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2013 and earlier Buick LaCrosse Lease Questions



  • dj2006dj2006 Posts: 31
    Hey Car Man
    Can you post the lease support for Ally, US Bank, or GM Financial>
    24 Month vs 36 month?
    And is there any lease support for 2011's anymore?

    And finally what are the rates and residuals for 2012 Premium 1 Hybrid Lacrosses
  • No problem ghytty. Ally's November buy rate lease money factor and residual value for a 39-month lease of a 2012 Buick Lacrosse Premium II with 12,000 miles per year are 1.1% and 44%, respectively.

    The residual value for a lease with only 10,000 miles per year would be 1% higher.

    When negotiating your deal on this car, make sure to take advantage of the $3,825 cash incentive that is currently available on 39 month leases of it through Ally.

    Prices Paid: Buying & Leasing Experiences Forum
  • Car_man
    I saw a lease deal being offered for a 2011 eAssist + convenience group model for $331/month with $0 down, 39 month lease 39,000 miles. I'm curious how they are reaching this number (MF, residual, discounts)? I'm wondering if I can negotiate this lower.

    I am wondering if there are additional incentives, as I saw a $1500 customer cash offer and see dealers listing cars at $1500 off. Can you tell me if there are additional discounts in addition to the $3,825 lease incentive? I think with a 1.1% MF, 44% residual and $3825+$1500 discount, the payment is about $331/month.
  • Just got back from dealer:
    - $331/month deal is bogus! It has an additional $1,000 "rebate", which you actually only qualify for if have and use $1,000 earnings from a GM credit card that you've accrued through purchases.

    Premiuim I:
    US Bank rebate on any model Lacrosse lease is $4550. $995 acquisition fee, $395 turn in fee.
    Residual = 45%
    MF= .00079
    MSRP: $33,000
    Sales price (w/out negotiating): $32,557
    They had tax credits, so no tax would be charged.
    Total monthly lease=$397/month w/ only first month payment due at signing
    Note: disappointed to not see touchscreen radio in car as shown in brochure. This apparently ships later. The radio looked like something 10 years old...terrible.

    Ally rebate is $3825 + 1st payment waived, $845 acquisition, $0 turn in fee. As discussed in other places Ally also charges a $2500 fee at lease-end if you decide to buy the vehicle. I did not get Residual and MF, as the sales person said US Bank had a better overall deal.

    No conquest dollars were being offered or additional rebates.
  • Carman

    What is the best lease deal out there for Lacrosse E-Assist? 2012 year

    MF, Residual, for 39 months 10,000 /yr
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    edited December 2011
    Hi foosman9469. Did you say that you saw an advertisement for a 2011 Lacrosse at this price? Did you mean a 2012 model? GM has pulled the plug on its lease support for 2011 models, so it doesn't make sense to lease one any longer.

    Ally's current special lease rate on the 2012 Buick Lacrosse is 1.1%. This special lease rate can be combined with a $3,825 cash incentive plus the waiver of the first month's payment on 39-month leases of this car. This cash incentive cannot be combined with the $1,500.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    edited December 2011
    Hi carman14. Please see my previous post for the lease rate and lease cash that are available on the Lacrosse right now. Its 39-month, 10,000 mile pr year residual value is 46% for the Convenience and Leather models.

    If I was in the market for a Lacrosse right now, I personally would shoot for a selling price of a couple hundred dollars over dealer invoice minus the available cash incentives.

    I haven't seen anything on the eAssist version yet.

    Prices Paid: Buying & Leasing Experiences Forum
  • I meant 2012, not 2011. You are correct that they have pulled support on 2011 leases.
  • I thought that was the case, foosman9469. In case you are still monitoring this discussion and haven't finalized your deal yet, I heard that GM just upped its cash incentives on leases of the 2012 Lacrosse by I believe $500 today.

