2013 and earlier-Honda Accord Lease Questions

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Comments

  • jaxs1jaxs1 Member Posts: 2,697
    With purchasing, it's different. If your friend put zero down on that Altima and then totaled it, he would have owed $2K to the bank after the insurance payoff unless he had paid for gap insurance.
    However, if he had leased and put $8K down, he would have lost the entire $8K and gap insurance would not make any difference since there would be no gap to cover on the lease payoff.
  • bvdj84bvdj84 Member Posts: 1,724
    Well, your right, it does have risks. I am planning on waiting a bit longer, and research other cars.

    I have been looking at the following cars,

    1. Accord EX-L 4cyl Navi Sedan- biggest bang for the buck! Biggest Value!
    2. VW Jetta-Many options available on all trims.
    3. VW Product-many models to choose from, passat?
    4. Acura TSX-really almost off the list, due to overall cost.
  • gforce11gforce11 Member Posts: 225
    If you go with the VWs, u probably won't get as much value due to the options. U get less car for the money. But the upside is that they are more fun to drive.
    I think that if you can get a $0 drive off deal for around mid 300s like robcast2 did, I'd pull the trigger on it. Otherwise, I would go with the TSX.
    the tsx is off the list because of the overall cost? how so? People keep saying how expensive this and that...I'm leasing one...its not that expensive. Its cheaper than most of the Accord quotes I've been reading here plus its got a longer warranty.
  • bvdj84bvdj84 Member Posts: 1,724
    Well, I am really just making it all too complicated, I havent really tested the cars out, so I am not sure. I will soon though. Drive what I want.
  • gforce11gforce11 Member Posts: 225
    definitely, make sure at the end of the day, you are happy with purchase and the payments. otherwise, those 36 months could could feel like an eternity. LOL.
  • bvdj84bvdj84 Member Posts: 1,724
    FYI:

    Current lease and national offers are going to be changing today! The Honda website
    shows no current offers right now, not even a standard offer they had up before.
    2 dealers did tell me that they are waiting for the new numbers.

    I hope Honda got smart and put in some good rates to get the accord moving.
  • sparklandsparkland Member Posts: 121
    Evidently Honda did not get the message to lower the lease rates on the 2008 Accord. Lease much the same as before:

    FEATURED LEASE: Closed-end lease for 2008 Accord Sedan EX Automatic Transmission (Model CP2678JW) for $239.00 per month for 36 months with a $2,065.00 capitalized cost reduction available to customers who qualify for the AHFC Super Preferred credit tier. Other rates/tiers are available under this offer. $2,899.00 total due at lease signing (includes first month's payment, no security deposit, AHFC upfront acquisition fee and capitalized cost reduction. Total net capitalized cost and base monthly payment does not include tax, license, title, registration, documentation fees, options, insurance and the like). Not all buyers may qualify.

    I did have one question: what benefit is the $2065.00 capitalized cost reduction for AHFC super preferred credit tier? Aslo does this lease include the EX-L models or no?

    Thanks. Not sure about leasing the Accord at these prices.
    My youngest son was the most disappointed--he like the car.

    Brad
  • hmh1113hmh1113 Member Posts: 1
    No this lease does not include the EX-L. I just leased a 2008 Accord EX-L (4-cyl) today and here's the deal I got with an MSRP of $26,495:

    3 yr/12k miles
    down payment $1000
    monthly payment $385

    I went from a gas guzzling Ford Expedition to this *HOT* car! It is FAST compared to my SUV. It's got the leather, heated seats, dual climate control, sunroof, etc. I can't wait to get back in it tomorrow! I calculated on www.fueleconomy.gov that I will be saving $163/month in gas ALONE! Also, I hear that gas prices will be $4 this summer. Ah!
  • bvdj84bvdj84 Member Posts: 1,724
    Wow, I am sorry to tell you that your payment is way to high for the amount you put down. Even my most strictest dealer gave a quote with $0 for $370 a month. Even at that, is little high.

