could you help me? I was wondering if you could tell me what I should be paying on an 08 EX-L 4cyl, with navi. I would like to do a standard lease. $0 down. I believe the price for this model is about $27,800, but could pay less for this model, but not sure how low though. I want realistically what I should be paying right now on one. Thank you for your help. The prices are all crazy, due to being so new, its hard to tell.
  • jaxs1jaxs1 Member Posts: 2,697
    $0 cap reduction, 24 months, 15K miles per year.
    and
    $0 cap reduction, 36 months, 15K miles per year.

    MSRP:$28,695
    Selling Price $27000.00 + CA tax and license.

    What would monthly payments and approximate drive off costs be with best credit?
    Thanks.
  • wcellawcella Member Posts: 6
    The lease on my 05 Accord EX runs out in December. I have looked into an 2008, 4cyl EX lease. With $3,000 down they are asking $315 a month. My old lease, a 2005, with $2,500 down got me a $277. a month lease through Honda Finance. Was a math error made???????
  • vital411vital411 Member Posts: 67
    Thanks CarMan! I've got an EXL NAVI MT on order, probably won't be in until Dec, but i was just wondering what the trend was on the MF, hoping it was heading down but hasn't shown any sign of budging since the 08s came out in Sept. Do you think they'll lower them for Dec to make Year End Numbers?
  • tw31555tw31555 Member Posts: 2
    2008 accord ex sedan 4 cyl, 36 months lease, 12k miles. thanks
  • drakonnendrakonnen Member Posts: 2
    How much should I expect to pay monthly on an 2008 4-door EX-L V6 with about $700 in additional accessories?

    Right now, after going to 3 dealerships and spending alot of time negotiating, they've offered to let me lease it for $360 (this includes taxes and everything) a month for 36 months, 12k miles a year, with $3,000.00 down (which includes all the dealership fees, acquisition fees, lease fees, taxes, tags title and first month's payment).

    Sound like a good deal?
  • jcbc1977jcbc1977 Member Posts: 1
    Hi I want to lease a 2008 4dr Accord EX V6. I need a 36 mo lease with 20,000 miles a year. I have very good credit. I have a 2004 Nissan Maxima with 67,000 miles that I own outright. I would rather not sell my car privately. What suggestions could you make for a lease deal? How much would a lease like this run? I would rather not put any money down on the lease. Thanks!
  • wcellawcella Member Posts: 6
    Car Man,

    I am looking to lease an 08 Accord Ex, 4cyl, 36,000/3 yr.
    With $2,000 dwn I have received quotes of $315 - $345 a month.
    My current lease is not up until the end of December. Should I wait?
  • nacho2nacho2 Member Posts: 82
    my lease is up on Dec 12th, I am waiting for the MF and $500 below invoice.These are mass volume cars. ;)
  • vital411vital411 Member Posts: 67
    I'm in the same boat, my lease is up on Nov 12th, but my Accord isn't in yet - hoping for a weaker market so i can bargin better once it comes in, and a lower MF. Hopefully both will come with End of Year savings....
  • bvdj84bvdj84 Member Posts: 1,724
    A dealer offered me a quote of $475 a month with $0 down, on a 08 Accord EX-L 4cyl, with navigation. Does this seem high?? I think it does, its way off? I did not get the price of the car, but I am sure its up there. But I have found some dealers estimate payments on the top of their head, rather than getting real info from the computer.
  • dwynnedwynne Member Posts: 4,018
    Yes that is high, but it depends on where you live - some states may charge 9% to 10% sales tax on lease payments.

    Taxes aside, if you check the Honda "lease special" it is $259 per month with $2,600 due at signing for an LX I4 auto. No way should an EX-L I4 cost about double that per month - and the "lease special" is not even a good deal. Heck, go check at the Infiniti web and you can see a $419 per month (+ tax) deal on a G35 auto w/premium and journey packages ($4,200 due at signing). Would you rather have the G35 or the I4 Accord if they financial terms were the same?

