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Car Buying Advice - KIA Sportage / Calculate sales tax in NJ?

polarbear22polarbear22 Posts: 4
edited September 2017 in Kia
I am looking to lease a 2017 Kia Sportage EX AWD with Premium package. Term is 36/12 and I am in NJ

MSRP:
Price including incentives:
Money Factor:
Residual:
What can I expect in fees (right now they are asking for doc and bank fee approximately 1K)

Also to figure out sales tax, I am just applying the NJ rate to the monthly payment I calculated including the finance fee. Is that correct? How should I calculate the sales tax. They are telling me it is $985 which seems high when I calculated it off the total depreciation value. Do you pay tax after the incentives or before they are applied?

Thanks so much for your time.

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