    I was going to put down $2k on the deal, and even get my payment down to $282, and with a navi model, I can get $324 a month. $1,000= -$20 or so.

    Now, the quote for the $282 a month used a sale price of $200 under invoice. Same for the navi model.

    I think you literally just gave them a $1000 and then some on that deal.

    what was your sale price? Any other hidden items not mentioned.
    At this time any deal on a sedan should be around invoice..

    Sorry to down your deal, just thought I would point that out.

    Well, its not the worst deal,not real good :D

    Also, Whats with Honda not offering a better deal, the dealers told me they just offer a lower money factor, but not by much though... Its getting a little old.
    They might lose me..... probably not, but seriously.
  • sparklandsparkland Member Posts: 121
    I have been shopping the internet for a 2008 Honda Accord EX-L 4 cyl. without NAV. The best lease I can get is around $300 a month with 2999 down for 36 months.

    Then I come across this internet deal for a 2008 Accord EX-L 6 cyl WITH Nav for $288 a month for 36 months and the same down.

    Without actually examining the two deals closely, what do those who have more experience with leases, think would be the reason for the similarities in price for vehicles priced at least $2500 apart?

    The colors are the same, but the car without NAV has a rear spoiler and a few more options. The dealer discounted the price to where I mentioned before $24,889. The car with NAV has a MSRP of around $28,500.

    The dealer no doubt is getting his money from somewhere and that would probably be me.

    Thanks, Brad
  • jaxs1jaxs1 Member Posts: 2,697
    You will need to examine the deals closely. You cannot skip that and find the answer.
    Find out how the payments were calculated. Are they even the same mileage allowance? They cannot just create payments randomly.
    Maybe the EXV6 deal is just a bait and switch ad for one car that they will tell you is already gone if you try to get it. Maybe there are extra fees that are not disclosed in the ad for the lease.
  • bvdj84bvdj84 Member Posts: 1,724
    I was offered between $312 to $324 a month for an EX-L 4cyl, navi with $2,000 down, 36mth, 12k a year. Or $282 for the EX-L 4cyl, no navi.

    SALE PRICE:
    The navi is 25851 and the EXL is 23863.

    So fare this is the best offer yet for me. I think it is rather good.

    I got another quote this week from a local dealer, and their off by a bit on their offer compared to this, its a little high, and they keep countering with no lowering at all, even though I forwarded this quote to them, so I told them to forget it.

    I pay $318 for my current lease, I am sure I can get them to be under $318 slightly for the navi model which is great! $2,000 isn't too bad. Is it worth it for me, yes.

    Definitely take your time in researching, a dealer would easily pull a trick really fast, the more you know, the better your off. Like lying to me about being under invoice when their not. After all of this, you'll have peace of mind, and have a great deal.

    The worst quote I got said, $26,261 is $200 under invoice for the navi model.
    How much are they off?
  • jaxs1jaxs1 Member Posts: 2,697
    Why do you want to put money down on a lease instead of putting the cap reduction in a savings account and using it towards the lease payments?
    It doesn't matter if the monthly lease payments are higher without a cap reduction because the money you would have paid in advance will be available to you to use towards those payments and will even earn a little interest.
  • bvdj84bvdj84 Member Posts: 1,724
    A 36 month payment is something you have to live with, so why not get the payment you want, especially when I am a student, and anything could happen. That way I am not stuck with some high payment. Though I know it is a lease, and only helps the payment, but that way I have peace of mind for the whole lease. I am able to fit it better into the budget, and pretty much get the car I want.

    Now putting a ton down on a lease is not such a good idea, but within reason, I think it makes sense for those who want a more appealing payment.
  • sparklandsparkland Member Posts: 121
    Got home for the dealer last night and found out why the 2008 Accord V6 auto with NAV could be leased for $288 a month--about $6000 down--WOW.

    It's easy to figure if it is better to put more money down or higher payments, since you get neither back. Just substract the lower payment from the higher--multiply the difference by the number of months and see if the result is more or less than the difference in the down payments.