    Dennis
  • nacho2nacho2 Member Posts: 82
    I reside in Los Angeles, are you in California area. If so we can give them a two car deal, but I am waiting for lease rates to get better. Did you schedule a lease inspection already? If so, I have a few questions about returning a leased vehicle.Also, one complaint I have about the Accord is that their is too much road noise, but their reliability is great. Wish you well.
  • jaxs1jaxs1 Member Posts: 2,697
    You are making bizarre comparisons when you compare $0 down to $2,600 down to $4200 down with three different cars.
    You can have as low a payment as you want if you put enough money down.
    They have to have the same number of payments, same mileage and same amount of money down if you are comparing payments.
    The original poster didn't even say how many payments and how many miles.
  • bvdj84bvdj84 Member Posts: 1,724
    Okay, I got another quote from Zimmermancars.com

    2008 Accord EX-L 4cyl, Navi

    $27,399 sale price

    $0 down at signing, just first payment due
    Payment: $410- Taxes included

    :confuse: This seems a bit high!! How much lower can I go on the price, since it is a lease?? Is it true, that a dealer may not be able lower the price for a lease as much as a purchase price for loan. What "Reasonable" price should I ask for with a lease?? This $410 payment seems high, I think I can do much better.

    Please let me know! :)
  • dwynnedwynne Member Posts: 4,018
    You need to learn how to do a lease deal, then you will not be guessing and wondering how much better you can do.

    First off, the EX-L I4 w/NAV and AT is $28,695 MSRP and $26,050 Invoice. so your $27.399 leaves a lot of profit for the dealer. True the 08 Accords just came out, but they will make a ton of them and there is no reason to over pay for one of them. If you have to, just wait for a better price. Without dealer incentives you should be around $300-500 over invoice including any dealer doc or prep fees. Once you have the price nailed down, then you look at the lease terms. I think Carman posted the rates earlier in the thread, but the Honda captive rates are pretty high right now. You also do not state what the length of the lease is and how many miles per year. You do not indicate which state you live in, some have nearly no taxes on lease, others have 7% on the payment, some have 9-10% on the payment. With the one thing you did provide (selling price) there is not much else to tell you.

    You can also figure you own payments (w/o tax) at www.leasecompare.com and see if a 3rd party lease would be cheaper than a Honda captive lease would be at this time.

    Dennis
  • jaxs1jaxs1 Member Posts: 2,697
    Why won't you list the amount of included mileage and the number of payments?
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi bvdj84. Let's work up a sample lease payment on the car that you are interested in and see what we come up with. According to my calculations, if you were to lease a 2008 Honda Accord EX-L 4-cylinder with navigation that has an MSRP of $28,695 and a selling price of $26,551 ($500 over dealer invoice) through Honda Finance right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $378. If you were to lease this car with only 12,000 miles per year, its payment would drop to around $364.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • pdiddy7pdiddy7 Member Posts: 1
    Ok, I am getting frustrated. The auto show is in town and I went over to look at the 08 accord. My current lease is up in Dec and I told them I would be willing to make the deal happen if we could do something reasonable. Here is what they offered....

    2008 EX-L V6 with Navi.
    36 months / 15k per year monthly payments of $549 with nothing down
    36 months / 15k per year monthly payments of $522 with $900 down.

    Needless to say I walked away.

    This would be my 6th accord lease so I have been around the block. They claim that they do not have to take $1 off the sticker as the car is selling that well and they offered
    Money factor of .0028
    Residual value of 59%

    Why the heck would I do this deal?
    Any one have any suggestions on how to get this monthly payment a little more reasonable?

    Just to clairify I am not negotiating via monthly payment, but they are 100% not budging on the MF, Sticker or residual so it sort of is what it is.
  • bvdj84bvdj84 Member Posts: 1,724
    hey, read the quote that was worked out for me, above your post. You should be paying like $40 or so over my payment, not the price that they gave you. If they are not moving on the price, then move on. That is horrible!! Walk away!
  • sabremookiesabremookie Member Posts: 5
    Hi, I am relatively new to leasing, but I have learned a lot from this board.

    This is what I got offered, the best so far, I have tier 1 credit.

    Honda Accord 4dr Sedan - Ex-L (4 cylinder) (w/o navi)

    32 months / 12k miles per year

    $1,500 down (including first 340.00 payment)

    $340.00 per month (31 months)

    Is this good? Do I need to get more information for you to help?

