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Comments
Do you know what the residual on the pathfinder was?
I wonder if the dealer thought there was some equity there and bought the lease out to resell?
Tom
Relatively new to this negotiating game and just wanted to see if anybody had a view on the following:
4 x 2 LE with a MSRP of $46,170
inv: $41,878
Capital: $44,133 (inlcudes $2,850 of payments on existing lease, 6 months early due to near max miles)
Money factor: 0.00140
Residual: 52%
39 month, 15k pa
Down $1,000 including first month
Monthly: $634.57 plus tax
I'm sure I can do better but the dealer keeps claiming that the current $4.5k rebate is only for sales rather than leases etc.
Thanks for any views
Both old and new lease thru NMAC
Can you please provide the MF and Residuals for Nissan Armada LE 4x4 with MSRP of $47,446 and Sale price of $$44,221 -$4500 rebate for a grand total sales price of $39721 (which is invoice).
I am aware that you have to use independent back to get $4500 rebate, do these banks follow the same residual and MF as NMAC? Additionally, I am interested in a 36 or 39 month lease with 15 k miles, I live in MD 5% sales tax on entire purchase.
We need a large vehicle for the expanding family and Nissan price seems attractive, however we are not set in stone on Armada if there is a better deal on a large 4x4 SUV out there, do you have any suggestions on good lease deals if Armada lease is not a good deal (which after reading previous posts it appears not to be a good deal in general).
Can you provide what the after tax payment should be assuming I put zero down. I appreciate your support in advance!
Additionally, you provided excellent information that helped on the purchase of my last 2 vehicles (Mazda RX8 and Acura TL), thanks again.
I have read several posts and am a bit confused by the lease vendors. I hear that NMAC does not allow for rebates on their leases, however i also hear that non-NMAC will allow the rebate. I didnt know this was possible, how do i research other banks that will lease so that i can apply the rebates to the price? I guess i will have to research their money factors as well...and their residuals.
Thanks.
Most independent banks do not deal directly with the general public, but require consumers who want to lease through them to go through a dealer. So is is difficult for individual consumers to find out what the lease programs for independent banks are like on their own. Dealers usually have computer programs that enable them to search the country for the best deals that are being offered by independent banks. If an independent bank is offering a more attractive program than a captive finance company, dealers will usually try to steer consumers in that direction.
Car_man
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Quoted 36 months with 15K the money factor is .00123
Stupid question, but do I simply multiply the total capitalized cost times .0123 to get my lease payment???
Thank you
Is that even possible or do you have to do all of the calculations each and every time?
When will the 2009's come out?
Thanks
http://www.leaseguide.com/calc.htm
:shades:
Would you mind running the numbers on the following lease? I'm comparing their figures from NMAC against a lease calculator and I'm not having any luck.
2008 Armada LE MSRP $52,400
Invoice and selling at $47,400
12,000 miles, 39 month lease
NJ 7% sales tax
$0 down except for 1st month payment
Saleswoman says the NMAC money factor is .000123 but was a bit hazy on the residual. I'd like any help you can give me on this lease. Thank you in advance.
Car_man
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I was wondering if you had access to the July/August money factors / residuals for the '08 and '09 Armada 4x4 LE at 15K/year for both 2 and 3 year terms.
Thanks,
Anton
Car_man
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2009 SE w/ Premium Pkg, 39 mth lease
or (if its different)
2009 LE w/ Tech Pkg, 39 mth lease
This will be in South Florida
thanks again, your information has always been a great help!!
Car_man
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Would you kindly provide the current money factor and residual % for a 2008 NIssan Armada LE in Westchester County, NY. Also, is it true that december is typically the best month to lease the previous model year vehicles from import companies?
Also could you provide the average financing rate for a purchase through NIssans captive finance company for a purchase of a 2009 for someone with good-excellent credit (credit score greater than 700).
Thanks
NMAC's current buy rate lease money factor and residual value for a 36 month lease of an '08 Armada LE 4WD with 15,000 miles per year are .00325 and 38%, respectively. :surprise: yuck.