    I came home with a car last night to show my wife and the dealership swore if I did not buy the car today that the "steal" of the century would not be offered tomorrow. I had a hard time determining if they were serious because the deal was good, $3999 off the price of the car including options ($28,872) for 2008 Accord EX-L, 4cyl, auto w/out nav. The options totalled about $2000 so in essence I felt I was getting the options for about $500. The price was $24888 plus TTL. The dealership inferred that they mispriced the car by $1500 or so. I tend to think they were just using their well polished sales tactics.

    Anyway I wanted a lease but my wife being the level headed one in the family, said where does the $3000 extra that we spend on this car go. $337 a month for 36 months with $2000 down plus at the end of the lease the car has a residual value of 61.1% or 16,300. Is that good or not so good?

    So I guess I am out of the market for awhile and I will keep an eye out for used 2008's.

    Happy shopping.

    Brad
  • bvdj84bvdj84 Member Posts: 1,724
    Ya, that is pretty much what I am getting from 1 dealer, saying the have never sold the car that low, and they really want to do business. I got that dealer down to $332, but I know this other dealer will go lower, so I am going to drive 1 hour away and do a deal, with the quote in hand, they were honest, and didn't have to try. The local dealer is pretty arrogant and strict. Oh well, their choice.

    I am still thinking of when to buy, and then what color I want, I want the best looking color for the car. Most dealers are telling me black/black with navi are what they have in stock. I am beginning to think that would look really sharp with a spoiler, tinted windows. I am also getting the illumination kit for the front foot wells.

    I am going to stick with the dealer that seems to give the time of day to me, and friendly, and doesn't try to boss me around. I should have to feel pressured, or lied to when I know all the numbers, and what I should be getting for the model.

    I'll probably make a move when it finally warms up.
  • gperrgperr Member Posts: 163
    Car_man,

    Can you please post the residual and MF for March for the Accord Coupe, Auto, EX-L V6 both with and without Nav for 12k miles for 24 months and 36 months.

    Thanks

    Gregg
  • coffeman28coffeman28 Member Posts: 4
    Am looking for a exl in chicago northern suburbs anyone have any luck getting a good deal looking for a 36month lease and 15,000 miles per year can anyone give me some advice have never done this before.
  • bvdj84bvdj84 Member Posts: 1,724
    1. Look up local dealerships websites
    2. request quotes for a lease
    3. Tell them $0 Down at first, if you want to put down $$, then wait til the end.
    4. Work on sale price, Invoice on sedan, or $250 under like I got.
    Then go from their, decide which is best. Don't spend too much time to those dealers who play games, it is not worth it. Don't accept the fist offer, because chances are, you can do better, time and research are key, inform yourself, that way you'll know what to do. Really it is a simple process, but dealers like to complicate it, and make it feel so overwhelming. That is not worth it.
    Not all dealers are bad, some will totally work it all out for you.

    This has all been successful for me, except I have not leased it yet, I am waiting a bit longer, but soon!

    Good Luck.
  • bvdj84bvdj84 Member Posts: 1,724
    It looks as though there probably won't be any great offers on the 08 accord, I am not sure they would offer one starting this spring, because they'll be people wanting to buy anyway, so sales will go up more anyway. They may offer a special, but it probably won't be too much better than now. There is no way it would be such a good deal, to cause so much contrast. Although they really need to, good weather or not, there are still other competitors that are offering much better deals. Probably more deals when the 09's arrive, but I cannot wait until then, my current lease will be up.

    I am pretty satisfied with the quotes I have gotten, so really, I am thinking of making a deal soon.I just got to decide when.
  • coffeman28coffeman28 Member Posts: 4
    What kind of pricing have you gotten so far on the accord?
  • bvdj84bvdj84 Member Posts: 1,724
    I have gotten $250 under invoice, not sure how much lower we can go, but that is pretty good! I am able to get an EX-L 4cyl,navi for about $312-330 with $2k down.
    Not too bad, but the lease rates aren't really good, just standard.
    It is still less a month than a sign and drive EX-L no navi. I just want my payment lower, so I am putting the 2k down. I know its a lease, but it is my choice and 36 months is a long time to live with a payment.

