Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!

Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!

Did you get a great deal? Let us know in the Values & Prices Paid section!
Meet your fellow owners in our Owners Clubs

2013 and earlier-Subaru Forester Lease Questions



  • Hi cawins. The best way to evaluate this deal is to look at this vehicle's selling price in relation to its MSRP or dealer invoice price. Is the $25,379 price that you mentioned this vehicle's MSRP or selling price? Let us know what both are and I'm sure that either myself or another knowledgeable community member will give you their opinion on it.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hey cheap. Please see my reply in post #274 for the information that you're looking for. Good luck and make sure to let us know how everything turns out.

    Prices Paid: Buying & Leasing Experiences Forum
  • fotboatfotboat Posts: 18
    OK, got this last weekend:
    MSRP = $24,800
    Sale price $22,500
    $ 1,500 Total out of pocket (basically paid all the fees up front)
    $275 month payment (includes 7% tax)
    (36m/10K lease)
    Decent deal
  • yomamayomama Posts: 2
    Hi! Wife and I were wondering if a lease makes sense for us. We can not afford payment to purchase so we thought we would lease and purchase after lease is up.
    Does this make sense or am I throwing money away?
  • yomamayomama Posts: 2
    Anyone have a round about idea of what would be a good deal for a 09 forester x premium lease? Looking for 3year, 10000mile/year.
    Also, should I be able to get a deal set-up over e-mail or do I need to visit dealer few times to "play" the games?
    Thanks for all of the advice!
  • stoopystoopy Posts: 105
    You're throwing money away to purchase at lease end. (Purchasing period). As long as you negotiate a great lease and go with a manufacturer that has high residual value such as Subaru, you can't go wrong leasing. I just leased an 09 Tribeca for $363 including sales tax with nothing down. If I would have bought it I'd be looking at a payment of $200 more per month even at 4.9%. Take that $200 and multiply it by 36 payments = $7200. Show me ANY way that it makes more sense to BUY when you can save $7200 in the first 3 years of a lease.

    Purchasing at lease end doesn't make any sense to me either though. You still have to pay the disposition fee and sales tax on the end value. It will be way more than buying one at market value. Lease, then lease and new one, repeat.
  • stoopystoopy Posts: 105
    I was around $330 including tax. I didn't like that deal at all though. $330 and no leather? The interior seemed way too generic and plastic to me also. I went with the Tribeca for $33 more a month. Leather, better designed interior, bigger, better. If you can get a Forester Limited for $330 go for it. Otherwise I wouldn't advise. You'll be sick of that plastic interior and ratcheting the seats manually in about 2 weeks.
  • gogomezgogomez Posts: 1
    I'm thinking about a Forester 2.5 X Limited, maybe with nav. What is a reasonable Lease payment to expect on these? Would a $330 be in the right ballpark?
  • badger1994badger1994 Posts: 17

    That looks like a great deal. Where in the US are you? Dealer name?
    I've been quoted $336, and know that that is too expensive.
    My sister just got the 2.5XT Ltd. 36 mo., $371/month with $1,600 up front for all fees and taxes (CT state). She has 10k miles I believe.
  • nova10nova10 Posts: 1
    Hi all -- I'm new to the forum, and new to car ownership (seriously, I am a middle-aged woman who has never owned a car in my life). I live in New York City and really like the 2009 Forester. I have two kids, and will be using the car mainly for long haul trips out of state on weekends. I will park it in a lot rather than on the street.
    I'm seeking advice on whether it makes more sense to lease a 2009 Forester 2.5X Limited or to buy a certified pre-owned one. I could feasibly pay the cost up front in cash if I purchased.

    Thanks in advance for your guidance!

  • ateixeiraateixeira Posts: 72,587
    Ask car_man for specifics but I've seen some models with residuals of 61% with those terms, and that's best-in-class resale.

    Given your situation, leasing makes a lot of sense, and you picked a model with good lease terms.

    I buy, but that's because I tend to keep my cars for a long time.