    Thanks!
  • boybudahboybudah Member Posts: 1
    How much should I expect to pay for a 36 mo. lease (pre-tax) on a 2008 Honda Accord Coupe EX-L V-6. here in San Francisco?

    MSRP: $28,310
    Residual: $17,552
    Down: $3,000
    Miles: 12k/yr
    Credit: Tier 1
    Not sure what the money factor will be.

    Thanks!
  • sabremookiesabremookie Member Posts: 5
    I forgot to mention, I am in New Jersey if that matters.

    So it is New Jersey, Accord 4dr Sedan - Ex-L (4 cylinder) (w/o navi), 32 months, 12k miles per year, $1,500 down (including first 340.00 payment), $340.00 per month (31 months).

    Thanks for any help!

    To boybudah - that ex-L V6 coupe is so sweet, I hope you get a great deal and love it!
  • nacho2nacho2 Member Posts: 82
    Hello Carman,
    I have a 2006 Honda Accord EX V6 sedan which is on a 2yr lease with 15k/yr. My lease ends Dec 12, 2007 and my car has been kept in great condition, no one has ever sat in the back of the car, the current mileage on the vehicle is 23,800 miles. My question is when I go back to the dealer and decide to lease another Honda is their any way I can ask the dealer for more money for my lease return and use my lease return as leverage in the negotiation. Can the dealership buy my lease return? Thank you very much.
  • bvdj84bvdj84 Member Posts: 1,724
    Well, You probably will find that you right at even with your payoff versus your actual value. You might have some equity to be able to roll into the new lease, but it will be very little. I am an 06 Accord SE with almost 27k on it. When I almost traded it in back in August, I was able to walk away, and it was a wash in the whole new lease. Which you should be thankful, because most other cars you would not be able to just walk away from it without negative equity and massive fees. You will be fine, but you probably won't have to much to roll into the new lease.

    My lease is a 3yr lease, which is up in Jan 09, but as you can see, I either way will have to trade in early because my mileage is about 3-4 months over, so that way I won't get hit with overage fees at the end. I am currently looking at the 08 Accords, but waiting for the prices to get better. I will be able to walk away too from my 06 with no problem. Good Luck! Let us know what you get!!
    I want the 08 Accord EX-L 4cyl with Navi
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello jaxs1. According to my calculations, if you were to lease a 2008 Honda Accord EX-L Sedan 4-cylinder with Navigation that has an MSRP of $28,695 and a selling price of $27,000 through Honda Finance right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $392 assuming that you qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing. You definitely do not want to lease this car for only 24 months. Its 24 month money factor is much worse.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi wcella. A 2008 Honda Accord is definitely going to cost more to lease right now than your current Accord cost to lease several years ago. The '08 Accord is a completely redesigned car that Honda is not providing any lease support on yet. Eventually Honda will probably have to come out with an aggressive lease program on the new Accord, but it might now be for a number of months. If you want to get one now, you are going to have to pay more than you are used to paying for this model.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    You're very welcome, vital411. Eventually Honda will have to introduce lease support on the redesigned Accord. It is difficult to predict what manufacturers will do with their future incentives programs, but if I had to make an educated guess I would say that Honda probably will not introduce lease support on the '08 Accord in December. A special lease program will probably not be introduced on it until late in the model year at the earliest. Again though, it is impossible to predict what automakers will do with their future incentives with 100% accuracy.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi drakonnen. You never mentioned the selling price or MSRP of the Accord that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing what this vehicle's selling price is in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. Let me know what these numbers are and I'll tell you what I think.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi jcbc1977. There's nothing wrong with trading in your Maxima when you lease your new Accord. However, if you do so have the dealer cut you a check for your trade rather than using the proceeds from it as a down payment for your lease. I always advise consumers against making large down payments on leased vehicles. Those who make them risk losing part or all of them if their vehicle is totaled in an accident or stolen and never recovered.