    I have gotten $282 with 2k, standard lease for the EX-L no nav, that seems really attractive, but I feel I should go ahead and get the nav, have a little fun, I am used to paying the $312-330 anyway, so why not... but going lower is very appetizing!!

    I just saw a really nice high quality mesh grill for the sedan, and it makes it look awesome, not tacky, I love it, looks great on white, probably amazing on black.


    But, really how much better can I get, even with amazing lease rates, probably not too much more, better, but not alot. We all have to expect that we won't see amazing lease rates this early in the 08 season. Not til toward the end of the cycle. There is no way they would do that. Oh well. I am going to pull the trigger soon, I am getting anxious.
  • imscfimscf Member Posts: 34
    You should walk out of any dealership that tells you that "if you don't buy today, the deal is off tomorrow." THAT is a dishonest dealership.
    Also, never, NEVER put any $$ down for a lease, as many posters have commented. A major benefit of leasing is NOT putting $$ down.
  • bvdj84bvdj84 Member Posts: 1,724
    Yep, you don't have to buy from any dealership, I think if they make you feel pressured or anxious, than it is not worth it. We all don't have time to play games with dealers. The whole process is not that complicated, dealers love to make it look as though it is some big process and so many different fee/steps to get the deal done.

    Your right, but we have already stated our reasons for putting $$ down on a lease in previous posts. It is a matter of opinion.
  • robtroxelrobtroxel Member Posts: 103
    Coffeman,

    Try Rosen in Gurnee...I have bought 4 cars there in four years..Put a call thru to Ralph in the F and I dept.(a 40 year sales veteran) He will direct you to a solid rep. I got prices I did not see in any other area dealer.
  • honlvrhonlvr Member Posts: 5
    exl v6 w/nav 399 per mo. o down 48 months :D
  • kwarnoldkwarnold Member Posts: 41
    Honlvr, this is the exact car I am looking for ("exl v6 w/nav 399 per mo. o down 48 months") Was this an actual quote for a car? I am assuming it is, but I am not finding it that low in my area (central OH). Can you tell me where you are finding that deal? How did you arrive at that?

    Thanks in advance, Keith
  • jaxs1jaxs1 Member Posts: 2,697
    48 months? Might as well just buy it.
  • bvdj84bvdj84 Member Posts: 1,724
    2008 Accord EX-L 4cyl, Navigation

    I got a quote, I need you guys to tell me if I should just pull the trigger!! Is this offer really good or just fair??

    I have been offered $318 a month!! $400 Under Invoice!! With $2k Down!!!

    36mth, 12k, $2k down

    $318 a mont

    Let me know!! 1 dealer has offered me this, and the others told me it wasn't possible!
    Do you think I can go lower, but I have really pushed them though!
  • bvdj84bvdj84 Member Posts: 1,724
    If I am putting down $2,000 on a lease, do I have to pay taxes on my own cash down?

    Let me know!

    I am told that I need about $400 or so more for taxes on that.
  • bvdj84bvdj84 Member Posts: 1,724
    Is no one alive in the this forum? lol

    Let me know what you think about my offer and what I should do....
    Now this dealer is asking me to put down a deposit and said taxes are included in the payment of $318. I had to really push for it, but I want anyone's opinion of it.

    Thanks guys!
  • jhinscjhinsc Member Posts: 399
    How much of the $2,000 is cap cost reduction and how much is for bank fees, tags, tax, etc..? When leasing I try to make it as simple as possible. If the $2k is all for cap cost reduction, then effectively it accounts for an additional cost of $55.56 per month just for the car itself without the normal $ add-on's most leases require.