    For example, I kept my '98 Forester for 9 years. Let's compare that to leasing 3 Foresters for 36 months each, the same time period. I also had 87k miles when I sold it so again let's stick to the same 30k*3 miles = 90k.

    Buying cost me 100%, but I got back 29% in resale value at the end of 9 years. So my cost was 71% over 9 years, minus the opportunity cost of course (I paid cash so there was no interest).

    Compared to leasing, I would have paid 100-61=39% of the value to lease for 3 years, but I'd have to have done that 3 times. 39% times 3 is 117%.

    Of course you have 3 new Forester instead of just one, and for the keeper you have to pay for repairs (mine cost next to nothing in that regard), but I doubt that would get the 71% up above 117%.

    I don't think you'll come out ahead in the long-term with leasing vs. buying a car and holding it for a long time.

    But your case is different - you'd probably have to buy less car than you want, and I doubt that would satisfy you for the next 9 years, so you'd trade it in much sooner and in a case like that you may end up paying more than with leasing.

    Go for the lease, in your case it totally makes sense and you picked the right model also.
  • noogman12noogman12 Posts: 2
    I was going to buy -- but it is looking like leasing may be the way to go. What do you folks think about the deal below? I am also considering waiting to get 2.9% financing hopefully on the '09 Foresters for 60 months to get them off the lot. Any thoughts?

    Leasing terms he laid out were 3 years 10k miles/ 280/month ---

    MSRP is $25,293 sell $22,964
    money rate.00095
    lease end value $14,669

    Black Premium with All Weather Package with Automatic Trans. This one has Luggage Compartment Cover, Cargo Tray, Rear Bumper Cover, Splash Guards, Auto-Dimming Mirror with Compass and all Weather Floor Mats. I can sell it for $22,964 this includes Destination Charge. Add $151 Doc Fee and your Local Tax.

    I am still trying to access all the fees but it doesn't look too bad.
  • ateixeiraateixeira Posts: 72,587
    Not bad, they are giving you a 58% residual based on the full MSRP.

    In reality you are paying 22964-14669=8295 in depreciation, or a little less than 33% of its list price for the 3 years of use.
  • lasvegasrphlasvegasrph Apex, NCPosts: 99
    Hello everyone! I am helping a friend finish up a deal on LEASING a 2009 Forester 2.5x Premium with 5-speed manual. It has All-Weather Package + several added on accessories. The MSRP is $24,390.

    Here is what we were offered:

    $1,000 due at signing (includes 1st payment + fees)
    $315/mo + tax = $338 monthly payment
    36 months/10,000 miles per year

    I think this is pretty good. We could probably get it down another $10/mo, but the 5-speed manuals are kinda hard to find. Plus this Forester is the EXACT color combo my friend wants, which might be worth the extra few bucks.

    Hope this helps!!!!!
  • lasvegasrphlasvegasrph Apex, NCPosts: 99
    Correction on my original post, there were some errors from the dealer (they were using 15,000 miles/yr). Here are the final figures:

    2009 Subaru Forester 2.5x Premium with All-Weather Package, 5-sp manual.
    MSRP: $24,790 (including the below accessories:)
    (there was some confusion about the final MSRP, this vehicle has some extra accessories that are a part of a popular equip package: Splash guards, rear bumper cover, luggage holder, side mouldings, Auto-Dim Mirror w/homelink, tail pipe finishers)

    Here are the final figures:
    $1,000 due at signing (includes 1st payment/tax/fees)
    $297/mo. + tax = $319.08 total monthly payment
    36 month lease/10,000 miles a year

    The dealer is here in Las Vegas, NV. It took quite a bit of work to get this deal, but it was worth it in the end. I ran the numbers, and I believe this deal is at invoice or slightly below.
  • you put the "MAN" in carman! thanks for all your help! i saw a recent post that someone got a lease mf on an '09 Forester @ .00095 - is it really that low now? '09 XT LTd???
  • carchic1carchic1 Posts: 22
    Thank you so much - this is very helpful!
  • Hi Nova10. The Forester has a fairly attractive lease program available on it right now, so there's definitely nothing wrong with leasing one. However, if I lived in NYC I personally would probably be leaning towards going with a used vehicle. Even if you plan on parking it on a lot, cars can get pretty dinged up in the city.