    As far as the Accord that you are interested in goes, if I was in the market for one right now and I lived in an area that has a decent level of competition I personally would shoot for a selling price of around $500 over invoice. On a 2008 Accord EX V6 Sedan that has an MSRP of $26,595, $500 over invoice would amount to $24,154. Using these numbers, I estimate that this car's 36 month, 15,000 mile per year zero down, pre-tax monthly payment would be around $323 for consumers who qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi wcella. It is difficult to say what Honda's December lease program will be like on the 2008 Accord. If I had to make an educated guess right now, I personally suspect that it will be pretty much the same as its November program. Of course, Honda could make a really big push to hit some sort of year-end sales goal and all bets would be off.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi pdiddy7. Five hundred bucks a month for a Honda Accord :surprise: . Was there a big bag of money in the truck? Are you in Hawaii? That's a pretty outrageous quote. The money factor and residual value that you were quoted look about right, but you should be able to do better than full MSRP on an Accord. If you can't in your area right now, extend your current Accord lease for a couple of months. I'm sure that this dealer will be begging you to take an Accord off of their hands in a couple of months. The redesigned Accord is a fantastic car, but it is in an ultra competitive segment of a slow U.S. auto market in general. Honda is going to have to compete with really attractive leases on the Camry and Altima. Make sure to stop by the "Honda Accord Prices Paid and Buying Experience" discussion to see how much other community members have paid for similar cars lately.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi sabremookie. Since you are new to leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.

    As far as this specific lease goes, you never mentioned the selling price or MSRP of the car that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing what this vehicle's selling price is in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what these numbers are.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi boybudah. Let's work up a lease payment on this car and see what we come up with. You need to know what its selling price is to calculate a lease payment. For now I will assume that you will be able to get the Accord that you are interested in at around $500 over dealer invoice. A 2008 Honda Accord EX-L Coupe V6 with no options except for an automatic transmission has an MSRP of $28,945. A selling price of $500 over its dealer invoice price would be $26,777. Using these two numbers, I estimate that this car's 36 month, 12,000 mile per year, zero down, pre-tax monthly payment would be around $367 for consumers who qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing. I worked up a zero down payment for you because it is not in your best interested to make a $3,000 down payment on your lease. If your Accord is totaled in an accident or stolen and never recovered, there is a good chance that the three grand that you put down would essentially disappear.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi nacho2. You absolutely should see if you can take advantage of the good condition that your car is in when you negotiate your next lease, unfortunately chances are that you will not be able to do so. For you to profit off of your Accord lease, your car has to be worth significantly more on the open market than its lease-end purchase option price. This is usually not the case, but you don't have anything to lose by trying.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • sabremookiesabremookie Member Posts: 5
    I got the information you asked for on the new accord. I tried using the calculators, and I think it works out well enough, but I am not sure. I am supposed to sign for it tomorrow afternoon! thanks!

    It is a 2008 Honda Accord Ex-L, w/o nav, 32 months, 12,000 miles, in New Jersey.

    1500 down (including first month, and all fees and registration), 340 per month thereafter (including taxes)

    MSRP - 26,495 (including destination)
    Invoice - 24,063 (including destination)
    Lease price - 24,700 (including destination)
    Residual value - 18800 ( I think)
    money factor - .0026

    Thanks.
  • mstyladymstylady Member Posts: 19
    Sabermookie,

    Where in NJ is that? Can you name the dealership?

    Thanks
  • sabremookiesabremookie Member Posts: 5
    hi Mstylady,

    Let me finalize my deal first, and then I will post the name of the dealership after asking them first (and if they say no, I will at least let you know the general area of NJ I am in). I should know tomorrow, assuming that I go through with it.

    Also, I want to make sure my numbers are 100% right before naming the dealership.

    Thanks!
  • bvdj84bvdj84 Member Posts: 1,724
    How come your wanting to protect your dealership, its all public knowledge, and it should be that way. You don't have to ask them to state your deal, they can't do anything about it. That is why a dealership should realize that word of mouth can be either good or bad for their business. Bob Rohman is learning that the hard way, their rep is not too good.
  • sabremookiesabremookie Member Posts: 5
    Bvd,

    I am not looking to protect anyone. I don't think it is unreasonable to want to wait until I finalize the deal. Also, and it is just my opinion, but I think that before I post a dealer and my deal, I should check with the dealership first. Plus, I want to have the paper with the final numbers in front of me before I associate the dealer with a deal. I came here to learn from carman about my deal and what he thinks. If I can help other people great, but please let me do it in a way I am comfortable with. And also, I am not sure I am comfortable giving the name of the dealer anyway.