    My 06 EX V6 monthly is $308 for 36 mo, 15k miles yr. and I'll be needing another new vehicle later this year. Based on the current lease/finance program from Honda, I'm afraid the increase for me to have the same level Accord might not be worth it. Hopefully things will change as the year progresses.
  • bvdj84bvdj84 Member Posts: 1,724
    Ya, the $2k is to lower my payment, plus I got them to go $400 under invoice, so I think that is good, Your right though, it is bit of cash down, but remember, I am getting the top of the line accord without the V6. That is quite good, and still be paying the same payment I am paying on the 06 Accord SE 4cyl. Huge jump in trim.
    It doesn't seem like any add ons, except for the mud guards. I wanted a spoiler, but they won't add that on, without cost, since I already got a big discount.

    Are you trading in your 06 Accord? Is your lease up? I am really stuck between keeping my 06 or getting the 08, but I have to remember that I am leasing, and that is the joy of leasing, being able to trade often. This will be my second lease I have ever done.
  • jhinscjhinsc Member Posts: 399
    I got my 06 through the Leadership Purchase program which is very similar to a lease. It was the same payment as a lease as the rate was 2.9% at the time. It's registered in my name, but there is a guaranteed buyout at the end of 36 mo with 15k miles allowed per year. With the odometer lawsuit, Honda bumped up my allowable mileage to 15,700. I'm at just over 35K now so I should be okay as I have 11 mo left. I love the way it drives but I'm in need of a bit bigger vehicle. Being a realtor I need a bit more room in the rear seat. I may go for a crossover that has a GVWR rating over 6,000 lbs so I can qualify for the section 179 tax break. Right now the Ridgeline is only vehicle Honda has that qualifies. We already have an Avalanche in the family, so another truck is not needed. The Pilot is 51 lbs short or I would go for that. If I decide to stay with a car, I'll wait until Jan/Feb 09 to get a new one. If I get a crossover, I'll buy it before year end to get the tax break this year.
  • bvdj84bvdj84 Member Posts: 1,724
    I need your opinion on another option.

    I am able to get an Acura TSX NAVI for $324 with $2k down.

    Or get the Accord 4cyl, NAVI for $318 $2k down
    They pretty much tied..... Now I got to make up my mind!
    Which would you guys pick! I am lost. Which is a better?
  • 10sfan10sfan Member Posts: 136
    TSX is sportier, a litter stiffer and bouncy on the highway. Its smaller version of the TL. Longer warranty than the Honda. Local dealers show 0.9% interest on the lease of the TSX, be sure your getting that rate.
  • twinmaxtwinmax Member Posts: 1
    Do you guys and Gals think that 345.00 a month, 36 months, 15K and 3000 due at signing is a good deal?
  • bvdj84bvdj84 Member Posts: 1,724
    If think if you dropped your down payment a pay bit.

    Look above the posts and you'll see my quote for $318 with $2k down on a 4cyl navi, so for $2k more on the car price, I could get the V6, so therefore at about $40 more to the payment, therefore bringing it to about $358 or so.. close to that range. but tack on the extra mileage. So work on your down payment, and remember to work on the price of the car. I got $400 under invoice, so I think you have a little more room to work with. I have been doing all my negotiations via email. Your close, but I think you should work on it a bit, not too bad.

    I just think you should either work on the down payment a bit, get it a littler lower, and make sure your getting a good price for the car.
    Perhaps $2500 or so, not the 3k down.

    You've got a good start.
  • gforce11gforce11 Member Posts: 225
    If i can get 08 TL with just $800 down for $350 a month, I'm sure you can do better with your TSX or Accord.
  • bvdj84bvdj84 Member Posts: 1,724
    Ya Acura is offering awesome incentives on Acura, not the Accord though.