In general, December is often a good time to lease leftover vehicles. Of course, lease programs vary by model. Some manufacturers have already pulled the plug on their lease support for certain '08 vehicles.
As far as its conventional financing program goes, Nissan is currently offering 0.9% financing for up to 5 years and 2.9% for 6 years on the 2009 Armada.
Car_man
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I like your calculation much better, but I need to understand how you got there? Can you help?
Curious if you have the February lease numbers for a 2009 Armada LE; Would appreciate MF, residual for 36 year, 15K.
Thanks in advance.
This unsupported lease program can be combined with the $4,500 customer cash that is currently available on this truck, but if I was in the market for one I personally would not lease. I would either use the $4,500 and finance it through an independent bank or finance it through NMAC using its special 1.9% rate for 5 years.
Car_man
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Can you please shed some light on the math behind post #128 as it refers to post #118?
Thank you in advance for your help.
Car_man
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Car_man
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You never mentioned how long you want to lease for or what mileage allowance you need, so let me know if you want something different.
Car_man
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My wife is in the market for a new SUV as her lease is expiring on her 2007 Armada. We are considering leasing another Armada.
Can you please tell me what Nissan Motor Acceptance Corp.'s current buy rate lease money factor and residual value for a 39 month lease are currently? We are looking at the 2010 Platinum 2WD and 12,000 miles per year. Thanks!
Car_man
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Car_man
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You can use this lease program, the truck's MSRP, its selling price, and the formula that is outlined in the following article to work up a lease payment: Calculate Your Own Lease Payment..
The problem that I personally have with demo vehicles is that dealers are never willing to discount them enough for my taste. I myself wouldn't want a vehicle that someone had put a thousand miles on unless the dealer was willing to knock a grand off of the price of an equivalent new vehicle...and that probably isn't going to happen. Chances are that they'll offer you another couple hundred dollars off. To me it's not worth it, but many people love demos so your mileage may vary.
Car_man
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The numbers for an otherwise identical lease of a 2010 Armada Titanium 4WD are .00060 and 47%.
If you were to lease either of these trucks with only 12,000 miles per year, their residual values would be 1% higher.
Car_man
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I have read some of your posts on here and have a question that maybe you could help me with. I am returning my 2007 Nissan pathfinder lease and would like to lease a 2010 Armada in Phoenix Az. I have no Idea what is a good money factor or residule value would be on the 2010 Armada. It seems like the dealer is playing games with me. Can you please tell me what I should be getting for these numbers. I also was looking at 39 month and 12,000 miles lease.
Thank you
I just leased a 2010 Armada Titanium(2wd) For 39 months with 18k/year for 625/month and 1500 down. I tried to negotiate as much as I could, but I still wonder if I got a good deal.
Please tell me what you think!?. To think that I was robbed by the dealership and I have live with it for the next 39 month is the worst feeling in the world. As you can tell this is my first time leasing!!!
I can't wait to read your comments!
Thank you
This truck's lease program varies by trim level. You didn't mention the exact version that you are interested in, so I had to make an assumption. Let me know if you want something different.
Car_man
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Thank you.
I'm glad that you mentioned that you are a current Pathfinder lessee, because the fact that you are makes you eligible for a special $1,000 SUV loyalty cash incentive if you lease a new Armada.
Nissan Motor Acceptance Corp.'s April buy rate lease money factor and residual value for a 36 month lease of a 2010 Armada Titanium 2WD with 15,000 miles per year are .00060 and 48%, respectively.
Car_man
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Thanks Car Man.
Nick008
I just back from the dealer and this is the deal:
2010 Armada 2WD titanium Invoice is $42,164 & MSRP is $46,410 (basically all the options except rear cargo net). They want $900 over invoice and I am trying to negotiate $500 over invoice. They are are charging $595 for acquisition fee and $599.95 for dealership fee (doc fees). Are these fees negotiable and is that a good deal.
Thanks a million.
Thanks
I got mine a month ago. I got the Platinum with the captain's chairs with 15,000 miles 39 months $3,000 out the door and payments of $608.83 including tax which is 7% here. Hope that helps.