    Thank you.
  • mstyladymstylady Member Posts: 19
    Sabremookie,

    No problem. Appreciate it and good luck with the deal!
  • bvdj84bvdj84 Member Posts: 1,724
    No problem, just never seen anyone with that perspective.
  • wcellawcella Member Posts: 6
    Thanks for the response. My problem is my currect lease expires in January.
  • wcellawcella Member Posts: 6
    I received a lease offer of $23,100, with $2,500 down = $303.00 a month taxes, etc. included. How does this sound to you? Thanks!
  • bvdj84bvdj84 Member Posts: 1,724
    That quote is high, You should be paying about $320 or so with $0 down! I leased my 06 Accord with $0 for 22k I pay $318 a month.

    You might want to tweak that quote a bit, remember tell them $0 down! Then, if you decide to put some down to lower your payment, you'll see a more realistic deal.

    Ya, you should be paying a bit more than $303, and keep it $0 or much much lower than the $2,500 down. Don't throw away your well earned money. Send in plenty of email quotes. I think you can do better!

    Good Luck!
  • xander2xander2 Member Posts: 1
    Sorry to ask you guys but I feel like I've been ripped off. I'm half way retarded by the way. This is what I did I was bullied into leasing a 2008 LX-S coupe for 209 per month. The problem is that I put my car LX-S 2003(8000) accord coupe in good condition as my down payment. I dont have to pay anything extra. I've had the 08 for 5 days now. I've signed all the lease papers but have not handed them the title for my 03 accord. Can you guys advise me as if this is a good deal or not. I also would like to know if it isn't a good deal can I get my car back and end the lease? The lease is for 4 years and 15k miles per year. The car's sticker price was at 23295.

    Thank you in advance,
  • cgervaiscgervais Member Posts: 2
    I'm looking at leasing an '08 Accord EX-L 4 cyl, without navi for 36 months, 12K miles/year. Car_man, can you run your magic numbers and let me know what my monthly lease payment should be (assuming $500 over invoice and no cap reduction cost)? Thanks!
  • bvdj84bvdj84 Member Posts: 1,724
    Look at the others posts above, you should see a quote for your model, or one similar to yours to give you an idea.

    As far as signing the dotted line, and driving off, your stuck, You need to find out how much your trade was worth, now it looks as though they gave you a decent amount, since your payment is low, but that is not always a reflection of that.

    Buying a new 08 accord right now, your going to typically pay top dollar, unless you know how to get a better deal, but even at that, the lease numbers are not real great.
    I would wait, if you can't, research. Don't be bullied, First off , if they did, I would tell them where to take that deal and walk right out the door.
  • jaxs1jaxs1 Member Posts: 2,697
    I think I will likely drive somewhere between 36,000 and 45,000 miles if I buy a 2008 Accord EXL 4 cylinder with nav.

    I'm not sure whether to get 36,000 and pay for any extra miles used or go with the lease based on the 45,000 mile residual and maybe waste money since you don't get any money back if you don't use all the mileage.

    How many miles over 36,000 can you go and still end up less expensive than getting the 45,000 mile lease deal? For instance, what if I ended up driving 40,000 miles in 3 years?
  • bvdj84bvdj84 Member Posts: 1,724
    Well, if you look at it this way, this is exactly what I am going to do. I will approach my 36k mile more sooner than my contract is up, therefore that will mean that I will trade in my car earlier. It will be fine, because at that, I will be either even or have some equity when I trade it in. I will be able to smoothly trade in without any complications, mainly because it a Honda. I would totally go for the 36k lease, save your money, when you approach your mileage, then at that time, trade it in. Unless, you really feel that you will drive 45k, then go for that deal, but if your not sure, then the 36k. If you look at used Honda Accords, you'll see how well they are valued. Not going to be a problem at all when you trade. Perhaps own it?
This discussion has been closed.