    Besides unless you plan on going on vacation frequently and going very far away when you do, it sounds as though you will be putting very few miles on your vehicle, possibly fewer than 10,000 miles per year which I believe is the lowest mileage allowance that Subaru leases vehicles with. If that is indeed the case, then you may end up wasting miles that you paid for if you lease.

    You really can't go wrong either way, bit I personally would probably lean towards used in this situation.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thanks cheap :) . Yep, the Forester's May money factors are either .00095 or .00110 (they vary by trim level).

    Prices Paid: Buying & Leasing Experiences Forum
  • took delivery today, xt ltd spark silver / dark gray int:

    auto dim mirror w/ homelink, all-weather mats, pop equip pkg b, paint protection,
    body side-moldings, and 2-year service agreement.

    12k/year / 36-month lease

    $0 down, $418 / month

    they also waived 1st month payment + cap cost reduction of $195 (part of initial agreement that changed) just to get it out this month, and tax, totaling $625.

    i'm very happy, great local dealer i'd highly recommend - and thanks again to all contributors here (and especially the hosts)!
  • chuckb4chuckb4 Posts: 12
    and Residual for the Forester 2.5 X Limited, 12.5 and 15, 3 year?
  • banker71banker71 Posts: 8
    What is the current Money Factor and Residual for a 36 month lease with 10,000 miles per year. I use this as as nanny car and am very price sensitive.
  • jms49jms49 Posts: 4
    2.5X Limited (9FI)
    MSRP 26968
    Negotiated Price 25250
    2.5XT (9FM)
    MSRP 26890
    Negotiated Price 25250

    Can someone offer me the Money Factor and Residual for a 36 month lease with 10,000 miles per year or 15,000 miles per year? I am ywant to put the finishing touches on this deal by the end of this month before hte inventories start to dwindle and the 10s start coming in.

    Thank you!
  • You're very welcome, on_the_cheap. Congratulations on getting your new Forester. Thanks for taking the time to report back and let us all know how everything turned out. If you have the time, make sure to stop by the Dealer Ratings & Reviews section of to share your thoughts on your recent dealer experience with everyone as well. Enjoy your new ride!

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi chuckb4. Here's the info that you're looking for. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester X Limited with 15,000 miles per year are .00110 and 54%, respectively. If you were to lease this truck with only 12,000 miles per year, its residual value would be 1% higher.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi banker71. I would be happy to give you an idea of what the Forester's lease program is like right now, but its program varies by trim level. Provide me with a detailed description of the Forester that you are interested in and I'll give you the numbers for it. For now, you can take a look at my previous post to get a general idea of what this vehicle's current lease program is like.

    Prices Paid: Buying & Leasing Experiences Forum
  • Here's the information that you're looking for, jms49. Subaru's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Forester 2.5X Limited with 10,000 miles per year are .00110 and 56%, respectively. The numbers for an otherwise identical lease of an '09 Forester 2.5XT are .00110 and 59%.

    Prices Paid: Buying & Leasing Experiences Forum
  • jms49jms49 Posts: 4
    Thank you car_man!

    Just want to make sure my spreadsheet calculations for each model are correct from your reply and the other info I gathered in this thread for June

    Model/residual/money factor/mileage

    Forester X Limited 54% 0.0011 15k
    Forester X Limited 55% 0.0011 12k
    Forester X Limited 56% 0.0011 10k
    Forester XT Limited 57% 0.0011 15k
    Forester XT Limited 58% 0.0011 12k
    Forester XT Limited 59% 0.0011 10k

    Thank you for all of your help!
  • jms49jms49 Posts: 4
    And, is there any difference in these figures if I wanted to get a 2010 model?
  • You're welcome, jms49. Subaru has a new July lease program out now. Are you interested in the details of the new program?

    Prices Paid: Buying & Leasing Experiences Forum
This discussion has been closed.