    Ya, I bet I can get a bit lower in payment than $324 for $2k down for the TSX with navi,
    but I got to thinking I really like the room in the Accord, and I am usually the one to take my family places, grandparents,not too much,but enough, so having that helps. I have the 06 accord, and if the TSX is the same size as the 06 Accord, then I would probably look at the TSX even more closely, if I wasn't concerned about 4 doors, than I would totally get the Accord Coupe, which is just plain HOT! It is nice having the doors there.
    I really like the Accord, and for what I get literally being paying the same payment as my current lease and have navi the whole deal. but with $2k down. Its not too bad, if you down to good price. I'll just continue to browse.

    I am waiting til April, I have no time to look and trade. Hopefully an incentive.
  • robtroxelrobtroxel Member Posts: 103
    Keep in mind that the TSX sucks premium gas.
  • bvdj84bvdj84 Member Posts: 1,724
    Yes, I think I am going to get the Accord. Love the size, and the features. I am probably going to get the 4cyl, navi model. I seem to come always come back to the accord, not that I don't want one because I do, but you can't help, but look at the competitors and how they compare. The new accord beats the tsx interior in my opinion, and it really doesn't feel bigger. I am planning on buying a really nice mesh grill for the front on my accord, it will add a new look. It is easy to to remove if I don't like it, but the pics of them with it look great!

    I emailed my dealer that I wasn't leasing until April, but he never emailed me back to acknowledge that I emailed him. I am at the deal for $318 with tax, with $2k down, the 08 Accord 4cyl, Navi. That is not bad, because if you think about it, the tax is atleast 15-30 more on the payment.
  • dade711dade711 Member Posts: 13
    I need someone out there who knows the money factor on a Accord EX-L Auto Coupe. My current lease is about up and I am ready for a coupe. I want to do the 36 month lease with 15,000 per year so is the residual on this only 58%? Was hoping for closer to 60%. If someone can help me with the money factor and residual I will greatly appreciate it. I have to get her a to drive ASAP but I don't want to be ripped off. I have A++ credit in case that helps.

    Thanks so much! :-)
  • dade711dade711 Member Posts: 13
    Oops.. I forgot to mention that I am getting the 4 cylinder EX-L coupe in case that makes a difference. Thanks a bundle!
  • gforce11gforce11 Member Posts: 225
    Not really. Its not required. TSX runs fine with regular.
  • bgates222bgates222 Member Posts: 38
    i just got a residual quote of .59 on an 08 accord with a money factor of .00245 is that about average from what everyone else is seeing?
  • robtroxelrobtroxel Member Posts: 103
    The owners manual on the TSX says Premium fuel. This was also repeated by the Acura zone rep. It was a deal breaker for me. Of course you can run regular and the knock sensor detunes your engine timing performance, uses more fuel, and leaves you open to a disallowance of any engine warranty claims down the road.. Again a quote from the zone rep. Conversly the Accord was always meant to run regular.and it does so very frugally.
  • jaxs1jaxs1 Member Posts: 2,697
    I don't think the 2008 TSX manual says premium is required. Someone with a newer TSX posted the changes in another forum here.
    The manual may have warned against not using premium for 2004/2005 models.
    Your warranty will not be voided by using 87 octane on a 2008. You just may not get the last few horsepower at the top end of it's performance.
  • robtroxelrobtroxel Member Posts: 103
    Here is a quote from an early review of the redesigned 2009. Looks like a fine car but they now encourage use of premium to get the rated HP. Id' prefer they just detune the car to run on regular and stop claiming the need for the high test stuff. This is marketing in action..

    "As before, the 2009 Acura TSX is available with either a six-speed manual or five-speed automatic transmission, and the only engine remains a high-revving, 2.4-liter inline-4 with a 7,100-rpm redline that prefers premium fuel."
  • jaxs1jaxs1 Member Posts: 2,697
    That still only says the 2008 "prefers" premium to get the rated horsepower It doesn't say the 2008 requires premium and it doesn't really matter what that says anyway because it's just some car reviewer's comments and isn't what's printed in the manual.

    The only thing that matters is what's printed in the manual.

    Even that article doesn't say you must use premium or the engine will be damaged and you will void the warranty.
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