    Prices Paid: Buying & Leasing Experiences Forum
  • rjdilaurorjdilauro Posts: 2
    edited December 2011
    Hi Car_man,

    Hoping you can help me. I'm looking at a 2012 Buick LaCrosse Premium II package with AWD. MSRP is $42,130 including Destination Charge and deduction of the $1,500 cash offer.

    I tried calculating a lease payment for 39 months at 1.1% with a 44% residual on a price of $39,700 (True Market Value) and I'm coming up with a monthly payment of $583 which seems awfully high. My current lease on a 2008 Infiniti G35 AWD is coming up next month and Infiniti is desperately trying to get me to roll over into a new G37 at or below my current lease paymnt of $525 (which includes a 10% lease tax in Philadelphia).

    Am I calculating the LaCrosse payment correctly? If not, there's not much incentive to jump from Infiniti.

    Also, I have a pre-approved Ally Bank offer for GM and I see you mentioning a $3,825 cash incentive with them. I know I can't combine that and the $1,500, but how does that work? Would it just be $3,825 off the price instead of $1,500?

    Thanks for your help.

  • tjc78tjc78 JerseyPosts: 6,663
    I'm sure you can't combine the 1500 w/ the 3825, however, I would look up invoice price on the one you are looking at and compute your lease on invoice minus 3825. I bet that gets it close to what it should be. I can't imagine this time of year the dealer not moving a unit at invoice.

    My lease details are a few posts up, I would think with some good negotiations you can get this car for a little over 500.

    2017 Buick Enclave / 2017 Hyundai Elantra

  • bwiabwia Boston Posts: 1,939
    edited December 2011

    Don't know if you are an American Express cardholder but good deals can be had through their auto buying program. - d=_BO8WfTB8fEQZc0&om_lid=axp3

    For example, they show the true dealer cost, and a Lacrosse, less the $1,500 incentive, can be purchased for well below invoice. While these deals apply to purchasing I am not sure if they apply to leasing as well.

  • Hi Rich. If you are leasing through Ally then you would be eligible for the $3,825 cash incentive instead of the $1,500. They cannot be combined.

    You should negotiate as low a selling price as possible on the car that you are interested in, as close to dealer invoice as you can, or even lower if possible, and then have the dealer subtract the available cash incentive from that.

    If you provide me with the MSRP and approximate selling price of the car that you want I can work up a payment on it for you.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thanks Car_man. Just saw an ad where they lowered the lease from $331/month to $318/month, which corresponds nicely to a $500 additional lease incentive.

    I think it may be possible to get a Premium I Lacrosse (MSRP: $33,300) 39month/12k mile lease for < $350 month w/ $0 down. I see online dealers discounting purchases by $3500. I realize there is a $1500 purchase incentive, which means the dealer is discounting another $2000. Add in the lease incentives and I'm thinking you can get:

    -$4550 lease incentive
    -$500 additional lease incentive
    -$2000 dealer discount

    If this is the case, we are looking at a $7,000 discount off MSRP on a lease.
  • What is the new lease incentives on a 2012 LaCrosse?
  • Hello tgaydosh. General Motors is currently providing a $4,300 cash incentive on 36-month leases of the 2012 Buick LaCrosse through Ally.

    Prices Paid: Buying & Leasing Experiences Forum
  • How long will the $4,300 cash incentive on 36-month leases of the 2012 Buick Lacrosse through Ally last?
  • Hey edmundsuser6. It's currently scheduled to run through the end of February, but I don't expect General Motors to just pull the plug on it after that date. If anything, I expect GM's incentives to continue or perhaps possibly even increase given what has likely been a fairly weak month for the company.

    Prices Paid: Buying & Leasing Experiences Forum
  • bwiabwia Boston Posts: 1,939
    edited January 2012
    A Boston area (Columbia Buick-GMC) dealership is offering this lease deal. I am not in the market for a car at this time but this deal seems too good to be true. Here are the details.


    $289 PER MONTH 39 MONTHS.

    Includes $500 owner loyalty cash.
    $1,639 due at lease signing after all offers

    The fine print.
    Must be a current owner/lessee of a 1999 model year or newer GM vehicle.
    Example based on national average vehicle selling price. Each dealer sets its own price. Your payments may vary.
    Payments are for a 2012 LaCrosse with an MSRP of $31,290.
    39 monthly payments total $11,271.
    Option to purchase at lease end for an amount to be determined at lease signing, plus $350 or turn in vehicle and pay a $395 termination fee.
    Mileage charge of $.18/mile over 39,000 miles. Lessor must approve lease. Take retail delivery by 2/29/12.
    Lessee pays for excess wear and tear charges. Payments may be higher in some states. Not available with other offers. Residency restrictions apply.
  • I am considering leasing one @ 18k miles per year.

    Anyone know the current rates and lease incentives.

    I would want to put out sales tax up front max - 7% (NJ).

    Thanks in advance!
  • Hi danthony1. Ally's February base lease rate and residual value for a 36-month lease of a 2012 Buick Lacrosse Premium I FWD V6 with 15,000 miles per year are 1.1% and 43%, respectively.

    General Motors is currently providing a $4,300 cash incentive on 36-month leases of the 2012 Lacrosse through Ally.

    Prices Paid: Buying & Leasing Experiences Forum
  • hk007hk007 Posts: 13
    Hi Car_Man,

    Can Ally's $4300 incentive be combined with my Credit Union discount? In other words, I can get special pricing using credit union discount so I don't have to negotiate the selling price. Can I then get Ally's $4300 lease incentive on top of that?

    Also, the residual for 36-month LaCrosse Premium I for 12000 miles per year would be 45% right?
  • Thanks for the reply.

    Can you tell me the residual for an 18000 mile lease.
  • Hi hk007. I don't know what sort of arrangement your credit union has with General Motors, but you should be able to negotiate a selling price that's pretty close to dealer invoice minus the available cash incentives on this car right now.

    You are correct about the residual value.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hello Car_man,

    Is the $4300 cash incentive documented on the GM or Ally website. The dealers seem to be unaware of this.

    Thank you
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    HA marpiwill. The dealers are lying to your face if they say this cash doesn't exist. It actually was increased to $4,575 in March. If the dealer continues to insist that this cash doesn't exist, you may want to think about taking your business elsewhere.

    Prices Paid: Buying & Leasing Experiences Forum
  • pepe11pepe11 Posts: 41
    Hello Car_man,
    I'm new to this so am wondering about the $4,575 cash incentive. I'm not really interested in leasing but am wondering if I can get that if I purchase with cash or finance?
    Thanks in advance.
  • pepe11pepe11 Posts: 41
    You know, about 8 to 10 years ago these forums were actually very helpful. One could ask for advice on current pricing and/or lease options and a number of people were on here with actual recent first hand experienceand and willing to respond and be helpful. Now they are all but useless. I wonder why Edmunds continues to host this?
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hello pepe11. The four thousand dollar cash incentive has to be used on a lease through Ally.

    If you want to finance this car, you can do so through one of GM's captive finance companies at 1.9% for up to 5 years. You can also pay cash for or finance this car through an independent bank and take advantage of the $1,000 consumer cash incentive that is currently available on this car.

    In addition to these incentives, GM is also providing $2,000 to current lessees of and $1,000 to current owners of non-General Motors vehicles.

    Prices Paid: Buying & Leasing Experiences Forum
  • dj_lbcdj_lbc Posts: 7
    Hello Car Man,

    I have been offered a lease deal I wanted to run by you. 2012 Lacrosse 2.4 with Premium 1, navigation, premium audio and sunroof. MSRP $38,455, Sell Price $36,358, 39 Month lease, 15,000 mi/yr, 41% residual, $5,480 rebate/cap cost reduction, $595 bank fee reduction, $479.80 cap reduction tax, Adjusted Cap cost $31,473, $863.19 drive off includes 1st month, license fee and tax on cap reduction. Monthly payment $402.73 + $35.24 tax for a total of $437.97/month. How does this look to you?
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